CITIZENS & NORTHERN CORP Financial Summary

Quick Answer

CITIZENS & NORTHERN CORP reported Net Income of $23.43 million for fiscal year 2025.

CITIZENS & NORTHERN CORP — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $23.43M
-9.8%
$25.96M
+7.5%
$24.15M
-9.3%
$26.62M
-12.9%
$30.55M
+59.0%
$19.22M
-1.4%
Diluted EPS $1.69
+7.6%
$1.57
-8.2%
$1.71
-10.9%
$1.92
+47.7%
$1.30
-11.0%
Total Assets $3.13B
+20.0%
$2.61B
+3.8%
$2.52B
+2.5%
$2.45B
+5.4%
$2.33B
+4.0%
$2.24B
+35.4%
Cash and Equivalents $46.06M
-63.5%
$126.17M
+121.8%
$56.88M
+3.3%
$55.05M
-47.5%
$104.95M
+3.0%
$101.86M
+189.4%
Long-Term Debt
Stockholders Equity $341.71M
+24.1%
$275.28M
+4.9%
$262.38M
+5.2%
$249.32M
-17.3%
$301.40M
+0.6%
$299.76M
+22.6%
Shares Outstanding 17.82M
+15.5%
15.43M
+0.9%
15.30M
-1.4%
15.52M
-1.5%
15.76M
-1.0%
15.91M
+16.0%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $6.55M +2.9% +7.1%
Diluted EPS September 30, 2025 $0.42 +2.4% +5.0%
Total Assets September 30, 2025 $2.66B -0.3% +2.0%
Cash and Equivalents September 30, 2025 $123.09M -33.2% +23.6%
Long-Term Debt March 31, 2019 $32.84M +81.2% -8.6%
Stockholders Equity September 30, 2025 $293.96M +6.0% +2.7%
Shares Outstanding September 30, 2025 15.53M +0.8% +0.1%
  • CITIZENS & NORTHERN CORP reported Net Income of $23.43 million for fiscal year 2025.
  • CITIZENS & NORTHERN CORP showed a decrease of -9.8% in Net Income compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Diluted EPS of $1.69 per share for fiscal year 2024.
  • CITIZENS & NORTHERN CORP showed an increase of +7.6% in Diluted EPS compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Total Assets of $3.13 billion for fiscal year 2025.
  • CITIZENS & NORTHERN CORP showed an increase of +20.0% in Total Assets compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Cash and Equivalents of $46.06 million for fiscal year 2025.
  • CITIZENS & NORTHERN CORP showed a decrease of -63.5% in Cash and Equivalents compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Long-Term Debt of $35.91 million for fiscal year 2018.
  • CITIZENS & NORTHERN CORP showed an increase of +290.8% in Long-Term Debt compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Stockholders Equity of $341.71 million for fiscal year 2025.
  • CITIZENS & NORTHERN CORP showed an increase of +24.1% in Stockholders Equity compared to the prior fiscal year.
  • CITIZENS & NORTHERN CORP reported Shares Outstanding of 17.82 million shares for fiscal year 2025.
  • CITIZENS & NORTHERN CORP showed an increase of +15.5% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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