CREDIT ACCEPTANCE CORP Financial Summary

Complete Filing Data

CREDIT ACCEPTANCE CORP reported Revenues of $2.32 billion for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean CREDIT ACCEPTANCE CORP did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009
Revenues$2.32B$2.16B$1.90B$1.83B$1.86B$1.67B$1.49B$1.29B$1.11B$969.2M$825.3M$723.5M$682.1M$609.2M$525.2M$442.1M$380.7M
Net Income Loss$423.9M$247.9M$286.1M$535.8M$958.3M$421.0M$656.1M$574.0M$470.2M$332.8M$299.7M$266.2M$253.1M$219.7M$188.0M$170.1M$146.3M
Income Tax Expense Benefit$141.5M$81.6M$81.5M$175.9M$302.6M$128.5M$199.8M$181.1M$113.6M$198.4M$174.8M$154.7M$145.1M$123.4M$108.4M$83.4M$83.0M
Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments$549.5M$855.9M$755.1M$583.8M$531.2M$474.5M$420.9M$398.2M$343.1M$296.4M$253.5M$229.0M
Selling And Marketing Expense$101.4M$94.4M$91.7M$75.6M$65.3M$69.5M$70.2M$67.7M$58.4M$49.4M$45.9M$36.8M$34.5M$31.2M$23.6M$19.7M$14.8M
Interest Expense$462.9M$419.5M$266.5M$166.6M$164.2M$192.0M$196.2M$156.6M$120.2M$97.7M$76.0M$56.7M$65.0M$63.4M$57.2M$47.8M$32.4M
General And Administrative Expense$161.4M$97.9M$87.2M$88.7M$100.3M$69.6M$65.1M$55.7M$55.5M$48.2M$37.8M$34.3M$34.4M$30.5M$25.6M$26.4M$30.4M
Comprehensive Income Net Of Tax$425.2M$248.6M$288.0M$532.7M$956.9M$421.8M$657.2M$573.9M$470.2M$332.7M$299.7M$266.3M$253.0M$219.6M$188.1M$170.9M$147.9M
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$1.3M$700.0K$1.9M-$3.1M-$1.4M$800.0K$1.1M-$100.0K$0.00-$100.0K$0.00$100.0K-$100.0K-$100.0K$100.0K$800.0K$1.7M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax$1.3M$700.0K$1.9M-$3.1M-$1.4M$800.0K$1.1M-$100.0K$0.00-$100.0K$0.00$100.0K-$100.0K-$100.0K$3.0K-$22.0K-$3.0K
Income Taxes Paid Net$279.3M$103.7M$31.9M$72.7M$213.2M$141.5M$172.4M$168.8M$175.0M$111.2M$146.9M$99.9M$119.6M$92.4M$76.5M$81.8M$67.6M
Income Tax Receivable$67.2M$4.2M$4.3M$8.7M$109.2M$147.0M$66.2M$7.9M$2.2M$2.3M$10.0M$1.4M$1.1M$1.1M$500.0K$12.0M
Accrued Income Taxes$0.00$117.2M$81.0M$2.5M$200.0K$200.0K$200.0K$2.5M$39.9M$23.6M$0.00$2.9M$19.9M$6.3M$1.5M$0.00
Deferred Income Tax Expense Benefit$24.2M$35.6M$56.1M$8.8M$25.0M$15.3M$13.9M$17.7M
Other Comprehensive Income Loss Net Of Tax$1.3M$700.0K$1.9M-$3.1M-$1.4M$800.0K$1.1M-$100.0K-$100.0K$0.00$100.0K-$100.0K-$100.0K$100.0K$800.0K
Financial Services Revenue$1.01B$874.3M$730.5M$630.4M$590.4M$538.2M$460.6M$388.0M$329.4M
Income Loss From Continuing Operations Per Diluted Share$7.07$5.67$4.61
Income Loss From Continuing Operations Per Basic Share$7.15$5.79$4.77

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016Q4 2015Q3 2015Q2 2015Q1 2015Q4 2014Q3 2014Q2 2014Q1 2014Q4 2013Q3 2013Q2 2013Q1 2013Q4 2012Q3 2012Q2 2012Q1 2012Q4 2011Q3 2011Q2 2011Q1 2011Q3 2010Q2 2010
Revenues$582.4M$583.8M$571.1M$550.3M$538.2M$508.0M$478.6M$477.9M$453.8M$460.3M$457.4M$455.7M$470.1M$471.7M$451.0M$447.4M$426.5M$406.3M$389.1M$385.9M$378.7M$370.6M$353.8M$342.8M$332.0M$315.4M$295.6M$287.3M$283.9M$276.0M$262.8M$256.2M$246.6M$238.5M$227.9M$217.8M$210.2M$203.1M$194.2M$185.1M$181.7M$179.8M$176.9M$175.3M$172.7M$169.4M$164.7M$159.3M$155.7M$151.8M$142.4M$138.0M$133.7M$130.0M$123.5M$111.7M$111.8M
Net Income Loss$108.2M$87.4M$106.3M$78.8M-$47.1M$64.3M$70.8M$22.2M$99.5M$86.8M$107.4M$214.3M$250.0M$288.6M$202.1M$166.3M$242.1M$96.4M-$83.8M$161.9M$165.4M$164.4M$164.4M$151.9M$151.0M$151.0M$120.1M$177.1M$100.7M$99.1M$93.3M$87.6M$85.9M$84.9M$74.4M$80.0M$74.0M$74.2M$71.5M$73.0M$74.0M$69.4M$49.8M$65.9M$65.1M$61.5M$60.6M$59.9M$52.9M$56.6M$50.3M$50.0M$50.0M$44.8M$43.2M$42.0M$49.0M
Income Tax Expense Benefit$40.7M$30.4M$35.4M$27.7M-$8.2M$22.1M$25.7M$5.7M$27.3M$35.3M$34.7M$70.2M$82.2M$91.1M$62.2M$76.3M$31.4M-$29.0M$53.7M$50.9M$41.9M$47.4M$47.0M$37.6M$59.4M$58.0M$50.9M$50.6M$49.8M$44.0M$43.9M$43.2M$41.8M$43.4M$41.3M$39.8M$30.2M$37.6M$37.1M$35.9M$34.5M$31.4M$30.9M$32.6M$28.5M$29.8M$28.7M$25.9M$24.0M$23.1M$17.6M
Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments$379.7M$264.3M$216.1M$318.4M$127.8M-$112.8M$215.2M$219.1M$215.3M$206.3M$201.0M$198.4M$198.0M$157.7M$122.4M$160.1M$157.1M$144.2M$141.6M$136.5M$134.7M$118.4M$125.9M$117.9M$117.4M$113.3M$116.4M$115.3M$109.2M$80.0M$103.5M$102.2M$97.4M$95.1M$91.3M$83.8M$89.2M$78.8M$79.8M$78.7M$70.7M$67.2M$65.2M$66.6M
Selling And Marketing Expense$24.8M$26.6M$24.8M$23.1M$25.4M$23.9M$22.5M$26.3M$22.1M$19.7M$19.0M$19.2M$16.3M$14.9M$17.2M$16.6M$18.2M$19.1M$16.6M$17.7M$18.8M$16.3M$17.2M$17.8M$14.2M$14.4M$15.1M$12.2M$11.9M$13.7M$11.9M$10.9M$11.7M$8.7M$8.8M$9.6M$8.5M$8.5M$9.0M$8.2M$7.5M$7.8M$5.6M$5.8M$6.4M$5.0M$4.8M
Interest Expense$116.3M$118.1M$114.7M$111.2M$104.5M$92.5M$70.5M$62.8M$54.4M$41.8M$38.9M$36.5M$39.8M$42.0M$43.8M$46.8M$48.2M$51.9M$50.4M$49.8M$45.0M$41.1M$38.7M$34.5M$30.5M$29.9M$27.6M$25.1M$24.3M$22.1M$20.4M$19.6M$14.9M$13.5M$13.3M$16.0M$16.1M$16.2M$16.0M$16.3M$15.6M$15.2M$14.6M$15.0M$12.6M$12.0M$12.3M
General And Administrative Expense$36.3M$45.2M$22.1M$29.0M$23.2M$23.7M$21.3M$20.5M$18.0M$16.6M$32.3M$18.9M$16.9M$16.9M$46.1M$17.2M$14.6M$15.0M$17.2M$16.8M$13.9M$14.1M$12.7M$14.5M$14.2M$14.0M$13.9M$11.0M$12.6M$12.1M$9.8M$9.1M$9.1M$8.7M$8.5M$8.2M$8.7M$8.3M$7.9M$6.8M$7.3M$7.4M$6.0M$6.5M$5.6M$7.2M$5.9M
Comprehensive Income Net Of Tax$108.3M$87.8M$107.2M$80.9M-$47.1M$64.1M$70.6M$21.6M$100.3M$85.6M$106.7M$212.6M$249.8M$288.6M$201.4M$241.9M$97.6M-$83.9M$165.5M$164.9M$165.0M$151.0M$150.9M$119.8M$100.7M$99.2M$93.4M$85.8M$85.0M$74.8M$74.1M$74.0M$71.8M$73.9M$69.5M$49.9M$65.1M$61.3M$60.7M$52.9M$56.6M$50.3M$50.0M$44.9M$43.2M
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$100.0K$400.0K$900.0K$2.1M$0.00-$200.0K-$200.0K-$600.0K$800.0K-$1.2M-$700.0K-$1.7M-$200.0K$0.00-$700.0K-$200.0K$1.2M-$100.0K$100.0K$500.0K$600.0K$0.00-$100.0K-$300.0K$0.00$100.0K$100.0K-$100.0K$100.0K$400.0K$100.0K-$200.0K$300.0K-$100.0K$100.0K$100.0K$0.00-$200.0K$100.0K-$17.0K$7.0K$4.0K$25.0K$46.0K$41.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax$100.0K$400.0K$900.0K$2.1M$0.00-$200.0K-$200.0K-$600.0K$800.0K-$1.2M-$700.0K-$1.7M-$200.0K$0.00-$700.0K-$200.0K$1.2M-$100.0K$100.0K$500.0K$600.0K$0.00-$100.0K-$300.0K$0.00$100.0K$100.0K-$100.0K$100.0K$400.0K$100.0K-$200.0K$300.0K-$100.0K$100.0K$100.0K$0.00-$200.0K$100.0K-$4.0K$7.0K-$4.0K$4.0K
Income Taxes Paid Net$6.5M$5.2M$3.4M$600.0K$0.00$800.0K$1.8M$1.6M$1.8M$22.0M$20.2M$5.5M$25.7M$9.7M$6.3M
Income Tax Receivable$9.7M$9.4M$6.4M$26.4M$39.9M$11.1M$14.2M$13.7M$11.0M$29.0M$52.2M$52.9M$25.0M$17.9M$98.3M$8.7M$36.3M$59.6M$10.8M$21.8M$7.5M$20.2M$25.6M$2.5M$5.5M$8.4M$3.2M$5.4M$10.0M$19.8M$300.0K$10.7M$1.0M$1.4M$1.6M$2.0M$1.2M$800.0K$600.0K$0.00$524.0K$406.0K$499.0K$2.7M
Accrued Income Taxes$11.9M$13.8M$144.0M$200.0K$200.0K$69.5M$9.5M$200.0K$2.3M$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$21.4M$200.0K$200.0K$55.6M$200.0K$200.0K$32.9M$2.0M$2.3M$0.00$15.9M$11.5M$2.7M$4.2M$5.7M$600.0K$25.0M$10.0M$5.9M$13.0M$448.0K
Deferred Income Tax Expense Benefit$1.6M$31.9M$24.2M$11.0M$12.9M-$37.5M$19.5M$19.1M$40.3M$3.3M$7.0M$27.7M-$11.0M$5.9M-$5.4M
Other Comprehensive Income Loss Net Of Tax$100.0K$400.0K$900.0K$2.1M-$200.0K-$200.0K-$600.0K$800.0K-$1.2M-$700.0K-$1.7M-$200.0K-$700.0K-$200.0K$1.2M-$100.0K$100.0K$500.0K$600.0K$0.00-$100.0K-$300.0K
Financial Services Revenue$289.7M$270.3M$259.4M$251.8M$238.0M$223.9M$215.2M$202.8M$186.2M$180.2M$169.9M$158.0M$157.9M$152.8M$148.7M$147.5M$142.9M$137.5M$134.0M$126.1M$117.9M$113.8M$106.5M$99.3M$95.5M
Income Loss From Continuing Operations Per Diluted Share$1.91$1.72$1.48$1.55
Income Loss From Continuing Operations Per Basic Share$1.92$1.73$1.50$1.57

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009FY2008
Stockholders Equity$1.52B$1.75B$1.75B$1.62B$1.82B$2.30B$2.36B$1.99B$1.54B$1.17B$928.1M$702.2M$750.1M$621.9M$540.0M$474.5M$498.2M$337.8M
Cash And Cash Equivalents At Carrying Value$22.8M$343.7M$13.2M$7.7M$23.3M$16.0M$187.4M$25.7M$8.2M$14.6M$6.3M$6.4M$4.2M$9.0M$4.7M$3.8M$2.2M$3.2M
Loans And Leases Receivable Net Of Deferred Income$9.17B$9.35B$10.12B$7.22B$6.23B$5.05B$4.21B$3.35B$2.72B$2.41B$2.11B$1.75B$1.34B$1.17B
Loans And Leases Receivable Allowance$2.87B$3.01B$3.34B$536.0M$461.9M$429.4M$320.4M$243.6M$206.9M$195.4M$176.4M$154.3M$126.9M$117.6M
Loans And Leases Receivable Net Reported Amount$6.34B$6.79B$6.69B$5.76B$4.62B$3.89B$3.10B$2.51B$2.21B$1.93B$1.60B$1.22B
Provision For Loan And Lease Losses$736.2M$481.4M$8.4M$556.9M$76.4M$56.9M$129.3M$90.2M$41.5M$12.8M$21.9M$24.0M$29.0M$10.0M-$12.2M
Restricted Cash And Cash Equivalents$477.9M$501.3M$457.7M$410.0M$410.9M$380.2M$330.3M$303.6M$255.6M$224.7M$167.4M$157.6M$111.3M$92.4M$104.7M$66.5M
Liabilities And Stockholders Equity$8.63B$8.85B$7.61B$6.90B$7.05B$7.49B$7.42B$6.24B$4.99B$4.22B$3.37B$2.79B$2.43B$2.13B$1.76B$1.34B
Liabilities$7.11B$7.11B$5.86B$5.28B$5.23B$5.19B$5.07B$4.25B$3.45B$3.04B$2.44B$2.08B$1.68B$1.51B$1.22B$869.0M
Assets$8.63B$8.85B$7.61B$6.90B$7.05B$7.49B$7.42B$6.24B$4.99B$4.22B$3.37B$2.79B$2.43B$2.13B$1.76B$1.34B
Repayments Of Secured Debt$1.61B$2.25B$2.52B$1.60B$1.73B$2.43B$2.15B$2.12B$1.91B$1.58B$1.10B$1.36B$922.1M$1.49B$865.3M$432.2M$566.6M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$500.7M$845.0M$470.9M$417.7M$434.2M$396.2M$517.7M$329.3M$263.8M$239.3M$173.7M
Retained Earnings Accumulated Deficit$1.12B$1.41B$1.48B$1.38B$1.63B$2.14B$2.20B$1.84B$1.39B$1.04B$827.2M$613.4M$686.9M$568.4M$500.9M$443.3M
Property Plant And Equipment Net$12.6M$14.7M$46.5M$51.4M$57.3M$59.4M$59.7M$40.2M$20.5M$18.2M$18.9M$20.9M$22.3M$22.2M$18.5M$16.3M
Other Assets$35.8M$34.0M$40.0M$56.9M$51.8M$32.4M$35.1M$38.1M$33.4M$26.3M$20.2M$33.0M$28.1M$28.9M$30.8M$26.1M
Common Stock Value$100.0K$100.0K$100.0K$100.0K$100.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$300.0K$273.0K
Additional Paid In Capital Common Stock$403.3M$335.1M$279.0M$245.7M$197.2M$161.9M$157.7M$154.9M$145.5M$131.7M$100.8M$88.7M$63.2M$53.4M$38.8M$31.0M
Accumulated Other Comprehensive Income Loss Net Of Tax$1.0M-$300.0K-$1.0M-$2.9M$200.0K$1.6M$800.0K-$300.0K-$200.0K-$200.0K-$100.0K-$100.0K-$200.0K-$100.0K-$100.0K-$900.0K
Secured Debt$5.16B$5.36B$3.99B$3.76B$3.81B$3.71B$3.34B$3.09B$2.51B$2.06B$1.47B$1.33B$935.6M$853.0M$599.3M
Preferred Stock Value$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Gains Losses On Extinguishment Of Debt-$1.2M$0.00-$1.8M$0.00$0.00-$7.4M-$1.8M$0.00$0.00$0.00$0.00-$21.8M$0.00$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q3 2014Q2 2014Q1 2014Q3 2013Q2 2013Q1 2013Q3 2012Q2 2012Q1 2012Q4 2011Q3 2011Q2 2011Q1 2011Q3 2010Q2 2010
Stockholders Equity$1.58B$1.55B$1.71B$1.65B$1.55B$1.65B$1.70B$1.75B$1.72B$1.59B$1.52B$1.63B$1.95B$2.39B$2.37B$2.31B$2.07B$1.97B$2.38B$2.22B$2.05B$1.96B$1.81B$1.66B$1.35B$1.25B$1.16B$1.17B$1.08B$991.4M$931.3M$853.9M$777.3M
Cash And Cash Equivalents At Carrying Value$15.9M$70.0M$528.8M$159.7M$8.3M$8.4M$3.1M$3.2M$8.1M$10.7M$4.1M$17.6M$13.3M$383.5M$45.7M$8.9M$8.5M$25.7M$24.7M$19.7M$41.3M$195.7M$55.7M$11.5M$4.9M$27.2M$11.1M$5.7M$158.3M$9.1M$134.7M$1.3M$86.7M$4.3M$4.3M$6.7M$3.6M$9.0M$7.8M$5.7M$5.1M$4.7M$3.6M$5.7M$4.6M$1.5M$1.5M
Loans And Leases Receivable Net Of Deferred Income$10.88B$10.48B$10.02B$9.81B$9.60B$9.38B$9.19B$9.19B$9.20B$9.69B$9.97B$10.16B$10.18B$10.10B$9.86B$7.07B$6.87B$6.62B$6.01B$5.78B$5.50B$4.83B$4.64B$4.47B$4.06B$3.81B$3.63B$3.19B$3.05B$2.94B$2.62B$2.56B$2.52B$2.35B$2.28B$2.21B$2.05B$1.98B$1.90B$1.67B$1.58B$1.49B
Loans And Leases Receivable Allowance$3.34B$3.14B$3.06B$3.03B$2.99B$2.88B$2.87B$2.87B$2.87B$3.10B$3.20B$3.28B$3.31B$3.35B$3.24B$509.1M$489.6M$474.2M$447.6M$435.7M$448.4M$376.2M$354.1M$338.0M$296.8M$276.9M$262.8M$230.2M$217.9M$210.4M$208.2M$204.8M$200.1M$190.9M$185.8M$181.7M$170.8M$161.9M$159.4M$149.0M$144.8M$135.9M
Loans And Leases Receivable Net Reported Amount$7.55B$7.35B$6.96B$6.78B$6.61B$6.50B$6.30B$6.31B$6.32B$6.33B$6.58B$6.77B$6.88B$6.87B$6.75B$6.62B$6.56B$6.38B$6.14B$5.56B$5.34B$5.05B$4.45B$4.28B$4.14B$3.76B$3.54B$3.36B$2.96B$2.83B$2.73B
Provision For Loan And Lease Losses$320.6M$186.0M$184.6M$250.5M$137.4M$180.3M$147.5M$23.3M-$8.3M-$30.5M$21.3M-$29.8M$139.4M$354.7M$19.3M$15.4M$14.5M$14.0M$1.8M$23.4M$25.7M$21.8M$20.5M$22.8M$17.9M$22.1M$13.2M$8.4M$6.2M$4.1M$4.6M$4.7M$6.1M$5.4M$5.8M$9.8M$2.8M$5.2M$4.6M$8.9M$8.9M$2.0K$1.8M
Restricted Cash And Cash Equivalents$482.9M$493.8M$591.8M$556.6M$509.3M$559.2M$435.1M$408.8M$480.0M$384.7M$426.7M$481.1M$429.0M$477.4M$538.5M$391.9M$382.7M$408.1M$329.8M$328.8M$417.9M$347.6M$338.0M$368.5M$273.6M$313.9M$316.7M$232.8M$233.7M$225.7M$176.0M$177.5M$198.9M$205.4M$156.6M$146.6M$116.2M$116.9M$116.3M$167.7M$128.4M$160.1M$91.2M$86.1M
Liabilities And Stockholders Equity$8.64B$8.72B$9.26B$8.68B$8.26B$8.10B$7.40B$7.21B$7.15B$6.89B$6.98B$7.04B$7.20B$7.80B$7.71B$7.42B$7.34B$7.26B$7.07B$6.91B$6.75B$6.24B$5.87B$5.53B$4.83B$4.73B$4.56B$4.09B$4.02B$3.70B$3.38B$3.13B$3.13B
Liabilities$7.06B$7.17B$7.55B$7.04B$6.70B$6.44B$5.70B$5.46B$5.43B$5.30B$5.46B$5.41B$5.25B$5.41B$5.34B$5.11B$5.27B$5.29B$4.69B$4.69B$4.70B$4.28B$4.06B$3.88B$3.48B$3.48B$3.39B$2.93B$2.95B$2.71B$2.44B$2.28B$2.35B
Assets$8.64B$8.72B$9.26B$8.68B$8.26B$8.10B$7.40B$7.21B$7.15B$6.89B$6.98B$7.04B$7.20B$7.80B$7.71B$7.42B$7.34B$7.26B$7.07B$6.91B$6.75B$6.24B$5.87B$5.53B$4.83B$4.73B$4.56B$4.09B$4.02B$3.70B$3.38B$3.13B$3.13B
Repayments Of Secured Debt$396.0M$607.3M$585.5M$193.8M$521.3M$497.1M$625.9M$632.2M$568.0M$380.4M$433.1M$157.6M$279.8M$487.1M$51.5M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$498.8M$563.8M$1.12B$716.3M$517.6M$567.6M$438.2M$412.0M$488.1M$395.4M$430.8M$498.7M$442.3M$860.9M$584.2M$400.8M$391.2M$433.8M$354.5M$348.5M$459.2M$543.3M$393.7M$380.0M$278.5M$341.1M$327.8M
Retained Earnings Accumulated Deficit$1.19B$1.18B$1.36B$1.32B$1.24B$1.35B$1.43B$1.49B$1.47B$1.36B$1.30B$1.42B$1.79B$2.24B$2.21B$2.15B$1.90B$1.81B$2.23B$2.06B$1.90B$1.81B$1.66B$1.51B$1.21B$1.11B$1.03B$1.04B$949.5M$864.7M$832.7M$758.7M$684.5M$665.5M$591.5M$637.2M$629.0M$595.2M$569.9M$548.1M$495.1M$531.5M$455.0M$405.1M
Property Plant And Equipment Net$12.9M$13.2M$13.7M$15.2M$16.1M$44.6M$47.1M$49.4M$50.1M$52.4M$53.7M$56.7M$58.3M$57.7M$57.8M$61.0M$62.0M$62.3M$58.5M$53.1M$43.4M$38.7M$23.1M$20.4M$20.3M$20.0M$19.8M$17.7M$18.6M$19.0M$19.5M$20.0M$20.6M$21.8M$23.0M$23.1M$22.3M$22.4M$22.0M$21.9M$22.0M$21.2M$16.8M$16.8M
Other Assets$34.8M$29.2M$30.1M$29.9M$28.0M$28.2M$30.9M$38.7M$29.0M$36.0M$52.1M$40.4M$23.7M$27.5M$23.2M$19.0M$30.4M$22.2M$23.7M$39.6M$34.1M$27.6M$33.1M$30.1M$25.1M$28.2M$23.2M$20.1M$22.1M$17.9M$35.1M$36.2M$33.7M$30.8M$27.1M$26.1M$26.6M$26.0M$25.5M$31.3M$30.1M$30.1M$32.3M$31.5M
Common Stock Value$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$200.0K$246.0K$245.0K$256.0K$257.0K$256.0K
Additional Paid In Capital Common Stock$392.1M$369.3M$351.7M$324.5M$313.8M$303.5M$271.3M$261.7M$252.1M$235.8M$225.8M$211.5M$166.0M$150.8M$161.7M$160.4M$158.9M$157.5M$155.7M$153.7M$152.2M$152.4M$149.7M$147.7M$138.4M$135.5M$132.6M$129.8M$128.0M$126.2M$98.3M$95.0M$92.4M$82.9M$81.1M$77.7M$60.8M$58.7M$54.5M$49.5M$44.9M$40.8M$38.0M$36.6M
Accumulated Other Comprehensive Income Loss Net Of Tax$1.1M$1.0M$600.0K$900.0K-$1.2M-$1.2M-$2.9M-$2.7M-$2.1M-$3.4M-$2.2M-$1.5M$700.0K$900.0K$900.0K$1.7M$1.9M$700.0K$900.0K$800.0K$300.0K-$600.0K-$600.0K-$500.0K$0.00$0.00-$100.0K$300.0K$400.0K$300.0K$100.0K$0.00$200.0K-$100.0K$0.00-$100.0K-$200.0K-$200.0K$0.00$17.0K$10.0K$6.0K$2.0K-$23.0K
Secured Debt$5.13B$5.38B$5.62B$5.26B$4.87B$4.44B$4.03B$3.77B$3.77B$3.63B$3.77B$3.83B$3.73B$3.98B$3.91B$3.69B$3.84B$3.96B$3.23B$3.23B$3.28B$3.32B$3.12B$2.88B$2.33B$2.47B$2.23B$1.88B$2.00B$1.75B$1.53B$1.35B$1.44B$1.35B$1.25B$1.14B$992.4M$902.3M$885.8M$791.9M$764.5M
Preferred Stock Value$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Gains Losses On Extinguishment Of Debt$0.00$0.00-$1.2M$0.00$0.00$0.00-$1.8M-$1.8M$0.00$0.00-$7.4M-$1.8M$0.00-$7.4M-$7.4M-$1.8M$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$21.8M$0.00$0.00

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009
Financing Cash Flow *-$724.6M$957.3M$266.2M-$794.6M-$1.47B-$433.2M$400.3M$599.9M$330.3M$436.6M$235.2M$400.0K$3.1M$96.6M$179.2M-$35.8M-$136.6M
Investing Cash Flow *-$674.3M-$1.72B-$1.42B-$460.6M$437.3M-$673.5M-$1.02B-$1.24B-$871.8M-$878.2M-$639.5M-$363.4M-$333.6M-$400.9M-$454.0M-$163.3M-$24.8M
Operating Cash Flow *$1.05B$1.14B$1.20B$1.24B$1.07B$985.2M$812.3M$703.9M$566.0M$507.2M$404.2M$365.2M$325.7M$308.6M$275.7M$200.7M$160.4M
Share Based Compensation$50.7M$45.0M$39.1M$36.5M$24.8M$6.2M$7.6M$10.3M$15.4M$7.4M$12.4M$15.3M$8.5M$12.2M$1.9M$4.1M$6.8M
Payments Of Dealer Holdback$180.1M$241.2M$235.9M$186.6M$153.4M$142.6M$138.5M$128.9M$131.6M$142.0M$150.1M$135.5M$114.2M$115.7M$85.2M$44.2M$44.3M
Proceeds From Long Term Lines Of Credit$2.12B$6.13B$7.43B$6.62B$1.56B$5.38B$3.85B$2.25B$3.53B$1.62B$1.66B$2.80B$2.82B$2.51B$2.38B$1.10B$630.9M
Proceeds From Issuance Of Secured Debt$1.40B$3.62B$2.76B$1.54B$1.83B$2.80B$2.40B$2.70B$2.36B$2.17B$1.25B$1.75B$1.00B$1.74B$1.16B$327.7M$397.0M
Payments To Acquire Property Plant And Equipment$1.6M$1.8M$4.0M$3.1M$7.6M$8.5M$26.8M$25.1M$8.4M$5.5M$4.0M$4.3M$5.6M$8.8M$6.3M$3.5M$2.9M
Payments To Acquire Loans Receivable$1.09B$1.04B$1.21B$1.10B$1.11B$1.43B$1.35B$1.18B$904.8M$754.2M$371.9M$204.3M$124.0M$108.8M$122.2M$100.4M$103.3M
Payments Of Debt Issuance Costs$19.8M$21.7M$33.3M$12.5M$16.4M$18.7M$25.5M$13.7M$14.6M$9.0M$11.0M$30.4M$5.3M$6.5M$8.4M$15.2M$7.6M
Payments For Repurchase Of Common Stock$725.4M$313.3M$202.6M$784.5M$1.47B$480.8M$300.4M$129.1M$123.5M$121.7M$86.5M$343.7M$135.2M$152.5M$130.8M$202.2M$541.0K
Increase Decrease In Other Operating Assets$1.0M-$5.3M-$18.8M$3.9M$19.8M-$1.5M-$6.0M$4.4M$6.5M$5.9M$1.0M$3.7M$1.5M-$1.3M$2.2M$1.1M-$831.0K
Increase Decrease In Accounts Payable And Accrued Liabilities$82.9M$6.8M$49.7M$67.9M-$10.7M-$18.4M$17.3M$41.6M$10.3M$11.8M$13.0M$600.0K$8.0M$10.0M$20.7M-$700.0K-$4.0M
Increase Decrease In Income Taxes Receivable$63.0M-$100.0K-$4.4M-$100.5M-$37.8M$80.8M$58.3M$5.7M-$100.0K-$7.7M$8.6M$300.0K$0.00$600.0K-$11.5M$8.1M$4.0M
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$12.2M$9.3M$8.5M$24.3M$18.3M$13.0M$11.9M$11.5M$5.6M$5.8M$4.1M$49.6M$86.2M$9.6M$400.0K$1.3M$1.7M
Increase Decrease In Accrued Income Taxes Payable-$117.2M$36.2M$78.5M$2.3M$0.00$0.00-$2.3M-$37.4M$16.3M$23.6M-$2.9M-$17.0M$13.6M$4.8M$1.5M$0.00-$881.0K
Proceeds From Collection Of Loans Receivable$2.97B$2.58B$2.19B$1.96B$1.74B$1.54B$1.33B$1.16B$996.9M$785.9M$661.2M
Proceeds From Payments For Other Financing Activities$1.0M-$17.0M$6.4M$16.3M-$800.0K-$800.0K-$600.0K-$7.0M-$2.5M$4.3M$400.0K-$3.8M-$200.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q3 2014Q2 2014Q1 2014Q3 2013Q2 2013Q1 2013Q3 2012Q2 2012Q1 2012Q3 2011Q2 2011Q1 2011
Financing Cash Flow *$221.0M$370.6M$118.1M-$293.1M-$24.6M-$18.9M$302.4M$369.1M$201.0M$255.4M$231.6M$53.8M$45.3M$114.6M$74.5M
Investing Cash Flow *-$291.6M-$583.9M-$344.2M-$18.5M-$112.6M-$296.3M-$402.2M-$460.3M-$274.4M-$344.3M-$268.7M-$145.9M-$127.4M-$203.7M-$159.8M
Operating Cash Flow *$346.2M$310.0M$296.5M$376.1M$325.2M$231.3M$229.7M$207.4M$161.9M$91.7M$117.4M$93.5M$80.9M$89.1M$86.1M
Share Based Compensation$12.1M$12.7M$12.9M$10.7M$10.6M$10.9M$9.3M$9.8M$9.9M$8.7M$9.1M$9.1M$15.2M-$10.9M$1.1M$1.5M$1.4M$1.8M$2.0M$1.5M$2.2M$2.7M$2.0M$3.1M$2.9M$2.9M$2.5M$1.8M$1.7M$2.1M$3.3M$2.6M$4.1M$1.8M$3.4M$4.4M$1.3M$3.2M$1.5M$4.1M$3.7M$800.0K$364.0K$601.0K$591.0K
Payments Of Dealer Holdback$41.2M$48.7M$54.8M$57.6M$65.6M$64.9M$59.0M$61.1M$57.2M$48.3M$47.2M$43.2M$37.8M$40.4M$39.0M$35.5M$37.8M$36.6M$34.8M$36.0M$34.6M$31.9M$32.9M$33.2M$32.1M$33.5M$35.2M$33.9M$35.9M$39.9M$36.6M$37.5M$41.1M$33.7M$33.3M$34.5M$27.8M$28.5M$30.0M$27.1M$29.4M$33.2M$24.0M$19.2M$15.6M
Proceeds From Long Term Lines Of Credit$8.7M$2.04B$1.52B$697.8M$807.6M$1.12B$1.07B$465.4M$622.9M$798.7M$988.4M$525.1M$595.2M$607.5M$489.0M
Proceeds From Issuance Of Secured Debt$651.0M$1.06B$601.0M$211.7M$728.8M$1.12B$814.0M$1.00B$736.0M$661.1M$535.4M$360.6M$312.6M$492.4M$150.0M
Payments To Acquire Property Plant And Equipment$300.0K$300.0K$900.0K$1.7M$800.0K$4.4M$4.7M$1.2M$3.2M$1.7M$1.3M$2.1M$1.2M$3.9M$1.6M
Payments To Acquire Loans Receivable$276.9M$307.6M$349.4M$289.7M$385.2M$417.2M$386.4M$342.4M$254.6M$181.4M$92.6M$51.1M$27.9M$34.8M$32.7M
Payments Of Debt Issuance Costs$10.6M$6.3M$3.4M$800.0K$7.6M$8.5M$8.9M$3.9M$2.8M$700.0K$6.2M$22.8M$400.0K$1.8M$3.0M
Payments For Repurchase Of Common Stock$164.4M$191.1M$14.9M$423.0M$135.2M$307.1M$109.2M$2.0M$105.8M$40.8M$1.1M$103.6M$59.7M$20.0M$126.7M
Increase Decrease In Other Operating Assets-$3.3M-$11.1M-$27.3M-$12.3M-$8.7M-$12.3M-$7.4M-$3.0M-$2.9M-$2.1M-$3.5M-$1.1M-$2.2M-$1.0M$7.5M
Increase Decrease In Accounts Payable And Accrued Liabilities$27.3M$16.6M-$6.0M$43.1M$24.0M-$35.5M-$2.6M$19.1M-$10.1M-$6.3M$7.9M-$2.4M-$600.0K$11.5M$22.0M
Increase Decrease In Income Taxes Receivable$2.2M$6.8M$2.3M-$56.3M-$48.7M-$6.6M-$400.0K$300.0K$900.0K$9.8M-$400.0K$900.0K-$500.0K-$100.0K-$11.3M
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$1.8M$1.5M$2.5M$3.4M$3.5M$4.0M$3.4M$1.4M$3.4M$1.2M$500.0K$14.5M$16.4M$0.00$305.0K
Increase Decrease In Accrued Income Taxes Payable$26.8M-$11.5M-$200.0K$0.00$0.00$18.9M$15.7M$9.3M$0.00$13.0M-$15.7M$18.7M$11.5M$10.5M
Proceeds From Collection Of Loans Receivable$746.3M$751.2M$757.4M$647.3M$657.8M$643.9M$541.1M$549.3M$567.0M$489.8M$488.6M$514.8M$432.1M$432.1M$454.5M$381.6M$381.7M$408.2M$330.5M$332.4M$345.5M$285.0M$286.7M$310.9M$253.8M$240.8M$253.6M
Proceeds From Payments For Other Financing Activities$34.1M$7.6M$2.6M$4.8M$6.6M-$200.0K$4.3M-$1.9M$7.5M$10.4M$7.6M-$100.0K

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009
Earnings Per Share Diluted$36.38$19.88$21.99$39.32$59.52$23.47$34.57$29.39$24.04$16.31$14.28$11.92$10.54$8.58$7.07$5.67$4.62
Earnings Per Share Basic$37.02$20.12$22.09$39.50$59.57$23.57$34.71$29.52$24.12$16.37$14.35$11.96$10.61$8.65$7.15$5.79$4.78
Weighted Average Number Of Shares Outstanding Basic11.5M12.3M13.0M13.6M16.1M17.9M18.9M19.4M19.5M20.3M20.9M22.3M23.9M25.4M26.3M29.4M30.6M
Weighted Average Number Of Diluted Shares Outstanding11.7M12.5M13.0M13.6M16.1M17.9M19.0M19.5M19.6M20.4M21.0M22.3M24.0M25.6M26.6M30.0M31.7M
Common Stock Shares Outstanding10.7M12.0M12.5M12.8M14.1M17.1M18.4M19.0M19.3M19.9M20.1M20.6M22.9M24.1M25.6M27.3M
Common Stock Shares Issued10.7M12.0M12.5M12.8M14.1M17.1M18.4M19.0M19.3M19.9M20.1M20.6M22.9M24.1M25.6M27.3M
Common Stock Shares Authorized80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M
Common Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Preferred Stock Shares Authorized1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M
Preferred Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Preferred Stock Shares Issued0.000.000.000.000.000.000.000.000.000.000.000.000.000.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016Q4 2015Q3 2015Q2 2015Q1 2015Q4 2014Q3 2014Q2 2014Q1 2014Q4 2013Q3 2013Q2 2013Q1 2013Q4 2012Q3 2012Q2 2012Q1 2012Q4 2011Q3 2011Q2 2011Q1 2011Q3 2010Q2 2010
Earnings Per Share Diluted$9.43$7.42$8.66$6.35$-3.83$5.08$5.43$1.69$7.61$6.49$7.94$14.94$15.79$17.18$11.82$9.43$13.56$5.40$-4.61$8.60$8.73$8.68$8.65$7.79$7.75$7.75$6.17$9.10$5.19$5.09$4.72$4.33$4.21$4.17$3.63$3.84$3.53$3.54$3.41$3.45$3.38$3.06$2.12$2.80$2.75$2.56$2.48$2.40$2.12$2.18$1.92$1.91$1.91$1.72$1.57$1.48$1.55
Earnings Per Share Basic$9.62$7.55$8.79$6.42$-3.83$5.15$5.47$1.70$7.62$6.53$7.99$15.02$15.83$17.19$11.85$9.47$13.57$5.40$-4.61$8.63$8.73$8.68$8.67$7.82$7.76$7.76$6.18$9.13$5.19$5.09$4.73$4.35$4.22$4.17$3.64$3.86$3.53$3.54$3.42$3.46$3.38$3.06$2.12$2.81$2.75$2.57$2.49$2.42$2.13$2.18$1.92$1.92$1.92$1.73$1.59$1.50$1.57
Weighted Average Number Of Shares Outstanding Basic11.2M11.6M12.1M12.3M12.3M12.5M12.9M13.0M13.1M13.3M13.4M14.3M15.8M16.8M17.1M17.8M17.8M18.2M18.9M18.9M19.0M19.5M19.5M19.4M19.4M19.5M19.7M20.4M20.4M20.4M20.9M20.9M20.9M21.1M21.9M22.7M23.5M23.4M23.7M24.0M24.3M24.8M24.9M25.9M26.2M26.0M26.0M26.0M27.2M28.1M31.2M
Weighted Average Number Of Diluted Shares Outstanding11.5M11.8M12.3M12.4M12.3M12.6M13.0M13.1M13.1M13.4M13.5M14.3M15.8M16.8M17.1M17.8M17.8M18.2M19.0M18.9M19.0M19.5M19.5M19.5M19.4M19.5M19.8M20.4M20.4M20.5M21.0M21.0M20.9M21.2M21.9M22.7M23.5M23.6M23.7M24.0M24.4M24.9M25.0M26.0M26.3M26.3M26.1M26.1M27.5M28.5M31.6M
Common Stock Shares Outstanding11.0M11.2M11.7M12.1M12.1M12.2M12.6M12.8M12.8M12.9M13.0M13.4M14.7M16.0M16.7M17.6M17.6M17.6M18.8M18.8M18.8M19.3M19.3M19.3M19.3M19.3M20.3M20.3M20.3M20.3M20.6M20.6M20.6M21.6M21.6M22.5M23.0M23.3M23.6M24.6M24.5M25.6M25.7M25.6M
Common Stock Shares Issued11.0M11.2M11.7M12.1M12.1M12.2M12.6M12.8M12.8M12.9M13.0M13.4M14.7M16.0M16.7M17.6M17.6M17.6M18.8M18.8M18.8M19.3M19.3M19.3M19.3M19.3M20.3M20.3M20.3M20.3M20.6M20.6M20.6M21.6M21.6M22.5M23.0M23.3M23.6M24.6M24.5M25.6M25.7M25.6M
Common Stock Shares Authorized80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M80.0M
Common Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Preferred Stock Shares Authorized1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M1.0M
Preferred Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Preferred Stock Shares Issued0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009
Costs And Expenses$1.75B$1.83B$1.53B$1.12B$595.1M$1.12B$633.1M$530.7M$526.2M$438.0M$350.8M$302.6M$283.9M$266.1M$228.8M$188.6M$151.6M
Premiums Earned Net$95.6M$96.1M$79.6M$62.7M$60.3M$57.3M$51.0M$46.6M$41.1M$43.0M$48.2M$52.3M$51.5M$47.1M$40.0M$32.7M$33.6M
Policyholder Benefits And Claims Incurred Net$71.7M$73.5M$70.7M$46.4M$38.8M$37.9M$30.1M$26.0M$22.7M$26.0M$33.2M$40.0M$40.8M$34.8M$30.4M$23.4M$19.3M
Other Income$79.8M$73.6M$66.9M$83.4M$53.1M$49.6M$68.6M$62.4M$57.4M$51.9M$46.6M$40.8M$40.2M$23.9M$24.6M$21.4M$17.6M
Labor And Related Expense$337.1M$309.2M$280.2M$262.0M$218.1M$186.5M$193.3M$167.8M$140.1M$126.5M$116.4M$100.2M$87.3M$82.2M$63.0M$61.3M$66.9M
Accelerated Payments Of Dealer Holdback$50.7M$59.0M$46.9M$44.2M$44.1M$45.9M$58.8M$52.6M$47.1M$53.6M$52.6M$41.7M$40.4M$43.7M-$47.4M-$32.6M-$17.4M
Repayments Of Long Term Lines Of Credit$2.01B$6.21B$7.38B$6.59B$1.66B$5.28B$4.02B$2.09B$3.51B$1.67B$1.72B$2.78B$2.76B$2.51B$2.48B$1.06B$594.9M
Interest Paid Net$438.4M$393.4M$242.1M$147.3M$149.4M$191.6M$175.6M$141.0M$108.8M$88.0M$61.8M$55.2M$57.5M$56.2M$51.4M$42.5M$27.6M
Depreciation$3.6M$6.7M$8.9M$9.0M$9.7M$8.8M$7.3M$5.4M$6.0M$6.1M$5.7M$5.5M$5.4M$5.1M$4.1M$4.4M$5.1M
Amortization Of Financing Costs And Discounts$23.0M$21.1M$17.7M$16.6M$16.6M$15.0M$15.1M$14.1M$10.4M$9.2M$8.5M$7.7M$7.8M$7.1M$5.9M$6.6M$4.5M
Advances To Dealers$2.76B$3.58B$2.93B$2.53B$2.06B$2.21B$2.42B$2.41B$1.97B$1.88B$1.80B$1.47B$1.36B$1.25B$1.15B$786.9M
Senior Long Term Notes$1.09B$991.3M$989.0M$794.5M$792.5M$790.6M$1.19B$544.4M$542.8M$541.3M$540.0M$300.0M$350.2M$350.3M$350.4M$244.3M
Line Of Credit$107.3M$100.0K$79.2M$30.9M$2.6M$95.9M$0.00$171.9M$13.9M$0.00$57.7M$119.5M$102.8M$43.5M$43.9M$136.7M
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$50.7M$45.0M$39.1M$36.5M$24.8M$6.2M$7.6M$10.3M$15.4M$7.4M$12.4M$15.3M$8.5M$12.2M$1.9M$4.1M$6.8M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q4 2014Q3 2014Q2 2014Q1 2014Q4 2013Q3 2013Q2 2013Q1 2013Q4 2012Q3 2012Q2 2012Q1 2012Q4 2011Q3 2011Q2 2011Q1 2011Q3 2010Q2 2010
Costs And Expenses$433.5M$466.0M$429.4M$443.8M$593.5M$421.6M$382.1M$450.0M$327.0M$338.2M$315.3M$171.2M$137.9M$92.0M$186.7M$108.1M$278.5M$501.9M$159.6M$155.3M$147.5M$133.6M$117.4M$137.9M$123.8M$118.9M$118.6M$110.1M$103.8M$109.5M$92.3M$85.7M$80.9M$68.7M$66.4M$70.6M$96.9M$71.8M$70.5M$72.0M$69.6M$68.0M$71.9M$62.6M$63.6M$58.2M$55.0M$59.3M$56.3M$46.5M$45.1M
Premiums Earned Net$24.1M$24.1M$23.5M$25.1M$24.3M$21.9M$20.8M$19.8M$17.4M$16.4M$15.4M$13.8M$15.4M$15.8M$14.4M$15.1M$14.2M$12.9M$12.9M$13.1M$12.2M$12.2M$11.7M$10.3M$10.3M$10.5M$10.1M$10.7M$10.9M$10.8M$12.0M$12.6M$12.1M$12.7M$13.6M$13.2M$13.1M$12.9M$12.0M$12.2M$12.0M$10.8M$10.5M$10.2M$8.5M$8.6M$8.2M
Policyholder Benefits And Claims Incurred Net$18.6M$19.8M$16.1M$18.5M$20.3M$17.0M$16.5M$19.7M$17.9M$12.9M$12.2M$8.9M$10.0M$10.3M$9.0M$10.7M$9.3M$8.8M$8.2M$8.3M$6.6M$7.0M$7.3M$5.2M$5.5M$6.1M$6.0M$6.6M$7.0M$6.8M$8.4M$9.2M$8.6M$9.4M$11.0M$11.0M$11.0M$10.5M$9.0M$9.1M$9.0M$8.6M$8.4M$7.8M$6.6M$6.1M$6.3M
Other Income$18.9M$19.0M$20.9M$17.6M$16.2M$16.9M$16.1M$17.1M$15.3M$23.3M$16.4M$17.8M$12.6M$10.5M$11.7M$7.0M$13.9M$14.3M$15.9M$16.0M$19.7M$16.8M$14.0M$15.0M$14.2M$13.7M$14.7M$12.0M$12.4M$14.3M$12.0M$10.3M$12.2M$11.0M$8.3M$10.9M$10.9M$9.0M$9.8M$6.0M$5.8M$5.5M$5.4M$5.9M$8.5M$3.8M$8.0M
Labor And Related Expense$85.5M$83.7M$88.6M$77.3M$75.8M$78.5M$66.7M$70.2M$77.2M$66.9M$65.4M$64.4M$63.2M$38.4M$49.3M$46.6M$48.8M$45.0M$47.9M$47.3M$48.7M$41.1M$39.7M$42.5M$33.7M$32.7M$35.5M$32.4M$30.1M$32.7M$28.6M$28.5M$30.4M$22.0M$24.4M$25.6M$20.1M$23.1M$21.9M$21.7M$20.4M$19.4M$15.9M$15.4M$16.1M$16.1M
Accelerated Payments Of Dealer Holdback$10.7M$14.6M$13.2M$13.5M$18.3M$15.1M$10.7M$13.8M$10.8M$10.3M$15.5M$9.4M$9.4M$16.2M$10.4M$11.7M$11.5M$11.4M$16.1M$15.7M$12.3M$11.6M$16.8M$12.6M$11.9M$13.4M$10.2M$13.7M$14.9M$14.8M$13.0M$12.8M$13.8M$9.7M$10.7M$11.2M$10.4M$10.9M-$9.5M-$9.9M-$11.3M-$12.9M-$12.9M-$12.4M-$12.0M
Repayments Of Long Term Lines Of Credit$7.4M$1.95B$1.41B$595.7M$903.5M$1.04B$1.24B$456.3M$488.8M$820.1M$1.11B$512.0M$522.8M$477.8M$492.9M
Interest Paid Net$99.5M$77.9M$50.6M$33.6M$41.5M$58.2M$48.8M$40.3M$34.0M$29.2M$17.3M$23.8M$22.2M$13.4M$10.9M
Depreciation$1.2M$2.2M$2.2M$2.3M$2.4M$1.8M$1.5M$1.3M$1.6M$1.6M$1.5M$1.3M$1.4M$1.2M$1.0M
Amortization Of Financing Costs And Discounts$5.7M$4.9M$4.2M$4.3M$4.1M$3.7M$3.6M$2.9M$2.5M$2.2M$2.2M$1.7M$1.8M$1.6M$1.5M
Advances To Dealers$835.8M$1.01B$745.9M$633.8M$647.1M$638.1M$719.0M$709.2M$536.9M$562.7M$533.5M$421.3M$378.6M$374.4M
Senior Long Term Notes$1.09B$1.09B$1.09B$990.8M$990.1M$989.6M$796.0M$794.9M$795.0M$793.9M$793.4M$792.5M$792.0M$791.5M$791.1M$790.1M$789.7M$789.2M$940.2M$939.6M$939.1M$544.0M$543.6M$543.2M$542.4M$542.1M$541.7M$541.0M$540.6M$540.3M$548.3M$548.2M$548.2M$300.0M$300.0M$300.0M$350.2M$350.2M$350.3M$350.3M$350.3M$350.4M$350.4M$350.4M
Line Of Credit$148.7M$1.5M$1.4M$1.0M$84.3M$169.5M$102.1M$168.9M$145.1M$188.9M$220.7M$104.7M$72.2M$0.00$0.00$125.7M$160.5M$79.9M$52.2M$38.4M$0.00$0.00$0.00$23.0M$130.5M$134.1M$85.2M$0.00$36.3M$0.00$24.8M$0.00$8.8M$106.2M$115.9M$87.6M$150.8M$115.9M$115.8M$13.1M$173.6M$99.4M$127.2M
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$12.1M$12.7M$12.9M$10.7M$10.6M$10.9M$9.3M$9.8M$9.9M$8.7M$9.1M$9.1M$15.2M-$10.9M$1.1M$1.5M$1.4M$1.8M$2.0M$1.5M$2.2M$2.7M$2.0M$3.1M

Most recent annual filing with the SEC: February 13, 2026

Data sourced from SEC EDGAR public filings as of August 7, 2026.