EWSB Bancorp, Inc. /MD/ Financial Summary

Complete Filing Data

EWSB Bancorp, Inc. /MD/ reported Stockholders Equity of $13.22 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean EWSB Bancorp, Inc. /MD/ did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Net Income *-$4.2M-$1.7M-$935.2K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$1.3M$3.2K$897.0K
Other Comprehensive Income Loss Tax Portion Attributable To Parent1$629.5K$292.5K$560.7K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$1.7M$809.9K$1.6M
Other Comprehensive Income Loss Net Of Tax$1.7M$809.9K$1.6M
Other Comprehensive Income Loss Before Tax Portion Attributable To Parent$2.4M$1.1M$2.1M
Mortgage Banking Revenue$166.3K$124.5K$97.9K
Interest Income Expense Net$4.6M$3.4M$4.6M
Interest Income Expense After Provision For Loan Loss$4.5M$3.2M$4.4M
Interest Expense Operating$6.5M$6.4M$4.4M
Interest Expense Deposits$5.0M$5.2M$3.6M
Interest Expense Borrowings$1.5M$1.2M$737.2K
Income Tax Expense Benefit$2.9M-$736.1K-$397.6K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest-$1.3M-$2.4M-$1.3M
Comprehensive Income Net Of Tax-$2.4M-$889.9K$617.4K
Deferred Income Tax Assets Net$1.8M$5.3M$4.9M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023
Net Income *-$3.3M-$278.7K-$568.6K-$331.5K-$462.9K-$377.5K-$121.8K-$215.1K-$194.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$326.2K$304.1K$493.6K$959.6K-$68.1K-$186.8K-$745.6K-$435.8K
Other Comprehensive Income Loss Tax Portion Attributable To Parent1$157.2K$126.5K$228.9K$326.9K$55.0K$24.3K-$118.0K-$31.2K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$435.5K$423.1K$560.9K$905.2K$152.4K$67.4K-$278.3K-$131.3K
Other Comprehensive Income Loss Net Of Tax$435.5K$423.1K$560.9K$905.2K$152.4K$67.4K-$278.3K-$131.3K$854.7K
Other Comprehensive Income Loss Before Tax Portion Attributable To Parent$592.7K$549.6K$789.8K$1.2M$207.5K$91.7K-$396.3K-$162.5K
Mortgage Banking Revenue$77.4K$57.3K$51.6K$66.3K$64.1K$63.8K$144.6K$102.7K
Interest Income Expense Net$1.2M$1.1M$962.3K$806.6K$816.1K$824.1K$1.1M$1.2M
Interest Income Expense After Provision For Loan Loss$1.2M$1.1M$852.0K$797.0K$695.6K$824.1K$1.0M$1.1M
Interest Expense Operating$1.6M$1.6M$1.6M$1.7M$1.6M$1.5M$1.2M$1.0M
Interest Expense Deposits$1.2M$1.3M$1.4M$1.3M$1.3M$1.2M$982.7K$834.1K
Interest Expense Borrowings$473.9K$365.2K$262.3K$326.5K$309.0K$262.6K$205.3K$179.8K
Income Tax Expense Benefit$3.2M-$146.0K-$227.5K-$150.2K-$199.0K-$162.5K-$33.0K-$88.8K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest-$163.8K-$424.7K-$796.2K-$481.8K-$661.9K-$540.0K-$154.9K-$303.9K
Comprehensive Income Net Of Tax-$2.9M$144.5K-$7.7K$573.6K-$310.4K-$310.1K-$400.1K-$346.4K
Deferred Income Tax Assets Net$2.0M$5.3M$5.3M$5.0M$4.8M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Stockholders Equity$13.2M$15.6M$11.5M$10.9M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$1.1M$1.1M$1.1M$909.4K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$1.3M$1.2M$1.6M$3.1M
Oci Debt Securities Available For Sale Transfer To Held To Maturity Adjustment From Aoci For Amortization Of Gain Loss Before Tax-$1.1M-$1.1M-$1.2M
Interest And Fee Income Loans And Leases$9.8M$8.5M$7.6M
Retained Earnings Accumulated Deficit$13.3M$17.5M$19.2M
Property Plant And Equipment Net$2.4M$2.4M$2.9M
Noninterest Bearing Deposit Liabilities$7.7M$9.5M$10.3M
Long Term Debt$38.4M$24.2M$19.0M
Liabilities And Stockholders Equity$271.0M$273.3M$262.6M
Liabilities$257.8M$257.7M$251.0M
Interest Receivable And Other Assets$1.7M$1.3M$1.4M
Interest Bearing Deposit Liabilities$209.6M$222.1M$220.2M
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss$189.4M$186.4M$174.3M
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss$36.4M$39.0M$40.1M
Debt Securities Available For Sale Excluding Accrued Interest$22.3M$22.8M$23.9M
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss$24.9M$26.7M$27.9M
Cash Surrender Value Of Life Insurance$8.0M$7.7M$7.5M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect$84.0K-$420.1K-$1.5M
Cash And Cash Equivalents At Carrying Value$1.3M$1.2M$1.6M
Assets$271.0M$273.3M$262.6M
Accumulated Other Comprehensive Income Loss Net Of Tax-$5.1M-$6.9M-$7.7M
Accounts Payable And Other Accrued Liabilities$1.7M$1.5M$1.3M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023
Stockholders Equity$12.9M$15.8M$15.6M$16.4M$10.9M$11.2M$10.8M$11.2M$11.6M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$1.2M$1.2M$1.2M$1.1M$1.2M$1.0M$1.2M$1.1M$1.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$1.0M$2.7M$1.1M$1.1M$1.5M$4.2M$1.2M$1.6M
Oci Debt Securities Available For Sale Transfer To Held To Maturity Adjustment From Aoci For Amortization Of Gain Loss Before Tax-$266.5K-$245.5K-$296.2K-$272.5K-$275.6K-$278.5K-$349.4K-$273.3K
Interest And Fee Income Loans And Leases$2.5M$2.4M$2.3M$2.2M$2.1M$2.0M$1.9M$1.9M
Retained Earnings Accumulated Deficit$13.3M$16.7M$16.9M$18.0M$18.4M
Property Plant And Equipment Net$2.4M$2.4M$2.4M$2.9M$2.9M
Noninterest Bearing Deposit Liabilities$9.5M$8.7M$8.3M$9.1M$8.7M
Long Term Debt$44.8M$44.3M$27.8M$25.3M$31.1M
Liabilities And Stockholders Equity$280.2M$285.0M$277.4M$269.2M$267.5M
Liabilities$267.3M$269.3M$261.7M$252.8M$256.6M
Interest Receivable And Other Assets$1.6M$1.3M$1.3M$1.6M$2.6M
Interest Bearing Deposit Liabilities$209.6M$213.5M$223.4M$214.7M$214.2M
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss$196.9M$196.3M$189.9M$181.5M$179.8M
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss$38.4M$38.9M$39.3M$39.5M$39.2M
Debt Securities Available For Sale Excluding Accrued Interest$22.4M$22.5M$23.0M$23.8M$23.1M
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss$25.2M$25.7M$26.5M$27.0M$27.3M
Cash Surrender Value Of Life Insurance$7.9M$7.8M$7.8M$7.6M$7.6M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect-$63.2K$2.5M
Cash And Cash Equivalents At Carrying Value$1.0M$2.7M$1.1M$1.1M$1.5M
Assets$280.2M$285.0M$277.4M$269.2M$267.5M
Accumulated Other Comprehensive Income Loss Net Of Tax-$5.4M-$5.9M-$6.3M-$6.5M-$7.4M
Accounts Payable And Other Accrued Liabilities$1.6M$1.4M$1.4M$1.9M$1.4M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$1.9M$1.2M$11.0M
Payments To Acquire Property Plant And Equipment$104.9K$105.9K$30.4K
Payments To Acquire Federal Home Loan Bank Stock$879.3K$795.7K$8.6K
Payments For Proceeds From Loans And Leases$3.1M$12.1M$2.0M
Net Cash Provided By Used In Operating Activities-$1.7M-$2.2M-$1.5M
Net Cash Provided By Used In Investing Activities$1.9M-$9.6M$9.5M
Net Cash Provided By Used In Financing Activities-$105.4K$11.4M-$9.5M
Increase Decrease In Federal Home Loan Bank Advances Activity-$3.4M-$7.9M$9.5M
Increase Decrease In Deposits-$14.3M$1.1M-$18.7M
Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance-$5.3K$205.2K-$698.8K
Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities$3.8M$2.3M$0.00
Share Based Compensation$24.8K$28.4K$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ1 2025Q1 2024
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$283.4K$250.1K
Payments To Acquire Property Plant And Equipment$46.2K$27.7K
Payments To Acquire Federal Home Loan Bank Stock$23.8K$139.6K
Payments For Proceeds From Loans And Leases$3.6M$1.2M
Net Cash Provided By Used In Operating Activities-$853.1K-$1.0M
Net Cash Provided By Used In Investing Activities-$3.3M-$1.1M
Net Cash Provided By Used In Financing Activities$4.1M$4.6M
Increase Decrease In Federal Home Loan Bank Advances Activity$4.1M-$12.6M
Increase Decrease In Deposits$126.6K-$51.1K
Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance$377.6K$322.0K
Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
Share Based Compensation

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Common Stock Par Or Stated Value Per Share$0.01$0.01
Common Stock Shares Outstanding752.5K752.5K0.00
Earnings Per Share Diluted$-5.93$-8.62
Earnings Per Share Basic$-5.93$-8.62

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Common Stock Par Or Stated Value Per Share$0.01$0.01$0.01
Common Stock Shares Outstanding752.5K752.5K752.5K752.5K0.000.00
Earnings Per Share Diluted$-4.74$-0.40$-0.81
Earnings Per Share Basic$-4.74$-0.40$-0.81

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Service Charges On Deposit Accounts$67.9K$74.5K$53.3K
Provision For Loan Losses Expensed$131.2K$166.8K$145.0K
Other Noninterest Expense$1.1M$902.3K$1.2M
Occupancy Net$618.7K$662.1K$716.5K
Noninterest Income Other$512.2K$480.0K$302.0K
Noninterest Income$1.8M$1.7M$1.4M
Noninterest Expense$7.6M$7.3M$7.2M
Labor And Related Expense$4.3M$4.2M$3.9M
Interest Income Securities Taxable$990.9K$1.1M$1.2M
Interest Income Securities Tax Exempt$37.6K$37.6K$37.6K
Interest Income Other$261.4K$161.5K$125.3K
Interchange Income$232.0K$241.1K$248.5K
Information Technology And Data Processing$1.1M$1.1M$961.1K
Gain Loss On Interest Rate Swap8,425,300.0%27,105,700.0%0.0%
Federal Deposit Insurance Corporation Premium Expense$311.4K$309.0K$298.6K
Bank Owned Life Insurance Income$257.0K$236.7K$212.1K
Advertising Expense$114.8K$152.4K$143.0K
Interest Income Operating$9.7M$8.9M
Time Deposits With Other Financial Institutions$4.5M$4.5M$4.5M
Land Available For Sale$435.3K$834.8K$435.3K
Interest Paid Net$6.6M$6.2M$4.1M
Held To Maturity Securities Fair Value$36.7M$38.2M$39.8M
Gain Loss On Sale Of Mortgage Loans$438.7K$271.0K$256.6K
Federal Home Loan Bank Stock$2.8M$1.9M$1.1M
Deposits$217.3M$231.5M$230.5M
Advance Payments By Borrowers For Taxes And Insurance$479.9K$485.2K$280.0K
Unearned ESOP Shares474.1K500.4K0.00
Stock Issued During Period Shares Employee Stock Ownership Plan52.7K52.7K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023
Service Charges On Deposit Accounts$17.3K$19.9K$14.6K$19.9K$30.0K$10.4K$13.7K$17.7K
Provision For Loan Losses Expensed$16.6K$15.4K$110.3K$9.7K$120.5K$0.00$36.3K$109.0K
Other Noninterest Expense$227.9K$206.5K$335.0K$244.2K$198.0K$236.1K$299.6K$184.2K
Occupancy Net$141.2K$152.9K$168.0K$165.4K$160.6K$173.1K$162.5K$194.1K
Noninterest Income Other$74.5K$89.4K$90.0K$152.0K$72.9K$146.2K$90.0K$75.5K
Noninterest Income$432.1K$359.9K$320.3K$510.3K$426.3K$468.8K$570.8K$322.1K
Noninterest Expense$1.8M$1.9M$2.0M$1.8M$1.8M$1.8M$1.7M$1.7M
Labor And Related Expense$1.1M$1.1M$1.1M$1.0M$1.0M$1.0M$935.8K$986.5K
Interest Income Securities Taxable$245.3K$248.6K$256.0K$262.0K$264.5K$268.0K$273.5K$287.3K
Interest Income Securities Tax Exempt$9.4K$9.4K$9.4K$9.4K$9.4K$9.4K$9.4K$9.4K
Interest Income Other$67.7K$56.0K$50.8K$37.5K$42.7K$42.5K$34.9K$29.0K
Interchange Income$57.4K$60.2K$56.4K$60.6K$62.2K$57.1K$59.7K$63.4K
Information Technology And Data Processing$225.0K$348.1K$274.3K$247.2K$293.3K$271.4K$235.1K$238.2K
Gain Loss On Interest Rate Swap5,232,600.0%0.0%0.0%8,824,600.0%8,715,500.0%8,629,000.0%0.0%0.0%
Federal Deposit Insurance Corporation Premium Expense$93.6K$73.9K$56.6K$79.8K$72.5K$79.0K$68.2K$83.1K
Bank Owned Life Insurance Income$64.1K$63.5K$62.2K$60.6K$59.5K$54.2K$54.9K$53.3K
Advertising Expense$27.9K$32.1K$28.0K$25.3K$42.7K$41.7K$39.3K$43.0K
Interest Income Operating$2.9M$2.8M$2.6M$2.5M$2.4M$2.3M$2.2M$2.2M
Time Deposits With Other Financial Institutions$4.5M$4.5M$4.5M$4.5M$4.5M
Land Available For Sale$435.3K$834.8K$834.8K$435.3K$435.3K
Interest Paid Net$1.7M$1.2M
Held To Maturity Securities Fair Value$38.6M$38.9M$39.1M$39.9M$38.2M
Gain Loss On Sale Of Mortgage Loans$89.0K$69.6K$45.6K$62.7K$50.5K$50.7K
Federal Home Loan Bank Stock$2.8M$2.5M$1.9M$1.3M$1.2M
Deposits$219.1M$222.1M$231.6M$223.8M$222.9M
Advance Payments By Borrowers For Taxes And Insurance$1.8M$1.4M$862.8K$1.7M$1.2M
Unearned ESOP Shares480.7K487.3K493.9K524.0K
Stock Issued During Period Shares Employee Stock Ownership Plan52.7K

Most recent annual filing with the SEC: March 25, 2026

Data sourced from SEC EDGAR public filings as of August 7, 2026.