BANK OF THE JAMES FINANCIAL GROUP INC Financial Summary

Quick Answer

BANK OF THE JAMES FINANCIAL GROUP INC reported Net Income of $9.02 million for fiscal year 2025.

BANK OF THE JAMES FINANCIAL GROUP INC — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $9.02M
+13.6%
$7.94M
-8.7%
$8.70M
-2.8%
$8.96M
+18.1%
$7.59M
+52.4%
$4.98M
-11.2%
Diluted EPS $1.99
+13.7%
$1.75
-8.4%
$1.91
+0.0%
$1.91
+19.4%
$1.60
+53.8%
$1.04
-18.8%
Total Assets $1.04B
+6.1%
$979.24M
+1.0%
$969.37M
+4.4%
$928.57M
-6.0%
$987.63M
+16.0%
$851.39M
+17.4%
Cash and Equivalents
Stockholders Equity $80.05M
+23.4%
$64.86M
+8.0%
$60.04M
+19.5%
$50.23M
-27.7%
$69.43M
+4.0%
$66.73M
+8.6%
Shares Outstanding 4.54M
+0.0%
4.54M
+0.0%
4.54M
-1.8%
4.63M
-2.4%
4.74M
+9.2%
4.34M
-0.4%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $2.75M +38.3% +1.7%
Diluted EPS September 30, 2025 $0.61 +38.6% +221.1%
Total Assets September 30, 2025 $1.02B +1.2% +1.6%
Cash and Equivalents September 30, 2018 $50.46M +38.9% +49.1%
Stockholders Equity September 30, 2025 $76.97M +11.8% +7.4%
Shares Outstanding September 30, 2025 4.54M +0.0% +0.0%
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Net Income of $9.02 million for fiscal year 2025.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +13.6% in Net Income compared to the prior fiscal year.
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Diluted EPS of $1.99 per share for fiscal year 2025.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +13.7% in Diluted EPS compared to the prior fiscal year.
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Total Assets of $1.04 billion for fiscal year 2025.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +6.1% in Total Assets compared to the prior fiscal year.
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Cash and Equivalents of $50.33 million for fiscal year 2018.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +35.9% in Cash and Equivalents compared to the prior fiscal year.
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Stockholders Equity of $80.05 million for fiscal year 2025.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +23.4% in Stockholders Equity compared to the prior fiscal year.
  • BANK OF THE JAMES FINANCIAL GROUP INC reported Shares Outstanding of 4.54 million shares for fiscal year 2025.
  • BANK OF THE JAMES FINANCIAL GROUP INC showed an increase of +0.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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