Enova International, Inc. Financial Summary

Complete Filing Data

Enova International, Inc. reported Revenues of $3.15 billion for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Enova International, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012
Net Income *$308.4M$209.4M$175.1M$207.4M$256.3M$377.8M$36.6M$70.1M$29.2M$34.6M$44.0M$111.7M$78.0M$58.9M
Revenues$3.15B$2.66B$2.12B$1.74B$1.21B$1.08B$1.17B$972.6M$728.9M$745.6M$652.6M$809.8M$765.3M$660.9M
Gross Profit$1.83B$1.53B$1.23B$1.12B$1.02B$684.2M$571.9M$469.2M$375.4M$417.6M$435.7M$543.1M$450.3M$372.5M
General And Administrative Expense$169.7M$156.5M$160.3M$140.5M$157.0M$140.6M$109.2M$105.1M$99.8M$98.0M$102.1M$107.9M$84.4M$72.7M
Cost Of Revenue$602.9M$503.4M$353.5M$328.0M$216.9M$266.8M$315.1M$288.5M
Other Comprehensive Income Loss Net Of Tax$4.2M-$7.4M-$274.0K$2.6M-$1.6M-$3.8M$10.7M-$6.7M$4.5M-$7.0M-$1.5M-$6.3M$2.4M$1.5M
Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax$1.3M-$2.5M$637.0K$209.0K-$513.0K-$1.8M-$3.3M-$974.0K$2.5M-$3.9M-$592.0K-$4.0M$1.3M$836.0K
Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax$4.2M-$7.9M$2.0M$789.0K-$1.6M-$3.8M$10.7M-$5.1M$4.5M-$7.0M-$1.5M-$6.3M$2.4M$1.5M
Operating Income Loss$739.4M$584.8M$422.1M$384.0M$413.1M$357.8M$248.2M$175.5M$116.2M$121.5M$124.4M$215.0M$142.6M$114.2M
Income Tax Expense Benefit$92.6M$61.7M$52.1M$65.2M$80.1M$57.2M$42.1M$5.3M$2.1M$22.8M$26.5M$64.8M$43.6M$34.0M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$401.0M$271.1M$227.2M$272.6M$337.2M$435.4M$170.1M$68.9M$19.7M$57.4M$70.5M$176.5M$121.6M$92.8M
Operating Expenses$1.09B$944.7M$807.8M$733.6M$611.2M$326.4M$323.7M$293.7M$259.2M$296.1M$311.4M$328.0M$307.7M
Comprehensive Income Net Of Tax$312.6M$202.0M$174.8M$210.0M$255.6M$373.9M$47.4M$63.4M$33.7M$27.6M$42.5M$105.4M$80.4M
Deferred Income Tax Liabilities Net$295.4M$223.6M$113.4M$104.2M$86.9M$48.1M$48.7M$39.3M$12.1M$14.3M$20.5M$48.0M
Deferred Income Tax Expense Benefit$70.6M$112.7M$8.5M$17.0M$39.3M$3.2M$4.7M$23.0M-$3.9M-$2.2M-$1.4M$12.1M$5.2M
Increase Decrease Finance Service Charge Financing Receivables Revenue-$1.4M$12.5M$44.2M$32.3M$20.8M-$68.8M$36.6M$21.3M$15.3M$16.2M$467.0K-$3.7M$5.7M
Income Tax Receivable$40.9M$40.7M$44.1M$43.7M$51.1M$32.9M$28.9M$4.1M$5.5M
Interest Expense$339.3M$290.4M$194.8M$115.9M$76.5M$86.7M$75.6M$79.4M$38.5M$19.8M$21.0M
Interest Income Expense Net-$75.6M-$79.4M-$74.0M-$65.6M-$52.9M-$38.5M-$19.8M
Income Loss From Continuing Operations Per Diluted Share$6.19$6.79$11.71$3.72$1.81$0.52
Income Loss From Continuing Operations Per Basic Share$6.42$7.05$11.86$3.80$1.87$0.52

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016Q4 2015Q3 2015Q2 2015Q1 2015Q4 2014Q3 2014Q2 2014Q1 2014Q4 2013Q3 2013Q2 2013Q1 2013
Net Income *$80.3M$76.1M$72.9M$43.4M$53.9M$48.4M$41.3M$48.1M$50.9M$51.7M$52.4M$52.4M$51.5M$80.2M$75.9M$93.7M$48.0M$5.5M-$50.6M$27.1M$25.1M$35.0M$8.7M$15.3M$18.2M$27.9M$6.9M-$3.4M$11.9M$13.9M$8.7M$7.8M$8.2M$9.9M$4.2M$4.4M$10.9M$24.5M$22.5M$18.5M$30.6M$40.1M$19.7M$17.1M$18.4M$22.8M
Revenues$802.7M$764.0M$745.5M$689.9M$628.4M$609.9M$551.4M$499.4M$483.3M$456.2M$408.0M$385.7M$320.2M$264.7M$259.4M$204.5M$253.1M$362.3M$345.3M$305.6M$259.4M$264.4M$276.7M$257.3M$219.3M$219.3M$243.7M$217.9M$189.9M$192.3M$202.4M$195.9M$172.5M$174.7M$175.4M$165.2M$146.3M$165.7M$194.7M$205.2M$201.5M$208.5M$208.8M$198.1M$176.1M$182.3M
Gross Profit$460.7M$441.5M$426.2M$400.4M$370.2M$345.9M$319.6M$299.4M$285.9M$294.2M$264.6M$268.7M$246.4M$259.1M$238.4M$181.8M$132.4M$126.5M$146.8M$143.4M$136.0M$145.6M$119.3M$110.5M$112.9M$126.5M$116.2M$110.5M$110.0M$110.4M$104.9M$100.6M$107.1M$105.1M$104.3M$99.6M$104.7M$127.1M$134.1M$132.2M$134.6M$142.0M$122.3M$107.7M$106.0M$114.3M
General And Administrative Expense$39.7M$40.5M$42.5M$38.9M$39.7M$39.9M$37.7M$36.2M$37.2M$37.2M$33.7M$34.5M$33.6M$38.7M$44.1M$33.7M$22.3M$28.0M$27.3M$28.2M$29.1M$24.4M$28.3M$26.9M$25.2M$26.2M$25.7M$21.3M$27.5M$27.9M$22.6M$27.1M$25.6M$31.2M$26.9M$24.4M
Cost Of Revenue$198.4M$162.2M$123.4M$118.9M$157.4M$146.8M$106.4M$92.8M$127.5M$107.3M$79.9M$81.9M$97.5M$95.4M$65.5M$69.6M$71.1M$65.6M$41.5M$38.6M$60.6M$72.9M$66.8M$66.4M$86.5M$90.4M$70.2M$68.0M
Other Comprehensive Income Loss Net Of Tax$981.0K$1.9M$2.9M$1.3M-$3.5M-$970.0K-$1.2M$1.3M-$1.3M$226.0K-$2.4M$3.5M-$2.2M$2.5M-$1.6M$52.0K-$792.0K-$4.7M-$2.4M-$2.5M$1.6M-$1.6M-$6.6M$2.8M$2.1M$1.4M$1.1M-$1.2M-$3.7M-$136.0K-$2.9M$4.2M-$2.4M-$5.2M$2.3M$757.0K
Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax$303.0K$585.0K$914.0K$265.0K-$1.1M-$319.0K-$400.0K$426.0K$305.0K-$345.0K-$843.0K-$1.1M-$682.0K$781.0K$525.0K-$621.0K-$244.0K-$1.5M-$966.0K-$467.0K$500.0K-$456.0K-$1.9M$1.6M$1.2M$775.0K$643.0K-$707.0K-$2.1M-$77.0K-$1.6M$2.4M$1.2M$2.9M$1.3M$423.0K
Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax$981.0K$1.9M$2.9M$835.0K-$3.5M-$970.0K-$1.3M$1.3M$960.0K-$1.2M-$2.6M$3.5M-$2.2M$2.5M-$1.3M-$52.0K-$792.0K-$4.7M-$2.4M-$2.5M$1.6M-$1.6M-$6.6M$4.4M$2.1M$1.4M$1.1M-$1.2M-$3.7M-$136.0K-$2.9M$4.2M-$2.4M-$5.2M$2.3M$757.0K
Operating Income Loss$196.8M$184.1M$171.9M$153.7M$145.1M$130.8M$103.7M$111.6M$109.3M$98.5M$89.5M$90.7M$86.2M$122.7M$123.5M$122.0M$86.6M$29.1M$57.5M$58.2M$73.0M$37.8M$43.1M$61.7M$27.7M$35.2M$38.1M$28.1M$28.8M$31.8M$18.9M$30.4M$54.1M$43.0M$55.4M$67.1M
Income Tax Expense Benefit$29.9M$24.9M$18.1M$12.1M$19.7M$16.2M$13.9M$16.6M$14.7M$15.9M$17.4M$15.8M$16.7M$23.2M$27.7M$9.7M$18.1M$3.0M$10.4M$9.4M$12.0M-$10.2M$5.3M$7.3M-$2.1M$6.4M$7.2M$4.3M$5.1M$7.6M$1.0M$6.6M$15.3M$11.2M$17.2M$22.2M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$110.2M$101.1M$91.0M$55.5M$73.6M$64.7M$55.2M$64.8M$65.6M$67.6M$69.8M$68.3M$68.5M$103.8M$103.7M$103.3M$66.2M$8.7M$39.3M$40.0M$51.0M$5.1M$23.5M$35.2M-$5.5M$18.3M$21.1M$12.1M$13.3M$17.5M$5.4M$17.4M$39.8M$29.7M$47.8M$62.3M
Operating Expenses$263.9M$257.4M$254.3M$246.6M$225.1M$215.1M$215.9M$187.8M$176.6M$195.7M$175.1M$177.9M$160.2M$136.4M$114.9M$59.8M$45.8M$97.4M$85.9M$77.8M$72.6M$92.3M$88.7M$84.0M$82.9M$74.8M$72.3M$72.5M$78.3M$73.2M$80.7M$74.4M$73.0M$89.3M
Comprehensive Income Net Of Tax$81.3M$78.1M$75.9M$44.7M$50.4M$47.5M$51.9M$50.0M$55.9M$49.4M$82.7M$75.1M$93.7M$47.2M$719.0K$24.7M$22.5M$36.6M$13.7M$11.6M$30.7M-$1.3M$13.2M$15.0M$6.6M$4.5M$9.7M$1.6M$15.1M$22.1M$13.3M$32.9M
Deferred Income Tax Liabilities Net$286.9M$242.4M$233.7M$217.4M$115.0M$127.9M$96.9M$103.9M$108.3M$99.3M$97.9M$96.4M$71.3M$66.7M$61.1M$69.9M$72.9M$71.7M$40.3M$42.5M$47.3M$46.3M$14.3M$17.1M$20.7M$25.8M$25.3M$16.2M$19.7M$28.9M$19.0M$20.9M$28.0M
Deferred Income Tax Expense Benefit$9.2M$14.5M$4.1M$8.4M$13.4M-$3.2M$8.0M$3.4M$10.4M$8.5M$6.7M
Increase Decrease Finance Service Charge Financing Receivables Revenue-$3.2M-$1.7M-$13.6M$4.3M$255.0K-$31.7M-$317.0K-$2.3M-$9.4M$3.1M-$7.9M
Income Tax Receivable$55.1M$35.6M$48.1M$66.3M$68.7M$85.4M$65.7M$32.7M$37.9M$40.6M$44.6M$56.6M$4.8M$337.0K$10.5M$35.5M$6.5M$9.1M$19.3M$45.6M$3.0M$9.3M$13.4M$3.0M$7.4M$5.7M$14.0K
Interest Expense$87.0M$82.8M$80.5M$76.9M$71.0M$65.6M$48.7M$45.6M$43.3M$30.9M$25.0M$22.5M$18.2M$19.4M$19.9M$18.6M$20.4M$20.4M$13.3M$4.8M
Interest Income Expense Net-$18.6M-$20.4M-$20.4M-$18.2M-$18.1M-$19.5M-$20.2M-$19.4M-$19.7M-$18.3M-$17.0M-$17.2M-$16.1M-$16.0M-$15.9M-$13.3M-$12.9M-$13.3M-$13.1M-$7.3M
Income Loss From Continuing Operations Per Diluted Share$1.36$2.10$2.03$3.09$1.58$0.18$0.87$0.83$0.89$1.13$0.28$0.37$0.46$0.71
Income Loss From Continuing Operations Per Basic Share$1.40$2.18$2.10$3.11$1.59$0.18$0.85$0.91$1.16

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011
Stockholders Equity *$1.34B$1.20B$1.24B$1.19B$1.09B$917.3M$376.6M$347.8M$281.7M$241.7M$206.0M$154.0M$173.0M$97.4M$41.8M
Cash And Cash Equivalents At Carrying Value$71.7M$73.9M$54.4M$100.2M$165.5M$297.3M$35.9M$28.1M$49.8M$39.9M$42.1M$75.1M$47.5M$37.5M$34.4M
Goodwill$279.3M$279.3M$279.3M$279.3M$279.3M$268.0M$267.0M$267.0M$267.0M$267.0M$267.0M$255.9M$255.9M$255.9M
Retained Earnings Accumulated Deficit$2.01B$1.70B$1.49B$1.31B$1.11B$849.5M$372.7M$336.4M$264.7M$235.5M$200.9M$156.9M$169.9M
Property Plant And Equipment Net$132.6M$120.0M$108.7M$93.2M$78.4M$79.4M$54.5M$46.1M$48.5M$47.1M$48.1M$34.0M$39.4M
Other Assets$35.2M$24.2M$41.6M$54.7M$51.3M$43.5M$22.9M$12.2M$8.8M$11.1M$9.3M$29.5M$6.3M
Liabilities And Stockholders Equity$6.47B$5.27B$4.59B$3.78B$2.76B$2.11B$1.57B$1.33B$1.16B$977.9M$840.5M$760.2M$692.2M
Liabilities$5.13B$4.07B$3.35B$2.59B$1.67B$1.19B$1.20B$986.6M$877.8M$736.2M$634.6M$606.2M$519.1M
Intangible Assets Net Excluding Goodwill$3.7M$11.0M$19.0M$27.4M$35.4M$26.0M$2.2M$3.3M$4.3M$5.4M$6.5M$39.0K$45.0K
Assets$6.47B$5.27B$4.59B$3.78B$2.76B$2.11B$1.57B$1.33B$1.16B$977.9M$840.5M$760.2M$692.2M
Accumulated Other Comprehensive Income Loss Net Of Tax-$9.5M-$13.7M-$6.3M-$6.0M-$8.5M-$6.9M-$3.1M-$13.8M-$7.1M-$11.6M-$4.6M-$3.2M$3.1M
Additional Paid In Capital Common Stock$370.1M$328.3M$284.3M$251.9M$225.7M$188.0M$63.8M$48.2M$29.8M$18.4M$9.9M$294.0K
Other Receivables And Prepaid Expenses$80.9M$63.8M$72.0M$66.3M$52.3M$40.3M$31.6M$29.5M$23.8M$19.5M$20.0M$16.6M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$407.9M$322.7M$377.4M$178.4M$225.9M$369.2M$81.0M$50.3M$72.5M$47.7M$49.4M
Common Stock Value$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Long Term Debt$4.50B$3.56B$2.94B$2.26B$1.38B$946.5M$991.2M$857.9M$788.5M$649.9M$541.9M$494.2M
Accounts Payable And Accrued Liabilities Current And Noncurrent$305.8M$250.0M$261.2M$198.3M$156.1M$124.1M$122.2M$81.5M$77.1M$71.7M$72.1M$57.3M
Treasury Stock Value Acquired Cost Method$214.6M$289.3M$153.2M$143.1M$116.7M$56.4M$33.8M$17.3M$5.1M$437.0K$187.0K
Treasury Stock Value$1.03B$815.4M$526.1M$372.9M$229.9M$113.2M$56.8M$23.0M$5.7M$624.0K$187.0K
Loans Receivable Fair Value Disclosure$5.47B$4.39B$3.63B$3.02B$1.96B$1.24B$1.19B
Loans And Financing Receivables Repaid$4.77B$3.77B$2.87B$2.47B$1.89B$1.04B$956.2M$819.3M$717.8M$858.0M$849.4M$1.01B$956.0M
Loans And Financing Receivables Originated Or Acquired$7.17B$5.64B$4.32B$4.10B$2.81B$1.03B$1.81B$1.45B$1.17B$1.31B$1.17B$1.30B$1.34B
Restricted Cash$336.2M$248.8M$323.1M$78.2M$60.4M$71.9M$45.1M$22.2M$22.7M$26.3M
Repayments Of Secured Debt$895.7M$1.05B$679.2M$65.5M$274.7M$507.0M$242.2M$332.9M$313.9M$114.7M
Loans And Leases Receivable Allowance$176.9M$144.2M$107.8M$88.7M$67.3M$64.9M$82.3M
Treasury Stock Shares9.3M6.2M2.8M1.3M428.1K71.4K29.5K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect$85.2M-$54.8M$199.0M-$47.5M-$143.3M$288.2M$3.7M-$20.9M$31.9M$16.8M
Operating Lease Right Of Use Asset$16.5M$18.2M$14.3M$19.3M$23.1M$40.1M$19.6M
Operating Lease Liability$32.0M$32.2M$27.0M$33.6M$41.0M$68.0M$35.7M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q3 2014Q2 2014Q1 2014
Stockholders Equity *$1.28B$1.23B$1.20B$1.18B$1.15B$1.15B$1.26B$1.25B$1.22B$1.15B$1.11B$1.08B$1.13B$1.09B$1.00B$573.7M$476.2M$438.2M$434.0M$406.5M$379.2M$347.8M$352.7M$333.6M$315.7M$274.8M$274.6M$258.5M$233.1M$224.3M$217.6M$199.3M$195.1M$177.8M$135.9M$122.4M$212.8M
Cash And Cash Equivalents At Carrying Value$53.6M$55.6M$55.5M$67.5M$60.1M$76.5M$62.9M$100.0M$97.7M$87.7M$144.1M$131.7M$229.1M$394.4M$324.3M$490.0M$321.5M$161.1M$28.9M$33.8M$57.7M$164.1M$47.4M$69.9M$110.1M$46.2M$97.0M$45.7M$39.2M$112.2M$34.3M$96.2M$143.4M$104.2M$79.8M$56.2M
Goodwill$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$279.3M$267.9M$267.9M$267.9M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$267.0M$271.6M$270.2M$255.9M$255.9M$255.9M$255.9M
Retained Earnings Accumulated Deficit$1.93B$1.85B$1.77B$1.63B$1.59B$1.54B$1.45B$1.41B$1.36B$1.26B$1.21B$1.16B$1.06B$1.01B$925.4M$618.8M$525.1M$477.1M$423.2M$396.1M$371.1M$327.7M$312.4M$294.2M$257.8M$261.2M$249.3M$226.7M$218.9M$210.7M$196.7M$192.3M$181.4M$135.0M$116.3M$208.9M
Property Plant And Equipment Net$128.7M$127.7M$124.8M$118.0M$115.1M$111.7M$103.9M$99.1M$95.4M$89.4M$88.6M$81.0M$81.1M$80.4M$78.9M$63.4M$60.0M$56.2M$50.6M$49.0M$46.8M$48.5M$47.8M$47.7M$46.6M$44.3M$44.3M$47.5M$47.2M$45.7M$48.8M$50.5M$40.3M$35.6M$38.0M$39.0M
Other Assets$30.3M$26.7M$25.2M$28.7M$44.2M$39.4M$41.2M$45.5M$49.7M$53.7M$54.5M$54.5M$52.3M$53.2M$48.6M$27.4M$25.4M$21.3M$11.8M$11.8M$12.3M$12.1M$9.9M$9.5M$10.8M$13.4M$9.8M$8.4M$8.5M$8.6M$7.9M$8.1M$8.2M$21.7M$22.3M$6.3M
Liabilities And Stockholders Equity$5.96B$5.72B$5.46B$4.98B$4.82B$4.64B$4.10B$3.91B$3.85B$3.51B$3.25B$3.05B$2.47B$2.39B$2.13B$1.63B$1.58B$1.73B$1.51B$1.39B$1.34B$1.43B$1.18B$1.16B$1.14B$1.00B$985.4M$975.1M$910.9M$915.2M$780.2M$769.5M$749.9M$760.4M$727.6M$673.1M
Liabilities$4.68B$4.50B$4.26B$3.80B$3.67B$3.49B$2.84B$2.66B$2.63B$2.36B$2.15B$1.97B$1.33B$1.30B$1.13B$1.06B$1.10B$1.30B$1.07B$983.8M$965.3M$1.07B$849.6M$842.5M$865.0M$727.3M$726.9M$742.0M$686.6M$697.6M$580.9M$574.4M$572.1M$624.5M$605.2M$460.3M
Intangible Assets Net Excluding Goodwill$4.9M$6.9M$8.9M$13.0M$15.0M$17.0M$21.0M$23.0M$25.0M$29.4M$31.4M$33.4M$37.5M$39.5M$41.2M$1.6M$1.7M$1.9M$2.5M$2.7M$3.0M$3.5M$3.8M$4.1M$4.6M$4.9M$5.1M$5.7M$5.9M$6.2M$3.7M$3.7M$33.0K$18.0K$14.0K$23.0K
Assets$5.96B$5.72B$5.46B$4.98B$4.82B$4.64B$4.10B$3.91B$3.85B$3.51B$3.25B$3.05B$2.47B$2.39B$2.13B$1.63B$1.58B$1.73B$1.51B$1.39B$1.34B$1.43B$1.18B$1.16B$1.14B$1.00B$985.4M$975.1M$910.9M$915.2M$780.2M$769.5M$749.9M$760.4M$727.6M$673.1M
Accumulated Other Comprehensive Income Loss Net Of Tax-$7.9M-$8.9M-$10.8M-$9.4M-$10.7M-$7.2M-$7.2M-$6.0M-$7.3M-$7.3M-$7.5M-$5.1M-$8.2M-$6.0M-$8.5M-$8.5M-$8.6M-$7.8M-$17.2M-$14.8M-$12.3M-$12.5M-$10.9M-$4.3M-$7.0M-$9.1M-$10.4M-$9.7M-$8.4M-$4.8M-$4.2M-$1.4M-$5.6M$938.0K$6.2M$3.9M
Additional Paid In Capital Common Stock$359.1M$346.9M$337.7M$318.2M$308.5M$298.2M$274.1M$266.1M$258.8M$245.1M$239.2M$233.4M$217.1M$211.5M$203.8M$74.9M$71.1M$67.4M$61.5M$56.9M$51.6M$44.7M$39.3M$32.7M$26.7M$23.8M$20.8M$16.3M$14.1M$11.9M$6.8M$4.2M$2.0M
Other Receivables And Prepaid Expenses$76.9M$78.0M$71.6M$68.9M$71.2M$66.0M$58.6M$57.8M$55.5M$59.5M$58.9M$60.2M$53.0M$48.5M$41.6M$25.1M$28.5M$33.5M$38.2M$33.4M$27.6M$25.7M$25.4M$22.2M$23.8M$22.0M$18.1M$18.6M$18.5M$18.8M$19.8M$15.4M$15.7M$12.7M$13.8M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$357.0M$379.4M$311.9M$254.4M$271.3M$228.9M$196.3M$261.7M$288.4M$172.1M$213.8M$227.8M$288.1M$447.2M$374.2M$535.1M$365.0M$203.8M$47.5M$54.6M$80.9M$185.0M$76.3M$104.7M$139.9M
Common Stock Value$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Long Term Debt$4.11B$3.96B$3.76B$3.29B$3.19B$3.04B$2.44B$2.30B$2.31B$2.06B$1.84B$1.70B$1.08B$1.03B$874.5M$863.5M$906.6M$1.09B$873.7M$785.5M$791.9M$951.1M$762.8M$754.7M$765.4M$638.7M$631.1M$635.2M$588.8M$594.4M$482.8M$482.1M$481.4M$494.0M$493.9M
Accounts Payable And Accrued Liabilities Current And Noncurrent$252.9M$257.5M$237.4M$259.5M$334.0M$290.6M$275.2M$229.3M$177.9M$169.0M$169.5M$136.9M$124.6M$140.6M$109.0M$76.5M$87.7M$95.9M$111.9M$107.8M$79.3M$76.2M$72.4M$70.5M$78.9M$62.8M$70.5M$85.4M$75.2M$74.3M$79.1M$70.7M$54.2M$71.5M$51.1M
Treasury Stock Value Acquired Cost Method$38.4M$55.3M$85.5M$23.3M$63.4M$151.4M$36.4M$28.2M$21.9M$19.7M$25.6M$78.8M$15.6M$1.7M$2.6M$12.0K$12.9M$41.7M$1.8M$573.0K$8.2M$40.0K$394.0K$1.1M$536.0K$58.0K
Treasury Stock Value$994.7M$956.3M$900.9M$764.2M$740.8M$677.5M$459.4M$423.0M$394.8M$353.9M$334.2M$308.6M$133.0M$117.4M$115.8M$111.4M$111.4M$98.5M$33.6M$31.8M$31.3M$7.3M$7.2M$6.8M$2.7M$1.3M$1.2M$302.0K$249.0K$245.0K
Loans Receivable Fair Value Disclosure$5.01B$4.77B$4.57B$4.13B$3.94B$3.80B$3.32B$3.09B$3.00B$2.77B$2.46B$2.23B$1.64B$1.41B$1.23B$693.4M$799.7M$1.09B
Loans And Financing Receivables Repaid$1.11B$846.6M$724.8M$574.2M$435.9M$219.3M$225.9M$270.0M$228.2M$211.2M$221.9M
Loans And Financing Receivables Originated Or Acquired$1.60B$1.28B$919.9M$950.6M$444.9M$397.5M$320.8M$378.1M$274.0M$276.8M$226.7M
Restricted Cash$303.4M$323.9M$256.3M$186.9M$211.2M$152.5M$133.4M$161.6M$190.7M$84.4M$69.7M$96.2M$59.1M$52.8M$49.9M$45.0M$43.5M$42.7M$18.6M$20.8M$23.2M$20.9M$28.9M$34.8M$29.9M$26.6M$25.6M
Repayments Of Secured Debt$299.3M$72.4M$238.1M$16.4M$181.1M$53.2M$84.1M$49.6M$42.7M$21.1M
Loans And Leases Receivable Allowance$159.7M$137.3M$122.5M$151.6M$121.8M$114.3M$105.1M$83.8M$83.3M$94.7M$73.8M$67.7M$64.7M$51.3M
Treasury Stock Shares13.6M13.1M12.6M12.0M11.2M6.8M6.3M6.3M6.1M6.1M5.1M1.8M1.7M1.7M489.9K488.7K477.9K220.1K117.4K107.8K45.4K39.0K38.5K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect-$10.8M-$148.5M$110.0M$2.0M$5.0M$122.9M$41.0M$6.5M$56.4M
Operating Lease Right Of Use Asset$17.2M$17.8M$17.6M$12.7M$13.2M$13.7M$16.0M$16.5M$12.4M$20.3M$21.3M$22.5M$36.1M$37.8M$39.2M$20.4M$20.3M$20.0M$20.0M$20.5M$21.0M
Operating Lease Liability$32.2M$32.7M$32.1M$26.3M$26.5M$27.0M$27.1M$28.4M$25.7M$35.3M$37.0M$39.1M$62.0M$64.2M$66.1M$35.3M$35.6M$35.8M$36.5M$37.4M$38.3M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012
Financing Cash Flow *$711.8M$318.9M$526.5M$724.9M$365.1M-$536.0M$95.5M$22.5M$104.6M$99.9M$56.6M-$79.0M-$28.6M-$9.0M
Investing Cash Flow *-$2.45B-$1.91B-$1.49B-$1.67B-$980.4M$83.6M-$941.4M-$720.9M-$524.6M-$464.5M-$372.2M-$313.1M-$403.7M-$365.5M
Operating Cash Flow *$1.82B$1.54B$1.17B$894.0M$471.9M$740.9M$848.6M$684.8M$447.2M$393.4M$283.9M$429.9M$438.3M$375.5M
Share Based Compensation$33.1M$31.8M$26.7M$22.0M$21.2M$18.0M$12.0M$11.7M$11.3M$8.5M$9.6M$664.0K$250.0K$146.0K
Increase Decrease In Accounts Payable And Accrued Liabilities$35.0M$35.1M$18.1M-$2.8M$17.8M-$18.1M$13.8M$11.2M$181.0K$8.5M$8.7M$7.7M$6.4M$3.3M
Payments To Acquire Property Plant And Equipment$29.7M$29.5M$20.1M$14.7M$15.2M$14.4M$32.2M$13.3M$14.9M$17.9M
Increase Decrease In Accrued Income Taxes Payable$29.7M$70.4M-$26.8M-$11.8M$5.8M-$12.3M$6.8M$5.0K$11.0K
Payments Of Financing Costs$15.3M$28.1M$22.4M$7.5M$6.2M$388.0K$3.5M$13.0M$14.7M$6.7M$1.6M$16.3M
Payments For Repurchase Of Common Stock$214.6M$289.3M$153.2M$143.1M$116.7M$56.4M$33.8M$17.3M$5.1M$437.0K$187.0K
Proceeds From Issuance Of Secured Debt$1.69B$1.62B$1.01B$827.7M$547.3M$153.0M$322.8M$348.8M$359.8M$280.1M
Proceeds From Lines Of Credit$1.77B$852.0M$423.0M$139.0M$302.0M$100.3M$337.0M$203.0M$30.0M$58.4M$63.4M
Payments For Proceeds From Other Investing Activities-$25.0K-$168.0K-$27.0K-$251.0K-$1.8M-$95.0K-$618.0K-$4.0K$178.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ1 2025Q1 2024Q1 2023Q1 2022Q1 2021Q1 2020Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q3 2014Q2 2014Q1 2014
Financing Cash Flow *$107.3M-$54.0M$33.6M$234.5M-$67.7M$57.3M-$77.9M-$40.6M-$20.5M$52.2M-$53.2M
Investing Cash Flow *-$509.6M-$443.2M-$205.4M-$386.5M-$44.5M-$186.9M-$104.2M-$111.4M-$45.6M-$81.6M-$16.4M-$51.2M
Operating Cash Flow *$391.1M$348.6M$282.0M$153.5M$117.0M$252.5M$221.1M$153.0M$119.9M$98.6M$87.9M$112.0M
Share Based Compensation$7.9M$7.6M$6.0M$5.4M$5.8M$3.5M$3.1M$2.4M$2.3M$2.0M$1.7M$85.0K
Increase Decrease In Accounts Payable And Accrued Liabilities-$34.4M-$14.9M-$26.0M-$33.7M-$21.9M-$28.8M-$24.1M-$8.1M-$1.0M$6.3M-$598.0K-$11.7M
Payments To Acquire Property Plant And Equipment$7.1M$5.2M$5.6M$6.0M$4.4M$4.2M$3.7M$3.3M$5.5M$3.1M$2.2M$3.8M$5.4M$2.2M$2.2M$14.9M$11.6M$3.0M$3.2M$3.7M
Increase Decrease In Accrued Income Taxes Payable$8.9M$2.6M$12.5M$7.5M$14.3M$6.1M$50.9M$4.3M-$3.3M-$1.9M$1.6M$9.0K
Payments Of Financing Costs$4.0M$2.9M$2.1M$669.0K$372.0K$378.0K$3.3M
Payments For Repurchase Of Common Stock$85.5M$151.4M$21.9M$78.8M$2.6M$41.7M$8.2M$1.1M$536.0K$58.0K
Proceeds From Issuance Of Secured Debt$494.7M$258.1M$278.3M$323.9M$5.2M$119.2M$37.8M$55.3M$22.7M$135.1M
Proceeds From Lines Of Credit$402.0M$142.0M$60.0M$34.0M$102.0M$100.3M$45.0M$32.0M$10.0M
Payments For Proceeds From Other Investing Activities-$25.0K-$57.0K-$24.0K-$2.4M-$58.0K

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012
Weighted Average Number Of Diluted Shares Outstanding26.8M28.2M31.9M33.5M37.7M32.3M34.4M35.2M34.1M33.5M33.0M33.0M33.0M33.0M
Earnings Per Share Diluted$11.52$7.43$5.49$6.19$6.79$11.70$1.06$1.99$0.86$1.03$1.33$3.38$2.36$1.78
Weighted Average Number Of Shares Outstanding Basic25.2M26.9M30.7M32.3M36.4M31.9M33.7M34.0M33.5M33.2M33.0M33.0M33.0M33.0M
Earnings Per Share Basic$12.25$7.78$5.71$6.42$7.05$11.85$1.09$2.06$0.87$1.04$1.33$3.38$2.36$1.78
Preferred Stock Shares Outstanding0.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Issued0.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Authorized25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Common Stock Shares Outstanding24.7M25.8M29.1M31.2M34.1M35.8M33.0M33.6M33.5M33.3M33.1M33.0M33.0M
Common Stock Shares Issued47.4M46.5M45.3M44.3M43.4M41.9M35.8M34.9M33.9M33.4M33.2M33.0M33.0M
Common Stock Shares Authorized250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M
Common Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016Q4 2015Q3 2015Q2 2015Q1 2015Q4 2014Q3 2014Q2 2014Q1 2014Q4 2013Q3 2013Q2 2013Q1 2013
Weighted Average Number Of Diluted Shares Outstanding26.5M26.6M27.1M27.7M27.9M29.5M31.9M32.2M32.7M33.0M33.5M34.9M38.0M38.1M37.5M30.4M30.4M32.8M34.1M34.6M34.5M34.4M35.1M35.7M35.4M34.6M34.2M33.7M34.1M34.0M33.8M33.6M33.3M33.2M33.1M33.0M33.0M33.0M33.0M33.0M33.0M33.0M33.0M33.0M33.0M33.0M
Earnings Per Share Diluted$3.03$2.86$2.69$1.57$1.93$1.64$1.29$1.50$1.56$1.57$1.56$1.50$1.36$2.10$2.03$3.09$1.58$0.17$-1.48$0.78$0.73$1.02$0.25$0.43$0.52$0.81$0.20$-0.10$0.35$0.41$0.26$0.23$0.25$0.30$0.13$0.13$0.33$0.74$0.68$0.56$0.93$1.21$0.60$0.52$0.56$0.69
Weighted Average Number Of Shares Outstanding Basic25.0M25.3M25.7M26.4M26.9M28.2M30.6M31.1M31.3M31.9M32.5M33.4M36.7M36.8M36.1M30.1M30.2M32.3M34.0M33.8M33.5M34.2M34.0M33.7M33.7M33.6M33.4M33.2M33.2M33.1M33.0M33.0M33.0M33.0M33.0M33.0M
Earnings Per Share Basic$3.22$3.01$2.84$1.64$2.00$1.72$1.35$1.55$1.62$1.62$1.61$1.57$1.40$2.18$2.10$3.11$1.59$0.17$0.80$0.74$1.05$0.45$0.54$0.83$-0.10$0.35$0.42$0.24$0.25$0.30$0.13$0.33$0.74$0.56$0.93$1.21
Preferred Stock Shares Outstanding0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Issued0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Shares Authorized25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M25.0M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Common Stock Shares Outstanding24.9M25.1M25.6M26.3M26.5M27.3M30.2M30.9M31.3M31.6M32.2M32.8M36.4M36.9M36.6M30.1M30.1M31.0M34.0M34.0M33.7M34.3M34.1M33.9M33.6M33.6M33.5M33.2M33.2M33.2M33.0M33.0M33.0M
Common Stock Shares Issued47.3M47.2M47.1M46.5M46.4M46.2M45.1M45.1M44.9M44.2M44.2M44.1M43.2M43.2M42.9M36.2M36.2M36.1M35.8M35.7M35.3M34.8M34.6M34.3M33.8M33.8M33.6M33.3M33.2M33.2M33.0M33.0M33.0M
Common Stock Shares Authorized250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M250.0M
Common Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012
Marketing Expense$621.1M$523.6M$414.5M$382.6M$271.2M$69.8M$115.1M$96.0M$76.6M$97.4M$116.9M$127.9M$135.3M$108.8M
Depreciation And Amortization$41.8M$40.2M$38.2M$36.9M$35.4M$19.7M$15.1M$14.2M$13.3M$15.6M$18.4M$18.7M$17.1M$13.3M
Foreign Currency Transaction Gain Loss Before Tax$367.0K-$1.1M$57.0K-$645.0K-$382.0K$514.0K-$216.0K-$2.3M$381.0K$1.6M-$985.0K-$35.0K-$1.2M-$342.0K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$33.1M$31.8M$26.7M$22.0M$21.2M$18.0M$12.0M$11.7M$11.3M$8.5M$9.6M$294.0K
Amortization Of Financing Costs And Discounts$16.6M$15.8M$10.1M$5.7M$6.2M$12.7M$6.0M$6.2M$7.2M$6.9M$3.4M$1.9M
Repayments Of Lines Of Credit$1.63B$755.0M$376.0M$30.0M$102.0M$224.8M$287.0M$181.0M$30.0M$116.8M$5.0M$431.8M$23.5M$4.1M
Direct Operations And Technology Expense$258.2M$224.4M$194.9M$173.7M$147.7M$96.3M$84.3M$78.4M$69.6M$85.2M
Stock Issued During Period Value Stock Options Exercised$8.7M$12.2M$5.6M$4.2M$15.5M$189.0K$3.6M$6.7M$28.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016Q3 2015Q2 2015Q1 2015Q3 2014Q2 2014Q1 2014
Marketing Expense$147.4M$142.8M$139.3M$141.1M$120.8M$110.6M$116.5M$96.0M$79.8M$101.3M$91.6M$93.2M$79.7M$55.3M$28.6M$4.6M$3.0M$34.6M$34.5M$25.9M$19.1M$36.0M$29.4M$27.7M$27.0M$23.4M$19.6M$26.7M$25.6M$21.2M$35.6M$24.7M$24.2M$33.4M$30.8M$28.5M
Depreciation And Amortization$12.4M$10.3M$10.1M$10.0M$9.7M$10.3M$10.0M$8.6M$10.5M$11.3M$7.6M$9.5M$8.9M$7.5M$6.6M$3.8M$4.0M$3.7M$3.4M$3.7M$3.9M$3.7M$3.8M$3.8M$3.5M$3.4M$3.5M$3.8M$4.2M$4.0M$3.9M$5.0M$5.3M$5.3M$4.3M$4.1M
Foreign Currency Transaction Gain Loss Before Tax$90.0K$134.0K-$452.0K-$95.0K-$19.0K-$48.0K$179.0K$0.00-$171.0K$363.0K$21.0K-$314.0K-$109.0K-$240.0K-$34.0K-$30.0K-$18.0K$41.0K-$12.0K-$35.0K-$143.0K$27.0K-$204.0K-$2.1M$65.0K$62.0K$227.0K$145.0K$471.0K$1.6M-$212.0K-$31.0K-$944.0K-$155.0K-$299.0K-$101.0K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$8.5M$8.1M$7.9M$8.1M$7.8M$7.6M$7.1M$6.2M$6.0M$5.5M$5.1M$5.4M$5.0M$5.3M$5.8M$3.8M$3.7M$3.5M$3.4M$3.3M$3.1M$2.9M$2.8M$2.4M$2.3M$2.0M$1.7M
Amortization Of Financing Costs And Discounts$3.8M$3.9M$1.8M$1.1M$1.9M$1.6M$1.8M$1.5M$1.6M$1.8M$827.0K
Repayments Of Lines Of Credit$402.0M$65.0M$30.0M$67.0M$67.0M$24.0M$68.4M$53.3M
Direct Operations And Technology Expense$64.6M$63.6M$62.5M$56.6M$55.0M$54.4M$51.7M$47.0M$49.2M$46.0M$42.3M$40.7M$38.0M$35.0M$35.6M$17.7M$16.5M$31.3M$20.7M$20.1M$20.6M$28.3M$27.2M$25.5M
Stock Issued During Period Value Stock Options Exercised$3.6M$1.1M$1.5M$1.6M$2.5M$6.3M$920.0K$1.0M$959.0K$448.0K$617.0K$2.4M$485.0K$2.5M$8.9M$189.0K$1.2M$1.9M$389.0K$2.4M$3.8M$457.0K

Most recent annual filing with the SEC: February 20, 2026

Data sourced from SEC EDGAR public filings as of August 4, 2026.