Chime Financial, Inc. Financial Summary

Quick Answer

Chime Financial, Inc. reported Total Revenue of $2.19 billion for fiscal year 2025.

Chime Financial, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022
Total Revenue $2.19B
+30.7%
$1.67B
+30.9%
$1.28B
Net Income -$1.01B
-3884.9%
-$25.34M
+87.5%
-$203.20M
Diluted EPS -$4.27
-994.9%
-$0.39
+87.9%
-$3.22
Total Assets $1.96B
+34.5%
$1.46B
Cash and Equivalents $466.25M
+38.1%
$337.70M
+40.9%
$239.75M
Stockholders Equity $1.40B
+172.6%
-$1.93B
+1.2%
-$1.95B
-9.2%
-$1.79B
R&D Expense $934.92M
+202.0%
$309.57M
+19.5%
$259.00M
Operating Income -$1.04B
-1572.0%
-$62.20M
+73.6%
-$235.78M
Gross Profit $1.92B
+31.2%
$1.47B
+38.4%
$1.06B
Shares Outstanding 0
-100.0%
66.95M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Total Revenue September 30, 2025 $543.52M +28.8% +2.9%
Net Income September 30, 2025 -$54.72M -148.4% +94.1%
Diluted EPS September 30, 2025 -$0.15 +55.9% +97.9%
Total Assets September 30, 2025 $1.96B +3.1%
Cash and Equivalents September 30, 2025 $445.03M +64.3% -48.7%
Stockholders Equity September 30, 2025 $1.44B +175.3% +1.1%
R&D Expense September 30, 2025 $123.94M +54.2% -80.1%
Operating Income September 30, 2025 -$64.71M -111.2% +93.0%
Gross Profit September 30, 2025 $474.12M +28.7% +2.8%
Shares Outstanding September 30, 2025 0
  • Chime Financial, Inc. reported Total Revenue of $2.19 billion for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +30.7% in Total Revenue compared to the prior fiscal year.
  • Chime Financial, Inc. reported Net Income of -$1.01 billion for fiscal year 2025.
  • Chime Financial, Inc. showed a decrease of -3884.9% in Net Income compared to the prior fiscal year.
  • Chime Financial, Inc. reported Diluted EPS of $4.27 per share (loss) for fiscal year 2025.
  • Chime Financial, Inc. showed a decrease of -994.9% in Diluted EPS compared to the prior fiscal year.
  • Chime Financial, Inc. reported Total Assets of $1.96 billion for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +34.5% in Total Assets compared to the prior fiscal year.
  • Chime Financial, Inc. reported Cash and Equivalents of $466.25 million for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +38.1% in Cash and Equivalents compared to the prior fiscal year.
  • Chime Financial, Inc. reported Stockholders Equity of $1.40 billion for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +172.6% in Stockholders Equity compared to the prior fiscal year.
  • Chime Financial, Inc. reported R&D Expense of $934.92 million for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +202.0% in R&D Expense compared to the prior fiscal year.
  • Chime Financial, Inc. reported Operating Income of -$1.04 billion for fiscal year 2025.
  • Chime Financial, Inc. showed a decrease of -1572.0% in Operating Income compared to the prior fiscal year.
  • Chime Financial, Inc. reported Gross Profit of $1.92 billion for fiscal year 2025.
  • Chime Financial, Inc. showed an increase of +31.2% in Gross Profit compared to the prior fiscal year.
  • Chime Financial, Inc. reported Shares Outstanding of 0 shares for fiscal year 2025.
  • Chime Financial, Inc. showed a decrease of -100.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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