Complete Filing Data
CONSUMER PORTFOLIO SERVICES, INC. reported Financing Receivable Allowance For Credit Losses of $21.75 million for FY2022.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean CONSUMER PORTFOLIO SERVICES, INC. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $19.3M | $19.2M | $45.3M | $86.0M | $47.5M | $21.7M | $5.4M | $14.9M | $3.8M | $29.3M | $34.7M | $29.5M | $21.0M | $69.4M | -$14.5M | -$33.2M |
| Revenues | $434.5M | $393.5M | $352.0M | $329.7M | $267.8M | $271.2M | $345.8M | $389.8M | $434.4M | $422.3M | $363.7M | $300.3M | $255.8M | $187.2M | $143.1M | $155.2M |
| Selling And Marketing Expense | $22.8M | $22.8M | $21.2M | $23.0M | $16.9M | $14.2M | $17.9M | $17.6M | $15.6M | $17.8M | $17.5M | $16.1M | $13.4M | $10.7M | $8.5M | $3.8M |
| General And Administrative Expense | $52.9M | $54.7M | $50.0M | $37.6M | $34.6M | $32.0M | $33.0M | $31.0M | $26.6M | $24.8M | $20.2M | $19.3M | $16.3M | $15.4M | $14.6M | $18.5M |
| Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest | -$18.1M | -$21.1M | -$46.5M | -$84.6M | -$54.5M | -$21.5M | -$4.5M | -$14.5M | -$3.3M | -$29.3M | -$33.1M | -$25.6M | -$25.5M | -$72.3M | $17.6M | |
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments | $20.1M | $9.2M | $18.7M | $32.1M | $49.7M | $61.4M | $52.2M | $37.2M | $9.2M | -$14.5M | -$16.2M | |||||
| Income Tax Expense Benefit | $8.7M | $8.2M | $15.8M | $30.2M | $18.2M | -$1.6M | $3.8M | $3.8M | $28.3M | $20.4M | $26.7M | $22.7M | $16.2M | -$60.2M | $17.0M | |
| Interest Expense | $146.6M | $87.5M | $75.2M | $101.3M | $110.5M | $101.5M | $92.3M | $79.9M | $57.7M | $50.4M | $58.2M | $79.4M | $83.1M | $81.6M | ||
| Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Net Of Tax | -$1.3M | $1.9M | $1.2M | -$1.4M | $6.9M | -$150.0K | -$867.0K | -$372.0K | -$500.0K | -$32.0K | -$1.6M | -$4.0M | $4.5M | $2.9M | -$3.2M | $282.0K |
| Income Taxes Paid Net | $6.8M | $11.8M | $3.6M | $16.2M | $14.3M | -$24.0M | -$5.2M | $417.0K | $9.3M | $32.9M | $13.7M | $6.5M | $2.3M | $1.1M | $200.0K | -$9.3M |
| Deferred Income Tax Assets Net | $16.0K | $1.0M | $3.7M | $10.2M | $19.6M | $28.5M | $15.5M | $19.2M | $32.4M | $42.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 | Q1 2017 | Q4 2016 | Q3 2016 | Q2 2016 | Q1 2016 | Q4 2015 | Q3 2015 | Q2 2015 | Q1 2015 | Q4 2014 | Q3 2014 | Q2 2014 | Q1 2014 | Q4 2013 | Q3 2013 | Q2 2013 | Q1 2013 | Q4 2012 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $4.9M | $4.8M | $4.7M | $4.8M | $4.7M | $4.6M | $10.4M | $14.0M | $13.8M | $25.4M | $25.3M | $21.1M | $13.7M | $9.7M | $5.2M | $3.8M | $3.0M | $10.8M | $1.8M | $1.8M | $1.7M | $3.2M | $3.2M | $3.1M | -$10.0M | $4.7M | $4.6M | $4.5M | $7.5M | $7.3M | $7.3M | $7.2M | $9.0M | $8.8M | $8.5M | $8.3M | $8.0M | $7.8M | $7.0M | $6.7M | $6.5M | $5.9M | $4.8M | $3.8M | $64.8M | $2.7M | $1.3M | $512.0K | -$4.0M | -$6.4M | -$4.2M | -$3.4M | -$6.8M |
| Revenues | $108.4M | $109.8M | $106.9M | $100.6M | $95.9M | $91.7M | $92.1M | $84.9M | $83.1M | $90.3M | $82.0M | $74.4M | $68.6M | $66.8M | $63.1M | $70.7M | $67.3M | $70.8M | $85.5M | $86.3M | $88.2M | $95.6M | $99.4M | $103.6M | $107.2M | $109.5M | $110.1M | $107.6M | $108.2M | $108.5M | $104.9M | $100.6M | $95.3M | $94.0M | $88.4M | $86.0M | $83.5M | $77.1M | $71.6M | $68.1M | $66.6M | $64.1M | $70.5M | $54.6M | $50.6M | $47.9M | $44.2M | $44.5M | $33.8M | $31.2M | $32.4M | $36.8M | $38.5M |
| Selling And Marketing Expense | $5.7M | $5.7M | $5.9M | $5.7M | $5.9M | $4.9M | $5.3M | $5.5M | $5.7M | $6.0M | $5.8M | $5.4M | $4.3M | $4.2M | $4.0M | $3.2M | $3.1M | $4.4M | $4.4M | $4.6M | $4.8M | $4.4M | $4.6M | $4.2M | $3.8M | $4.0M | $4.0M | $4.5M | $4.7M | $4.7M | $4.6M | $4.4M | $4.2M | $4.2M | $3.8M | $3.8M | $3.4M | $3.5M | $3.2M | $2.9M | $2.6M | $2.6M | $2.3M | $1.8M | $1.6M | $1.1M | $726.0K | ||||||
| General And Administrative Expense | $13.4M | $13.2M | $13.5M | $13.3M | $13.3M | $13.8M | $13.0M | $11.8M | $11.4M | $9.4M | $8.3M | $8.2M | $7.5M | $7.8M | $7.7M | $7.8M | $7.8M | $8.7M | $8.2M | $8.8M | $8.2M | $7.8M | $7.5M | $7.5M | $6.4M | $6.8M | $6.9M | $6.3M | $6.6M | $5.3M | $5.0M | $5.1M | $4.8M | $5.8M | $5.1M | $3.6M | $4.1M | $4.5M | $3.8M | $3.7M | $3.6M | $4.5M | $3.3M | $3.8M | $3.6M | $3.6M | $5.6M | ||||||
| Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest | -$4.9M | -$4.8M | -$4.7M | -$4.8M | -$4.7M | -$4.6M | -$10.4M | -$14.0M | -$13.8M | -$25.4M | -$25.3M | -$21.1M | -$13.7M | -$9.7M | -$5.2M | -$3.8M | -$3.0M | -$10.8M | -$1.8M | -$1.8M | -$1.7M | -$3.2M | -$3.2M | -$3.1M | -$4.7M | -$4.6M | -$4.5M | -$7.3M | -$7.3M | -$7.2M | -$8.8M | -$8.5M | -$8.3M | -$7.8M | -$7.0M | -$6.7M | -$5.9M | -$4.8M | -$3.8M | -$2.7M | -$1.3M | -$512.0K | $4.0M | $4.2M | |||||||||
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments | $13.9M | $7.9M | $5.9M | $4.6M | $3.1M | $2.8M | $2.8M | $2.7M | $4.7M | $4.7M | $4.6M | $8.2M | $8.1M | $8.0M | $7.8M | $12.7M | $12.5M | $12.3M | $12.2M | $15.8M | $15.6M | $15.2M | $14.7M | $14.3M | $13.8M | $12.3M | $11.8M | $11.5M | $10.6M | $8.5M | $6.5M | $4.6M | $2.7M | $1.3M | $512.0K | -$4.0M | -$6.4M | -$4.2M | -$2.4M | -$3.2M | |||||||||||||
| Income Tax Expense Benefit | $2.2M | $2.2M | $2.1M | $2.1M | $2.0M | $2.0M | $3.8M | $4.7M | $4.6M | $8.9M | $8.9M | $8.2M | $5.9M | $4.2M | $2.8M | $2.1M | $1.7M | -$7.7M | $991.0K | $970.0K | $937.0K | $1.5M | $1.5M | $1.4M | $3.4M | $3.4M | $3.3M | $5.1M | $5.1M | $5.0M | $6.8M | $6.7M | $6.4M | $6.0M | $5.3M | $5.1M | $4.7M | $3.7M | $2.7M | $0.00 | $0.00 | $1.0M | $3.6M | ||||||||||
| Interest Expense | $42.0M | $37.9M | $35.7M | $32.8M | $23.5M | $18.8M | $16.4M | $18.3M | $19.0M | $20.9M | $24.9M | $26.5M | $27.0M | $27.9M | $27.7M | $27.3M | $25.8M | $25.2M | $24.1M | $23.3M | $23.2M | $22.1M | $20.9M | $19.7M | $17.8M | $14.8M | $13.7M | $13.2M | $12.2M | $11.9M | $13.4M | $13.9M | $14.6M | $16.3M | $19.6M | $19.8M | $22.3M | $19.0M | $19.2M | $19.1M | $19.0M | $18.8M | |||||||||||
| Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Net Of Tax | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||||||
| Income Taxes Paid Net | -$75.0K | $29.0K | $25.0K | $0.00 | -$123.0K | -$410.0K | $0.00 | $16.0K | $66.0K | $2.0M | $5.0K | $261.0K | $990.0K | $147.0K | |||||||||||||||||||||||||||||||||||||||
| Deferred Income Tax Assets Net | $826.0K | $1.6M | $2.4M | $3.5M | $5.8M | $7.4M | $9.8M | $14.6M | $17.5M | $18.9M | $25.4M | $27.1M | $27.5M | $31.0M | $33.4M | $58.4M | $16.1M | $17.1M | $18.3M | $28.7M | $31.4M | $32.3M | $47.7M | $45.2M | $43.0M |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financing Receivable Allowance For Credit Losses | $21.8M | $56.2M | $80.8M | $11.6M | $67.4M | $109.2M | $95.6M | $75.6M | $61.5M | $39.6M | $19.6M | $10.4M | $13.2M | ||||
| Stockholders Equity | $309.5M | $292.8M | $274.7M | $228.4M | $170.2M | $133.4M | $110.2M | $197.1M | $183.9M | $186.2M | $161.2M | $127.3M | $94.6M | $61.3M | -$14.2M | $2.4M | $32.8M |
| Cash And Cash Equivalents At Carrying Value | $6.3M | $11.7M | $6.2M | $13.5M | $29.9M | $13.5M | $5.3M | $12.8M | $12.7M | $19.3M | $17.9M | $22.1M | $13.0M | $10.1M | $16.3M | $12.4M | |
| Provision For Loan And Lease Losses | -$28.1M | -$14.6M | $14.1M | $85.8M | $133.1M | $186.7M | $178.5M | $142.6M | $108.2M | $76.9M | $33.5M | $15.5M | $29.9M | ||||
| Repayments Of Secured Debt | $1.27B | $1.12B | $1.08B | $1.06B | $1.15B | $1.01B | $966.1M | $876.1M | $851.2M | $834.9M | $662.0M | $502.2M | $382.6M | $351.0M | $330.0M | $385.2M | |
| Change In Repossessions In Inventory | $0.00 | -$125.0K | -$446.0K | -$1.9M | -$1.3M | -$3.7M | -$1.4M | -$757.0K | -$1.5M | -$1.6M | $2.4M | $441.0K | $4.2M | $1.2M | -$287.0K | ||
| Subordinated Debt | $29.0M | $26.5M | $17.2M | $25.3M | $26.5M | $21.3M | $17.5M | $17.3M | $16.6M | $14.9M | $15.1M | $15.2M | $19.1M | $23.3M | $20.8M | $20.3M | |
| Retained Earnings Accumulated Deficit | $286.4M | $267.1M | $247.9M | $202.5M | $116.5M | $69.0M | $139.8M | $134.4M | $119.5M | $115.8M | $86.5M | $51.8M | $22.3M | $1.3M | -$68.1M | -$53.7M | |
| Property Plant And Equipment Net | $771.0K | $943.0K | $1.4M | $1.7M | $1.1M | $828.0K | $1.5M | $1.8M | $1.8M | $2.0M | $1.7M | $1.2M | $766.0K | $726.0K | $875.0K | $1.1M | |
| Other Assets Noncurrent | $28.8M | $35.8M | $25.9M | $31.0M | $34.8M | $32.3M | $39.9M | $26.8M | $23.4M | $30.3M | $23.2M | $23.9M | $21.5M | $15.1M | $19.4M | $17.9M | |
| Liabilities And Stockholders Equity | $3.86B | $3.49B | $2.90B | $2.75B | $2.16B | $2.15B | $2.54B | $2.49B | $2.42B | $2.41B | $2.13B | $1.83B | $1.40B | $1.04B | $890.1M | $742.4M | |
| Liabilities | $3.55B | $3.20B | $2.63B | $2.52B | $1.99B | $2.01B | $2.34B | $2.29B | $2.24B | $2.22B | $1.97B | $1.71B | $1.30B | $976.3M | $904.3M | $740.0M | |
| Common Stock Value | $24.4M | $25.7M | $28.7M | $28.9M | $55.3M | $72.9M | $71.3M | $70.3M | $71.6M | $77.1M | $81.3M | $80.5M | $73.4M | $65.7M | $62.5M | $59.9M | |
| Assets | $3.86B | $3.49B | $2.90B | $2.75B | $2.16B | $2.15B | $2.54B | $2.49B | $2.42B | $2.41B | $2.13B | $1.83B | $1.40B | $1.04B | $890.1M | $742.4M | |
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$1.3M | -$10.0K | -$1.9M | -$3.0M | -$1.6M | -$8.6M | -$8.4M | -$7.6M | -$7.2M | -$6.7M | -$6.7M | -$5.1M | -$1.1M | -$5.6M | -$8.5M | -$5.4M | |
| Accounts Payable And Accrued Liabilities Current | $65.2M | $70.2M | $62.5M | $55.4M | $43.6M | $43.1M | $47.1M | $31.7M | $28.7M | $25.0M | $29.5M | $21.7M | $24.8M | $17.8M | $28.0M | $22.0M | |
| Accrued Investment Income Receivable | $649.0K | $2.3M | $5.0M | $11.6M | $32.0M | $46.8M | $36.2M | $31.5M | $23.4M | $18.7M | $10.4M | $6.4M | $6.2M | ||||
| Restricted Cash And Cash Equivalents At Carrying Value | $144.2M | $140.8M | $130.1M | $124.7M | $126.7M | $125.4M | $175.4M | $132.3M | $104.4M | $159.2M | $124.0M | ||||||
| Repayments Of Long Term Debt And Capital Securities | $3.0M | $5.5M | $2.5M | $2.5M | $3.1M | $1.6M | $4.5M | $5.4M | $2.4M | $3.2M | $4.3M | ||||||
| Cash And Cash Equivalents Period Increase Decrease | $3.3M | $10.7M | $5.4M | -$2.0M | $1.3M | $1.5M | -$4.3M | $9.1M | $2.9M | -$6.2M | $3.8M | ||||||
| Notes And Loans Receivable Net Current | $520.0K | $5.0M | $24.7M | $70.6M | $176.2M | $411.3M | $885.9M | $1.45B | $2.20B | $2.17B | $1.91B | $552.5M | |||||
| Common Stock No Par Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||
| Mark To Finance Receivables Measured At Fair Value | -$6.5M | -$21.0M | -$12.0M | -$15.3M | $4.4M | $29.5M | $0.00 | $0.00 | |||||||||
| Net Interest Income Accretion On Fair Value Receivables | $261.2M | $224.3M | $193.5M | $135.1M | $134.0M | $133.8M | $90.4M | -$26.2M | $0.00 | ||||||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $172.2M | $137.4M | $125.4M | $162.8M | $176.5M | $144.2M | $140.8M | $130.1M | |||||||||
| Loans Receivable Fair Value Disclosure | $3.66B | $3.31B | $2.72B | $2.48B | $1.75B | $1.52B | $1.44B | $821.1M | |||||||||
| Notes And Loans Receivable Gross Current | $27.6M | $92.3M | $232.4M | $492.1M | $897.5M | $1.52B | $2.30B | $2.27B | $1.99B | ||||||||
| Preferred Stock Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q4 2018 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 | Q1 2017 | Q4 2016 | Q3 2016 | Q2 2016 | Q1 2016 | Q4 2015 | Q3 2015 | Q2 2015 | Q1 2015 | Q4 2014 | Q3 2014 | Q2 2014 | Q1 2014 | Q4 2013 | Q3 2013 | Q2 2013 | Q1 2013 | Q4 2012 | Q3 2012 | Q2 2012 | Q1 2012 | Q4 2011 | Q3 2011 | Q2 2011 | Q1 2011 | Q4 2010 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financing Receivable Allowance For Credit Losses | $249.0K | $433.0K | $486.0K | $684.0K | $1.9M | $2.9M | $4.2M | $5.7M | $14.7M | $28.0M | $35.7M | $45.0M | $68.7M | $72.2M | $73.5M | $94.2M | $98.6M | $114.1M | $12.7M | $32.7M | $48.2M | $82.5M | $94.4M | $100.8M | $108.6M | $107.3M | $99.3M | $96.8M | $90.2M | $79.9M | $78.8M | $74.5M | $68.1M | $54.6M | $53.3M | $44.7M | $34.5M | $32.1M | $24.9M | $16.9M | $14.1M | $11.3M | $9.8M | $10.3M | ||||||||||||||
| Stockholders Equity | $307.6M | $303.1M | $298.4M | $285.1M | $280.3M | $279.1M | $265.9M | $255.2M | $242.8M | $218.2M | $198.3M | $183.9M | $161.4M | $0.00 | $138.5M | $128.6M | $125.1M | $121.5M | $202.9M | $200.7M | $198.1M | $192.3M | $189.6M | $187.3M | $194.7M | $193.3M | $189.7M | $179.2M | $172.0M | $166.7M | $155.3M | $145.9M | $137.0M | $121.5M | $111.7M | $103.4M | $81.7M | $73.0M | $67.0M | -$7.5M | -$12.6M | -$11.2M | -$7.5M | |||||||||||||||
| Cash And Cash Equivalents At Carrying Value | $9.4M | $15.8M | $29.8M | $8.1M | $9.8M | $13.2M | $8.3M | $7.1M | $10.2M | $12.9M | $11.3M | $21.7M | $28.8M | $43.1M | $9.2M | $11.3M | $7.5M | $4.5M | $8.8M | $9.7M | $8.9M | $10.5M | $17.4M | $11.6M | $12.0M | $15.8M | $12.1M | $13.9M | $11.5M | $15.8M | $16.2M | $20.9M | $18.4M | $20.2M | $13.1M | $14.4M | $14.6M | $24.1M | $18.6M | $13.9M | $10.5M | $10.2M | $10.6M | $9.4M | $16.5M | $9.2M | $11.3M | $13.4M | ||||||||||
| Provision For Loan And Lease Losses | -$2.0M | -$9.7M | -$9.0M | -$6.0M | -$8.0M | -$9.4M | -$1.6M | $0.00 | $0.00 | $7.4M | $3.1M | $3.6M | $19.9M | $20.5M | $24.0M | $32.0M | $35.5M | $40.5M | $47.3M | $48.6M | $47.2M | $46.3M | $44.4M | $44.2M | $37.4M | $35.7M | $33.4M | $27.3M | $25.6M | $23.9M | $20.2M | $17.4M | $15.1M | $9.5M | $7.7M | $4.8M | $4.0M | $4.4M | $3.7M | $7.0M | $7.0M | |||||||||||||||||
| Repayments Of Secured Debt | $293.0M | $268.7M | $258.2M | $262.7M | $242.5M | $266.1M | $208.8M | $193.6M | $205.3M | $192.6M | $145.9M | $110.2M | $76.1M | $139.0M | $79.4M | |||||||||||||||||||||||||||||||||||||||||||
| Change In Repossessions In Inventory | $0.00 | -$9.0K | -$101.0K | -$481.0K | -$275.0K | -$382.0K | $893.0K | $1.8M | -$360.0K | -$1.0M | -$882.0K | $1.8M | $1.3M | -$258.0K | ||||||||||||||||||||||||||||||||||||||||||||
| Subordinated Debt | $28.6M | $28.8M | $27.5M | $24.3M | $22.4M | $22.1M | $19.2M | $21.2M | $23.4M | $27.2M | $27.2M | $26.8M | $27.5M | $26.0M | $23.7M | $20.2M | $19.6M | $18.3M | $15.5M | $14.4M | $13.0M | $16.9M | $15.8M | $16.3M | $16.2M | $16.1M | $15.3M | $14.4M | $15.3M | $15.3M | $15.2M | $15.0M | $15.1M | $15.5M | $18.0M | $18.6M | $20.6M | $22.6M | $23.6M | $21.5M | $20.7M | $20.9M | $20.7M | |||||||||||||||
| Retained Earnings Accumulated Deficit | $281.4M | $276.6M | $271.8M | $261.9M | $257.1M | $252.4M | $240.7M | $230.3M | $216.3M | $188.4M | $163.0M | $137.6M | $97.6M | $83.9M | $74.2M | $64.9M | $61.1M | $58.1M | $139.8M | $137.9M | $136.1M | $129.0M | $125.8M | $122.7M | $129.5M | $124.8M | $120.3M | $108.3M | $101.0M | $93.7M | $77.5M | $68.7M | $60.1M | $43.8M | $36.0M | $29.0M | $15.8M | $9.9M | $5.1M | -$63.6M | -$67.6M | -$68.4M | -$64.3M | |||||||||||||||
| Property Plant And Equipment Net | $882.0K | $1.0M | $1.2M | $1.1M | $1.2M | $1.3M | $1.3M | $1.3M | $1.5M | $1.7M | $1.4M | $987.0K | $1.1M | $1.0M | $826.0K | $988.0K | $1.3M | $1.4M | $1.7M | $1.7M | $1.8M | $1.8M | $1.9M | $1.6M | $1.9M | $2.1M | $1.9M | $1.9M | $1.8M | $1.7M | $1.7M | $1.7M | $1.4M | $1.1M | $1.0M | $837.0K | $607.0K | $546.0K | $583.0K | $800.0K | $753.0K | $975.0K | $960.0K | |||||||||||||||
| Other Assets Noncurrent | $31.1M | $41.9M | $36.2M | $40.9M | $43.9M | $42.6M | $25.9M | $25.3M | $26.4M | $27.8M | $24.4M | $24.1M | $22.3M | $22.7M | $23.8M | $34.7M | $40.0M | $37.6M | $46.7M | $48.4M | $52.0M | $25.7M | $26.4M | $22.7M | $22.5M | $22.2M | $26.0M | $22.6M | $19.9M | $19.5M | $17.2M | $16.9M | $16.4M | $24.8M | $23.4M | $22.6M | $17.4M | $16.6M | $16.4M | $18.3M | $18.7M | $19.0M | $16.6M | |||||||||||||||
| Liabilities And Stockholders Equity | $3.81B | $3.76B | $3.67B | $3.46B | $3.29B | $3.01B | $2.88B | $2.85B | $2.84B | $2.65B | $2.50B | $2.28B | $2.11B | $2.10B | $2.10B | $2.31B | $2.34B | $2.47B | $2.54B | $2.52B | $2.53B | $2.44B | $2.44B | $2.44B | $2.45B | $2.45B | $2.43B | $2.39B | $2.35B | $2.25B | $2.16B | $2.03B | $1.91B | $1.70B | $1.54B | $1.46B | $1.33B | $1.23B | $1.15B | $922.9M | $867.3M | $870.2M | $680.5M | |||||||||||||||
| Liabilities | $3.50B | $3.46B | $3.38B | $3.18B | $3.01B | $2.73B | $2.61B | $2.60B | $2.59B | $2.43B | $2.30B | $2.09B | $1.95B | $1.96B | $1.96B | $2.18B | $2.21B | $2.35B | $2.33B | $2.32B | $2.33B | $2.25B | $2.25B | $2.25B | $2.26B | $2.25B | $2.24B | $2.21B | $2.18B | $2.08B | $2.01B | $1.89B | $1.77B | $1.58B | $1.43B | $1.36B | $1.25B | $1.15B | $1.08B | $930.3M | $879.9M | $881.5M | $688.0M | |||||||||||||||
| Common Stock Value | $26.2M | $26.6M | $26.7M | $25.0M | $25.1M | $28.5M | $28.3M | $27.9M | $29.5M | $31.4M | $36.9M | $47.8M | $72.4M | $73.2M | $72.9M | $72.2M | $72.4M | $71.8M | $70.7M | $70.3M | $69.5M | $70.4M | $71.0M | $71.8M | $71.9M | $75.1M | $76.1M | $77.5M | $77.7M | $79.7M | $82.8M | $82.3M | $81.9M | $78.8M | $76.8M | $75.5M | $71.6M | $68.8M | $67.6M | $64.6M | $63.6M | $62.5M | $62.2M | |||||||||||||||
| Assets | $3.81B | $3.76B | $3.67B | $3.46B | $3.29B | $3.01B | $2.88B | $2.85B | $2.84B | $2.65B | $2.50B | $2.28B | $2.11B | $2.10B | $2.10B | $2.31B | $2.34B | $2.47B | $2.54B | $2.52B | $2.53B | $2.44B | $2.44B | $2.44B | $2.45B | $2.45B | $2.43B | $2.39B | $2.35B | $2.25B | $2.16B | $2.03B | $1.91B | $1.70B | $1.54B | $1.46B | $1.33B | $1.23B | $1.15B | $922.9M | $867.3M | $870.2M | $680.5M | |||||||||||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$10.0K | -$10.0K | -$10.0K | -$1.9M | -$1.9M | -$1.9M | -$3.0M | -$3.0M | -$3.0M | -$1.6M | -$1.6M | -$1.6M | -$8.6M | -$8.6M | -$8.6M | -$8.4M | -$8.4M | -$8.4M | -$7.6M | -$7.6M | -$7.6M | -$7.2M | -$7.2M | -$7.2M | -$6.7M | -$6.7M | -$6.7M | -$6.7M | -$6.7M | -$6.7M | -$5.1M | -$5.1M | -$5.1M | -$1.1M | -$1.1M | -$1.1M | -$5.6M | -$5.6M | -$5.6M | -$8.5M | -$8.5M | -$5.4M | -$5.4M | |||||||||||||||
| Accounts Payable And Accrued Liabilities Current | $67.0M | $67.9M | $75.3M | $72.6M | $66.4M | $79.1M | $62.3M | $57.4M | $59.8M | $56.0M | $62.4M | $57.0M | $51.9M | $52.1M | $50.4M | $49.1M | $47.4M | $56.9M | $55.4M | $54.0M | $54.8M | $33.3M | $27.3M | $33.6M | $29.3M | $25.2M | $23.7M | $33.6M | $38.5M | $32.9M | $28.9M | $22.4M | $21.7M | $22.9M | $24.3M | $24.9M | $33.8M | $29.7M | $21.5M | $22.1M | $26.0M | $24.0M | $23.4M | |||||||||||||||
| Accrued Investment Income Receivable | $776.0K | $1.4M | $1.7M | $2.9M | $3.6M | $3.7M | $6.3M | $7.2M | $8.8M | $12.7M | $16.4M | $21.0M | $36.2M | $37.5M | $39.1M | $42.1M | $37.0M | $31.9M | $33.1M | $33.6M | $30.6M | $31.8M | $28.1M | $24.5M | $21.6M | $19.5M | $17.6M | $15.1M | $12.9M | $10.6M | $8.8M | $6.4M | $5.3M | $5.4M | ||||||||||||||||||||||||
| Restricted Cash And Cash Equivalents At Carrying Value | $212.2M | $146.7M | $142.1M | $137.4M | $135.2M | $144.4M | $121.0M | $119.9M | $142.4M | $127.1M | $118.3M | $129.2M | $116.4M | $115.3M | $126.0M | $206.6M | $200.1M | $173.5M | $174.6M | $154.9M | $147.6M | $129.5M | $122.9M | $139.4M | $107.2M | $131.5M | $128.9M | $128.4M | ||||||||||||||||||||||||||||||
| Repayments Of Long Term Debt And Capital Securities | $326.0K | $4.7M | $825.0K | $538.0K | $505.0K | $262.0K | $712.0K | $471.0K | $647.0K | $503.0K | ||||||||||||||||||||||||||||||||||||||||||||||||
| Cash And Cash Equivalents Period Increase Decrease | $1.2M | $14.3M | $17.7M | -$1.9M | -$3.1M | $2.3M | -$7.5M | $900.0K | $520.0K | -$7.0M | ||||||||||||||||||||||||||||||||||||||||||||||||
| Notes And Loans Receivable Net Current | $977.0K | $1.7M | $2.9M | $7.8M | $12.0M | $16.9M | $34.3M | $46.4M | $54.8M | $89.7M | $113.3M | $141.7M | $213.9M | $268.2M | $337.6M | $483.1M | $571.2M | $660.4M | $1.62B | $1.79B | $1.99B | $2.21B | $2.21B | $2.19B | $2.16B | $2.13B | $2.02B | $543.7M | $506.3M | $487.3M | $486.7M | |||||||||||||||||||||||||||
| Common Stock No Par Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||||||||||||||
| Mark To Finance Receivables Measured At Fair Value | $0.00 | -$3.0M | -$3.5M | -$5.5M | -$5.5M | -$5.0M | -$6.0M | $0.00 | $0.00 | -$8.2M | -$4.7M | -$2.4M | $0.00 | $0.00 | $4.4M | $3.2M | $9.5M | $10.4M | -$604.0K | $0.00 | $0.00 | |||||||||||||||||||||||||||||||||||||
| Net Interest Income Accretion On Fair Value Receivables | $64.9M | $57.7M | $52.4M | $54.2M | $49.6M | $46.8M | $47.5M | -$36.7M | -$29.6M | -$31.2M | -$33.9M | -$31.8M | -$35.0M | -$33.9M | -$34.4M | -$29.7M | -$24.3M | -$21.1M | -$18.8M | |||||||||||||||||||||||||||||||||||||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $151.9M | $160.2M | $183.5M | $279.1M | $266.6M | $151.0M | $142.1M | $155.1M | $169.1M | $172.7M | $168.4M | $186.3M | $173.8M | $198.9M | $168.6M | $137.4M | $135.2M | $121.0M | $137.4M | $124.7M | ||||||||||||||||||||||||||||||||||||||
| Loans Receivable Fair Value Disclosure | $3.62B | $3.56B | $3.45B | $3.13B | $2.96B | $2.79B | $2.67B | $2.62B | $2.58B | $2.34B | $2.17B | $1.90B | $1.67B | $1.58B | $1.53B | $1.54B | $1.54B | $1.56B | $1.31B | $1.16B | $997.6M | $614.8M | $412.9M | $209.8M | $0.00 | |||||||||||||||||||||||||||||||||
| Notes And Loans Receivable Gross Current | $3.1M | $5.4M | $8.3M | $12.7M | $18.8M | $38.5M | $52.1M | $69.5M | $117.7M | $149.0M | $186.7M | $282.6M | $340.5M | $411.1M | $577.3M | $669.8M | $774.5M | $1.70B | $1.89B | $2.09B | $2.32B | $2.31B | $2.29B | $2.26B | $2.22B | $2.10B | ||||||||||||||||||||||||||||||||
| Preferred Stock Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Share-Based Compensation * | $2.7M | $3.0M | $3.5M | $4.4M | $2.0M | $1.9M | $2.1M | $3.5M | $5.7M | $5.6M | $5.0M | $3.8M | $3.9M | $1.1M | $1.5M | $1.6M |
| Financing Cash Flow * | $335.9M | $547.9M | $84.2M | $484.2M | -$50.4M | -$328.5M | $23.3M | $31.4M | -$7.0M | $242.8M | $255.2M | $401.1M | $319.3M | $59.4M | $138.0M | -$312.0M |
| Investing Cash Flow * | -$590.1M | -$769.7M | -$359.5M | -$713.9M | -$115.4M | $93.0M | -$229.4M | -$242.2M | -$210.6M | -$437.8M | -$441.3M | -$541.2M | -$409.6M | -$91.5M | -$155.0M | $272.9M |
| Operating Cash Flow * | $289.0M | $233.8M | $238.0M | $215.9M | $198.2M | $238.8M | $216.8M | $216.2M | $215.6M | $196.3M | $187.6M | $135.8M | $99.4M | $35.0M | $10.8M | $42.9M |
| Depreciation Depletion And Amortization | $881.0K | $862.0K | $847.0K | $1.6M | $1.7M | $1.8M | $1.1M | $992.0K | $934.0K | $777.0K | $637.0K | $428.0K | $437.0K | $543.0K | $672.0K | |
| Increase Decrease In Other Operating Assets | -$6.9M | $10.0M | -$4.7M | -$4.2M | $1.0M | -$2.7M | -$7.5M | $4.2M | -$5.4M | $8.7M | -$3.2M | $1.9M | $2.2M | -$5.6M | $4.1M | $14.3M |
| Increase Decrease In Accounts Payable And Accrued Liabilities | -$6.2M | $9.5M | $8.3M | $10.4M | $7.5M | -$4.1M | -$7.4M | $2.6M | $3.2M | -$4.6M | $6.3M | -$7.1M | $4.3M | -$6.0M | $2.8M | $4.4M |
| Proceeds From Issuance Of Secured Debt | $1.67B | $1.45B | $1.24B | $1.41B | $1.11B | $714.5M | $1.00B | $855.8M | $852.6M | $1.20B | $795.0M | $923.0M | $778.0M | $558.5M | $339.5M | $42.5M |
| Payments To Acquire Property Plant And Equipment | $709.0K | $433.0K | $559.0K | $2.1M | $2.0M | $24.0K | $751.0K | $1.1M | $669.0K | $1.1M | $1.2M | $823.0K | $477.0K | $394.0K | $404.0K | $283.0K |
| Payments For Repurchase Of Common Stock | $8.7M | $12.8M | $20.3M | $46.1M | $25.7M | $1.2M | $1.4M | $5.3M | $12.3M | $10.5M | $5.9M | $0.00 | $0.00 | $435.0K | $523.0K | $1.4M |
| Payments For Proceeds From Loans Receivable | -$25.0M | -$68.2M | -$133.7M | -$249.1M | -$332.3M | -$481.3M | -$605.4M | -$647.6M | -$650.4M | -$551.9M | -$433.9M | -$337.1M | -$295.7M | -$322.3M | -$376.7M | |
| Proceeds From Stock Options Exercised | $4.7M | $6.9M | $16.6M | $15.3M | $6.0M | $949.0K | $352.0K | $483.0K | $1.1M | $706.0K | $1.7M | $3.3M | $3.3M | $1.2M | $7.0K | |
| Payments Of Financing Costs | $12.5M | $15.9M | $7.9M | $12.3M | $7.8M | $5.9M | $8.9M | $8.0M | $8.1M | $9.4M | $8.6M | $8.1M | $7.1M | $6.9M | $3.8M | |
| Increase Decrease In Prepaid Deferred Expense And Other Assets | -$994.0K | -$2.7M | -$6.4M | -$9.4M | -$8.9M | -$21.5M | -$3.7M | -$13.3M | -$10.4M | $5.2M | -$5.3M | -$16.4M | -$16.4M | $60.6M | ||
| Increase Decrease In Accrued Interest Receivable Net | -$1.6M | -$2.7M | -$6.6M | -$20.3M | -$14.8M | $10.5M | $4.7M | $8.2M | $4.7M | $8.3M | $4.0M | -$267.0K | $2.4M | |||
| Payments To Acquire Finance Receivables | $1.64B | $1.65B | $1.25B | $1.67B | $1.11B | $739.7M | $1.00B | $914.9M | $0.00 | $0.00 | ||||||
| Proceeds From Issuance Of Long Term Debt | $6.8M | $5.8M | $3.2M | $4.1M | $2.9M | $1.6M | $579.0K | $1.3M | $5.0M | $3.6M | $2.7M | |||||
| Proceeds From Repayments Of Lines Of Credit | -$88.0M | $180.6M | -$53.3M | $181.9M | -$14.5M | -$16.3M | -$1.3M | $23.8M | $9.3M | -$91.5M | $139.6M | $47.4M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 | Q2 2017 | Q1 2017 | Q3 2016 | Q2 2016 | Q1 2016 | Q3 2015 | Q2 2015 | Q1 2015 | Q3 2014 | Q2 2014 | Q1 2014 | Q1 2013 | Q1 2012 | Q1 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Share-Based Compensation * | $717.0K | $832.0K | $912.0K | $790.0K | $327.0K | $408.0K | $539.0K | $412.0K | $487.0K | $377.0K | $481.0K | $638.0K | $663.0K | $1.0M | $1.2M | $1.7M | $1.3M | $1.4M | $1.4M | $1.2M | $1.2M | $1.4M | $1.1M | $1.1M | $1.1M | $700.0K | $771.0K | $676.0K | $293.0K | $371.0K | |||||||||
| Financing Cash Flow * | $166.3M | $81.5M | $62.3M | $80.9M | -$64.8M | -$1.7M | $18.0M | $2.8M | $13.8M | $107.2M | $61.0M | $53.3M | $95.2M | -$31.9M | -$45.4M | ||||||||||||||||||||||||
| Investing Cash Flow * | -$194.1M | -$108.6M | -$121.2M | -$139.5M | $23.9M | -$61.1M | -$62.2M | -$48.3M | -$77.9M | -$170.8M | -$108.5M | -$97.0M | -$115.4M | $27.9M | $34.9M | ||||||||||||||||||||||||
| Operating Cash Flow * | $73.9M | $52.7M | $65.1M | $68.3M | $65.4M | $64.1M | $58.5M | $63.2M | $62.2M | $60.5M | $49.8M | $36.2M | $21.0M | $4.5M | $3.5M | ||||||||||||||||||||||||
| Depreciation Depletion And Amortization | $249.0K | $215.0K | $199.0K | $211.0K | $231.0K | $406.0K | $385.0K | $417.0K | $409.0K | $417.0K | $428.0K | $438.0K | $487.0K | $419.0K | $276.0K | $262.0K | $251.0K | $256.0K | $250.0K | $240.0K | $244.0K | $220.0K | $228.0K | $202.0K | $192.0K | $175.0K | $148.0K | $94.0K | $143.0K | $152.0K | $164.0K | ||||||||
| Increase Decrease In Other Operating Assets | $407.0K | $16.7M | -$4.5M | -$10.8M | -$8.2M | -$1.9M | $2.5M | -$2.5M | -$3.9M | -$2.6M | -$6.6M | -$530.0K | $4.0K | $526.0K | $925.0K | ||||||||||||||||||||||||
| Increase Decrease In Accounts Payable And Accrued Liabilities | $5.1M | $16.6M | $4.4M | $13.3M | $7.3M | $9.9M | $1.2M | $4.9M | -$1.3M | $3.4M | $5.0K | $26.0K | $4.3M | -$982.0K | $1.1M | ||||||||||||||||||||||||
| Proceeds From Issuance Of Secured Debt | $442.4M | $280.9M | $324.8M | $316.8M | $230.5M | $260.0M | $254.4M | $190.0M | $206.3M | $329.5M | $245.0M | $180.0M | $185.0M | $155.0M | |||||||||||||||||||||||||
| Payments To Acquire Property Plant And Equipment | $471.0K | $111.0K | $34.0K | $275.0K | $426.0K | $295.0K | $174.0K | $137.0K | $137.0K | $121.0K | $404.0K | $165.0K | $0.00 | $30.0K | $20.0K | ||||||||||||||||||||||||
| Payments For Repurchase Of Common Stock | $0.00 | $1.7M | $7.3M | $14.1M | $755.0K | $0.00 | $1.4M | $1.4M | $2.9M | $2.9M | $0.00 | $0.00 | $120.0K | $244.0K | $8.0K | ||||||||||||||||||||||||
| Payments For Proceeds From Loans Receivable | -$3.1M | -$9.4M | -$24.7M | -$43.8M | -$73.5M | -$94.5M | -$134.1M | -$163.5M | -$168.0M | -$160.5M | -$122.1M | -$103.9M | -$82.2M | -$80.9M | -$93.8M | ||||||||||||||||||||||||
| Proceeds From Stock Options Exercised | $246.0K | $705.0K | $7.0M | $5.9M | $298.0K | $48.0K | $73.0K | $475.0K | $473.0K | $16.0K | $336.0K | $1.4M | $748.0K | $12.0K | |||||||||||||||||||||||||
| Payments Of Financing Costs | $3.6M | $1.9M | $2.1M | $3.0M | $1.6M | $1.7M | $2.8M | $1.3M | $1.6M | $2.0M | $1.9M | $1.6M | $1.6M | $2.5M | $1.3M | ||||||||||||||||||||||||
| Increase Decrease In Prepaid Deferred Expense And Other Assets | -$184.0K | -$251.0K | -$385.0K | -$662.0K | -$1.0M | $8.4M | -$907.0K | -$144.0K | $194.0K | -$54.0K | -$2.5M | -$5.1M | $0.00 | ||||||||||||||||||||||||||
| Increase Decrease In Accrued Interest Receivable Net | -$596.0K | -$1.3M | -$2.9M | -$10.9M | -$7.7M | -$4.4M | -$930.0K | $1.1M | -$1.2M | $191.0K | $52.0K | $886.0K | |||||||||||||||||||||||||||
| Payments To Acquire Finance Receivables | $392.8M | $433.3M | $449.6M | $442.1M | $424.9M | $328.9M | $300.5M | $305.5M | $352.6M | $407.3M | $511.1M | $393.4M | $310.3M | $279.7M | $205.5M | $173.2M | $134.4M | $265.3M | $261.9M | $249.9M | $244.8M | $229.0M | $218.0M | $212.6M | $0.00 | $0.00 | $0.00 | ||||||||||||
| Proceeds From Issuance Of Long Term Debt | $1.1M | $397.0K | $607.0K | $861.0K | $715.0K | $111.0K | $155.0K | $748.0K | $638.0K | $375.0K | |||||||||||||||||||||||||||||
| Proceeds From Repayments Of Lines Of Credit | -$45.8M | $17.2M | -$7.0K | $42.2M | -$48.3M | $6.8M | -$19.1M | $8.9M | $16.5M | -$24.2M |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.80 | $0.79 | $1.80 | $3.23 | $1.84 | $0.90 | $0.22 | $0.59 | $0.14 | $1.01 | $1.10 | $0.92 | $0.67 | $2.72 | $-0.76 | $-1.90 |
| Earnings Per Share Basic | $0.88 | $0.90 | $2.17 | $4.10 | $2.11 | $0.96 | $0.24 | $0.68 | $0.17 | $1.20 | $1.34 | $1.18 | $0.98 | $3.56 | $-0.76 | $-1.90 |
| Weighted Average Number Of Shares Outstanding Basic | 21.9M | 21.3M | 20.9M | 21.0M | 22.6M | 22.6M | 22.4M | 22.0M | 22.7M | 24.4M | 25.9M | 25.0M | 21.5M | 19.5M | 19.0K | 17.5K |
| Weighted Average Number Of Diluted Shares Outstanding | 24.1M | 24.3M | 25.2M | 26.6M | 25.8M | 24.0M | 24.1M | 25.0M | 27.2M | 29.0M | 31.6M | 32.0M | 31.6M | 25.5M | 19.0K | 17.5K |
| Preferred Stock Shares Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock Shares Authorized | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M |
| Preferred Stock Par Or Stated Value Per Share | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 |
| Common Stock Shares Outstanding | 21.8M | 21.4M | 21.2M | 20.1M | 21.1M | 22.7M | 22.5M | 22.4M | 21.5M | 23.6M | 25.6M | 25.5M | 24.0M | 19.8M | 19.5M | 18.1M |
| Common Stock Shares Issued | 21.8M | 21.4M | 21.2M | 20.1M | 21.1M | 22.7M | 22.5M | 22.4M | 21.5M | 23.6M | 25.6M | 25.5M | 24.0M | 19.8M | 19.5M | 18.1M |
| Common Stock Shares Authorized | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 | Q1 2017 | Q4 2016 | Q3 2016 | Q2 2016 | Q1 2016 | Q4 2015 | Q3 2015 | Q2 2015 | Q1 2015 | Q4 2014 | Q3 2014 | Q2 2014 | Q1 2014 | Q4 2013 | Q3 2013 | Q2 2013 | Q1 2013 | Q4 2012 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.20 | $0.20 | $0.19 | $0.20 | $0.19 | $0.19 | $0.41 | $0.55 | $0.54 | $0.95 | $0.91 | $0.75 | $0.52 | $0.39 | $0.21 | $0.16 | $0.13 | $0.45 | $0.08 | $0.08 | $0.07 | $0.13 | $0.13 | $0.12 | $-0.46 | $0.17 | $0.17 | $0.16 | $0.26 | $0.26 | $0.25 | $0.24 | $0.29 | $0.28 | $0.27 | $0.26 | $0.25 | $0.24 | $0.22 | $0.21 | $0.21 | $0.19 | $0.15 | $0.12 | $2.20 | $0.11 | $0.05 | $0.02 | $-0.20 | $-0.35 | $-0.23 | $-0.20 | $-0.39 |
| Earnings Per Share Basic | $0.22 | $0.22 | $0.22 | $0.22 | $0.22 | $0.22 | $0.49 | $0.67 | $0.68 | $1.22 | $1.18 | $0.99 | $0.59 | $0.43 | $0.23 | $0.17 | $0.13 | $0.48 | $0.08 | $0.08 | $0.08 | $0.14 | $0.15 | $0.15 | $-0.46 | $0.21 | $0.20 | $0.19 | $0.31 | $0.31 | $0.30 | $0.29 | $0.35 | $0.34 | $0.33 | $0.33 | $0.31 | $0.31 | $0.28 | $0.28 | $0.28 | $0.27 | $0.23 | $0.19 | $3.30 | $0.14 | $0.07 | $0.03 | $-0.20 | $-0.35 | $-0.23 | $-0.20 | $-0.39 |
| Weighted Average Number Of Shares Outstanding Basic | 22.2M | 21.9M | 21.4M | 21.3M | 21.3M | 21.1M | 21.2M | 20.9M | 20.4M | 20.9M | 21.4M | 21.2K | 23.0K | 22.8M | 22.7M | 22.7K | 22.7K | 22.5M | 22.5M | 22.4M | 22.2M | 22.6M | 21.2M | 21.6M | 22.5M | 23.1M | 23.5M | 23.9M | 24.5M | 25.3M | 26.1M | 26.2M | 25.6M | 25.3M | 25.0K | 24.4K | 21.8M | 21.0K | 20.1M | 19.5K | 19.3K | 19.4K | 19.8K | 18.4K | 18.1K | 17.3K | 17.5K | ||||||
| Weighted Average Number Of Diluted Shares Outstanding | 24.0M | 24.2M | 24.3M | 24.2M | 24.3M | 24.6M | 25.2M | 25.4M | 25.4M | 26.7M | 27.7M | 28.2K | 26.2K | 25.1M | 25.0M | 23.9K | 23.7K | 23.9M | 24.1M | 24.0M | 24.3M | 24.7M | 25.1M | 25.7M | 26.8M | 27.6M | 28.2M | 28.5M | 29.1M | 30.2M | 31.5M | 31.9M | 32.0M | 32.0M | 32.0K | 32.0K | 31.2M | 31.8K | 31.6M | 25.7K | 24.6K | 22.6K | 19.8K | 18.4K | 18.1K | 17.3K | 17.5K | ||||||
| Preferred Stock Shares Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Preferred Stock Shares Authorized | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | ||||||||||
| Preferred Stock Par Or Stated Value Per Share | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | ||||||||||
| Common Stock Shares Outstanding | 22.1M | 22.2M | 21.5M | 21.4M | 21.3M | 21.1M | 21.1M | 21.2M | 20.5M | 20.6M | 21.2M | 21.3M | 23.0M | 23.1M | 22.7M | 22.5M | 22.7M | 22.6M | 22.5M | 22.5M | 22.1M | 22.7M | 21.0M | 21.4M | 21.9M | 22.9M | 23.3M | 23.8M | 24.1M | 24.9M | 26.0M | 26.2M | 25.8M | 25.3M | 25.2M | 24.8M | 22.2M | 21.4M | 20.3M | 19.6M | 19.3M | 19.9M | 19.9M | ||||||||||
| Common Stock Shares Issued | 22.1M | 22.2M | 21.5M | 21.4M | 21.3M | 21.1M | 21.1M | 21.2M | 20.5M | 20.6M | 21.2M | 21.3M | 23.0M | 23.1M | 22.7M | 22.5M | 22.7M | 22.6M | 22.5M | 22.5M | 22.1M | 22.7M | 21.0M | 21.4M | 21.9M | 22.9M | 23.3M | 23.8M | 24.1M | 24.9M | 26.0M | 26.2M | 25.8M | 25.3M | 25.2M | 24.8M | 22.2M | 21.4M | 20.3M | 19.6M | 19.3M | 19.9M | 19.9M | ||||||||||
| Common Stock Shares Authorized | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Other Operating Income | $5.3M | $7.3M | $10.8M | $9.2M | $6.0M | $5.7M | $8.7M | $9.5M | $10.2M | $13.3M | $13.7M | $13.5M | $10.4M | $9.6M | $10.9M | $10.4M |
| Occupancy Net | $5.5M | $5.6M | $6.4M | $7.5M | $7.7M | $7.4M | $7.5M | $7.6M | $7.2M | $5.2M | $4.1M | $3.5M | $2.6M | $2.9M | $3.0M | $3.1M |
| Salaries And Wages | $95.4M | $96.2M | $88.1M | $84.3M | $80.5M | $80.2M | $80.9M | $79.3M | $73.0M | $65.5M | $59.6M | $50.1M | $43.0M | $35.6M | $32.3M | $33.8M |
| Interest And Fee Income Loans Consumer | $422.7M | $364.0M | $329.2M | $305.2M | $266.3M | $295.0M | $337.1M | $380.3M | $424.2M | $409.0M | $349.9M | $286.7M | $231.3M | $175.3M | ||
| Interest Paid Net | $218.1M | $177.9M | $135.2M | $76.7M | $69.5M | $93.6M | $101.8M | $92.4M | $83.1M | $71.1M | $50.0M | $45.9M | $50.7M | $75.7M | $69.7M | $74.2M |
| Direct Operating Costs | $202.1M | $251.0M | $336.6M | $371.1M | $402.3M | $372.6M | $302.3M | $248.0M | $218.6M | $178.0M | $157.6M | |||||
| Amortization Of Financing Costs | $9.7M | $8.2M | $7.1M | $8.1M | $8.3M | $8.5M | $8.7M | $8.4M | $7.0M | $6.8M | $6.8M | $6.0M | $4.6M | $4.6M | ||
| Principal Amount Outstanding On Loans Securitized | $2.99B | $2.59B | $2.27B | $2.11B | $1.76B | $1.80B | $2.10B | $2.06B | $2.08B | $2.08B | $1.72B | |||||
| Depreciation And Amortization | $881.0K | $862.0K | $847.0K | $637.0K | $428.0K | $437.0K | $543.0K | $672.0K | $649.0K | |||||||
| Warehouse Agreement Borrowings | $324.9M | $410.9M | $234.0M | $285.3M | $105.6M | $119.0M | $134.8M | $136.8M | $112.4M | $103.4M | $194.1M | |||||
| Amortization Of Financing Costs And Discounts | $12.6M | $10.6M | $9.7M | $8.2M | $0.00 | $20.0K | $62.0K | $130.0K | $600.0K | $1.9M | $5.8M | $5.7M | ||||
| Servicing Fees Net | $319.0K | $1.4M | $3.1M | $2.3M | $4.3M | $7.7M | ||||||||||
| Residual Interest Financing | $143.0M | $99.2M | $49.9M | $49.6M | $53.7M | $25.4M | $39.5M | $39.1M | $0.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 | Q2 2017 | Q1 2017 | Q3 2016 | Q2 2016 | Q1 2016 | Q3 2015 | Q2 2015 | Q1 2015 | Q4 2014 | Q3 2014 | Q2 2014 | Q1 2014 | Q4 2013 | Q3 2013 | Q2 2013 | Q1 2013 | Q3 2012 | Q2 2012 | Q1 2012 | Q3 2011 | Q2 2011 | Q1 2011 | Q3 2010 | Q2 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Other Operating Income | $1.3M | $1.4M | $1.4M | $1.9M | $2.0M | $2.5M | $2.8M | $2.2M | $3.0M | $2.3M | $1.6M | $1.9M | $1.5M | $1.3M | $1.4M | $1.2M | $1.3M | $2.0M | $2.0M | $1.9M | $2.4M | $2.0M | $2.4M | $2.7M | $2.5M | $2.6M | $3.0M | $3.1M | $3.2M | $4.0M | $3.3M | $3.4M | $3.5M | $2.9M | $3.0M | $2.6M | $2.9M | $2.9M | $2.5M | $2.4M | $2.0M | $3.1M | $2.6M | $2.2M | $2.4M | $2.1M | $1.4M | ||
| Occupancy Net | $1.2M | $1.4M | $1.4M | $1.3M | $1.4M | $1.6M | $1.6M | $1.6M | $1.5M | $2.0M | $1.9M | $1.9M | $2.0M | $2.0M | $1.9M | $1.8M | $1.8M | $1.7M | $1.8M | $2.0M | $2.0M | $1.9M | $1.9M | $1.9M | $1.9M | $1.7M | $1.7M | $1.2M | $1.3M | $1.1M | $1.0M | $949.0K | $954.0K | $898.0K | $908.0K | $688.0K | $695.0K | $683.0K | $544.0K | $723.0K | $726.0K | $721.0K | $811.0K | $762.0K | $761.0K | $763.0K | $760.0K | ||
| Salaries And Wages | $22.5M | $24.4M | $25.0M | $24.2M | $23.7M | $24.4M | $21.8M | $21.1M | $22.0M | $20.7M | $20.6M | $22.2M | $18.2M | $19.4M | $20.2M | $19.2M | $19.8M | $21.8M | $20.3M | $19.7M | $19.1M | $18.8M | $19.8M | $20.6M | $18.5M | $17.6M | $17.8M | $16.7M | $15.7M | $15.1M | $15.3M | $13.1M | $14.5M | $12.7M | $11.8M | $10.9M | $11.2M | $11.5M | $8.9M | $8.7M | $8.3M | $8.9M | $8.3M | $7.5M | $7.6M | $7.6M | $8.7M | ||
| Interest And Fee Income Loans Consumer | $107.2M | $105.4M | $101.9M | $93.2M | $88.4M | $84.3M | $83.3M | $82.6M | $80.1M | $79.8M | $75.7M | $70.1M | $67.0M | $65.4M | $66.1M | $72.6M | $75.6M | $79.1M | $82.9M | $84.4M | $85.8M | $93.6M | $97.0M | $100.9M | $107.0M | $107.5M | $104.6M | $105.4M | $101.7M | $96.7M | $90.6M | $84.9M | $82.4M | $73.9M | $68.2M | $65.0M | $60.5M | $55.8M | $51.2M | $45.1M | $41.5M | $40.6M | |||||||
| Interest Paid Net | $51.5M | $42.1M | $29.7M | $14.4M | $19.3M | $24.7M | $24.9M | $21.7M | $19.7M | $15.5M | $11.4M | $11.5M | $16.1M | $22.2M | $16.3M | ||||||||||||||||||||||||||||||||||
| Direct Operating Costs | $55.2M | $64.8M | $62.6M | $67.7M | $82.7M | $83.6M | $85.6M | $90.9M | $94.7M | $99.0M | $101.4M | $102.1M | $99.8M | $96.1M | $92.6M | $88.4M | $78.3M | $73.2M | $71.2M | $63.2M | $59.3M | $56.4M | $53.5M | $61.9M | $48.1M | $45.2M | $42.8M | $44.0M | $37.9M | $37.6M | $36.6M | $39.2M | $41.7M | ||||||||||||||||
| Amortization Of Financing Costs | $2.4M | $1.8M | $1.9M | $2.1M | $2.0M | $2.1M | $2.2M | $2.0M | $1.7M | $1.7M | $930.0K | $1.5M | $1.1M | ||||||||||||||||||||||||||||||||||||
| Principal Amount Outstanding On Loans Securitized | $2.92B | $2.81B | $2.74B | $2.88B | $2.74B | $2.28B | $2.24B | $2.23B | $2.18B | $2.06B | $1.93B | $1.81B | $1.70B | $1.73B | $1.79B | $2.05B | $2.05B | $2.09B | $2.07B | $2.08B | $2.11B | $2.03B | $2.03B | $2.08B | $2.10B | $2.08B | $2.08B | $2.07B | $1.96B | $1.86B | $1.90B | $1.78B | $1.70B | $1.60B | $1.47B | $1.33B | $1.25B | $1.18B | |||||||||||
| Depreciation And Amortization | $207.0K | $249.0K | $249.0K | $214.0K | $221.0K | $215.0K | $199.0K | $211.0K | $231.0K | $202.0K | $192.0K | $175.0K | $170.0K | $153.0K | $148.0K | $118.0K | $127.0K | $94.0K | $88.0K | $114.0K | $143.0K | $118.0K | $132.0K | $152.0K | $170.0K | $162.0K | $164.0K | $180.0K | $170.0K | ||||||||||||||||||||
| Warehouse Agreement Borrowings | $340.6M | $395.6M | $365.7M | $105.8M | $82.2M | $249.5M | $240.4M | $245.3M | $285.8M | $242.4M | $228.9M | $147.0M | $97.8M | $77.0M | $71.1M | $31.2M | $56.7M | $142.0M | $157.8M | $139.2M | $117.1M | $127.7M | $137.9M | $121.7M | $106.6M | $131.3M | $120.3M | $81.7M | $165.1M | $170.3M | |||||||||||||||||||
| Amortization Of Financing Costs And Discounts | $2.9M | -$672.0K | $2.4M | $0.00 | $15.0K | $20.0K | $41.0K | $320.0K | $592.0K | $949.0K | |||||||||||||||||||||||||||||||||||||||
| Servicing Fees Net | $26.0K | $24.0K | $23.0K | $73.0K | $62.0K | $148.0K | $278.0K | $367.0K | $513.0K | $700.0K | $876.0K | $909.0K | $502.0K | $595.0K | $801.0K | $986.0K | $1.1M | $1.4M | $1.8M | $2.0M | |||||||||||||||||||||||||||||
| Residual Interest Financing | $149.5M | $155.1M | $163.4M | $99.1M | $99.1M | $99.0M | $49.8M | $49.7M | $49.7M | $49.6M | $49.5M | $49.4M | $64.6M | $67.2M | $20.5M | $32.0M | $37.5M | $37.9M | $39.4M | $39.3M | $39.2M | $39.0M | $39.3M |
Most recent annual filing with the SEC: March 16, 2026
Data sourced from SEC EDGAR public filings as of August 9, 2026.