Dave Inc./DE Financial Summary

Complete Filing Data

Dave Inc./DE reported Stockholders Equity of $352.73 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Dave Inc./DE did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021
Net Income *$195.9M$57.9M-$48.5M-$128.9M-$20.0M
Other Nonoperating Income Expense-$18.6M$25.7M-$6.2M$5.4M$27.0M
Revenues$554.2M$347.1M$259.1M$204.8M$153.0M
Operating Expenses$367.6M$312.5M$301.3M$339.2M$199.9M
Interest Expense$7.0M$8.0M$11.8M$9.2M$2.5M
Income Tax Expense Benefit-$27.8M$2.5M$120.0K-$67.0K$97.0K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$168.0M$60.4M-$48.4M-$129.0M-$19.9M
Comprehensive Income Net Of Tax$196.0M$57.4M-$46.2M-$130.6M-$20.0M
Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax$153.0K-$428.0K$2.3M-$1.7M
Supplemental Disclosure Of Cash Paid And Received For Income Taxes$5.6M$109.0K-$586.0K-$622.0K-$2.5M
Non Cash Interest Expenses$0.00$251.0K$3.1M$2.3M-$233.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Net Income *$92.1M$9.0M$28.8M$466.0K$6.4M$34.2M-$12.1M-$22.6M-$14.0M-$47.5M-$27.1M-$32.8M-$7.9M-$864.0K$4.0M
Other Nonoperating Income Expense$12.5M-$29.6M-$1.3M-$1.7M-$1.1M$32.0M-$1.5M-$1.7M-$1.5M-$9.6M$25.9M-$10.1M-$7.8M-$5.4M-$14.3M
Revenues$150.7M$131.8M$108.0M$92.5M$80.1M$73.6M$65.8M$61.2M$58.9M$56.8M$45.8M$42.6M$40.2M$37.2M$34.4M
Operating Expenses$104.8M$90.7M$72.8M$89.9M$74.4M$68.2M$76.4M$82.2M$71.4M$94.7M$98.8M$65.2M$55.9M$43.5M$44.8M
Interest Expense$1.8M$1.8M$1.8M$2.0M$2.0M$2.2M$3.1M$3.0M$2.9M$2.4M$2.3M$1.6M$709.0K$508.0K$277.0K
Income Tax Expense Benefit-$33.6M$2.5M$5.1M$373.0K-$1.8M$3.2M$9.0K$7.0K$8.0K$26.0K$22.0K$22.0K-$6.0K$13.0K-$8.0K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$58.4M$11.5M$33.9M$839.0K$4.6M$37.4M-$12.0M-$22.6M-$14.0M-$47.5M-$27.1M-$32.8M-$7.9M-$851.0K$3.9M
Comprehensive Income Net Of Tax$92.3M$8.9M$28.8M$637.0K$6.4M$33.6M-$11.7M-$22.6M-$13.2M-$48.1M-$29.5M-$32.8M-$7.9M-$864.0K
Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax$178.0K-$132.0K$8.0K$171.0K$73.0K-$646.0K$362.0K$23.0K$783.0K-$596.0K-$2.4M
Supplemental Disclosure Of Cash Paid And Received For Income Taxes-$33.0K$0.00$0.00-$2.0K-$776.0K
Non Cash Interest Expenses$0.00$251.0K$759.0K-$63.0K-$68.0K

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020
Stockholders Equity$352.7M$183.1M$87.1M$106.6M$38.7M$49.8M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$82.4M$51.4M$43.1M$23.7M$32.4M$5.1M
Retained Earnings Accumulated Deficit$43.4M-$152.4M-$210.3M-$161.8M-$32.9M
Cash And Cash Equivalents At Carrying Value$80.5M$49.7M$41.8M$22.9M$32.0M
Liabilities Current$114.0M$35.1M$25.6M$36.4M$68.6M
Liabilities And Stockholders Equity$487.4M$299.3M$294.0M$321.5M$147.2M
Assets$487.4M$299.3M$294.0M$321.5M$147.2M
Accrued Liabilities Current$14.7M$16.7M$12.6M$11.0M$13.0M
Liabilities$134.7M$116.2M$207.0M$214.9M$108.4M
Changes In Fair Value Of Earnout Liabilities$3.3M$965.0K-$22.0K-$9.6M$0.00
Assets Current$436.7M$282.3M$276.9M$308.6M$100.2M
Gains Losses On Extinguishment Of Debt$0.00$33.4M$0.00$4.3M$0.00
Restricted Cash And Cash Equivalents$1.8M$1.7M$1.3M$788.0K$363.0K
Non Cash Lease Expense-$38.0K-$21.0K-$20.0K-$100.0K$78.0K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect$31.0M$8.3M$19.4M-$8.7M$27.3M
Restricted Cash Noncurrent$1.8M$1.7M$1.3M$788.0K$363.0K
Related Party Short Term Lease Libailities Current$63.0K$350.0K$298.0K$273.0K$243.0K
Related Party Long Term Lease Libailities Noncurrent$141.0K$204.0K$543.0K$550.0K$822.0K
Related Party Lease Right Of Use Assets Noncurrent$195.0K$507.0K$773.0K$735.0K$970.0K
Property Plant And Equipment Net$474.0K$704.0K$1.1M$1.0M$685.0K
Prepaid Expense And Other Assets Current$18.1M$16.1M$8.0M$11.6M$4.4M
Other Liabilities Noncurrent$4.5M$3.0M$129.0K$124.0K$119.0K
Other Liabilities Current$8.0M$4.1M$3.9M$4.3M$1.2M
Operating Lease Right Of Use Asset$195.0K$507.0K$773.0K$735.0K$2.7M
Operating Lease Liability Noncurrent$141.0K$204.0K$543.0K$550.0K$970.0K
Operating Lease Liability Current$63.0K$350.0K$298.0K$273.0K$1.9M
Notes And Loans Receivable Net Current$297.3M$175.9M$112.8M$104.2M$49.0M
Marketable Securities Current$0.00$97.0K$952.0K$285.0K$8.2M
Finite Lived Intangible Assets Net$13.7M$13.6M$13.2M$10.2M$7.8M
Allowance For Notes And Loans Receivable Current$37.6M$22.7M$20.3M$24.5M$12.0M
Accounts Payable Current$8.4M$6.8M$5.5M$11.4M$13.0M
Long Term Investments$0.00$163.0K$318.0K$75.0K$131.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Stockholders Equity$291.3M$217.1M$199.5M$155.8M$141.8M$127.3M$79.2M$84.1M$100.1M$123.2M$163.3M$166.8M$52.6M$56.6M$56.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$51.7M$63.5M$48.7M$36.6M$50.1M$57.1M$44.8M$50.1M$52.5M$39.3M$26.8M$24.0M$21.6M$8.6M$23.9M
Retained Earnings Accumulated Deficit-$22.5M-$114.6M-$123.6M-$169.3M-$169.7M-$176.1M-$210.5M-$198.4M-$175.8M$140.3M$92.8M-$67.7M-$31.9M-$5.1M-$1.7M
Cash And Cash Equivalents At Carrying Value$49.9M$61.7M$47.0M$35.1M$48.6M$55.5M$43.6M$49.3M$51.8M$38.6M$26.4M$23.6M$21.3M$8.2M$23.4M
Liabilities Current$44.4M$36.4M$34.8M$37.4M$26.5M$29.2M$34.9M$32.0M$26.3M$63.2M$57.4M$58.8M$2.3M$1.7M$83.5K
Liabilities And Stockholders Equity$433.3M$363.6M$315.7M$272.2M$247.2M$235.6M$294.4M$296.0M$305.4M$334.2M$358.5M$387.8M$254.8M$255.6M$255.9M
Assets$433.3M$363.6M$315.7M$272.2M$247.2M$235.6M$294.4M$296.0M$305.4M$334.2M$358.5M$387.8M$254.8M$255.6M$255.9M
Accrued Liabilities Current$15.3M$17.2M$16.9M$17.1M$11.2M$15.1M$14.4M$13.9M$13.6M$15.7M$10.8M$11.6M$2.3M$1.7M$78.5K
Liabilities$141.9M$146.5M$116.2M$116.4M$105.4M$108.3M$215.3M$211.9M$205.4M$211.0M$195.2M$213.3M$33.0M$31.0M$27.9M
Changes In Fair Value Of Earnout Liabilities-$4.8M$7.9M-$398.0K-$17.0K-$63.0K$196.0K$2.0K-$12.0K-$25.0K$18.0K-$7.6M-$2.0M
Assets Current$386.0M$346.4M$298.8M$254.7M$229.5M$218.3M$278.4M$281.1M$291.6M$322.3M$345.6M$375.0M$1.0M$1.8M$2.1M
Gains Losses On Extinguishment Of Debt$0.00$0.00$0.00$33.4M$0.00$0.00$0.00$4.3M
Restricted Cash And Cash Equivalents$1.8M$1.8M$1.7M$1.5M$1.5M$1.5M$1.2M$788.0K$788.0K$702.0K$447.0K$447.0K$319.0K$363.0K$429.0K
Non Cash Lease Expense-$11.0K-$5.0K-$6.0K-$23.0K-$2.0K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect-$2.7M$14.0M$28.9M-$8.4M$18.8M
Restricted Cash Noncurrent$1.8M$1.8M$1.7M$1.5M$1.5M$1.5M$1.2M$788.0K$788.0K$702.0K$447.0K$447.0K
Related Party Short Term Lease Libailities Current$137.0K$210.0K$280.0K$337.0K$323.0K$310.0K$250.0K$258.0K$265.0K$274.0K$263.0K$253.0K
Related Party Long Term Lease Libailities Noncurrent$158.0K$173.0K$189.0K$295.0K$380.0K$460.0K$362.0K$426.0K$489.0K$611.0K$684.0K$754.0K
Related Party Lease Right Of Use Assets Noncurrent$277.0K$356.0K$433.0K$580.0K$646.0K$707.0K$541.0K$607.0K$672.0K$796.0K$856.0K$914.0K
Property Plant And Equipment Net$518.0K$591.0K$620.0K$810.0K$911.0K$996.0K$1.3M$1.4M$1.2M$914.0K$844.0K$849.0K
Prepaid Expense And Other Assets Current$25.9M$17.9M$16.0M$14.0M$13.6M$13.5M$10.6M$13.9M$15.7M$10.1M$12.0M$10.0M
Other Liabilities Noncurrent$5.1M$3.6M$3.3M$3.0M$3.0M$2.7M$128.0K$126.0K$125.0K$123.0K$122.0K$121.0K
Other Liabilities Current$5.0M$4.0M$4.1M$4.0M$4.4M$4.2M$3.7M$3.9M$4.2M$2.5M$815.0K$8.3M
Operating Lease Right Of Use Asset$277.0K$356.0K$433.0K$580.0K$646.0K$707.0K$541.0K$607.0K$672.0K$796.0K$1.8M$2.3M
Operating Lease Liability Noncurrent$158.0K$173.0K$189.0K$295.0K$380.0K$460.0K$362.0K$426.0K$489.0K$611.0K$684.0K$754.0K
Operating Lease Liability Current$137.0K$210.0K$280.0K$337.0K$323.0K$310.0K$250.0K$258.0K$265.0K$274.0K$1.3M$1.7M
Notes And Loans Receivable Net Current$268.3M$225.7M$194.7M$165.5M$127.8M$104.9M$97.1M$88.7M$80.2M$87.6M$76.1M$61.8M
Marketable Securities Current$0.00$99.0K$98.0K$96.0K$95.0K$1.1M$1.6M$3.2M$34.4M$0.00$36.1M$278.3M
Finite Lived Intangible Assets Net$13.9M$13.9M$13.7M$14.0M$13.9M$13.3M$12.7M$12.1M$11.0M$9.4M$9.7M$9.1M
Allowance For Notes And Loans Receivable Current$40.2M$32.5M$20.1M$21.1M$20.5M$17.3M$19.8M$19.8M$17.4M$22.1M$19.2M$16.3M
Accounts Payable Current$7.8M$7.7M$6.3M$8.8M$9.3M$9.0M$9.1M$6.3M$4.6M$14.7M$21.1M$13.6M
Long Term Investments$37.0K$80.0K$122.0K$204.0K$243.0K$281.0K$355.0K$41.0K$59.0K$87.0K$102.0K$117.0K

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021
Employee Benefits And Share Based Compensation$103.4M$105.8M$93.3M$103.4M$49.5M
Net Cash Provided By Used In Operating Activities$290.0M$125.1M$33.8M-$44.9M-$541.0K
Increase Decrease In Accrued Liabilities-$2.0M$4.1M$1.7M-$1.7M$7.1M
Net Cash Provided By Used In Investing Activities-$202.7M-$45.8M-$14.4M-$285.6M-$37.2M
Net Cash Provided By Used In Financing Activities-$56.3M-$71.0M$22.0K$321.8M$65.0M
Proceeds From Stock Options Exercised$761.0K$1.3M$34.0K$620.0K$1.7M
Proceeds From Sale And Maturity Of Marketable Securities$100.0K$60.1M$33.7M$325.6M$9.4M
Payments To Develop Software$6.5M$7.3M$7.9M$8.6M$6.1M
Payments To Acquire Property Plant And Equipment$317.0K$262.0K$688.0K$728.0K$371.0K
Payments To Acquire Marketable Securities$3.0K$59.3M$34.4M$317.7M$5.0K
Increase Decrease In Prepaid Taxes$0.00-$148.0K-$683.0K-$550.0K-$2.6M
Increase Decrease In Prepaid Deferred Expense And Other Assets$1.9M$8.2M-$3.3M$6.8M$311.0K
Increase Decrease In Other Noncurrent Liabilities$1.4M$2.9M$5.0K$0.00-$466.0K
Increase Decrease In Other Current Liabilities$3.9M$267.0K-$446.0K-$263.0K-$1.6M
Increase Decrease In Due From Related Parties$16.7M$6.2M$4.1M$6.8M$2.3M
Increase Decrease In Accounts Payable$1.6M$1.3M-$5.9M$330.0K$2.6M
Depreciation Depletion And Amortization$7.1M$7.7M$5.5M$7.1M$3.1M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Employee Benefits And Share Based Compensation$24.8M$26.4M$27.5M$30.4M$24.2M$24.6M$23.1M$23.9M$24.4M$24.3M$39.1M$17.9M$15.4M$9.9M$9.4M
Net Cash Provided By Used In Operating Activities$45.2M$18.3M-$6.9M-$12.5M$2.6M
Increase Decrease In Accrued Liabilities$232.0K$1.9M$2.6M-$1.0M$1.6M
Net Cash Provided By Used In Investing Activities-$28.1M$66.1M$35.8M-$297.6M$610.0K
Net Cash Provided By Used In Financing Activities-$19.9M-$70.5M-$12.0K$301.7M$15.6M
Proceeds From Stock Options Exercised$304.0K$524.0K$1.0K$1.6M$599.0K
Proceeds From Sale And Maturity Of Marketable Securities$0.00$59.0M$0.00$32.0M$3.9M
Payments To Develop Software$1.4M$1.6M$1.9M$2.3M$3.3M
Payments To Acquire Property Plant And Equipment$37.0K$12.0K$264.0K$228.0K$5.0K
Payments To Acquire Marketable Securities$1.0K$59.2M$34.1M$302.1M$2.0K
Increase Decrease In Prepaid Taxes$0.00-$148.0K-$7.0K-$22.0K-$788.0K
Increase Decrease In Prepaid Deferred Expense And Other Assets-$96.0K$5.6M$4.1M$4.8M$497.0K
Increase Decrease In Other Noncurrent Liabilities$313.0K$2.5M$0.00-$321.0K-$23.0K
Increase Decrease In Other Current Liabilities-$125.0K$299.0K-$129.0K-$125.0K-$1.5M
Increase Decrease In Due From Related Parties$3.3M$454.0K-$216.0K$1.6M-$5.0M
Increase Decrease In Accounts Payable-$466.0K$2.7M-$6.9M$2.5M$238.0K
Depreciation Depletion And Amortization$1.5M$1.7M$1.2M$1.2M$2.8M

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021
Weighted Average Number Of Shares Outstanding Basic13.4M12.5M11.9M11.6M4.3M
Weighted Average Number Of Diluted Shares Outstanding14.5M13.8M11.9M11.6M4.3M
Earnings Per Share Diluted$13.53$4.19$-4.07$-11.12$-4.69
Earnings Per Share Basic$14.65$4.62$-4.07$-11.12$-4.69
Preferred Stock Shares Outstanding0.000.000.000.000.00
Preferred Stock Shares Issued0.000.000.000.000.00
Preferred Stock Shares Authorized10.0M10.0M10.0M10.0M10.0M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Weighted Average Number Of Shares Outstanding Basic13.5M13.4M13.1M12.6M12.4M12.2M12.0M11.9M11.8M11.7M11.6M11.3M137.8M135.9M133.2M
Weighted Average Number Of Diluted Shares Outstanding14.5M14.6M14.6M13.9M13.5M13.2M12.0M11.9M11.8M11.7M11.6M11.3M137.8M135.9M340.9M
Earnings Per Share Diluted$6.34$0.62$1.97$0.03$0.47$2.60$-1.01$-1.90$-1.19$-4.06$-2.34$-2.91$-0.06$-0.01$0.00
Earnings Per Share Basic$6.84$0.68$2.19$0.04$0.51$2.80$-1.01$-1.90$-1.19$-4.06$-2.34$-2.91$-0.06$-0.01$0.00
Preferred Stock Shares Outstanding0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Issued0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Authorized10.0M10.0M10.0M10.0M10.0M10.0M10.0M10.0M10.0M10.0M10.0M10.0M1.0M1.0M1.0M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021
Fair Value Adjustment Of Warrants$9.9M$1.7M-$260.0K-$14.2M$3.6M
Stock Issued During Period Value Issued For Services$761.0K$1.3M$34.0K$1.7M$1.7M
Other Cost And Expense Operating$33.4M$33.5M$31.5M$68.6M$43.3M
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$29.9M$37.3M$26.7M$40.6M$7.4M
Interest Income Deposits With Financial Institutions$1.6M$3.0M$5.3M$3.0M$287.0K
Additional Paid In Capital$352.7M$335.3M$296.7M$270.0M$86.8M
Marketing And Advertising Expense$44.9M$48.4M$69.0M$51.5M
Restricted Stock Expense$29.9M$37.3M$26.7M$40.6M$7.4M
Interest Paid Net$6.9M$7.7M$8.6M$5.7M$2.0M
Processing And Servicing Costs$33.5M$29.4M$28.1M$31.9M$23.5M
Loss Contingency Accrual Carrying Value Current$7.8M$7.1M$3.3M$9.5M$3.7M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Fair Value Adjustment Of Warrants-$9.2M$20.5M$352.0K$203.0K-$272.0K$477.0K-$257.0K$164.0K-$146.0K-$748.0K-$17.5M$4.1M$614.0K$680.0K$2.2M
Stock Issued During Period Value Issued For Services$28.0K$418.0K$304.0K$62.0K$307.0K$524.0K$15.0K$1.0K$1.0K$87.0K$12.0K$1.6M$465.0K$311.0K$599.0K
Other Cost And Expense Operating$11.3M$6.2M$17.3M$13.4M$6.2M$16.9M$16.3M$20.1M$18.5M$18.5M$17.4M$14.8M$10.5M$8.9M$12.6M
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$7.2M$8.3M$7.5M$13.4M$7.7M$6.1M$6.7M$6.6M$6.8M$8.0M$22.9M$3.2M$3.6M$1.1M$1.7M
Interest Income Deposits With Financial Institutions$294.0K$588.0K$431.0K$439.0K$537.0K$1.5M$1.3M$1.5M$1.2M$1.2M$647.0K$13.0K$470.0K$70.0K$70.0K
Additional Paid In Capital$345.8M$338.5M$329.8M$324.8M$311.4M$303.4M$290.2M$283.4M$276.8M$266.5M$258.5M$242.1M$10.1M$6.6M
Marketing And Advertising Expense$10.3M$12.5M$10.7M$9.1M$13.9M$15.0M$9.5M$24.1M$20.8M$12.2M$12.9M$11.9M$14.0M
Restricted Stock Expense$7.5M$6.1M$6.8M$3.2M$1.7M
Interest Paid Net$1.7M$1.9M$2.1M$1.4M$269.0K
Processing And Servicing Costs$9.4M$7.2M$7.1M$8.4M$7.5M$7.7M$7.1M$7.2M$7.1M$9.5M$7.6M$6.5M
Loss Contingency Accrual Carrying Value Current$16.1M$7.3M$7.2M$7.2M$1.2M$690.0K$7.4M$7.6M$3.7M$10.1M$3.5M$3.6M

Most recent annual filing with the SEC: March 2, 2026

Data sourced from SEC EDGAR public filings as of August 5, 2026.