BREAD FINANCIAL HOLDINGS, INC. Financial Summary

Quick Answer

BREAD FINANCIAL HOLDINGS, INC. reported Total Revenue of $4.52 billion for fiscal year 2020.

BREAD FINANCIAL HOLDINGS, INC. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Total Revenue $4.52B
-19.0%
Net Income $518.00M
+87.0%
$277.00M
-61.4%
$718.00M
+222.0%
$223.00M
-72.2%
$801.00M
+274.3%
$214.00M
-23.0%
Diluted EPS $10.89
+98.4%
$5.49
-61.7%
$14.34
+221.5%
$4.46
-72.2%
$16.02
+259.2%
$4.46
-18.3%
Total Assets $22.66B
-1.0%
$22.89B
-1.1%
$23.14B
-8.9%
$25.41B
+16.8%
$21.75B
-3.6%
$22.55B
-14.9%
Cash and Equivalents $3.60B
-2.0%
$3.68B
+2.5%
$3.59B
-7.7%
$3.89B
+27.7%
$3.05B
+8.9%
$2.80B
-27.8%
Stockholders Equity $3.33B
+9.0%
$3.05B
+4.6%
$2.92B
+28.8%
$2.27B
+8.6%
$2.09B
+37.1%
$1.52B
-4.2%
Operating Income $888.40M
-32.0%
Shares Outstanding 44.10M
-10.2%
49.10M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Total Revenue September 30, 2021 $1.10B +4.6% +8.6%
Net Income September 30, 2025 $188.00M +9300.0% +35.3%
Diluted EPS September 30, 2025 $3.96 +7820.0% +34.7%
Total Assets September 30, 2025 $21.71B -0.1% -0.5%
Cash and Equivalents September 30, 2025 $3.76B +9.1% -0.9%
Stockholders Equity September 30, 2025 $3.32B +6.6% +4.8%
Operating Income September 30, 2021 $382.80M +31.5% -19.1%
  • BREAD FINANCIAL HOLDINGS, INC. reported Total Revenue of $4.52 billion for fiscal year 2020.
  • BREAD FINANCIAL HOLDINGS, INC. showed a decrease of -19.0% in Total Revenue compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Net Income of $518.00 million for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed an increase of +87.0% in Net Income compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Diluted EPS of $10.89 per share for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed an increase of +98.4% in Diluted EPS compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Total Assets of $22.66 billion for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed a decrease of -1.0% in Total Assets compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Cash and Equivalents of $3.60 billion for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed a decrease of -2.0% in Cash and Equivalents compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Stockholders Equity of $3.33 billion for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed an increase of +9.0% in Stockholders Equity compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Operating Income of $888.40 million for fiscal year 2020.
  • BREAD FINANCIAL HOLDINGS, INC. showed a decrease of -32.0% in Operating Income compared to the prior fiscal year.
  • BREAD FINANCIAL HOLDINGS, INC. reported Shares Outstanding of 44.10 million shares for fiscal year 2025.
  • BREAD FINANCIAL HOLDINGS, INC. showed a decrease of -10.2% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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