Embassy Bancorp, Inc. Financial Summary

Quick Answer

Embassy Bancorp, Inc. reported Net Income of $13.70 million for fiscal year 2025.

Embassy Bancorp, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $13.70M
+31.2%
$10.44M
-17.5%
$12.66M
-28.5%
$17.70M
+5.5%
$16.79M
+31.0%
$12.81M
+17.7%
Diluted EPS $1.79
+30.7%
$1.37
-18.0%
$1.67
-28.6%
$2.34
+5.4%
$2.22
+30.6%
$1.70
+18.1%
Total Assets $1.80B
+5.6%
$1.70B
+2.9%
$1.66B
+1.0%
$1.64B
+0.4%
$1.63B
+13.3%
$1.44B
+22.6%
Cash and Equivalents
Long-Term Debt $14.65M
+0.0%
$14.65M
Stockholders Equity $127.58M
+19.8%
$106.48M
+0.8%
$105.66M
+19.7%
$88.28M
-27.9%
$122.52M
+9.2%
$112.17M
+12.6%
Shares Outstanding 7.55M
-1.0%
7.63M
+0.4%
7.60M
+0.1%
7.59M
+0.6%
7.54M
+0.2%
7.53M
+0.7%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $3.79M +39.8% +10.4%
Diluted EPS September 30, 2025 $0.50 +38.9% +11.1%
Total Assets September 30, 2025 $1.78B +3.7% +1.1%
Cash and Equivalents September 30, 2018 $34.31M -13.8% +6.7%
Long-Term Debt December 31, 2021 $14.65M +0.0% +0.0%
Stockholders Equity September 30, 2025 $122.43M +6.9% +7.1%
Shares Outstanding September 30, 2025 7.65M +0.4% +0.0%
  • Embassy Bancorp, Inc. reported Net Income of $13.70 million for fiscal year 2025.
  • Embassy Bancorp, Inc. showed an increase of +31.2% in Net Income compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Diluted EPS of $1.79 per share for fiscal year 2025.
  • Embassy Bancorp, Inc. showed an increase of +30.7% in Diluted EPS compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Total Assets of $1.80 billion for fiscal year 2025.
  • Embassy Bancorp, Inc. showed an increase of +5.6% in Total Assets compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Cash and Equivalents of $27.58 million for fiscal year 2018.
  • Embassy Bancorp, Inc. showed a decrease of -17.8% in Cash and Equivalents compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Long-Term Debt of $14.65 million for fiscal year 2021.
  • Embassy Bancorp, Inc. showed an increase of +0.0% in Long-Term Debt compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Stockholders Equity of $127.58 million for fiscal year 2025.
  • Embassy Bancorp, Inc. showed an increase of +19.8% in Stockholders Equity compared to the prior fiscal year.
  • Embassy Bancorp, Inc. reported Shares Outstanding of 7.55 million shares for fiscal year 2025.
  • Embassy Bancorp, Inc. showed a decrease of -1.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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