PATHWARD FINANCIAL, INC. Financial Summary

Quick Answer

PATHWARD FINANCIAL, INC. reported Net Income of $185.87 million for fiscal year 2025.

PATHWARD FINANCIAL, INC. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $185.87M
+1.4%
$183.22M
+27.9%
$143.27M
-8.4%
$156.39M
+10.4%
$141.71M
+35.3%
$104.72M
+8.0%
Diluted EPS $7.87
+9.3%
$7.20
+37.4%
$5.24
-0.4%
$5.26
+20.1%
$4.38
+49.0%
$2.94
+18.1%
Total Assets $7.17B
-4.8%
$7.53B
+0.4%
$7.50B
+11.2%
$6.75B
+0.8%
$6.69B
+9.8%
$6.09B
-1.5%
Cash and Equivalents $120.57M
-23.9%
$158.34M
-57.8%
$375.58M
-3.2%
$388.04M
+23.6%
$314.02M
-26.5%
$427.37M
+237.7%
Long-Term Debt $33.46M
+0.3%
$33.35M
-1.5%
$33.87M
-6.0%
$36.03M
-61.2%
$92.83M
-5.5%
$98.22M
-54.5%
Stockholders Equity $858.04M
+4.3%
$822.47M
+26.2%
$651.63M
+1.0%
$645.17M
-25.9%
$870.73M
+3.2%
$843.71M
+0.5%
Shares Outstanding 34.36M
-9.1%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income December 31, 2025 $35.17M +17.3% -16.6%
Diluted EPS December 31, 2025 $1.57 +27.6% -13.3%
Total Assets December 31, 2025 $7.56B -0.6% +5.4%
Cash and Equivalents December 31, 2025 $331.22M -44.6% +174.7%
Long-Term Debt December 31, 2025 $33.48M +0.3% +0.1%
Stockholders Equity December 31, 2025 $854.53M +10.0% -0.4%
Shares Outstanding December 31, 2015 8.49M +36.7% +4.0%
  • PATHWARD FINANCIAL, INC. reported Net Income of $185.87 million for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed an increase of +1.4% in Net Income compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Diluted EPS of $7.87 per share for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed an increase of +9.3% in Diluted EPS compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Total Assets of $7.17 billion for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed a decrease of -4.8% in Total Assets compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Cash and Equivalents of $120.57 million for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed a decrease of -23.9% in Cash and Equivalents compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Long-Term Debt of $33.46 million for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed an increase of +0.3% in Long-Term Debt compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Stockholders Equity of $858.04 million for fiscal year 2025.
  • PATHWARD FINANCIAL, INC. showed an increase of +4.3% in Stockholders Equity compared to the prior fiscal year.
  • PATHWARD FINANCIAL, INC. reported Shares Outstanding of 34.36 million shares for fiscal year 2020.
  • PATHWARD FINANCIAL, INC. showed a decrease of -9.1% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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