Complete Filing Data
MUNCY COLUMBIA FINANCIAL Corp reported Stockholders Equity of $192.54 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean MUNCY COLUMBIA FINANCIAL Corp did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income Loss | $24.2M | $19.0M | $3.4M | $9.5M | $6.8M | $7.2M | $6.8M | $6.3M | $5.9M |
| Interest Income Expense Net | $60.6M | $50.5M | $23.3M | $22.3M | $18.2M | $19.2M | $19.4M | $20.1M | $19.8M |
| Interest Income Expense After Provision For Loan Loss | $59.8M | $49.6M | $20.7M | $24.1M | $17.8M | $18.3M | $18.6M | $18.5M | $18.8M |
| Interest Expense Short Term Borrowings | $1.1M | $5.7M | $9.1M | $2.3M | $205.0K | $213.0K | $316.0K | $427.0K | $368.0K |
| Interest Expense Deposits | $24.1M | $22.4M | $5.0M | $1.8M | $2.2M | $3.1M | $4.6M | $5.8M | $7.5M |
| Income Tax Expense Benefit | $4.9M | $3.3M | $365.0K | $1.6M | $2.1M | $2.3M | $2.3M | $2.3M | $2.1M |
| Brokerage Commissions Revenue | $938.0K | $807.0K | $636.0K | $597.0K | $458.0K | $441.0K | $284.0K | $325.0K | $281.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $29.1M | $22.3M | $3.8M | $11.1M | $8.9M | $9.5M | $9.1M | $8.6M | $7.9M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $3.1M | $1.0M | $2.0K | $89.0K | $136.0K | $159.0K | $349.0K | $640.0K | |
| Comprehensive Income Net Of Tax | $34.1M | $20.2M | $15.7M | -$15.0M | $4.3M | $6.9M | $6.8M | $6.0M | $6.8M |
| Amortization Of Intangible Assets | $2.0M | $2.2M | $183.0K | $368.0K | $435.0K | $554.0K | $576.0K | $643.0K | |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $12.1M | $1.4M | $15.6M | -$32.2M | -$4.1M | -$288.0K | $163.0K | -$416.0K | |
| Other Comprehensive Income Loss Net Of Tax | $9.9M | $1.1M | $12.3M | -$24.5M | -$2.5M | -$214.0K | $39.0K | -$302.0K | |
| Interest Expense | $15.1M | $4.1M | $2.5M | $3.5M | $5.1M | $6.7M | $8.6M | ||
| Deferred Income Tax Expense Benefit | $1.4M | $2.3M | -$200.0K | $67.0K | -$278.0K | -$653.0K | -$190.0K | -$159.0K | $35.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q3 2013 | Q2 2013 | Q1 2013 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income Loss | $6.7M | $5.8M | $4.3M | $5.1M | $4.7M | $4.0M | $1.2M | $1.5M | $1.9M | $2.5M | $2.0M | $1.7M | $1.5M | $1.7M | $1.8M | $1.9M | $1.8M | $1.6M | $1.8M | $1.6M | $1.7M | $1.7M |
| Interest Income Expense Net | $15.7M | $14.8M | $13.9M | $12.8M | $12.4M | $11.9M | $4.9M | $4.9M | $5.2M | $6.0M | $5.5M | $4.6M | $4.5M | $4.5M | $4.8M | $4.9M | $4.8M | $4.8M | $4.9M | $5.0M | $5.0M | $5.1M |
| Interest Income Expense After Provision For Loan Loss | $15.2M | $14.6M | $13.8M | $12.6M | $12.3M | $11.8M | $5.1M | $4.9M | $5.6M | $7.2M | $5.7M | $4.5M | $4.4M | $4.5M | $4.5M | $4.9M | $4.7M | $4.8M | $4.6M | $4.9M | $4.6M | $4.9M |
| Interest Expense Short Term Borrowings | $168.0K | $252.0K | $543.0K | $1.1M | $1.4M | $2.5M | $2.3M | $2.1M | $1.8M | $673.0K | $168.0K | $53.0K | $47.0K | $46.0K | $45.0K | $40.0K | $79.0K | $75.0K | $74.0K | $84.0K | $105.0K | $99.0K |
| Interest Expense Deposits | $6.3M | $6.0M | $5.8M | $6.1M | $5.6M | $4.6M | $892.0K | $780.0K | $627.0K | $453.0K | $422.0K | $542.0K | $548.0K | $602.0K | $754.0K | $805.0K | $888.0K | $1.1M | $1.2M | $1.2M | $1.4M | $1.5M |
| Income Tax Expense Benefit | $1.4M | $1.2M | $767.0K | $915.0K | $849.0K | $695.0K | $137.0K | $316.0K | $479.0K | $462.0K | $524.0K | $523.0K | $442.0K | $549.0K | $573.0K | $635.0K | $606.0K | $573.0K | $623.0K | $555.0K | $557.0K | $629.0K |
| Brokerage Commissions Revenue | $215.0K | $252.0K | $233.0K | $193.0K | $192.0K | $224.0K | $146.0K | $151.0K | $128.0K | $125.0K | $163.0K | $113.0K | $118.0K | $118.0K | $106.0K | $127.0K | $98.0K | $80.0K | $68.0K | $60.0K | $84.0K | $73.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $8.1M | $6.9M | $5.1M | $6.0M | $5.6M | $4.7M | $1.3M | $1.8M | $2.4M | $3.0M | $2.5M | $2.2M | $1.9M | $2.2M | $2.3M | $2.5M | $2.4M | $2.2M | $2.5M | $2.2M | $2.2M | |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $629.0K | $791.0K | $798.0K | $847.0K | $268.0K | $146.0K | $1.0K | $17.0K | $26.0K | $29.0K | $31.0K | $36.0K | $40.0K | $40.0K | $40.0K | $39.0K | $84.0K | $101.0K | ||||
| Comprehensive Income Net Of Tax | $9.8M | $8.2M | $6.5M | $13.2M | $4.3M | $2.5M | -$1.1M | -$1.3M | $7.0M | -$4.1M | -$5.5M | $1.6M | $1.7M | $1.3M | ||||||||
| Amortization Of Intangible Assets | $511.0K | $511.0K | $510.0K | $558.0K | $549.0K | $549.0K | $92.0K | $92.0K | $92.0K | $108.0K | $109.0K | $109.0K | $125.0K | $176.0K | $127.0K | $140.0K | $151.0K | |||||
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $3.8M | $2.6M | $2.8M | $10.3M | -$519.0K | -$1.9M | -$2.8M | -$3.5M | $6.4M | -$7.2M | -$9.5M | -$189.0K | -$130.0K | -$527.0K | ||||||||
| Other Comprehensive Income Loss Net Of Tax | $3.0M | $2.4M | $2.2M | $8.1M | -$410.0K | -$1.5M | -$2.2M | -$2.8M | $5.0M | -$6.7M | -$7.5M | -$125.0K | -$86.0K | |||||||||
| Interest Expense | $8.0M | $3.5M | $3.1M | $2.4M | $1.1M | $591.0K | $612.0K | $621.0K | $677.0K | $830.0K | $881.0K | $1.0M | $1.3M | $1.3M | $1.4M | $1.6M | $1.7M | |||||
| Deferred Income Tax Expense Benefit | $220.0K | $1.3M | $107.0K | -$75.0K | -$110.0K | -$63.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $192.5M | $166.4M | $153.8M | $85.9M | $104.3M | $75.8M | $74.5M | $71.4M | $67.9M | $65.1M | $60.8M |
| Cash Cash Equivalents And Federal Funds Sold | $18.4M | $13.1M | $10.9M | $22.6M | $38.2M | $27.6M | $11.5M | $15.5M | |||
| Dividends Common Stock Cash | $8.1M | $6.3M | $3.6M | $3.5M | $2.9M | $2.9M | $2.8M | $2.6M | -$2.3M | ||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | $10.0M | $9.9M | $9.3M | $7.3M | $9.1M | ||||||
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | -$4.0M | -$13.9M | -$15.0M | -$27.4M | -$2.9M | -$498.0K | $2.0M | $2.3M | $2.2M | ||
| Accretion Amortization Of Discounts And Premiums Investments | $1.4M | $719.0K | -$347.0K | -$840.0K | $0.00 | $0.00 | $489.0K | -$933.0K | -$606.0K | ||
| Treasury Stock Value | $11.3M | $11.3M | $9.8M | $9.8M | $4.7M | $4.0M | $2.6M | $1.6M | |||
| Retained Earnings Accumulated Deficit | $119.4M | $103.3M | $90.5M | $90.2M | $48.6M | $44.7M | $40.4M | $36.4M | |||
| Property Plant And Equipment Net | $26.3M | $26.5M | $27.6M | $12.5M | $11.5M | $11.9M | $11.7M | $12.0M | |||
| Other Liabilities | $13.2M | $11.3M | $9.9M | $3.8M | $4.0M | $1.7M | $6.0M | $2.5M | |||
| Other Assets | $4.7M | $6.0M | $6.7M | $3.9M | $4.3M | $2.8M | $2.1M | $2.1M | |||
| Noninterest Bearing Deposit Liabilities | $277.0M | $259.7M | $266.0M | $181.8M | $78.4M | $80.9M | $85.3M | $62.9M | |||
| Liabilities And Stockholders Equity | $1.67B | $1.60B | $1.64B | $944.0M | $624.0M | $607.7M | $624.7M | $614.3M | |||
| Liabilities | $1.48B | $1.43B | $1.49B | $858.1M | $548.2M | $533.2M | $553.3M | $546.4M | |||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | $4.3M | $5.1M | $5.8M | $3.7M | $1.2M | $1.4M | $1.5M | $1.6M | |||
| Interest Payable Current And Noncurrent | $1.6M | $1.9M | $2.4M | $187.0K | $263.0K | $333.0K | $497.0K | $652.0K | |||
| Interest Bearing Deposit Liabilities | $1.14B | $1.03B | $884.7M | $500.5M | $379.8M | $382.1M | $397.0M | $410.9M | |||
| Goodwill | $25.6M | $25.6M | $25.6M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2013 | Q2 2013 | Q1 2013 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $184.5M | $176.3M | $171.4M | $169.3M | $157.6M | $154.9M | $88.4M | $90.4M | $92.6M | $82.9M | $87.9M | $94.3M | $74.8M | $74.7M | $75.2M | $74.4M | $73.2M | $72.2M | $70.9M | $70.4M | $68.5M | $67.8M | $67.2M | |
| Cash Cash Equivalents And Federal Funds Sold | $23.8M | $17.4M | $28.1M | $21.5M | $16.2M | $17.4M | $12.8M | $13.5M | $17.6M | $26.8M | $56.3M | $27.8M | $31.1M | $44.6M | $23.9M | $33.0M | $31.0M | $28.7M | ||||||
| Dividends Common Stock Cash | $1.6M | $3.4M | $1.6M | $1.6M | $1.6M | $1.6M | $895.0K | $894.0K | $874.0K | $873.0K | $873.0K | $720.0K | $683.0K | -$690.0K | ||||||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | $10.5M | $10.2M | $10.0M | $9.4M | $9.4M | $9.4M | $6.1M | $6.3M | $6.3M | $7.7M | $9.0M | $9.2M | ||||||||||||
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | -$6.3M | -$9.3M | -$11.7M | -$8.8M | -$16.9M | -$16.5M | -$27.4M | -$25.2M | -$163.0K | $764.0K | $1.9M | $2.5M | $2.3M | $2.2M | $2.4M | $2.6M | ||||||||
| Accretion Amortization Of Discounts And Premiums Investments | $221.0K | $184.0K | -$141.0K | -$253.0K | -$174.0K | -$255.0K | ||||||||||||||||||
| Treasury Stock Value | $11.3M | $11.3M | $11.3M | $9.8M | $9.8M | $9.8M | $9.8M | $9.8M | $4.7M | $4.6M | $4.3M | $3.5M | $3.4M | $2.9M | $2.1M | $1.7M | ||||||||
| Retained Earnings Accumulated Deficit | $113.6M | $108.4M | $106.0M | $99.6M | $96.1M | $93.0M | $92.6M | $92.3M | $47.4M | $46.4M | $45.7M | $43.7M | $42.7M | $41.6M | $39.4M | $38.5M | ||||||||
| Property Plant And Equipment Net | $26.5M | $26.8M | $26.6M | $26.7M | $27.0M | $27.3M | $12.5M | $12.4M | $11.6M | $11.6M | $11.8M | $12.0M | $12.2M | $12.0M | $11.2M | $11.2M | ||||||||
| Other Liabilities | $14.4M | $13.5M | $12.4M | $12.0M | $11.8M | $11.2M | $3.7M | $3.4M | $3.5M | $5.0M | $2.3M | $2.7M | $1.9M | $9.8M | $2.0M | $2.3M | ||||||||
| Other Assets | $5.3M | $5.1M | $5.2M | $6.2M | $7.6M | $8.2M | $11.5M | $10.5M | $4.0M | $4.0M | $3.3M | $2.1M | $2.2M | $2.6M | $2.3M | $2.6M | ||||||||
| Noninterest Bearing Deposit Liabilities | $272.4M | $272.7M | $273.8M | $269.5M | $263.4M | $264.0M | $165.9M | $175.5M | $77.5M | $76.6M | $80.1M | $83.0M | $78.0M | $81.8M | $78.5M | $65.0M | ||||||||
| Liabilities And Stockholders Equity | $1.65B | $1.62B | $1.60B | $1.61B | $1.59B | $1.57B | $957.6M | $960.1M | $633.0M | $625.3M | $616.5M | $644.1M | $613.8M | $631.2M | $625.8M | $599.5M | ||||||||
| Liabilities | $1.47B | $1.44B | $1.43B | $1.44B | $1.43B | $1.42B | $869.2M | $869.7M | $558.3M | $550.5M | $541.3M | $569.7M | $540.6M | $559.0M | $554.9M | $529.1M | ||||||||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | $4.5M | $4.7M | $4.9M | $5.3M | $5.5M | $5.6M | $6.0M | $5.5M | $1.3M | $1.3M | $1.4M | $1.3M | $1.3M | $1.4M | $1.5M | $1.5M | ||||||||
| Interest Payable Current And Noncurrent | $1.8M | $1.8M | $1.9M | $2.1M | $2.3M | $2.3M | $518.0K | $508.0K | $275.0K | $284.0K | $302.0K | $370.0K | $404.0K | $453.0K | $550.0K | $558.0K | ||||||||
| Interest Bearing Deposit Liabilities | $1.12B | $1.09B | $1.06B | $1.02B | $1.00B | $949.5M | $474.7M | $483.0M | $381.8M | $399.4M | $389.9M | $406.6M | $401.2M | $401.3M | $399.8M | $399.4M | ||||||||
| Goodwill | $25.6M | $25.6M | $25.6M | $25.6M | $25.6M | $25.6M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M | $7.9M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|
| Financing Cash Flow * | $40.9M | -$66.4M | -$10.9M | $6.4M | $9.7M | -$19.4M | $211.0K | $6.0M | $28.0M |
| Investing Cash Flow * | -$33.1M | $48.5M | $9.1M | -$100.5M | -$30.1M | $1.0M | $5.8M | $1.6M | -$38.5M |
| Operating Cash Flow * | $23.3M | $16.9M | $7.1M | $9.7M | $8.7M | $2.9M | $4.6M | $8.5M | $6.5M |
| Proceeds From Sale Of Mortgage Loans Held For Sale | $22.9M | $16.2M | $13.3M | $15.4M | $37.8M | $48.0M | $27.9M | $46.3M | $35.1M |
| Proceeds From Repayments Of Short Term Debt | -$55.9M | -$184.1M | $20.7M | $29.0M | $19.5M | $5.7M | -$471.0K | $6.8M | -$3.5M |
| Proceeds From Issuance Of Common Stock | $163.0K | $187.0K | $77.0K | $74.0K | $548.0K | $522.0K | $468.0K | $440.0K | $381.0K |
| Payments To Acquire Restricted Investments | $3.0M | $7.1M | $6.1M | $681.0K | $956.0K | $513.0K | $186.0K | $184.0K | $817.0K |
| Payments To Acquire Property Plant And Equipment | $1.4M | $407.0K | $968.0K | $299.0K | $293.0K | $921.0K | $1.3M | $556.0K | $2.2M |
| Payments Of Dividends Common Stock | $8.1M | $6.3M | $3.6M | $3.5M | $2.9M | $2.9M | $2.8M | $2.6M | $2.3M |
| Payments For Proceeds From Loans And Leases | $43.1M | $47.4M | $32.4M | $60.5M | $18.7M | $18.5M | $7.5M | $9.5M | $12.4M |
| Payments For Origination Of Mortgage Loans Held For Sale | $21.6M | $17.1M | $12.4M | $15.6M | $38.3M | $51.9M | $30.2M | $46.9M | $33.8M |
| Increase Decrease In Interest Payable Net | $1.7M | $890.0K | $787.0K | -$19.0K | -$70.0K | -$164.0K | -$155.0K | -$207.0K | -$216.0K |
| Increase Decrease In Accrued Interest Receivable Net | -$1.0M | -$1.5M | $869.0K | $732.0K | $74.0K | $264.0K | -$304.0K | -$374.0K | -$382.0K |
| Proceeds From Sale Of Restricted Investments | $4.7M | $10.4M | $7.1M | $518.0K | $561.0K | $58.0K | $298.0K | $156.0K | $0.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q1 2025 | Q1 2024 | Q1 2023 | Q1 2013 | Q1 2012 | Q1 2011 |
|---|---|---|---|---|---|---|
| Financing Cash Flow * | -$1.4M | -$70.8M | $3.4M | $6.6M | $1.0M | $4.4M |
| Investing Cash Flow * | $3.0M | $64.8M | -$10.1M | -$12.3M | -$11.9M | $9.0K |
| Operating Cash Flow * | $4.7M | $3.9M | $3.9M | $10.0M | $3.7M | $946.0K |
| Proceeds From Sale Of Mortgage Loans Held For Sale | $3.7M | $2.3M | $2.9M | $18.3M | $11.5M | $7.3M |
| Proceeds From Repayments Of Short Term Debt | -$40.7M | -$126.6M | $11.2M | $526.0K | $1.2M | -$3.7M |
| Proceeds From Issuance Of Common Stock | $48.0K | $56.0K | $20.0K | $132.0K | $123.0K | $116.0K |
| Payments To Acquire Restricted Investments | $1.6M | $1.9M | $1.0M | $170.0K | $130.0K | $0.00 |
| Payments To Acquire Property Plant And Equipment | $576.0K | $113.0K | $79.0K | $36.0K | $459.0K | $251.0K |
| Payments Of Dividends Common Stock | $1.6M | $1.6M | $874.0K | $720.0K | $683.0K | $690.0K |
| Payments For Proceeds From Loans And Leases | $15.7M | $9.7M | $11.5M | -$3.6M | -$1.7M | $1.9M |
| Payments For Origination Of Mortgage Loans Held For Sale | $3.7M | $2.4M | $1.2M | $10.3M | $9.6M | $8.2M |
| Increase Decrease In Interest Payable Net | $1.0M | $1.2M | $115.0K | -$31.0K | -$44.0K | -$60.0K |
| Increase Decrease In Accrued Interest Receivable Net | -$707.0K | $1.0M | $152.0K | $102.0K | $26.0K | $59.0K |
| Proceeds From Sale Of Restricted Investments | $2.2M | $4.2M | $758.0K | $0.00 | $149.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|
| Weighted Average Number Of Shares Outstanding Basic | 3.5M | 3.6M | 2.3M | 2.1M | 2.2M | 2.2M | 2.2M | 2.2M | 2.3M |
| Earnings Per Share Basic | $6.85 | $5.33 | $1.49 | $4.58 | $3.13 | $3.25 | $3.05 | $2.82 | $2.61 |
| Common Stock Dividends Per Share Cash Paid | $2.30 | $1.76 | $1.71 | $1.67 | $1.35 | $1.30 | $1.24 | $1.18 | $1.03 |
| Earnings Per Share Diluted | $6.85 | $5.33 | $1.49 | $4.58 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q3 2013 | Q2 2013 | Q1 2013 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Weighted Average Number Of Shares Outstanding Basic | 3.5M | 3.5M | 3.5M | 3.6M | 3.6M | 3.6M | 2.1M | 2.1M | 2.1M | 2.1M | 2.1M | 2.18B | 2.2M | 2.2M | 2.20B | 2.2M | 2.2M | 2.2M | 2.2M | 2.2M | 2.2M | 2.23B |
| Earnings Per Share Basic | $1.90 | $1.63 | $1.23 | $1.42 | $1.32 | $1.13 | $0.56 | $0.71 | $0.93 | $1.21 | $0.94 | $0.77 | $0.67 | $0.78 | $0.80 | $0.86 | $0.82 | $0.73 | $0.83 | $0.72 | $0.76 | $0.74 |
| Common Stock Dividends Per Share Cash Paid | $0.45 | $0.95 | $0.45 | $0.44 | $0.44 | $0.44 | $0.43 | $0.43 | $0.42 | $0.42 | $0.42 | $0.34 | $0.34 | $0.33 | $0.33 | $0.33 | $0.31 | $0.31 | $0.31 | $0.31 | $0.30 | $0.29 |
| Earnings Per Share Diluted | $1.90 | $1.63 | $1.23 | $1.42 | $1.32 | $1.13 | $0.56 | $0.71 | $0.93 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|
| Professional Fees | $1.9M | $1.5M | $1.3M | $1.4M | $659.0K | $644.0K | $618.0K | $595.0K | $587.0K |
| Other Noninterest Expense | $3.8M | $3.8M | $2.4M | $2.4M | $1.7M | $2.2M | $1.9M | $1.8M | $1.8M |
| Other Interest And Dividend Income | $625.0K | $807.0K | $318.0K | $198.0K | $100.0K | $64.0K | $52.0K | $42.0K | $58.0K |
| Occupancy Net | $2.6M | $2.5M | $1.4M | $1.5M | $1.1M | $1.0M | $1.0M | $1.1M | $1.1M |
| Noninterest Income Other Operating Income | $1.6M | $1.9M | $1.0M | $935.0K | $892.0K | $1.1M | $1.0M | $945.0K | $888.0K |
| Noninterest Income | $10.4M | $10.4M | $7.1M | $6.1M | $6.3M | $7.0M | $6.3M | $6.1M | $5.1M |
| Noninterest Expense Directors Fees | $695.0K | $618.0K | $326.0K | $314.0K | $268.0K | $257.0K | $263.0K | $274.0K | $284.0K |
| Noninterest Expense | $41.0M | $37.7M | $24.1M | $19.1M | $15.1M | $15.8M | $15.8M | $16.0M | $15.9M |
| Non Interest Income Interchange Fees | $2.6M | $2.6M | $1.8M | $1.7M | $1.1M | $1.1M | $949.0K | $850.0K | $743.0K |
| Interest Income Securities Taxable | $5.6M | $4.3M | $5.0M | $4.3M | $2.3M | $3.6M | $5.1M | $6.7M | $8.2M |
| Interest Income Securities Tax Exempt | $3.5M | $3.4M | $917.0K | $185.0K | $814.0K | $701.0K | $571.0K | $397.0K | $429.0K |
| Interest Income Deposits With Financial Institutions | $767.0K | $288.0K | $227.0K | $385.0K | $25.0K | $59.0K | $68.0K | $42.0K | $8.0K |
| Interest And Fee Income Loan Taxable | $76.0M | $71.5M | $30.9M | $20.6M | $16.4M | $17.1M | $17.6M | $18.7M | $18.9M |
| Interest And Fee Income Loan Tax Exempt | $1.6M | $1.5M | $969.0K | $675.0K | $1.1M | $1.1M | $1.1M | $963.0K | $828.0K |
| Interest And Dividend Income Operating | $88.0M | $81.7M | $38.3M | $26.4M | $20.7M | $22.6M | $24.5M | $26.8M | $28.4M |
| Gain Loss On Sales Of Loans Net | $503.0K | $413.0K | $276.0K | $478.0K | $1.1M | $1.8M | $871.0K | $1.1M | $617.0K |
| Fees And Commissions Fiduciary And Trust Activities | $1.1M | $943.0K | $885.0K | $845.0K | $685.0K | $687.0K | $771.0K | $663.0K | $655.0K |
| Federal Deposit Insurance Corporation Premium Expense | $870.0K | $820.0K | $478.0K | $262.0K | $313.0K | $318.0K | $384.0K | $610.0K | $920.0K |
| Equipment Expense | $1.7M | $1.7M | $1.2M | $1.8M | $1.1M | $1.2M | $1.3M | $1.3M | $1.3M |
| Communication | $3.6M | $3.6M | $1.6M | $351.0K | $261.0K | $263.0K | $284.0K | $385.0K | $347.0K |
| Bank Owned Life Insurance Income | $925.0K | $928.0K | $503.0K | $652.0K | $467.0K | $504.0K | $414.0K | $444.0K | $445.0K |
| Atm And Interchange Expenses | $779.0K | $671.0K | $340.0K | $338.0K | $489.0K | $625.0K | $660.0K | $560.0K | $509.0K |
| Salaries Wages And Officers Compensation | $21.7M | $19.2M | $11.6M | $10.4M | $6.4M | $6.6M | $6.5M | $6.4M | $6.3M |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $19.0K | $21.0K | $8.0K | $8.0K | $6.0K | $6.0K | $6.0K | $6.0K | $7.0K |
| Interest Income Federal Funds Sold | $1.0K | $20.0K | $1.0K | $2.0K | $1.0K | $2.0K | $10.0K | ||
| Repayments Of Federal Home Loan Bank Borrowings | $15.2M | $15.2M | $4.0K | $4.0K | $2.0M | $2.0M | $5.0K | $9.0M | $5.0K |
| Other Noncash Income Expense | -$272.0K | -$288.0K | -$329.0K | -$940.0K | -$778.0K | $417.0K | -$309.0K | $251.0K | $1.5M |
| Depreciation Nonproduction | $1.5M | $1.5M | $790.0K | $662.0K | $711.0K | $726.0K | $801.0K | $944.0K | $1.0M |
| Short Term Borrowings | $12.5M | $68.4M | $252.5M | $171.7M | $83.6M | $64.0M | $58.3M | $58.8M | |
| Interest Bearing Deposits In Banks | $35.7M | $6.2M | $3.8M | $3.3M | $778.0K | $10.1M | $26.7M | $18.7M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q3 2013 | Q2 2013 | Q1 2013 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Professional Fees | $491.0K | $414.0K | $448.0K | $359.0K | $319.0K | $457.0K | $316.0K | $264.0K | $311.0K | $274.0K | $342.0K | $148.0K | $160.0K | $168.0K | $161.0K | $164.0K | $163.0K | $160.0K | $151.0K | $153.0K | $173.0K | $149.0K |
| Other Noninterest Expense | $1.3M | $985.0K | $892.0K | $1.1M | $987.0K | $972.0K | $698.0K | $466.0K | $518.0K | $544.0K | $538.0K | $397.0K | $466.0K | $374.0K | $625.0K | $492.0K | $396.0K | $490.0K | $460.0K | $429.0K | $420.0K | $503.0K |
| Other Interest And Dividend Income | $151.0K | $165.0K | $168.0K | $190.0K | $204.0K | $223.0K | $86.0K | $69.0K | $67.0K | $51.0K | $48.0K | $26.0K | $20.0K | $20.0K | $17.0K | $16.0K | $15.0K | $13.0K | $14.0K | $11.0K | $10.0K | $11.0K |
| Occupancy Net | $644.0K | $640.0K | $720.0K | $644.0K | $581.0K | $618.0K | $326.0K | $320.0K | $323.0K | $336.0K | $344.0K | $271.0K | $289.0K | $278.0K | $265.0K | $256.0K | $262.0K | $248.0K | $261.0K | $298.0K | $267.0K | $276.0K |
| Noninterest Income Other Operating Income | $495.0K | $431.0K | $349.0K | $414.0K | $385.0K | $690.0K | $213.0K | $229.0K | $301.0K | $223.0K | $194.0K | $197.0K | $230.0K | $226.0K | $277.0K | $306.0K | $228.0K | $250.0K | $246.0K | $250.0K | $304.0K | $211.0K |
| Noninterest Income | $2.9M | $2.2M | $2.4M | $2.7M | $2.4M | $2.5M | $1.5M | $1.7M | $1.6M | $498.0K | $1.6M | $1.5M | $1.4M | $1.7M | $1.8M | $1.7M | $1.6M | $1.4M | $2.0M | $1.4M | $1.8M | $1.4M |
| Noninterest Expense Directors Fees | $165.0K | $165.0K | $153.0K | $103.0K | $105.0K | $134.0K | $72.0K | $73.0K | $82.0K | $71.0K | $79.0K | $66.0K | $65.0K | $68.0K | $65.0K | $64.0K | $63.0K | $88.0K | $65.0K | $68.0K | $71.0K | $65.0K |
| Noninterest Expense | $10.0M | $9.9M | $11.1M | $9.4M | $9.2M | $9.6M | $5.3M | $4.9M | $4.8M | $4.7M | $4.8M | $3.8M | $3.9M | $3.9M | $4.0M | $4.1M | $3.9M | $4.0M | $4.1M | $4.1M | $4.1M | $4.0M |
| Non Interest Income Interchange Fees | $671.0K | $673.0K | $623.0K | $664.0K | $687.0K | $619.0K | $428.0K | $442.0K | $424.0K | $428.0K | $445.0K | $289.0K | $285.0K | $255.0K | $267.0K | $264.0K | $252.0K | $232.0K | $240.0K | $219.0K | $216.0K | $213.0K |
| Interest Income Securities Taxable | $1.5M | $1.3M | $1.1M | $994.0K | $1.0M | $1.2M | $1.2M | $1.2M | $1.2M | $1.2M | $1.0M | $494.0K | $550.0K | $629.0K | $825.0K | $968.0K | $1.1M | $1.2M | $1.4M | $1.5M | $1.6M | $1.7M |
| Interest Income Securities Tax Exempt | $864.0K | $860.0K | $860.0K | $842.0K | $836.0K | $830.0K | $135.0K | $134.0K | $129.0K | $26.0K | $30.0K | $207.0K | $191.0K | $191.0K | $178.0K | $172.0K | $167.0K | $148.0K | $139.0K | $126.0K | $97.0K | $100.0K |
| Interest Income Deposits With Financial Institutions | $347.0K | $101.0K | $34.0K | $110.0K | $62.0K | $66.0K | $84.0K | $25.0K | $60.0K | $174.0K | $55.0K | $2.0K | $8.0K | $14.0K | $19.0K | $7.0K | $18.0K | $22.0K | $18.0K | $9.0K | $14.0K | $11.0K |
| Interest And Fee Income Loan Taxable | $19.4M | $18.8M | $18.3M | $18.2M | $17.7M | $17.3M | $6.6M | $6.3M | $5.9M | $5.4M | $4.8M | $4.2M | $4.0M | $4.1M | $4.3M | $4.3M | $4.2M | $4.4M | $4.4M | $4.4M | $4.6M | $4.8M |
| Interest And Fee Income Loan Tax Exempt | $377.0K | $420.0K | $398.0K | $421.0K | $332.0K | $353.0K | $243.0K | $215.0K | $216.0K | $157.0K | $139.0K | $273.0K | $267.0K | $263.0K | $279.0K | $274.0K | $282.0K | $288.0K | $285.0K | $280.0K | $251.0K | $231.0K |
| Interest And Dividend Income Operating | $22.6M | $21.7M | $20.8M | $20.8M | $20.2M | $19.9M | $8.4M | $8.0M | $7.6M | $7.1M | $6.1M | $5.2M | $5.1M | $5.2M | $5.7M | $5.8M | $5.8M | $6.1M | $6.2M | $6.3M | $6.6M | $6.8M |
| Gain Loss On Sales Of Loans Net | $186.0K | $71.0K | $83.0K | $75.0K | $93.0K | $76.0K | $68.0K | $96.0K | $29.0K | $75.0K | $67.0K | $201.0K | $227.0K | $443.0K | $468.0K | $367.0K | $373.0K | $188.0K | $206.0K | $161.0K | $454.0K | $174.0K |
| Fees And Commissions Fiduciary And Trust Activities | $268.0K | $280.0K | $238.0K | $243.0K | $204.0K | $206.0K | $195.0K | $227.0K | $191.0K | $219.0K | $177.0K | $147.0K | $136.0K | $150.0K | $167.0K | $151.0K | $149.0K | $148.0K | $191.0K | $216.0K | $168.0K | $168.0K |
| Federal Deposit Insurance Corporation Premium Expense | $217.0K | $217.0K | $218.0K | $187.0K | $188.0K | $220.0K | $110.0K | $109.0K | $108.0K | $64.0K | $64.0K | $78.0K | $79.0K | $79.0K | $80.0K | $79.0K | $80.0K | $51.0K | $105.0K | $149.0K | $163.0K | $150.0K |
| Equipment Expense | $418.0K | $460.0K | $426.0K | $448.0K | $384.0K | $406.0K | $305.0K | $282.0K | $519.0K | $418.0K | $503.0K | $279.0K | $292.0K | $281.0K | $274.0K | $313.0K | $278.0K | $327.0K | $327.0K | $301.0K | $356.0K | $335.0K |
| Communication | $877.0K | $1.1M | $839.0K | $848.0K | $904.0K | $920.0K | $361.0K | $332.0K | $84.0K | $79.0K | $111.0K | $68.0K | $68.0K | $64.0K | $58.0K | $63.0K | $64.0K | $60.0K | $79.0K | $83.0K | $98.0K | $81.0K |
| Bank Owned Life Insurance Income | $235.0K | $233.0K | $231.0K | $236.0K | $229.0K | $227.0K | $113.0K | $113.0K | $109.0K | $109.0K | $108.0K | $120.0K | $117.0K | $122.0K | $122.0K | $133.0K | $126.0K | $103.0K | $107.0K | $108.0K | $102.0K | $107.0K |
| Atm And Interchange Expenses | $230.0K | $101.0K | $264.0K | $107.0K | $106.0K | $262.0K | $111.0K | -$9.0K | $119.0K | $101.0K | -$4.0K | $128.0K | $99.0K | $129.0K | $132.0K | $181.0K | $185.0K | $173.0K | $164.0K | $151.0K | $144.0K | $138.0K |
| Salaries Wages And Officers Compensation | $4.8M | $5.0M | $6.3M | $4.7M | $4.6M | $4.8M | $2.3M | $2.4M | $2.6M | $1.9M | $1.9M | $1.6M | $1.6M | $1.7M | $1.6M | $1.6M | $1.6M | $1.6M | $1.6M | $1.7M | $1.6M | |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $4.0K | $5.0K | $5.0K | $5.0K | $6.0K | $6.0K | $2.0K | $2.0K | $2.0K | $2.0K | $2.0K | $2.0K | $1.0K | $1.0K | ||||||||
| Interest Income Federal Funds Sold | $1.0K | $9.0K | $5.0K | $0.00 | $1.0K | $0.00 | $0.00 | $1.0K | $0.00 | $0.00 | $0.00 | $1.0K | $0.00 | $0.00 | ||||||||
| Repayments Of Federal Home Loan Bank Borrowings | $5.2M | $5.0M | $1.0K | $1.0K | $2.0K | $1.0K | ||||||||||||||||
| Other Noncash Income Expense | -$72.0K | -$68.0K | -$197.0K | -$457.0K | -$125.0K | -$8.0K | ||||||||||||||||
| Depreciation Nonproduction | $370.0K | $370.0K | $165.0K | $174.0K | $172.0K | $200.0K | ||||||||||||||||
| Short Term Borrowings | $16.9M | $18.1M | $27.7M | $73.0M | $89.3M | $125.9M | $199.1M | $182.0M | $93.2M | $66.1M | $64.6M | $72.8M | $54.0M | $59.5M | $63.2M | $51.1M | ||||||
| Interest Bearing Deposits In Banks | $31.7M | $25.2M | $10.0M | $6.8M | $3.3M | $4.2M | $9.2M | $2.2M | $472.0K | $7.0M | $9.1M | $45.1M | $16.1M | $21.0M | $32.1M | $12.5M |
Most recent annual filing with the SEC: March 6, 2026
Data sourced from SEC EDGAR public filings as of August 5, 2026.