CREDIT ACCEPTANCE CORP Financial Summary

Quick Answer

CREDIT ACCEPTANCE CORP reported Total Revenue of $2.32 billion for fiscal year 2025.

CREDIT ACCEPTANCE CORP — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Total Revenue $2.32B
+7.2%
$2.16B
+13.7%
$1.90B
+3.8%
$1.83B
-1.3%
$1.86B
+11.2%
$1.67B
+12.1%
Net Income $423.90M
+71.0%
$247.90M
-13.4%
$286.10M
-46.6%
$535.80M
-44.1%
$958.30M
+127.6%
$421.00M
-35.8%
Diluted EPS $36.38
+83.0%
$19.88
-9.6%
$21.99
-44.1%
$39.32
-33.9%
$59.52
+153.6%
$23.47
-32.1%
Total Assets $8.63B
-2.5%
$8.85B
+16.4%
$7.61B
+10.2%
$6.90B
-2.1%
$7.05B
-5.8%
$7.49B
+0.9%
Cash and Equivalents $22.80M
-93.4%
$343.70M
+2503.8%
$13.20M
+71.4%
$7.70M
-67.0%
$23.30M
+45.6%
$16.00M
-91.5%
Stockholders Equity $1.52B
-12.9%
$1.75B
-0.2%
$1.75B
+8.0%
$1.62B
-11.0%
$1.82B
-20.8%
$2.30B
-2.2%
Shares Outstanding 10.68M
-11.4%
12.05M
-3.8%
12.52M
-1.8%
12.76M
-9.8%
14.15M
-17.2%
17.09M
-6.9%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Total Revenue September 30, 2025 $582.40M +5.8% -0.2%
Net Income September 30, 2025 $108.20M +37.3% +23.8%
Diluted EPS September 30, 2025 $9.43 +48.5% +27.1%
Total Assets September 30, 2025 $8.64B -0.5% -1.0%
Cash and Equivalents September 30, 2025 $15.90M -90.0% -77.3%
Stockholders Equity September 30, 2025 $1.58B -4.1% +1.5%
Shares Outstanding September 30, 2025 11.04M -8.8% -1.7%
  • CREDIT ACCEPTANCE CORP reported Total Revenue of $2.32 billion for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed an increase of +7.2% in Total Revenue compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Net Income of $423.90 million for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed an increase of +71.0% in Net Income compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Diluted EPS of $36.38 per share for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed an increase of +83.0% in Diluted EPS compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Total Assets of $8.63 billion for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed a decrease of -2.5% in Total Assets compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Cash and Equivalents of $22.80 million for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed a decrease of -93.4% in Cash and Equivalents compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Stockholders Equity of $1.52 billion for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed a decrease of -12.9% in Stockholders Equity compared to the prior fiscal year.
  • CREDIT ACCEPTANCE CORP reported Shares Outstanding of 10.68 million shares for fiscal year 2025.
  • CREDIT ACCEPTANCE CORP showed a decrease of -11.4% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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