BayFirst Financial Corp. Financial Summary

Quick Answer

BayFirst Financial Corp. reported Net Income of -$22.94 million for fiscal year 2025.

BayFirst Financial Corp. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income -$22.94M
-282.0%
$12.60M
+121.0%
$5.70M
+1733.8%
-$349.0K
-101.4%
$24.62M
+93.8%
$12.70M
Diluted EPS -$5.93
-326.3%
$2.62
+133.9%
$1.12
+609.1%
-$0.22
-103.7%
$5.91
+96.3%
$3.01
Total Assets $1.30B
+0.9%
$1.29B
+15.3%
$1.12B
+19.1%
$938.89M
+2.4%
$917.10M
-40.6%
$1.54B
Cash and Equivalents $206.98M
+166.1%
$77.79M
+33.2%
$58.38M
-11.6%
$66.05M
-39.8%
$109.73M
+98.1%
$55.38M
Stockholders Equity $87.57M
-21.1%
$110.92M
+10.1%
$100.71M
+9.6%
$91.88M
-4.6%
$96.29M
+35.5%
$71.07M
+38.4%
Shares Outstanding 4.11M
-0.6%
4.13M
+0.5%
4.11M
+1.7%
4.04M
+1.5%
3.98M
+14.2%
3.49M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 -$18.90M -1762.4% -1428.1%
Diluted EPS September 30, 2025 -$4.66 -2688.9% -1094.9%
Total Assets September 30, 2025 $1.35B +8.1% +0.2%
Cash and Equivalents September 30, 2025 $118.55M +84.1% +53.4%
Stockholders Equity September 30, 2025 $89.73M -12.3% -17.1%
Shares Outstanding September 30, 2025 4.12M -0.4% -0.4%
  • BayFirst Financial Corp. reported Net Income of -$22.94 million for fiscal year 2025.
  • BayFirst Financial Corp. showed a decrease of -282.0% in Net Income compared to the prior fiscal year.
  • BayFirst Financial Corp. reported Diluted EPS of $5.93 per share (loss) for fiscal year 2025.
  • BayFirst Financial Corp. showed a decrease of -326.3% in Diluted EPS compared to the prior fiscal year.
  • BayFirst Financial Corp. reported Total Assets of $1.30 billion for fiscal year 2025.
  • BayFirst Financial Corp. showed an increase of +0.9% in Total Assets compared to the prior fiscal year.
  • BayFirst Financial Corp. reported Cash and Equivalents of $206.98 million for fiscal year 2025.
  • BayFirst Financial Corp. showed an increase of +166.1% in Cash and Equivalents compared to the prior fiscal year.
  • BayFirst Financial Corp. reported Stockholders Equity of $87.57 million for fiscal year 2025.
  • BayFirst Financial Corp. showed a decrease of -21.1% in Stockholders Equity compared to the prior fiscal year.
  • BayFirst Financial Corp. reported Shares Outstanding of 4.11 million shares for fiscal year 2025.
  • BayFirst Financial Corp. showed a decrease of -0.6% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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