Commercial Bancgroup, Inc. Financial Summary

Complete Filing Data

Commercial Bancgroup, Inc. reported Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents of $144.32 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Commercial Bancgroup, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024
Net Income *$37.2M$31.4M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$958.6K$1.1M
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax$235.6K-$744.2K
Other Comprehensive Income Loss Net Of Tax$889.6K$159.8K
Interest Income Expense Net$80.4M$77.6M
Interest Income Expense After Provision For Loan Loss$80.0M$75.8M
Interest Expense Short Term Borrowings$148.3K$205.0K
Interest Expense Operating$41.2M$45.6M
Interest Expense Long Term Debt$3.9M$5.1M
Interest Expense Deposits$37.1M$40.4M
Income Tax Expense Benefit$10.2M$8.9M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$47.4M$40.6M
Comprehensive Income Net Of Tax$38.1M$31.6M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax Tax Expense
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax Tax Expense
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q3 2024
Net Income *$9.5M$9.2M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$535.9K$769.8K
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax$58.4K$120.3K
Other Comprehensive Income Loss Net Of Tax$419.5K$671.0K
Interest Income Expense Net$20.2M$19.1M
Interest Income Expense After Provision For Loan Loss$20.2M$18.7M
Interest Expense Short Term Borrowings$55.4K$76.3K
Interest Expense Operating$9.8M$11.6M
Interest Expense Long Term Debt$1.1M$1.2M
Interest Expense Deposits$8.7M$10.3M
Income Tax Expense Benefit$2.8M$1.8M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$12.3M$11.0M
Comprehensive Income Net Of Tax$9.9M$9.9M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax Tax Expense$159.6K$188.6K
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax Tax Expense$15.3K$30.5K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$419.5K$671.0K

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2020
Stockholders Equity *$285.3M$220.3M$195.8M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$144.3M$178.2M$155.9M
Repayments Of Long Term Debt$35.5M$40.2M$28.5M
Interest And Fee Income Loans And Leases$112.3M$113.4M
Gain Loss On Sale Of Property Plant Equipment$37.6K$759.5K
Gain Loss On Sale Of Other Assets$161.0K$153.3K
Goodwill$8.5M$8.5M$8.5M
Deposits Assets Noncurrent$4.3M$5.8M
Retained Earnings Accumulated Deficit$247.5M$212.3M
Restricted Investments$11.4M$8.3M
Provision For Losses On Foreclosed Assets$4.5K$41.8K
Property Plant And Equipment Net$49.8M$50.3M
Other Liabilities$20.6M$29.0M
Other Assets Noncurrent$21.6M$30.2M
Notes And Loans Receivable Net Current$1.86B$1.79B
Long Term Debt Noncurrent$78.6M$105.8M
Liabilities And Stockholders Equity$2.29B$2.30B
Liabilities$2.01B$2.08B
Interest Receivable$7.5M$7.2M
Interest Payable Current And Noncurrent$3.0M$4.2M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q4 2023
Stockholders Equity *$245.2M$235.3M$220.3M$214.8M$210.6M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$154.8M$180.3M
Repayments Of Long Term Debt
Interest And Fee Income Loans And Leases$28.1M$28.7M
Gain Loss On Sale Of Property Plant Equipment$20.5K$388.4K
Gain Loss On Sale Of Other Assets$109.7K$31.8K
Goodwill$8.5M
Deposits Assets Noncurrent$4.6M$7.6M
Retained Earnings Accumulated Deficit$237.4M
Restricted Investments$8.2M
Provision For Losses On Foreclosed Assets
Property Plant And Equipment Net$50.3M
Other Liabilities$22.5M
Other Assets Noncurrent$21.8M
Notes And Loans Receivable Net Current$1.75B
Long Term Debt Noncurrent$100.1M
Liabilities And Stockholders Equity$2.21B
Liabilities$1.97B
Interest Receivable$7.1M
Interest Payable Current And Noncurrent$3.4M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024
Employee Benefits And Share Based Compensation$22.8M$24.9M
Proceeds From Sale Of Property Plant And Equipment$288.2K$3.5M
Proceeds From Sale Of Held To Maturity Securities$134.9M$47.3M
Proceeds From Sale Of Foreclosed Assets$1.3M$747.9K
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$37.9M$34.0M
Payments To Acquire Property Plant And Equipment$1.9M$3.0M
Payments To Acquire Held To Maturity Securities$103.2M$16.9M
Payments To Acquire Available For Sale Securities Debt$31.8M$30.3M
Payments Of Dividends$2.0M$2.0M
Payments For Repurchase Of Common Stock$980.8K$1.8M
Payments For Proceeds From Loans And Leases$67.6M$121.1M
Net Cash Provided By Used In Operating Activities$37.1M$38.7M
Net Cash Provided By Used In Investing Activities-$32.7M-$84.9M
Net Cash Provided By Used In Financing Activities-$38.3M$68.5M
Share Based Compensation$124.4K$2.1M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q3 2024
Employee Benefits And Share Based Compensation$5.7M$5.6M
Proceeds From Sale Of Property Plant And Equipment
Proceeds From Sale Of Held To Maturity Securities
Proceeds From Sale Of Foreclosed Assets
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
Payments To Acquire Property Plant And Equipment
Payments To Acquire Held To Maturity Securities
Payments To Acquire Available For Sale Securities Debt
Payments Of Dividends
Payments For Repurchase Of Common Stock
Payments For Proceeds From Loans And Leases
Net Cash Provided By Used In Operating Activities
Net Cash Provided By Used In Investing Activities
Net Cash Provided By Used In Financing Activities
Share Based Compensation

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024
Earnings Per Share Diluted$2.95$2.54
Earnings Per Share Basic$2.95$2.58

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q3 2024
Earnings Per Share Diluted$0.77$0.74
Earnings Per Share Basic$0.77$0.75

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024
Professional Fees$846.2K$1.0M
Other Noninterest Expense$6.4M$6.9M
Other Interest And Dividend Income$620.9K$699.7K
Occupancy Net$3.3M$3.8M
Noninterest Income Other$2.2M$2.4M
Noninterest Income$9.9M$10.9M
Noninterest Expense$42.5M$46.1M
Interest Income Securities Taxable$3.7M$2.7M
Interest Income Securities Tax Exempt$442.4K$368.3K
Interest Income Deposits With Financial Institutions$4.5M$6.1M
Interest And Dividend Income Operating$121.6M$123.2M
Information Technology And Data Processing$4.5M$4.2M
Federal Deposit Insurance Corporation Premium Expense$972.1K$1.1M
Depreciation And Amortization$3.7M$4.1M
Customer Service Fees$2.8M$3.0M
Bank Owned Life Insurance Income$1.3M$1.2M
ATM Fees$3.4M$3.3M
Unrealized Gain On Available For Saleof Securities$889.6K$159.8K
Transfer Of Loans To OREO$539.1K$422.0K
Time Deposits$487.0M$576.5M
Stock Repurchased During Period Value$980.8K$1.8M
Stock Repurchased During Period Shares53.2K98.6K
Short Term Borrowings$88.3M$3.4M
Redemption Of Restricted Stock At Cost$2.4M$2.3M
Provision For Other Credit Losses$463.3K$1.8M
Interest Paid Net$42.4M$44.5M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q3 2024
Professional Fees$135.8K$328.8K
Other Noninterest Expense$1.6M$1.2M
Other Interest And Dividend Income$155.6K$158.5K
Occupancy Net$738.5K$935.7K
Noninterest Income Other$608.6K$536.7K
Noninterest Income$2.6M$2.8M
Noninterest Expense$10.6M$10.5M
Interest Income Securities Taxable$929.5K$607.2K
Interest Income Securities Tax Exempt$102.2K$64.6K
Interest Income Deposits With Financial Institutions$759.9K$1.1M
Interest And Dividend Income Operating$30.0M$30.6M
Information Technology And Data Processing$1.1M$1.1M
Federal Deposit Insurance Corporation Premium Expense$267.2K$350.3K
Depreciation And Amortization$954.7K$1.1M
Customer Service Fees$735.4K$654.3K
Bank Owned Life Insurance Income$306.0K$313.4K
ATM Fees$845.8K$883.3K
Unrealized Gain On Available For Saleof Securities
Transfer Of Loans To OREO
Time Deposits$469.7M
Stock Repurchased During Period Value
Stock Repurchased During Period Shares
Short Term Borrowings$62.7M
Redemption Of Restricted Stock At Cost
Provision For Other Credit Losses$323.0K
Interest Paid Net

Most recent annual filing with the SEC: March 24, 2026

Data sourced from SEC EDGAR public filings as of August 6, 2026.