CHOICEONE FINANCIAL SERVICES INC Financial Summary

Quick Answer

CHOICEONE FINANCIAL SERVICES INC reported Net Income of $28.18 million for fiscal year 2025.

CHOICEONE FINANCIAL SERVICES INC — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $28.18M
+5.4%
$26.73M
+25.7%
$21.26M
-10.1%
$23.64M
+7.2%
$22.04M
+41.2%
$15.61M
+117.7%
Diluted EPS $2.01
-38.2%
$3.25
+15.2%
$2.82
-10.5%
$3.15
+10.1%
$2.86
+38.2%
$2.07
+31.0%
Total Assets $4.41B
+62.0%
$2.72B
+5.7%
$2.58B
+8.0%
$2.39B
+0.8%
$2.37B
+23.3%
$1.92B
+38.5%
Cash and Equivalents $87.99M
-9.1%
$96.75M
+74.5%
$55.43M
+26.1%
$43.94M
+37.8%
$31.89M
-59.9%
$79.52M
+33.5%
Stockholders Equity $465.35M
+78.7%
$260.42M
+33.1%
$195.63M
+21.6%
$160.83M
-27.4%
$221.67M
-2.5%
$227.27M
+18.3%
Shares Outstanding 15.00M
+67.3%
8.97M
+18.8%
7.55M
+0.4%
7.52M
+0.1%
7.51M
-3.7%
7.80M
+7.6%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $14.68M +99.8% +8.5%
Diluted EPS September 30, 2025 $0.97 +14.1% +7.8%
Total Assets September 30, 2025 $4.30B +57.8% -0.3%
Cash and Equivalents September 30, 2025 $98.98M -32.2% -36.7%
Stockholders Equity September 30, 2025 $449.62M +81.5% +4.1%
Shares Outstanding September 30, 2025 15.02M +67.6% +0.1%
  • CHOICEONE FINANCIAL SERVICES INC reported Net Income of $28.18 million for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed an increase of +5.4% in Net Income compared to the prior fiscal year.
  • CHOICEONE FINANCIAL SERVICES INC reported Diluted EPS of $2.01 per share for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed a decrease of -38.2% in Diluted EPS compared to the prior fiscal year.
  • CHOICEONE FINANCIAL SERVICES INC reported Total Assets of $4.41 billion for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed an increase of +62.0% in Total Assets compared to the prior fiscal year.
  • CHOICEONE FINANCIAL SERVICES INC reported Cash and Equivalents of $87.99 million for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed a decrease of -9.1% in Cash and Equivalents compared to the prior fiscal year.
  • CHOICEONE FINANCIAL SERVICES INC reported Stockholders Equity of $465.35 million for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed an increase of +78.7% in Stockholders Equity compared to the prior fiscal year.
  • CHOICEONE FINANCIAL SERVICES INC reported Shares Outstanding of 15.00 million shares for fiscal year 2025.
  • CHOICEONE FINANCIAL SERVICES INC showed an increase of +67.3% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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