Farmers & Merchants Bancshares, Inc. Financial Summary

Complete Filing Data

Farmers & Merchants Bancshares, Inc. reported Stockholders Equity of $64.66 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Farmers & Merchants Bancshares, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net Income Loss$5.8M$4.3M$6.4M$8.1M$8.1M$2.7M$4.6M$4.7M$3.8M$3.9M
Interest Income Expense Net$24.4M$20.8M$21.4M$24.1M$22.9M$17.3M$15.0M$15.3M$14.9M$14.0M
Interest Expense$9.9M$2.1M$2.8M$3.5M$3.7M$2.5M$1.7M$1.3M
Interest Income Expense After Provision For Loan Loss$23.7M$20.7M$22.0M$23.6M$22.5M$16.7M$15.0M$14.8M$14.5M$14.0M
Interest Expense Securities Sold Under Agreements To Repurchase$59.0K$65.0K$42.0K$12.8K$44.6K$107.3K$114.6K$144.9K$161.9K$144.6K
Interest Expense Deposits$16.5M$14.5M$8.0M$1.4M$2.0M$3.1M$3.5M$2.2M$1.4M$1.1M
Income Tax Expense Benefit$1.6M$1.2M$2.0M$2.5M$2.4M$487.2K$1.0M$1.1M$2.0M$2.0M
Comprehensive Income Net Of Tax$9.5M$5.5M$5.8M-$7.6M$6.0M$3.3M$5.2M$4.5M$3.7M$3.7M
Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent$3.8M$1.2M-$578.0K-$15.7M-$2.1M$663.7K$610.9K-$184.5K-$49.1K-$178.2K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$5.2M$1.6M-$21.7M-$2.9M$915.6K$842.9K-$254.6K-$81.0K-$294.2K
Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent-$6.0M-$797.7K$252.0K$231.9K-$70.1K-$32.0K-$116.1K
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term$0.00$2.3M$823.0K$0.00$762.8K$222.4K$45.4K$136.7K
Deferred Income Tax Assets Net$6.3M$7.6M$8.3M$8.4M$2.2M$1.2M$1.0M$1.2M$998.0K$1.0M
Income Taxes Paid Net$888.0K$724.0K$2.4M$3.4M$1.6M$930.4K$1.1M$1.4M-$1.2M$2.5M
Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments$3.2M$5.6M$5.8M$5.8M$5.9M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016
Net Income Loss$1.7M$1.2M$1.2M$1.1M$1.1M$1.2M$1.4M$1.7M$1.9M$2.0M$2.1M$2.1M$2.1M$2.0M$2.0M$417.4K$385.2K$1.0M$843.3K$1.1M$1.2M$1.2M$1.1M$1.1M$1.3M$1.1M$1.1M$656.3K$1.0M$1.1M$983.6K$1.0M$1.0M$916.2K$936.5K
Interest Income Expense Net$6.4M$6.0M$5.5M$5.1M$5.1M$5.2M$5.2M$5.3M$5.7M$6.1M$5.8M$6.0M$6.0M$5.5M$5.6M$5.6M$4.1M$3.9M$3.8M$3.8M$3.8M$3.7M$3.7M$3.9M$3.9M$3.8M$3.7M$3.8M$3.8M$3.7M$3.6M$3.6M$3.5M$3.4M$3.5M
Interest Expense$3.9M$2.8M$2.1M$1.4M$494.3K$503.0K$525.6K$662.3K$738.6K$797.1K$907.7K$721.6K$884.8K$944.5K$977.3K$956.4K$924.9K$821.4K$726.5K$664.0K$580.9K$535.8K$466.1K$442.8K$412.6K$385.7K$368.9K$340.1K$322.5K$314.6K
Interest Income Expense After Provision For Loan Loss$6.0M$5.8M$5.5M$5.1M$5.1M$5.2M$5.3M$5.5M$5.9M$6.0M$5.8M$6.0M$5.7M$5.6M$5.5M$4.1M$3.5M$3.6M$3.8M$3.7M$3.7M$4.0M$3.7M$3.7M$3.6M$3.6M$3.5M$3.5M$3.4M$3.5M
Interest Expense Securities Sold Under Agreements To Repurchase$13.0K$12.0K$17.0K$13.0K$13.0K$23.0K$12.1K$7.5K$4.3K$2.9K$2.4K$3.3K$9.6K$15.0K$13.5K$18.0K$39.5K$38.2K$29.2K$28.4K$25.3K$42.8K$35.0K$34.4K$37.2K$37.8K$46.5K$35.8K$32.4K$28.5K
Interest Expense Deposits$4.3M$4.1M$4.2M$3.9M$3.2M$3.1M$2.2M$1.7M$1.0M$313.6K$319.2K$338.6K$460.4K$533.4K$595.5K$690.8K$832.5K$906.2K$916.5K$885.2K$775.5K$604.7K$499.9K$438.4K$357.2K$332.9K$310.8K$280.2K$265.9K$259.7K
Income Tax Expense Benefit$462.0K$280.0K$316.0K$342.0K$305.0K$346.0K$467.1K$543.3K$651.2K$575.2K$594.5K$609.5K$606.3K$569.7K$585.7K$76.9K$230.6K$152.9K$307.7K$222.8K$254.0K$327.8K$246.0K$260.9K$363.0K$446.0K$357.1K$571.9K$496.6K$516.2K
Comprehensive Income Net Of Tax$3.6M$1.7M$2.1M$4.6M$2.1M$894.0K-$1.6M-$301.2K$3.3M-$2.3M-$3.4M-$4.4M$1.9M$1.9M$1.4M$361.9K$1.7M$968.5K$1.3M$1.5M$1.4M$1.2M$1.1M$896.0K$1.0M$1.2M$987.5K$992.8K$1.0M$1.2M
Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent$1.9M$494.0K$954.0K$3.5M$986.0K-$326.0K-$3.0M-$2.0M$1.4M-$4.3M-$5.5M-$6.5M-$232.6K-$150.3K-$645.6K-$23.4K$640.1K$125.2K$82.0K$314.5K$298.9K-$83.7K-$77.9K-$226.1K-$8.2K$106.8K$3.9K-$47.6K$98.5K$255.8K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$2.6M$682.0K$1.9M$4.8M$1.3M-$1.6M-$4.2M-$3.0M$2.0M-$6.0M-$7.5M-$8.9M-$321.5K-$207.4K-$899.3K-$32.3K$883.1K$172.7K$113.1K$433.8K$412.3K-$115.4K-$107.5K-$312.0K-$13.6K$176.4K$6.4K-$78.5K$162.6K$422.5K
Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent$1.9M$287.4K-$1.3M-$824.1K$543.1K-$1.6M-$2.1M-$2.5M-$88.3K-$57.1K-$245.1K-$8.9K$243.0K$47.5K$31.1K$119.4K$113.5K-$31.8K-$29.6K-$85.8K-$5.3K$69.6K$2.5K-$31.0K$64.1K$166.7K
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term$0.00$0.00$0.00$648.0K$641.0K$622.0K$378.5K$13.0K$263.00$0.00$0.00$183.8K$192.3K$190.2K$188.1K$12.8K$12.9K$109.00$10.8K$11.2K$20.6K$16.5K$46.0K
Deferred Income Tax Assets Net$6.4M$7.1M$7.2M$6.7M$8.1M$8.4M$9.9M$8.7M$8.0M$8.3M$6.7M$4.6M$1.6M$1.5M$1.5M$754.4K$745.5K$988.6K$950.2K$981.3K$1.1M$1.1M$1.1M$1.1M$962.2K$956.9K$1.0M
Income Taxes Paid Net$316.0K$0.00$0.00$0.00$0.00-$12.9K$654.8K
Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments$2.6M$2.6M$462.1K$1.3M$996.2K$1.5M$1.4M$1.4M$1.6M$1.4M$1.4M$1.4M$1.6M$1.3M$1.6M$1.4M$1.5M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Stockholders Equity$64.7M$56.3M$52.2M$47.8M$56.6M$51.7M$49.5M$45.4M$41.8M$39.0M$36.2M
Provision For Loan And Lease Losses$475.0K$330.0K$625.0K$40.0K$475.0K$410.0K$0.00
Interest And Fee Income Loans And Leases$36.1M$30.3M$25.7M$22.6M$23.5M$19.3M$16.9M$16.4M$15.2M$14.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$46.7M$64.7M$44.7M$7.3M$26.5M$41.0M$9.1M$14.6M$7.2M$13.3M
Interest Income From Federal Fundss Old And Other Interest Earning Assets$1.5M$1.2M$739.0K$152.7K$65.5K$76.5K$357.8K$185.3K$97.2K
Equity Securities Fv Ni Unrealized Gain Loss$16.0K-$4.0K$5.0K-$62.1K-$15.4K$10.5K$16.2K-$11.4K
Accretion Amortization Of Discounts And Premiums Investments$441.0K$992.0K$332.0K$224.7K$7.6K-$289.0K-$130.6K-$123.3K-$136.9K$165.3K
Retained Earnings Accumulated Deficit$45.2M$41.6M$39.4M$35.3M$29.1M$22.7M$21.6M$18.6M$15.3M$12.7M
Property Plant And Equipment Net$7.1M$7.3M$6.6M$6.2M$6.3M$7.7M$5.0M$5.1M$5.2M$5.4M
Other Liabilities$6.5M$6.7M$7.3M$6.2M$6.0M$5.0M$4.8M$2.7M$2.4M$1.7M
Other Assets$7.3M$8.2M$5.9M$5.6M$5.5M$2.3M$2.2M$657.9K$622.9K$2.5M
Noninterest Bearing Deposit Liabilities$117.1M$107.2M$115.3M$126.7M$124.2M$103.2M$60.7M$62.7M$64.4M$62.8M
Liabilities And Stockholders Equity$872.0M$844.6M$799.9M$718.2M$716.7M$677.3M$442.2M$417.2M$402.9M$379.8M
Liabilities$807.3M$788.4M$747.8M$670.4M$660.1M$625.6M$392.8M$371.8M$361.1M$340.8M
Interest Receivable$2.5M$2.4M$2.2M$1.8M$1.6M$2.1M$1.0M$990.5K$1.0M$957.0K
Interest Payable Current And Noncurrent$1.3M$1.0M$1.5M$349.9K$295.9K$409.6K$346.2K$311.5K$180.6K$141.9K
Interest Bearing Deposit Liabilities$603.4M$651.6M$565.7M$496.9M$502.2M$470.2M$316.0M$292.0M$255.4M$239.9M
Common Stock Value$32.0K$32.0K$31.0K$30.7K$30.4K$30.1K$29.7K$16.8K$16.7K$16.6K
Cash And Due From Banks$46.1M$64.0M$44.4M$6.4M$25.3M$39.9M$6.7M$11.5M$6.2M$12.3M
Assets$872.0M$844.6M$799.9M$718.2M$716.7M$677.3M$442.2M$417.2M$402.9M$379.8M
Accumulated Other Comprehensive Income Loss Net Of Tax-$12.7M-$16.5M-$17.7M-$17.1M-$1.4M$706.3K$42.6K-$568.3K-$394.2K-$280.3K
Equity Securities Fv Ni$550.0K$518.0K$507.0K$489.1K$543.6K$552.6K$532.3K$503.8K$503.9K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016
Stockholders Equity$63.2M$60.2M$58.5M$59.2M$54.5M$53.1M$48.3M$49.8M$50.8M$45.8M$48.2M$52.2M$56.3M$54.4M$53.1M$51.9M$51.6M$50.4M$49.0M$47.7M$46.7M$44.5M$43.3M$42.7M$41.7M$41.2M$40.0M$39.1M$38.1M$37.4M
Provision For Loan And Lease Losses$95.0K$0.00$0.00$330.0K-$20.0K$120.0K$150.0K$0.00$350.0K$125.0K$40.0K-$13.0K$0.00$13.0K$450.0K-$100.0K$75.0K$50.0K$60.0K$225.0K$75.0K$50.0K$0.00$0.00$0.00$0.00
Interest And Fee Income Loans And Leases$9.3M$8.9M$8.4M$7.9M$7.2M$6.9M$6.6M$6.4M$6.0M$5.6M$5.4M$5.7M$6.1M$5.8M$6.0M$4.5M$4.4M$4.3M$4.3M$4.2M$4.2M$4.2M$4.0M$3.9M$3.9M$3.8M$3.6M$3.5M$3.4M$3.5M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$52.2M$31.3M$22.7M$16.8M$24.5M$25.6M$25.0M$12.3M$9.6M$16.0M$18.4M$27.1M$39.6M$32.5M$41.9M$15.2M$27.0M$22.6M$19.6M$22.7M$26.8M$12.6M$7.6M$12.6M
Interest Income From Federal Fundss Old And Other Interest Earning Assets$424.0K$171.0K$314.0K$181.0K$212.0K$468.0K$163.1K$106.0K$61.4K$55.4K$21.9K$12.4K$18.3K$15.3K$14.1K$9.6K$16.0K$32.8K$84.5K$121.8K$74.5K$47.3K$43.7K$27.0K$26.6K$28.0K
Equity Securities Fv Ni Unrealized Gain Loss$7.0K$1.0K$9.0K$20.0K-$2.0K-$4.0K-$13.8K-$7.3K$5.8K-$17.6K-$18.1K-$26.8K-$2.1K$511.00-$8.7K$1.00$4.5K$8.5K$4.0K$6.9K$7.8K-$3.9K-$12.4K$960.00
Accretion Amortization Of Discounts And Premiums Investments$125.0K$236.0K$808.00$212.4K-$69.6K-$53.1K-$19.7K-$37.0K$27.4K$34.3K
Retained Earnings Accumulated Deficit$44.6M$44.0M$42.8M$41.8M$40.7M$40.7M$38.9M$37.5M$36.9M$34.3M$32.3M$31.2M$28.0M$25.9M$24.7M$23.1M$22.7M$22.4M$21.3M$20.1M$19.6M$18.2M$16.9M$16.4M$15.2M$14.8M$13.7M
Property Plant And Equipment Net$7.2M$7.3M$7.3M$7.4M$7.5M$7.3M$6.1M$6.1M$6.1M$6.3M$6.2M$6.3M$6.3M$6.3M$6.3M$5.1M$5.0M$5.1M$4.9M$5.0M$5.0M$5.1M$5.2M$5.1M$5.2M$5.3M$5.4M
Other Liabilities$6.8M$7.0M$6.3M$8.4M$6.6M$6.8M$5.6M$5.3M$6.2M$6.1M$5.1M$6.0M$5.7M$5.1M$5.0M$5.0M$5.2M$4.4M$4.4M$4.2M$4.1M$2.7M$2.6M$2.5M$2.4M$2.1M$1.8M
Other Assets$7.4M$8.1M$7.7M$7.0M$7.2M$6.8M$6.2M$5.7M$5.6M$5.8M$5.8M$5.6M$1.7M$1.9M$2.0M$27.3M$2.1M$1.8M$1.9M$2.0M$1.9M$670.4K$649.3K$611.8K$885.7K$576.4K$794.4K
Noninterest Bearing Deposit Liabilities$116.2M$121.4M$104.4M$108.4M$108.9M$115.4M$113.3M$121.0M$127.3M$131.3M$135.2M$132.6M$125.8M$126.7M$121.9M$79.0M$86.0M$61.2M$58.3M$61.0M$60.4M$59.6M$62.9M$59.2M$59.6M$60.8M$58.6M
Liabilities And Stockholders Equity$869.6M$842.2M$817.6M$817.5M$798.6M$794.6M$756.6M$730.3M$722.7M$717.1M$709.8M$717.9M$716.7M$707.5M$696.4M$513.5M$504.5M$459.6M$434.5M$436.4M$428.5M$412.2M$412.4M$411.3M$398.0M$400.4M$398.6M
Liabilities$806.5M$782.0M$759.0M$758.4M$744.0M$741.5M$708.4M$680.4M$671.9M$671.3M$661.6M$665.7M$660.4M$653.1M$643.3M$461.5M$452.9M$409.2M$385.5M$388.7M$381.8M$367.6M$369.1M$368.6M$356.2M$359.1M$358.6M
Interest Receivable$2.6M$2.4M$2.4M$2.4M$2.2M$2.2M$2.0M$1.8M$1.7M$1.6M$1.6M$1.6M$1.6M$1.8M$1.9M$1.2M$1.7M$1.1M$978.3K$1.0M$1.0M$969.0K$1.0M$1.0M$923.0K$942.6K$922.9K
Interest Payable Current And Noncurrent$935.0K$919.0K$766.0K$2.6M$2.2M$1.4M$1.5M$1.1M$721.0K$260.3K$268.7K$276.6K$323.4K$154.8K$358.0K$230.2K$309.0K$349.7K$348.9K$580.1K$350.2K$296.9K$262.4K$228.7K$189.2K$187.0K$169.6K
Interest Bearing Deposit Liabilities$617.9M$627.5M$631.2M$565.3M$542.3M$540.6M$530.9M$510.8M$510.0M$507.7M$494.3M$501.2M$496.1M$485.4M$481.3M$347.1M$345.2M$328.6M$313.9M$311.2M$304.8M$290.0M$277.4M$274.6M$254.4M$257.0M$257.0M
Common Stock Value$32.0K$32.0K$32.0K$31.5K$31.5K$31.2K$30.9K$30.9K$30.7K$30.5K$30.5K$30.4K$30.2K$30.2K$30.1K$29.9K$29.9K$29.7K$29.6K$16.9K$16.8K$16.8K$16.8K$16.7K$16.6K$16.6K$16.6K
Cash And Due From Banks$51.7M$30.3M$21.8M$16.3M$24.2M$25.4M$23.5M$11.0M$8.3M$14.5M$17.6M$26.5M$39.2M$31.7M$41.4M$14.8M$26.5M$17.4M$16.3M$19.4M$20.1M$9.8M$6.6M$11.8M$11.0M$8.1M$17.7M
Assets$869.6M$842.2M$817.6M$817.5M$798.6M$794.6M$756.6M$730.3M$722.7M$717.1M$709.8M$717.9M$716.7M$707.5M$696.4M$513.5M$504.5M$459.6M$434.5M$436.4M$428.5M$412.2M$412.4M$411.3M$398.0M$400.4M$398.6M
Accumulated Other Comprehensive Income Loss Net Of Tax-$13.2M-$15.1M-$15.6M-$13.5M-$17.0M-$18.0M-$20.7M-$17.6M-$15.7M-$17.6M-$13.3M-$7.9M-$322.3K-$89.7K$60.6K$784.5K$807.9K$167.8K$127.0K$45.0K-$269.4K-$771.4K-$687.8K-$609.9K-$177.8K-$169.6K-$276.4K
Equity Securities Fv Ni$546.0K$535.0K$530.0K$532.0K$508.3K$507.7K$482.9K$493.5K$497.8K$486.2K$501.7K$518.1K$547.3K$547.9K$545.7K$553.1K$550.8K$543.6K$531.7K$524.7K$514.7K$496.9K$497.9K

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Financing Cash Flow *$17.5M$40.4M$73.9M$9.0M$32.8M$73.1M$17.8M$9.2M$18.7M$30.5M
Investing Cash Flow *-$41.5M-$22.7M-$42.4M-$35.4M-$59.0M-$45.7M-$29.0M-$7.2M-$32.4M-$39.9M
Operating Cash Flow *$6.1M$2.3M$5.9M$7.2M$11.7M$4.5M$5.7M$5.4M$7.7M$2.4M
Employee Benefits And Share Based Compensation$2.0M$2.2M$2.0M$1.8M$1.7M$1.7M$1.4M$1.3M$1.3M$1.2M
Proceeds From Payments For In Securities Sold Under Agreements To Repurchase-$1.2M-$1.2M$1.6M-$238.7K-$19.3M$13.8M-$53.9K-$10.8M-$5.5M$6.7M
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$13.3M$18.1M$12.9M$20.0M$31.3M$22.2M$8.5M$4.9M$6.9M$8.1M
Payments To Acquire Productive Assets$370.0K$1.3M$863.0K$410.8K$300.4K$387.1K$256.6K$191.7K$114.2K$181.5K
Payments For Proceeds From Federal Home Loan Bank Stock$2.8M$58.0K-$469.0K$657.1K-$225.1K-$402.4K-$199.6K-$487.8K$285.3K$20.2K
Increase Decrease In Other Operating Liabilities-$49.0K$872.0K-$495.0K$396.5K$1.0M$163.9K$557.9K$366.7K$624.1K$242.6K
Increase Decrease In Other Operating Assets$59.0K$1.4M$545.0K$250.8K-$298.9K-$20.2K$179.6K$97.3K-$1.8M-$1.6M
Increase Decrease In Other Deferred Liability$79.0K$136.0K-$35.0K-$111.2K-$204.4K$531.4K-$12.7K-$72.4K$126.0K$46.8K
Increase Decrease In Interest Payable Net$275.0K-$480.0K$1.1M$54.0K-$113.7K$63.4K$34.7K$130.9K$38.7K$3.9K
Increase Decrease In Accrued Interest Receivable Net$96.0K$258.0K$365.0K$206.7K-$448.4K$200.5K$29.0K-$29.7K$63.3K-$106.0K
Depreciation Amortization And Accretion Net$750.0K$636.0K$510.0K$482.5K$470.9K$415.8K$344.2K$380.5K$419.3K$448.9K
Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities$593.0K$351.0K$431.0K$1.5M$2.2M$2.0M$1.1M$223.0K$1.6M$3.3M
Share Based Compensation$172.0K$18.0K$43.0K$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q3 2020Q2 2020Q1 2020Q3 2019Q2 2019Q1 2019Q3 2018Q2 2018Q1 2018Q3 2017Q2 2017Q1 2017Q3 2016Q2 2016Q1 2016
Financing Cash Flow *-$28.8M-$5.6M$1.2M$5.7M$17.8M$16.9M$8.6M$7.3M$17.7M$975.4K
Investing Cash Flow *-$13.8M-$13.9M-$997.9K-$6.5M-$20.0M-$3.0M$2.4M-$3.4M-$16.2M-$5.9M
Operating Cash Flow *$590.0K$484.0K$2.2M$1.6M$3.1M-$400.9K$1.2M$1.4M$3.9M$1.4M
Employee Benefits And Share Based Compensation$573.0K$531.0K$382.0K$549.0K$441.0K$606.0K$348.0K$541.2K$594.1K$418.4K$437.6K$511.8K$388.9K$438.1K$472.9K$376.9K$359.5K$447.1K$312.1K$314.1K$382.0K$328.3K$322.6K$367.5K$317.2K$323.6K$355.5K$291.0K$303.1K$331.6K
Proceeds From Payments For In Securities Sold Under Agreements To Repurchase-$82.0K-$1.2M-$2.1M-$1.3M-$12.1M-$1.2M-$1.9M-$2.2M$811.0K$2.8M
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$3.8M$3.9M$2.6M$6.2M$10.5M$2.4M$1.4M$1.4M$1.7M$1.2M
Payments To Acquire Productive Assets$106.0K$817.0K$27.2K$116.4K$36.9K$179.3K$33.5K$18.7K$28.5K$53.8K
Payments For Proceeds From Federal Home Loan Bank Stock-$206.0K$58.0K-$425.0K$19.6K-$225.1K$235.1K-$72.1K-$84.0K$115.3K-$64.8K
Increase Decrease In Other Operating Liabilities-$308.0K-$276.0K-$249.8K$106.0K$27.2K-$458.4K-$115.6K$149.6K$53.7K$279.6K
Increase Decrease In Other Operating Assets$114.0K-$13.0K$86.7K$127.6K-$337.3K-$293.5K-$137.9K$3.4K$1.7M$423.4K
Increase Decrease In Other Deferred Liability$42.0K-$17.0K-$12.2K-$112.9K$410.5K-$20.8K-$11.7K-$9.2K$25.9K-$21.3K
Increase Decrease In Interest Payable Net-$237.0K-$79.0K$371.1K-$19.3K-$51.7K$3.5K$38.7K$48.1K$27.7K$8.3K
Increase Decrease In Accrued Interest Receivable Net-$63.0K$55.0K-$76.5K-$47.0K-$174.1K$45.9K$24.3K$6.9K$34.1K$22.5K
Depreciation Amortization And Accretion Net$184.0K$130.0K$127.9K$116.1K$117.0K$89.9K$90.2K$97.9K$109.7K$111.0K
Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities$0.00$535.0K$1.6M$500.0K$200.0K$0.00$385.0K$248.9K
Share Based Compensation$158.0K$4.5K$4.0K$38.3K$0.00

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Diluted EPS *$1.81$1.37$2.08$2.66$2.70$0.90$1.54$1.61$2.28$2.37
Common Stock Shares Issued3.2M3.2M3.1M3.1M3.0M3.0M3.0M1.7M1.7M1.7M
Common Stock Shares Authorized5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M
Common Stock Par Or Stated Value Per Share$1.00$1.00$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Common Stock Shares Outstanding3.2M3.2M3.1M3.1M3.0M3.0M3.0M1.7M1.7M1.7M
Earnings Per Share Basic$1.81$1.37$2.08$2.66$2.70

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016
Diluted EPS *$0.53$0.38$0.37$0.36$0.35$0.39$0.46$0.54$0.62$0.70$0.67$0.67$0.14$0.13$0.35$0.28$0.36$0.40$0.42$0.37$0.39$0.45$0.39$0.38$0.39$0.61$0.69$0.59$0.61$0.63$0.56$0.57
Common Stock Shares Issued3.2M3.2M3.2M3.1M3.1M3.1M3.1M3.1M3.1M3.1M3.1M3.0M3.0M3.0M3.0M3.0M3.0M3.0M3.0M1.7M1.7M1.7M1.7M1.7M1.7M1.7M1.7M
Common Stock Shares Authorized5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M5.0M
Common Stock Par Or Stated Value Per Share$1.00$1.00$1.00$1.00$1.00$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01
Common Stock Shares Outstanding3.2M3.2M3.2M3.1M3.1M3.1M3.1M3.1M3.1M3.1M3.0M3.0M3.0M3.0M3.0M3.0M3.0M3.0M1.7M1.7M1.7M1.7M1.7M1.7M1.7M1.7M
Earnings Per Share Basic$0.53$0.38$0.37$0.36$0.35$0.39$0.46$0.54$0.62$0.65$0.67$0.68$0.70$0.67$0.67

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest And Dividend Income Operating$42.4M$38.4M$31.3M$26.3M$25.7M$20.8M$18.7M$17.8M$16.6M$15.4M
Other Noninterest Expense$2.1M$2.0M$1.9M$1.9M$1.8M$1.8M$2.7M$2.5M$2.5M$2.4M
Noninterest Income$2.0M$1.8M$1.6M$2.3M$2.2M$2.1M$1.5M$1.4M$1.3M$1.5M
Noninterest Expense$18.3M$16.9M$15.1M$15.4M$14.1M$15.6M$10.9M$10.3M$10.0M$9.5M
Labor And Related Expense$8.7M$7.9M$7.5M$7.9M$7.2M$6.1M$5.5M$5.2M$4.9M$4.7M
Interest Income Securities Taxable$4.2M$6.3M$4.3M$3.0M$1.5M$770.4K$869.5K$611.0K$710.4K$762.4K
Interest Income Securities Tax Exempt$623.0K$559.0K$554.0K$570.7K$611.3K$625.1K$580.4K$570.5K$597.9K$501.5K
Equipment Expense$1.6M$1.3M$983.0K$891.3K$775.8K$840.9K$614.5K$632.3K$644.6K$649.9K
Bank Owned Life Insurance Income$424.0K$394.0K$345.0K$229.2K$230.0K$188.1K$364.7K$161.8K$170.6K$179.6K
Fees And Commissions Mortgage Banking And Servicing$157.0K$108.0K$97.0K$214.0K$910.5K$1.0M$397.7K$271.8K$279.4K
Occupancy Net$1.2M$1.1M$875.0K$890.9K$948.8K$758.4K$771.9K$706.2K$684.2K
Gain Loss On Sales Of Loans Net$89.0K$0.00$19.0K$158.1K$6.9K$125.5K$139.5K$226.0K$223.3K$0.00
Net Change Noninterest Bearing Deposits Domestic$9.9M-$8.1M-$11.4M$2.5M$21.0M$21.3M-$2.1M-$1.7M$1.6M$4.7M
Net Change Interest Bearing Deposits Domestic-$48.2M$85.9M$68.8M-$5.2M$32.2M$30.1M$24.0M$36.6M$15.5M$22.0M
Time Deposits At Carrying Value$100.0K$100.0K$100.0K$100.0K$350.0K$850.0K$100.0K$100.0K$100.0K$100.0K
Securities Sold Under Agreements To Repurchase$4.3M$5.6M$6.8M$5.2M$5.4M$24.8M$11.0M$11.0M$21.8M$27.2M
Federal Home Loan Bank Stock$3.7M$921.0K$864.0K$1.3M$675.4K$900.5K$376.2K$575.8K$1.1M$778.3K
Deposits$720.5M$758.8M$681.0M$623.6M$626.4M$573.4M$376.6M$354.7M$319.8M$302.7M
Bank Owned Life Insurance$15.4M$15.3M$14.9M$14.6M$11.6M$11.3M$7.1M$7.1M$6.9M$6.7M
Additional Paid In Capital$32.1M$31.1M$30.4M$29.5M$28.9M$28.3M$27.8M$27.3M$26.9M$26.6M
Advances From Federal Home Loan Banks$62.7M$5.0M$5.0M$20.0M$5.0M$5.0M$3.0M$17.0M$9.0M
Other Real Estate$1.7M$1.2M$1.2M$1.2M$1.2M$1.4M$210.2K$265.5K$414.0K
Interest Paid Net$17.7M$18.0M$8.8M$2.2M$3.2M$3.5M$3.6M$2.4M$1.7M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020Q4 2019Q3 2019Q2 2019Q1 2019Q4 2018Q3 2018Q2 2018Q1 2018Q4 2017Q3 2017Q2 2017Q1 2017Q4 2016Q3 2016Q2 2016Q1 2016
Interest And Dividend Income Operating$11.0M$10.3M$9.9M$9.8M$9.2M$9.1M$8.0M$7.4M$7.1M$6.6M$6.3M$6.5M$6.7M$6.3M$6.4M$6.5M$4.8M$4.8M$4.7M$4.8M$4.7M$4.7M$4.5M$4.6M$4.5M$4.4M$4.3M$4.3M$4.2M$4.1M$4.0M$4.0M$3.9M$3.7M$3.8M
Other Noninterest Expense$500.0K$540.0K$567.0K$471.0K$524.0K$472.0K$546.0K$838.9K$833.1K$945.9K$764.9K$1.1M$740.7K$797.3K$849.0K$660.1K$690.0K$620.9K$673.8K$639.6K$677.0K$606.3K$687.1K$639.2K$594.9K$680.9K$640.3K$586.1K$595.5K$603.7K
Noninterest Income$551.0K$456.0K$514.0K$451.0K$374.0K$503.0K$383.2K$403.3K$382.4K$337.5K$441.6K$495.8K$532.0K$548.6K$556.9K$487.4K$608.2K$302.0K$393.0K$323.2K$392.4K$272.4K$290.5K$340.3K$313.0K$521.7K$303.0K$448.4K$341.1K$338.4K
Noninterest Expense$4.4M$4.7M$4.5M$4.1M$4.1M$4.1M$3.7M$3.7M$3.8M$3.8M$3.6M$3.8M$3.5M$3.5M$3.4M$4.1M$2.9M$2.9M$2.7M$2.6M$2.8M$2.6M$2.6M$2.6M$2.5M$2.6M$2.5M$2.4M$2.3M$2.3M
Labor And Related Expense$2.2M$2.2M$2.2M$1.9M$2.0M$2.0M$1.9M$1.9M$1.9M$2.0M$1.9M$1.7M$1.9M$1.8M$1.6M$1.5M$1.3M$1.4M$1.4M$1.3M$1.3M$1.3M$1.3M$1.3M$1.3M$1.2M$1.2M$1.2M$1.1M$1.1M
Interest Income Securities Taxable$1.1M$1.1M$1.1M$1.6M$1.6M$1.6M$1.1M$770.0K$805.7K$783.6K$742.1K$644.5K$426.9K$329.7K$211.2K$159.3K$191.3K$210.5K$234.3K$222.3K$152.3K$145.8K$150.0K$154.9K$189.1K$173.8K$195.7K$188.8K$207.4K$181.8K
Interest Income Securities Tax Exempt$157.0K$153.0K$156.0K$141.0K$138.0K$137.0K$137.3K$139.5K$139.8K$140.2K$140.8K$149.5K$149.4K$152.4K$160.6K$163.5K$154.7K$144.1K$150.1K$143.1K$160.6K$142.5K$142.8K$142.8K$152.5K$154.9K$147.3K$129.9K$123.2K$106.7K
Equipment Expense$370.0K$480.0K$335.0K$327.0K$328.0K$242.0K$246.9K$252.9K$239.7K$203.1K$224.6K$214.6K$198.2K$183.7K$196.7K$175.0K$165.8K$160.4K$149.2K$155.9K$155.1K$148.9K$165.4K$161.6K$156.7K$169.9K$164.8K$169.2K$165.3K$140.4K
Bank Owned Life Insurance Income$105.0K$106.0K$105.0K$103.0K$94.0K$90.0K$89.7K$88.7K$83.1K$70.5K$56.3K$53.0K$49.1K$82.9K$70.1K$42.3K$43.2K$42.0K$39.4K$242.0K$40.4K$40.9K$40.5K$39.9K$43.1K$43.3K$42.9K$46.2K$45.8K$42.7K
Fees And Commissions Mortgage Banking And Servicing$75.0K$47.0K$29.0K$43.0K$18.0K$5.0K$33.6K$33.6K$25.3K$8.2K$65.0K$122.7K$207.5K$240.7K$256.3K$272.3K$350.1K$62.3K$144.3K$72.9K$32.7K$105.1K$60.5K$54.2K$76.9K$51.0K
Occupancy Net$281.0K$280.0K$328.0K$275.0K$278.0K$246.0K$229.1K$202.1K$214.1K$229.3K$213.2K$228.4K$241.6K$245.3K$250.2K$183.7K$185.4K$183.2K$189.6K$190.5K$214.4K$168.8K$189.2K$177.5K
Gain Loss On Sales Of Loans Net$0.00$0.00$0.00$0.00$0.00$0.00$64.5K$93.6K$6.9K$0.00$0.00$0.00$63.6K$9.5K$130.0K$3.3K$60.5K$0.00$217.6K$0.00$0.00$0.00
Net Change Noninterest Bearing Deposits Domestic-$2.8M$131.0K$647.1K$8.5M$18.8M$494.1K-$2.3M-$5.2M-$4.2M-$838.4K
Net Change Interest Bearing Deposits Domestic-$20.4M-$25.1M$13.1M-$1.0M$11.2M$12.7M$12.8M$19.2M$17.1M$1.1M
Time Deposits At Carrying Value$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$100.0K$350.0K$350.0K$350.0K$350.0K$100.0K$1.6M$100.0K$100.0K$100.0K$100.0K$342.0K$342.0K$342.0K$100.0K$100.0K$100.0K
Securities Sold Under Agreements To Repurchase$2.5M$4.8M$5.5M$2.9M$2.8M$5.6M$5.4M$4.1M$3.1M$5.4M$5.6M$4.1M$10.5M$13.7M$12.6M$6.3M$11.3M$9.7M$7.6M$8.8M$9.1M$12.2M$18.5M$19.6M$23.6M$21.0M$28.0M
Federal Home Loan Bank Stock$3.1M$1.2M$715.0K$1.0M$1.4M$920.9K$863.5K$1.1M$907.5K$695.0K$695.0K$695.0K$675.4K$675.2K$675.4K$696.3K$611.3K$611.3K$503.7K$503.7K$503.7K$575.8K$682.1K$979.6K$1.0M$1.1M$893.6K
Deposits$734.1M$748.9M$735.6M$673.7M$651.2M$656.0M$644.3M$631.8M$637.3M$639.0M$629.5M$633.8M$621.9M$612.1M$603.2M$426.1M$431.2M$389.8M$372.2M$372.2M$365.2M$349.5M$340.3M$333.8M$314.1M$317.8M$315.6M
Bank Owned Life Insurance$15.6M$15.5M$15.4M$15.2M$15.1M$15.0M$14.8M$14.8M$14.7M$14.5M$11.7M$11.6M$15.2M$15.2M$15.1M$7.3M$7.2M$7.2M$7.1M$7.1M$7.1M$7.0M$7.0M$6.9M$6.9M$6.8M$6.8M
Additional Paid In Capital$31.7M$31.3M$31.3M$30.8M$30.8M$30.4M$30.0M$29.9M$29.5M$29.2M$29.2M$28.9M$28.6M$28.6M$28.3M$28.1M$28.1M$27.8M$27.6M$27.6M$27.3M$27.1M$27.1M$26.9M$26.7M$26.6M$26.6M
Advances From Federal Home Loan Banks$50.2M$10.0M$0.00$5.0M$15.0M$5.0M$5.0M$14.0M$10.0M$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M$7.0M$5.0M$5.0M$1.0M$3.0M$3.0M$3.0M$7.5M$12.5M$16.0M$18.0M$13.0M
Other Real Estate$2.8M$2.8M$1.2M$1.2M$1.2M$1.2M$1.2M$1.2M$1.2M$1.2M$1.2M$1.2M$1.4M$1.4M$1.4M$210.2K$210.2K$265.5K$265.5K$414.0K$414.0K$414.0K
Interest Paid Net$4.6M$4.0M$1.1M$585.7K$927.6K$941.0K$782.7K$487.7K

Most recent annual filing with the SEC: March 26, 2026

Data sourced from SEC EDGAR public filings as of August 6, 2026.