Complete Filing Data
Bank First Corp reported Net Income Loss of $71.50 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Bank First Corp did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $71.5M | $65.6M | $74.5M | $45.2M | $45.4M | $38.0M | $26.7M | $25.5M | $15.3M | $14.9M |
| Interest Income Expense Net | $151.7M | $137.8M | $133.5M | $104.1M | $90.1M | $86.8M | $69.7M | $63.1M | $45.7M | $38.8M |
| Interest Income Expense After Provision For Loan Loss | $150.4M | $138.6M | $128.8M | $101.9M | $87.0M | $79.7M | $64.4M | $60.2M | $44.7M | $38.5M |
| Income Tax Expense Benefit | $16.7M | $14.0M | $24.3M | $14.4M | $14.5M | $11.8M | $7.6M | $6.6M | $8.8M | $7.7M |
| Interest Expense | $49.0M | $12.4M | $8.3M | $13.9M | $19.5M | $14.8M | $7.7M | $5.9M | ||
| Other Comprehensive Income Loss Net Of Tax | $4.3M | -$605.0K | $6.8M | -$19.2M | -$2.2M | $3.3M | $2.9M | -$1.3M | $524.0K | -$932.0K |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $5.5M | -$760.0K | $1.3M | -$26.3M | -$2.9M | $8.0M | $4.4M | -$1.8M | $962.0K | -$1.6M |
| Other Comprehensive Income Loss Tax Portion Attributable To Parent1 | $1.1M | -$121.0K | $2.4M | -$7.1M | -$795.0K | $1.4M | $840.0K | -$463.0K | $339.0K | -$601.0K |
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | $4.3M | -$605.0K | $6.8M | -$19.2M | -$2.2M | $3.3M | $2.9M | -$1.3M | $524.0K | -$932.0K |
| Interest Expense Deposits | $63.7M | $64.2M | $42.4M | $10.3M | $7.5M | $12.5M | $17.9M | $12.4M | $6.4M | $5.5M |
| Comprehensive Income Net Of Tax | $75.8M | $65.0M | $81.3M | $26.0M | $43.3M | $41.3M | $29.6M | $24.1M | $15.8M | $14.0M |
| Amortization Of Intangible Assets | $5.0M | $5.8M | $6.3M | $2.3M | $1.4M | $1.6M | $1.1M | $756.0K | $132.0K | $18.0K |
| Mortgage Servicing Rights MSR Impairment Recovery | -$281.0K | $299.0K | -$395.0K | -$2.9M | -$1.3M | $945.0K | $775.0K | -$119.0K | $224.0K | $558.0K |
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments | $60.0M | $49.9M | $34.3M | $32.1M | $24.1M | $22.6M | ||||
| Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | $22.0K | $1.8M | $542.0K | $10.0K | $114.0K | $461.0K | $399.0K | $272.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q4 2018 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 | Q1 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $18.0M | $16.9M | $18.2M | $16.6M | $16.1M | $15.4M | $14.8M | $14.1M | $10.7M | $12.8M | $10.5M | $11.7M | $10.2M | $11.2M | $11.2M | $11.5M | $11.5M | $11.5M | $11.0M | $8.3M | $7.3M | $7.5M | $6.7M | $6.0M | $6.6M | $6.1M | $5.9M | $6.4M | $7.1M | $3.3M | $3.8M | $4.2M | $4.0M |
| Interest Income Expense Net | $38.3M | $36.7M | $36.5M | $35.9M | $33.0M | $33.3M | $34.1M | $34.3M | $32.2M | $30.6M | $27.7M | $23.5M | $22.3M | $23.2M | $22.9M | $21.8M | $22.1M | $24.5M | $22.9M | $20.8M | $18.6M | $18.8M | $20.3M | $15.4M | $15.2M | $15.5M | $15.5M | $15.8M | $16.3M | $15.1M | $10.6M | $10.1M | $9.8M |
| Interest Income Expense After Provision For Loan Loss | $37.6M | $36.5M | $36.1M | $35.9M | $33.0M | $33.1M | $34.1M | $34.3M | $28.1M | $30.1M | $27.7M | $23.0M | $21.1M | $22.6M | $22.3M | $20.9M | $21.2M | $22.8M | $21.6M | $17.6M | $17.7M | $17.7M | $17.3M | $14.9M | $14.6M | $14.8M | $14.7M | $14.9M | $15.8M | $14.7M | $10.4M | $10.0M | $9.6M |
| Income Tax Expense Benefit | $4.5M | $3.8M | $3.9M | $4.1M | $3.8M | $1.8M | $4.9M | $4.7M | $3.6M | $3.9M | $3.4M | $3.7M | $3.4M | $3.6M | $3.6M | $3.7M | $3.7M | $4.1M | $3.5M | $2.7M | $1.6M | $2.2M | $1.7M | $1.7M | $2.0M | $1.4M | $1.6M | $1.4M | $2.2M | $2.9M | $1.8M | $2.1M | $2.0M |
| Interest Expense | $15.9M | $12.9M | $11.7M | $8.7M | $5.1M | $3.0M | $2.3M | $1.9M | $1.8M | $2.0M | $2.2M | $2.3M | $2.6M | $3.0M | $3.6M | $4.7M | $5.0M | $5.2M | $4.8M | $4.5M | $4.2M | $4.0M | $3.6M | $3.0M | $2.3M | $2.0M | $1.8M | $1.6M | |||||
| Other Comprehensive Income Loss Net Of Tax | $1.6M | $843.0K | $747.0K | $2.9M | $40.0K | -$665.0K | -$4.8M | -$1.8M | $2.4M | -$6.7M | -$7.4M | -$8.2M | -$678.0K | $526.0K | -$1.2M | $433.0K | $2.0M | $1.0M | $722.0K | $1.5M | $1.9M | -$837.0K | -$294.0K | -$1.4M | |||||||||
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $2.0M | $1.1M | $943.0K | $3.7M | $71.0K | -$853.0K | -$6.1M | -$2.4M | $3.2M | -$9.2M | -$10.2M | -$11.2M | -$931.0K | $721.0K | -$1.7M | $593.0K | $6.0M | $1.6M | $925.0K | $2.0M | $2.4M | -$1.0M | -$406.0K | -$1.8M | $35.0K | ||||||||
| Other Comprehensive Income Loss Tax Portion Attributable To Parent1 | $426.0K | $224.0K | $196.0K | $769.0K | $31.0K | -$154.0K | -$1.3M | -$659.0K | $891.0K | -$2.5M | -$2.8M | -$3.0M | -$250.0K | $195.0K | -$457.0K | $160.0K | $734.0K | $557.0K | $192.0K | $405.0K | $493.0K | -$222.0K | -$78.0K | -$465.0K | $4.0K | ||||||||
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | $1.6M | $843.0K | $747.0K | $2.9M | $40.0K | -$665.0K | -$4.8M | -$1.8M | $2.4M | -$6.7M | -$7.4M | -$8.2M | -$678.0K | $526.0K | -$1.2M | $433.0K | $2.0M | $1.0M | $722.0K | $1.5M | $1.9M | -$837.0K | -$294.0K | -$1.4M | $6.0K | ||||||||
| Interest Expense Deposits | $15.8M | $16.2M | $16.9M | $16.5M | $15.8M | $15.4M | $11.6M | $10.1M | $7.5M | $2.6M | $1.7M | $1.6M | $1.8M | $2.0M | $2.2M | $2.7M | $3.2M | $4.1M | $4.7M | $4.4M | $4.2M | $3.4M | $2.8M | $2.4M | $1.7M | ||||||||
| Comprehensive Income Net Of Tax | $19.6M | $17.7M | $19.0M | $19.4M | $16.1M | $14.7M | $10.0M | $12.4M | $13.1M | $3.8M | $4.2M | $2.0M | $10.5M | $12.1M | $10.3M | $11.4M | $10.3M | $8.3M | $7.4M | $7.5M | $8.4M | $5.1M | $6.1M | $5.7M | $3.8M | ||||||||
| Amortization Of Intangible Assets | $1.2M | $1.3M | $1.3M | $1.4M | $1.5M | $1.5M | $1.6M | $1.7M | $1.4M | $751.0K | $294.0K | $293.0K | $351.0K | $351.0K | $351.0K | $418.0K | $362.0K | $334.0K | $374.0K | $161.0K | $161.0K | $189.0K | $189.0K | $189.0K | $0.00 | ||||||||
| Mortgage Servicing Rights MSR Impairment Recovery | -$250.0K | $99.0K | -$175.0K | $344.0K | -$339.0K | $312.0K | -$229.0K | $548.0K | -$779.0K | -$885.0K | -$1.5M | -$450.0K | $467.0K | $186.0K | -$536.0K | $70.0K | |||||||||||||||||
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments | $14.7M | $14.8M | $15.2M | $15.2M | $15.6M | $14.5M | $11.0M | $8.8M | $9.7M | $8.4M | $7.7M | $8.6M | $7.4M | $7.5M | $7.8M | $9.3M | $6.2M | $5.6M | $6.3M | $6.0M | |||||||||||||
| Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | $22.0K | $252.0K | $570.0K | $561.0K | $100.0K | $2.0K | $2.0K | $3.0K | $2.0K | $3.0K | $4.0K | $3.0K | $103.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $643.8M | $639.7M | $619.8M | $453.1M | $322.7M | $294.9M | $230.2M | $174.3M | $161.7M | $127.5M | $118.9M |
| Dividends Cash | $52.5M | $15.6M | $12.0M | $7.8M | $8.7M | $6.1M | $5.5M | $4.5M | $4.0M | $3.7M | |
| Treasury Stock Value Acquired Cost Method | $22.0M | $31.9M | $10.0M | $14.3M | $8.3M | $4.4M | $4.2M | $10.4M | $3.6M | $2.6M | |
| Interest And Fee Income Loans And Leases | $203.7M | $189.0M | $168.8M | $107.0M | $93.4M | $95.3M | $82.9M | $72.1M | $48.9M | $40.9M | |
| Cash And Cash Equivalents At Carrying Value | $243.2M | $261.3M | $247.5M | $119.4M | $296.9M | $170.2M | $107.7M | $102.0M | $80.2M | $85.6M | |
| Goodwill | $175.1M | $175.1M | $175.1M | $110.2M | $55.4M | $55.5M | $43.5M | $15.0M | $15.1M | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $243.2M | $261.3M | $247.5M | $119.4M | $296.9M | $170.2M | $86.5M | $107.7M | |||
| Amortization Of Deferred Loan Origination Fees Net | $772.0K | $488.0K | $1.4M | $881.0K | $1.2M | -$2.4M | $216.0K | -$231.0K | -$651.0K | $167.0K | |
| Retained Earnings Accumulated Deficit | $417.0M | $398.0M | $348.0M | $295.5M | $258.1M | $221.4M | $189.5M | $168.4M | $145.9M | ||
| Repayments Of Notes Payable | $245.5M | $40.0M | $93.1M | $3.13B | $20.4M | $127.4M | $4.0M | $1.22B | $0.00 | $0.00 | |
| Property Plant And Equipment Net | $79.2M | $71.1M | $69.9M | $56.4M | $49.5M | $43.2M | $35.3M | $24.5M | $18.6M | ||
| Other Liabilities | $44.5M | $46.9M | $42.0M | $24.5M | $19.8M | $24.9M | $22.4M | $18.7M | $17.5M | ||
| Other Investments | $23.6M | $22.6M | $21.4M | $16.5M | $9.0M | $8.9M | $4.9M | $4.6M | $7.2M | ||
| Other Assets | $23.9M | $24.0M | $22.7M | $17.1M | $8.3M | $9.2M | $7.5M | $7.0M | $8.5M | ||
| Noninterest Bearing Deposit Liabilities | $1.00B | $1.02B | $1.05B | $934.1M | $799.9M | $715.6M | $476.5M | $448.8M | $436.6M | ||
| Liabilities And Stockholders Equity | $4.51B | $4.50B | $4.22B | $3.66B | $2.94B | $2.72B | $2.21B | $1.79B | $1.75B | ||
| Liabilities | $3.86B | $3.86B | $3.60B | $3.21B | $2.61B | $2.42B | $1.98B | $1.62B | $1.59B | ||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | $35.4M | $34.1M | $32.9M | $44.2M | $42.9M | $42.3M | $40.3M | $25.4M | $21.5M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $628.1M | $612.3M | $648.4M | $628.9M | $614.6M | $609.3M | $577.3M | $570.9M | $562.4M | $439.4M | $314.2M | $318.3M | $315.3M | $311.4M | $303.4M | $286.1M | $276.1M | $237.7M | $225.3M | $185.4M | $179.2M | $169.1M | $165.2M | $161.8M | $134.9M | |
| Dividends Cash | $4.4M | $39.1M | $4.5M | $4.0M | $3.5M | $3.5M | $3.1M | $3.1M | $2.6M | $2.3M | $1.6M | $1.7M | $3.8M | $1.6M | $1.6M | $1.6M | $1.5M | $1.4M | $1.4M | $1.3M | $1.3M | $1.1M | $1.1M | $1.1M | ||
| Treasury Stock Value Acquired Cost Method | $15.7M | $6.4M | $1.7M | $7.9M | $22.3M | $1.0M | $1.3M | $6.7M | $2.1M | $7.2M | $5.0M | $3.3M | $2.9M | $402.0K | $116.0K | $3.0M | $1.6M | $161.0K | $2.5M | $246.0K | $2.2M | $5.6M | ||||
| Interest And Fee Income Loans And Leases | $51.9M | $49.9M | $49.2M | $49.4M | $46.3M | $44.9M | $43.6M | $42.7M | $38.1M | $28.4M | $23.5M | $22.3M | $23.6M | $22.9M | $23.3M | $24.7M | $23.3M | $21.7M | $23.9M | $18.5M | $18.2M | $18.1M | $17.9M | $17.7M | $11.5M | |
| Cash And Cash Equivalents At Carrying Value | $126.2M | $120.3M | $300.9M | $204.4M | $99.0M | $83.4M | $75.8M | $111.3M | $169.7M | $143.4M | $44.0M | $107.4M | $300.0M | $251.1M | $261.2M | $80.8M | $177.2M | $54.2M | $86.5M | $118.4M | $125.9M | $109.2M | $35.3M | $45.3M | $37.8M | $34.2M |
| Goodwill | $175.1M | $175.1M | $175.1M | $175.1M | $175.1M | $175.1M | $175.1M | $175.1M | $175.1M | $111.6M | $55.4M | $55.4M | $55.4M | $55.4M | $55.5M | $55.0M | $55.1M | $43.5M | $43.5M | $15.0M | $15.0M | |||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $126.2M | $120.3M | $300.9M | $204.4M | $99.0M | $83.4M | $75.8M | $111.3M | $169.7M | $143.4M | $44.0M | $107.4M | $300.0M | $251.1M | $261.2M | |||||||||||
| Amortization Of Deferred Loan Origination Fees Net | $239.0K | $133.0K | $150.0K | $510.0K | -$1.0M | $45.0K | $99.0K | $93.0K | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | $403.0M | $389.5M | $411.8M | $384.9M | $372.4M | $359.9M | $316.2M | $304.5M | $293.5M | $284.9M | $276.6M | $266.6M | $248.6M | $241.2M | $231.3M | $211.5M | $202.1M | $195.3M | $183.6M | $178.3M | $173.6M | $162.1M | ||||
| Repayments Of Notes Payable | $508.0K | $91.7M | $1.50B | $10.5M | $74.0M | $0.00 | $1.5M | |||||||||||||||||||
| Property Plant And Equipment Net | $78.0M | $75.7M | $72.7M | $69.7M | $68.6M | $69.6M | $71.0M | $67.0M | $63.7M | $57.0M | $50.6M | $50.1M | $44.2M | $43.5M | $43.6M | $41.2M | $39.6M | $36.6M | $32.3M | $28.1M | $26.9M | $23.7M | ||||
| Other Liabilities | $31.6M | $35.4M | $35.5M | $33.5M | $29.0M | $27.3M | $24.4M | $21.4M | $24.0M | $15.1M | $10.0M | $11.2M | $16.0M | $12.5M | $16.6M | $12.6M | $17.5M | $12.3M | $19.4M | $14.5M | $15.6M | $13.4M | ||||
| Other Investments | $27.0M | $23.2M | $23.2M | $22.6M | $21.3M | $21.3M | $21.5M | $21.5M | $21.6M | $14.9M | $19.6M | $19.6M | $9.0M | $9.0M | $9.0M | $8.9M | $7.8M | $7.3M | $4.9M | $4.5M | $4.4M | $4.9M | ||||
| Other Assets | $23.1M | $24.8M | $22.8M | $22.4M | $23.9M | $23.5M | $23.3M | $23.6M | $23.8M | $14.8M | $13.2M | $9.5M | $9.0M | $7.9M | $8.7M | $8.8M | $8.4M | $7.8M | $9.5M | $6.9M | $6.8M | $8.6M | ||||
| Noninterest Bearing Deposit Liabilities | $984.6M | $990.0M | $993.8M | $1.02B | $975.8M | $990.5M | $1.06B | $1.08B | $1.10B | $971.8M | $819.9M | $798.3M | $790.2M | $782.9M | $779.3M | $688.2M | $708.3M | $476.6M | $566.1M | $481.4M | $464.9M | $398.2M | ||||
| Liabilities And Stockholders Equity | $4.42B | $4.37B | $4.51B | $4.29B | $4.15B | $4.10B | $4.09B | $4.09B | $4.17B | $3.64B | $2.96B | $2.92B | $2.85B | $2.82B | $2.85B | $2.64B | $2.66B | $2.20B | $2.16B | $1.81B | $1.81B | $1.74B | ||||
| Liabilities | $3.79B | $3.75B | $3.86B | $3.67B | $3.53B | $3.49B | $3.51B | $3.52B | $3.60B | $3.20B | $2.65B | $2.61B | $2.53B | $2.51B | $2.54B | $2.35B | $2.38B | $1.96B | $1.94B | $1.62B | $1.63B | $1.57B | ||||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | $35.8M | $35.2M | $34.6M | $34.7M | $34.2M | $33.4M | $46.2M | $45.4M | $45.0M | $44.1M | $43.7M | $43.6M | $42.9M | $42.6M | $42.4M | $42.4M | $41.9M | $41.3M | $26.9M | $26.4M | $26.3M | $22.9M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition | $2.1M | $2.2M | $2.1M | $1.7M | $1.4M | $1.1M | $685.0K | $556.0K | $465.0K | $419.0K |
| Share Based Compensation | $2.1M | $2.2M | $2.1M | $1.7M | $1.4M | $1.1M | $685.0K | $556.0K | $465.0K | $419.0K |
| Proceeds From Sale Of Mortgage Loans Held For Sale | $169.3M | $118.2M | $74.7M | $85.5M | $295.9M | $215.9M | $86.1M | $37.9M | $51.4M | $84.5M |
| Payments To Acquire Property Plant And Equipment | $11.4M | $7.2M | $13.5M | $6.9M | $8.7M | $8.4M | $7.3M | $7.9M | $2.8M | $1.3M |
| Payments Of Ordinary Dividends | $52.5M | $15.6M | $12.0M | $7.8M | $8.7M | $6.1M | $5.5M | $4.5M | $4.0M | $3.7M |
| Payments For Repurchase Of Common Stock | $22.0M | $31.9M | $10.0M | $14.3M | $8.3M | $4.4M | $4.2M | $10.4M | $3.6M | $2.6M |
| Payments For Proceeds From Loans And Leases | $84.7M | $168.9M | $37.4M | $198.0M | $41.7M | $343.6M | $36.5M | $29.2M | $46.7M | $69.5M |
| Payments For Origination Of Mortgage Loans Held For Sale | $170.7M | $117.0M | $76.2M | $83.8M | $290.4M | $212.2M | $86.0M | $37.6M | $50.9M | $83.8M |
| Net Cash Provided By Used In Operating Activities | $62.5M | $65.8M | $52.9M | $40.0M | $40.3M | $44.0M | $22.6M | $23.1M | $18.3M | $14.4M |
| Net Cash Provided By Used In Investing Activities | -$16.0M | -$252.9M | $269.0M | -$177.8M | -$93.9M | -$206.0M | -$106.2M | -$30.1M | -$41.4M | -$83.0M |
| Net Cash Provided By Used In Financing Activities | -$64.6M | $201.0M | -$193.8M | -$39.7M | $180.2M | $245.8M | $62.2M | $12.8M | $44.9M | $63.1M |
| Increase Decrease In Other Operating Liabilities | -$2.5M | $5.8M | $15.9M | -$2.4M | -$5.0M | $6.4M | $1.3M | $1.2M | $4.5M | $793.0K |
| Increase Decrease In Other Operating Assets | $1.2M | $3.0M | $2.0M | -$2.9M | -$1.9M | $1.9M | $720.0K | -$306.0K | -$278.0K | -$29.0K |
| Increase Decrease In Deposits | $34.7M | $228.1M | -$159.4M | -$72.9M | $207.8M | $307.0M | $17.5M | $51.0M | $34.2M | $64.4M |
| Proceeds From Sale Of Other Real Estate | $900.0K | $3.9M | $1.8M | $320.0K | $1.9M | $5.5M | $1.7M | $3.7M | $329.0K | $724.0K |
| Proceeds From Payments For In Securities Sold Under Agreements To Repurchase | -$75.7M | -$21.4M | $56.1M | $4.7M | -$10.3M | $14.4M | -$16.1M | -$2.5M | $4.5M | |
| Proceeds From Notes Payable | $220.0M | $140.0M | $121.7M | $3.12B | $5.0M | $88.0M | $44.0M | $1.21B | $3.5M | $0.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition | $551.0K | $484.0K | $551.0K | $540.0K | $539.0K | $554.0K | $561.0K | $564.0K | $456.0K | $448.0K | $447.0K | $320.0K | $363.0K | $366.0K | $304.0K | $283.0K | $296.0K | $215.0K | $177.0K | $182.0K | $152.0K | $145.0K | $144.0K | $121.0K |
| Share Based Compensation | $551.0K | $554.0K | $456.0K | $320.0K | $304.0K | $215.0K | $152.0K | $121.0K | ||||||||||||||||
| Proceeds From Sale Of Mortgage Loans Held For Sale | $29.2M | $18.5M | $9.5M | $36.3M | $97.6M | $31.4M | $7.4M | $7.5M | ||||||||||||||||
| Payments To Acquire Property Plant And Equipment | $2.2M | $778.0K | $2.7M | $1.0M | $1.2M | $1.8M | $999.0K | $5.6M | ||||||||||||||||
| Payments Of Ordinary Dividends | $4.5M | $3.5M | $2.6M | $1.7M | $1.6M | $1.4M | $1.3M | $1.1M | ||||||||||||||||
| Payments For Repurchase Of Common Stock | $6.4M | $22.3M | $6.7M | $5.0M | $402.0K | $3.0M | $2.5M | $5.6M | ||||||||||||||||
| Payments For Proceeds From Loans And Leases | $30.4M | $38.6M | $24.8M | $80.2M | $38.3M | $27.7M | $3.3M | $6.5M | ||||||||||||||||
| Payments For Origination Of Mortgage Loans Held For Sale | $28.5M | $16.6M | $11.0M | $35.2M | $94.9M | $33.2M | $8.0M | $7.9M | ||||||||||||||||
| Net Cash Provided By Used In Operating Activities | $6.2M | $1.3M | $4.1M | $2.5M | $6.1M | -$2.1M | -$1.4M | $97.0K | ||||||||||||||||
| Net Cash Provided By Used In Investing Activities | $31.5M | -$42.9M | $205.6M | -$186.1M | -$41.1M | -$18.6M | -$3.9M | -$14.2M | ||||||||||||||||
| Net Cash Provided By Used In Financing Activities | $1.8M | -$122.5M | -$159.3M | -$5.9M | $125.9M | -$11.6M | $6.8M | -$50.1M | ||||||||||||||||
| Increase Decrease In Other Operating Liabilities | -$11.4M | -$14.7M | -$2.1M | -$8.7M | -$8.2M | -$6.7M | -$4.8M | -$5.3M | ||||||||||||||||
| Increase Decrease In Other Operating Assets | -$973.0K | $664.0K | $3.4M | -$1.8M | -$967.0K | $869.0K | $366.0K | -$1.3M | ||||||||||||||||
| Increase Decrease In Deposits | $13.1M | -$16.9M | -$129.4M | $29.0M | $127.2M | $3.9M | $16.6M | -$38.2M | ||||||||||||||||
| Proceeds From Sale Of Other Real Estate | $261.0K | $321.0K | $1.1M | $1.5M | $402.0K | $828.0K | ||||||||||||||||||
| Proceeds From Payments For In Securities Sold Under Agreements To Repurchase | -$75.7M | -$50.6M | -$28.0M | $11.3M | -$10.1M | -$6.0M | -$21.7M | |||||||||||||||||
| Proceeds From Notes Payable | $121.7M | $1.50B | $0.00 | $73.0M | $0.00 | $217.0M |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $7.23 | $6.50 | $7.28 | $5.58 | $5.92 | $5.07 | $3.87 | $3.81 | $2.44 | $2.40 |
| Earnings Per Share Basic | $7.23 | $6.50 | $7.28 | $5.58 | $5.92 | $5.07 | $3.91 | $3.81 | $2.44 | $2.40 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $1.83 | $1.71 | $1.82 | $1.65 | $1.59 | $1.51 | $1.43 | $1.37 | $1.09 | $1.43 | $1.26 | $1.55 | $1.34 | $1.47 | $1.46 | $1.50 | $1.49 | $1.49 | $1.42 | $1.11 | $1.02 | $1.04 | $0.93 | $0.90 | $1.00 | $0.89 | $0.96 | $1.05 | $0.62 |
| Earnings Per Share Basic | $1.83 | $1.71 | $1.82 | $1.65 | $1.59 | $1.51 | $1.43 | $1.37 | $1.09 | $1.43 | $1.26 | $1.55 | $1.34 | $1.47 | $1.46 | $1.50 | $1.49 | $1.49 | $1.42 | $1.11 | $1.03 | $1.05 | $0.95 | $0.91 | $1.00 | $0.89 | $0.96 | $1.05 | $0.62 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Noninterest Income | $22.2M | $19.7M | $58.1M | $19.7M | $23.5M | $18.9M | $12.6M | $11.5M | $9.8M | $9.2M |
| Noninterest Expense | $84.5M | $78.8M | $88.1M | $62.0M | $50.5M | $48.7M | $42.8M | $39.6M | $30.4M | $25.1M |
| Interest And Dividend Income Operating | $221.7M | $206.4M | $182.5M | $116.5M | $98.4M | $100.7M | $89.2M | $77.9M | $53.5M | $44.7M |
| Supplies And Postage Expense | $950.0K | $932.0K | $1.5M | $771.0K | $713.0K | $872.0K | $591.0K | $620.0K | $452.0K | $362.0K |
| Service Charges | $8.4M | $8.0M | $7.0M | $5.8M | $6.1M | $5.0M | $3.5M | $3.5M | $3.0M | $2.7M |
| Other Noninterest Expense | $9.4M | $8.6M | $8.6M | $6.3M | $6.5M | $5.7M | $6.0M | $5.0M | $3.2M | $2.8M |
| Occupancy Net | $7.8M | $6.0M | $5.7M | $5.5M | $4.2M | $4.7M | $3.9M | $3.5M | $3.1M | $2.6M |
| Noninterest Income Other | $4.8M | $4.2M | $2.8M | $1.9M | $2.0M | $3.6M | $1.6M | $1.2M | $698.0K | $643.0K |
| Noncash Contribution Expense | $972.0K | $793.0K | $944.0K | $718.0K | $534.0K | $574.0K | $566.0K | $985.0K | $495.0K | $463.0K |
| Loan Servicing Income | $2.9M | $2.9M | $2.9M | $1.9M | $1.6M | $1.5M | $550.0K | $1.5M | $1.2M | $1.0M |
| Labor And Related Expense | $42.5M | $40.9M | $40.4M | $33.2M | $28.5M | $27.3M | $22.9M | $21.5M | $16.6M | $13.3M |
| Interest Income Securities Taxable | $11.3M | $10.3M | $8.5M | $5.9M | $2.8M | $3.4M | $3.1M | $2.9M | $1.8M | $1.8M |
| Interest Income Securities Tax Exempt | $943.0K | $964.0K | $1.0M | $1.8M | $1.9M | $1.9M | $1.7M | $1.8M | $1.7M | $1.6M |
| Information Technology And Data Processing | $10.3M | $9.7M | $8.0M | $6.3M | $5.3M | $5.5M | $4.5M | $3.6M | $2.9M | $2.5M |
| Income From Ansay Joint Venture | $3.9M | $3.5M | $2.9M | $2.6M | $2.6M | $2.7M | $1.8M | $2.1M | $1.7M | $1.6M |
| Gain Loss On Sale Of Mortgage Loans | $1.8M | $1.3M | $897.0K | $1.6M | $7.4M | $5.3M | $1.4M | $617.0K | $895.0K | $1.0M |
| Expense Related To Distribution Or Servicing And Underwriting Fees | $5.2M | $4.6M | $4.5M | $5.6M | $3.1M | $4.1M | $3.0M | $3.1M | $3.3M | $2.7M |
| Advertising Expense | $176.0K | $313.0K | $326.0K | $271.0K | $227.0K | $226.0K | $268.0K | $220.0K | $183.0K | $201.0K |
| Provision For Loan Losses Expensed | $2.2M | $3.1M | $7.1M | $5.3M | $2.9M | $1.1M | $320.0K | |||
| Interest And Dividend Income Securities Other | $6.1M | $4.2M | $1.9M | $310.0K | $181.0K | $1.4M | $1.2M | $1.1M | $499.0K | |
| Gains Losses On Sales Of Other Real Estate | $159.0K | $694.0K | -$2.1M | $146.0K | $20.0K | -$1.4M | $73.0K | -$252.0K | $49.0K | -$31.0K |
| Income From UFS Joint Venture | $2.3M | $3.1M | $2.6M | $3.1M | $2.9M | $2.6M | $2.4M | $2.1M | ||
| Mortgage Loan Related To Property Sales1 | $2.0M | $1.3M | $879.0K | $771.0K | $1.9M | $1.4M | $740.0K | $356.0K | $428.0K | $660.0K |
| Interest Paid Net | $71.0M | $66.0M | $44.1M | $11.3M | $7.1M | $15.0M | $18.9M | $14.4M | $6.8M | $5.8M |
| Bank Owned Life Insurance Income | $1.6M | $1.7M | $1.5M | $925.0K | $768.0K | $741.0K | $625.0K | $608.0K | $549.0K | $534.0K |
| Other Real Estate | $741.0K | $2.6M | $2.5M | $150.0K | $1.9M | $6.9M | $3.6M | $6.3M | $1.6M | |
| Held To Maturity Securities Fair Value | $105.1M | $109.4M | $103.6M | $43.8M | $5.9M | $6.7M | $44.8M | $40.5M | $39.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q4 2018 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 | Q1 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Noninterest Income | $6.0M | $4.9M | $6.6M | $4.9M | $5.9M | $4.4M | $5.3M | $4.6M | $5.8M | $3.9M | $5.2M | $5.6M | $5.2M | $5.5M | $5.0M | $6.6M | $6.3M | $6.7M | $5.1M | $7.8M | $3.9M | $3.2M | $3.1M | $2.7M | $3.5M | $2.6M | $2.5M | $3.0M | $3.4M | $1.9M | $2.3M | $3.0M | $2.7M |
| Noninterest Expense | $21.1M | $20.8M | $20.6M | $20.1M | $19.1M | $20.3M | $19.6M | $19.9M | $19.7M | $17.3M | $18.9M | $13.2M | $12.7M | $13.4M | $12.5M | $12.3M | $12.4M | $14.0M | $12.2M | $14.4M | $12.7M | $11.2M | $12.1M | $10.0M | $9.5M | $9.9M | $9.7M | $10.1M | $10.0M | $10.4M | $7.0M | $6.6M | $6.4M |
| Interest And Dividend Income Operating | $55.5M | $54.6M | $55.0M | $54.0M | $49.3M | $49.3M | $47.0M | $45.9M | $40.9M | $35.8M | $30.7M | $25.8M | $24.2M | $25.0M | $24.9M | $24.0M | $24.4M | $27.1M | $25.9M | $24.4M | $23.3M | $23.8M | $25.5M | $20.2M | $19.7M | $19.8M | $19.5M | $19.4M | $19.3M | $17.4M | $12.6M | $11.9M | $11.5M |
| Supplies And Postage Expense | $165.0K | $270.0K | $240.0K | $213.0K | $205.0K | $238.0K | $244.0K | $224.0K | $380.0K | $215.0K | $144.0K | $183.0K | $204.0K | $131.0K | $197.0K | $219.0K | $277.0K | $172.0K | $135.0K | $192.0K | $123.0K | $138.0K | $159.0K | $167.0K | $121.0K | ||||||||
| Service Charges | $2.1M | $2.1M | $2.0M | $2.2M | $2.1M | $1.6M | $1.8M | $1.8M | $1.6M | $1.4M | $1.4M | $1.4M | $1.5M | $1.6M | $1.5M | $1.3M | $1.2M | $916.0K | $918.0K | $799.0K | $679.0K | $971.0K | $786.0K | $846.0K | $820.0K | ||||||||
| Other Noninterest Expense | $2.5M | $2.3M | $2.1M | $2.4M | $2.2M | $2.2M | $2.2M | $2.6M | $1.9M | $1.6M | $1.5M | $1.2M | $1.7M | $1.4M | $1.2M | $1.3M | $1.6M | $1.4M | $1.6M | $1.4M | $1.3M | $1.3M | $1.5M | $937.0K | $902.0K | ||||||||
| Occupancy Net | $1.6M | $1.9M | $1.6M | $1.6M | $1.3M | $1.6M | $1.5M | $1.3M | $1.6M | $1.2M | $1.2M | $1.1M | $1.1M | $968.0K | $1.2M | $1.2M | $921.0K | $1.3M | $1.1M | $832.0K | $849.0K | $817.0K | $532.0K | $1.4M | $845.0K | ||||||||
| Noninterest Income Other | $1.1M | $743.0K | $2.2M | $876.0K | $1.0M | $1.2M | $647.0K | $631.0K | $734.0K | $620.0K | $391.0K | $551.0K | $228.0K | $227.0K | $336.0K | $240.0K | $239.0K | $254.0K | $207.0K | $213.0K | $829.0K | $273.0K | $340.0K | $370.0K | $155.0K | ||||||||
| Noncash Contribution Expense | $143.0K | $274.0K | $476.0K | $183.0K | $234.0K | $176.0K | $229.0K | $228.0K | $223.0K | $150.0K | $235.0K | $168.0K | $121.0K | $152.0K | $126.0K | $110.0K | $127.0K | $123.0K | $225.0K | $141.0K | $131.0K | $169.0K | $322.0K | $373.0K | $170.0K | ||||||||
| Loan Servicing Income | $736.0K | $733.0K | $732.0K | $733.0K | $735.0K | $726.0K | $734.0K | $749.0K | $636.0K | $491.0K | $448.0K | $438.0K | $599.0K | $1.2M | $505.0K | $538.0K | $226.0K | $462.0K | $374.0K | $244.0K | $223.0K | $260.0K | $604.0K | $242.0K | $197.0K | ||||||||
| Labor And Related Expense | $10.5M | $10.4M | $11.0M | $10.1M | $10.0M | $10.9M | $10.2M | $9.9M | $9.9M | $10.8M | $7.0M | $7.2M | $7.0M | $7.1M | $7.1M | $6.6M | $6.6M | $6.5M | $6.3M | $5.4M | $5.3M | $5.2M | $5.4M | $5.3M | $3.6M | ||||||||
| Interest Income Securities Taxable | $2.8M | $2.8M | $3.0M | $2.7M | $2.3M | $2.9M | $2.4M | $1.9M | $2.1M | $1.6M | $1.4M | $1.3M | $739.0K | $559.0K | $655.0K | $688.0K | $618.0K | $1.1M | $865.0K | $691.0K | $744.0K | $781.0K | $713.0K | $703.0K | $436.0K | ||||||||
| Interest Income Securities Tax Exempt | $234.0K | $233.0K | $240.0K | $238.0K | $241.0K | $245.0K | $243.0K | $243.0K | $303.0K | $453.0K | $437.0K | $449.0K | $465.0K | $465.0K | $472.0K | $493.0K | $486.0K | $425.0K | $413.0K | $413.0K | $426.0K | $428.0K | $448.0K | $466.0K | $406.0K | ||||||||
| Information Technology And Data Processing | $2.5M | $2.6M | $2.4M | $2.5M | $2.1M | $2.4M | $2.2M | $2.1M | $1.9M | $1.6M | $1.4M | $1.3M | $1.3M | $1.4M | $1.4M | $1.5M | $1.3M | $1.2M | $1.2M | $960.0K | $913.0K | $856.0K | $925.0K | $939.0K | $752.0K | ||||||||
| Income From Ansay Joint Venture | $1.3M | $1.2M | $1.2M | $1.1M | $1.4M | $979.0K | $791.0K | $950.0K | $1.1M | $671.0K | $819.0K | $826.0K | $756.0K | $723.0K | $725.0K | $970.0K | $710.0K | $891.0K | $319.0K | $543.0K | $875.0K | $176.0K | $562.0K | $1.2M | $117.0K | ||||||||
| Gain Loss On Sale Of Mortgage Loans | $482.0K | $338.0K | $334.0K | $377.0K | $277.0K | $219.0K | $248.0K | $236.0K | $140.0K | $264.0K | $403.0K | $671.0K | $1.2M | $2.2M | $2.8M | $1.3M | $1.3M | $460.0K | $533.0K | $154.0K | $87.0K | $144.0K | $128.0K | $157.0K | $319.0K | ||||||||
| Expense Related To Distribution Or Servicing And Underwriting Fees | $1.8M | $1.1M | $788.0K | $1.1M | $1.4M | $876.0K | $1.4M | $1.3M | $2.2M | $2.5M | $1.4M | $1.2M | $741.0K | $804.0K | $755.0K | $888.0K | $1.4M | $801.0K | $1.2M | $982.0K | $684.0K | $817.0K | $896.0K | $520.0K | $585.0K | ||||||||
| Advertising Expense | $78.0K | $61.0K | $65.0K | $61.0K | $79.0K | $95.0K | $60.0K | $85.0K | $81.0K | $61.0K | $55.0K | $89.0K | $50.0K | $53.0K | $49.0K | $41.0K | $69.0K | $55.0K | $53.0K | $53.0K | $74.0K | $36.0K | $54.0K | $52.0K | $54.0K | ||||||||
| Provision For Loan Losses Expensed | $500.0K | $500.0K | $1.2M | $600.0K | $650.0K | $950.0K | $900.0K | $1.7M | $1.4M | $3.2M | $975.0K | $1.1M | $3.0M | $500.0K | $625.0K | $750.0K | $800.0K | $900.0K | $485.0K | $420.0K | $255.0K | $170.0K | $210.0K | ||||||||||
| Interest And Dividend Income Securities Other | $561.0K | $1.6M | $2.6M | $1.7M | $495.0K | $1.3M | $810.0K | $1.1M | $432.0K | $344.0K | $523.0K | $177.0K | $110.0K | $47.0K | $39.0K | $28.0K | $21.0K | $113.0K | $314.0K | $548.0K | $327.0K | $247.0K | $323.0K | $415.0K | $337.0K | ||||||||
| Gains Losses On Sales Of Other Real Estate | $159.0K | $461.0K | $47.0K | -$53.0K | -$489.0K | -$25.0K | $171.0K | $73.0K | $133.0K | $32.0K | -$467.0K | -$976.0K | $10.0K | $135.0K | -$36.0K | -$233.0K | $38.0K | -$136.0K | $32.0K | ||||||||||||||
| Income From UFS Joint Venture | $784.0K | $770.0K | $890.0K | $852.0K | $563.0K | $705.0K | $751.0K | $663.0K | $366.0K | $720.0K | $850.0K | $897.0K | $768.0K | $731.0K | $594.0K | $660.0K | $586.0K | $609.0K | $614.0K | ||||||||||||||
| Mortgage Loan Related To Property Sales1 | $325.0K | $189.0K | $129.0K | $269.0K | $560.0K | $243.0K | $78.0K | $70.0K | |||||||||||||||||||||||||
| Interest Paid Net | $18.7M | $15.8M | $7.1M | $1.9M | $2.5M | $4.8M | $4.2M | $2.9M | |||||||||||||||||||||||||
| Bank Owned Life Insurance Income | $407.0K | $405.0K | $346.0K | $187.0K | $192.0K | $160.0K | $153.0K | $149.0K | |||||||||||||||||||||||||
| Other Real Estate | $741.0K | $712.0K | $712.0K | $2.7M | $1.8M | $2.2M | $3.9M | $1.4M | $197.0K | $212.0K | $915.0K | $3.3M | $2.3M | $4.5M | $6.9M | $3.5M | $3.9M | $4.9M | |||||||||||||||
| Held To Maturity Securities Fair Value | $107.9M | $110.4M | $110.2M | $111.0M | $109.8M | $110.9M | $74.9M | $76.1M | $76.1M | $39.1M | $33.3M | $5.8M | $5.9M | $5.9M | $5.9M | $6.7M | $9.6M | $47.0M | $43.9M | $40.6M | $41.1M | $40.1M |
Most recent annual filing with the SEC: February 27, 2026
Data sourced from SEC EDGAR public filings as of August 5, 2026.