ING GROEP NV Financial Summary

Complete Filing Data

ING GROEP NV reported Cash And Cash Equivalents of $54.15 billion for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean ING GROEP NV did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue From Interest$51.33B$59.16B$52.40B$28.37B$21.05B$22.56B$28.16B$28.13B$44.00B$44.18B
Profit Loss Before Tax$11.79B$7.77B$6.04B$17.36B$8.39B$3.40B$5.65B$6.99B$8.09B$6.31B
Profit Loss Attributable To Owners Of Parent$8.32B$5.33B$4.14B$12.13B$5.95B$2.25B$3.90B$4.76B$5.46B$4.98B
Profit Loss Attributable To Noncontrolling Interests$275.0M$258.0M$235.0M$102.0M$128.0M$78.0M$99.0M$108.0M$82.0M$75.0M
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation$7.0M$3.0M$10.0M$15.0M-$2.0M-$7.0M$58.0M$1.0M$26.0M$5.0M
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans-$4.0M-$16.0M-$85.0M-$19.0M$95.0M$28.0M$58.0M$6.0M-$29.0M-$65.0M
Other Comprehensive Income Net Of Tax Exchange Differences On Translation-$774.0M$563.0M-$85.0M$436.0M$143.0M-$1.62B-$29.0M-$396.0M-$864.0M-$254.0M
Other Comprehensive Income Net Of Tax Cash Flow Hedges$763.0M$383.0M$1.14B-$3.16B-$1.96B$355.0M$640.0M$382.0M-$525.0M$77.0M
Other Comprehensive Income$30.0M$1.36B$985.0M-$3.15B-$1.82B-$1.60B$673.0M-$488.0M-$1.77B-$336.0M
Interest Expense$36.37B$43.87B$36.24B$13.78B$7.05B$9.01B$14.35B$14.17B$30.35B$30.94B
Income Taxes Paid Classified As Operating Activities$2.37B$2.75B$2.70B$1.47B$1.87B$1.73B$2.35B$1.60B$1.69B$1.60B
Income Tax Expense Continuing Operations$3.19B$2.18B$1.66B$5.13B$2.31B$1.07B$1.65B$2.12B$2.54B$1.71B
Comprehensive Income Attributable To Owners Of Parent$8.17B$6.65B$4.92B$9.27B$4.51B$595.0M$4.53B$4.25B$3.67B$4.71B
Comprehensive Income$8.63B$6.95B$5.36B$9.08B$4.26B$728.0M$4.67B$4.38B$3.77B$4.71B
Comprehensive Income Attributable To Noncontrolling Interests$456.0M$303.0M$444.0M-$190.0M-$247.0M$133.0M$142.0M$132.0M$109.0M$0.00
Interest Revenue Expense$14.96B$15.29B$16.16B$14.59B$14.00B$13.55B$13.81B$13.96B$13.65B$13.24B
Profit Loss From Continuing Operations$5.59B$4.37B$12.23B$6.08B$2.33B$4.00B$4.87B$5.55B$4.61B
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments-$364.0M$664.0M-$30.0M-$126.0M$96.0M-$335.0M$139.0M-$461.0M
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability-$34.0M-$46.0M-$39.0M$165.0M$37.0M-$19.0M-$116.0M$199.0M
Interest Revenue Calculated Using Effective Interest Method$43.76B$49.47B$44.66B$24.44B$18.58B$20.72B$25.06B$25.25B
Interest Expense On Other Financial Liabilities$6.65B$8.99B$7.73B$3.76B$1.97B$1.61B$3.08B$3.00B
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax$21.0M-$63.0M-$9.0M$26.0M$42.0M$34.0M$34.0M$56.0M
Interest Expenses Calculated Using Effective Interest Method$29.72B$34.88B$28.51B$10.02B$5.09B$7.40B$11.27B$11.17B
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax$457.0M-$258.0M$67.0M-$435.0M-$186.0M$25.0M-$42.0M-$177.0M
Profit Loss$8.60B$5.59B$4.37B$5.65B$6.99B$8.09B$6.75B

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Cash And Cash Equivalents$54.15B$69.07B$93.01B$95.39B$107.67B$111.57B$54.03B$47.53B$18.98B$16.16B$20.38B
Cash And Bank Balances At Central Banks$52.89B$70.35B$90.21B$87.61B$106.52B$111.09B$53.20B$49.99B$21.99B$18.14B
Intangible Assets And Goodwill$1.51B$1.33B$1.20B$1.10B$1.16B$1.39B$1.92B$1.84B$1.47B$1.48B
Equity Attributable To Owners Of Parent$54.08B$52.70B$54.68B$56.50B$52.07B$51.62B$51.00B$49.05B$48.43B$47.26B
Purchase Of Property Plant And Equipment Classified As Investing Activities$351.0M$332.0M$246.0M$231.0M$184.0M$287.0M$355.0M$286.0M$304.0M$415.0M
Cash Flows From Used In Operating Activities-$6.38B-$22.54B-$11.34B-$11.11B-$14.94B$101.24B$13.06B$6.92B-$5.25B$8.55B
Cash Flows From Used In Investing Activities-$15.70B-$6.03B-$8.55B-$5.31B$6.22B-$8.49B-$2.50B$5.45B$11.75B$6.13B
Cash Flows From Used In Financing Activities$8.25B$5.37B$18.40B$4.65B$5.39B-$34.80B-$4.15B$15.98B-$3.95B-$19.06B
Assets$1.06T$1.02T$980.30B$976.83B$949.25B$933.89B$888.52B$884.60B$843.88B$842.22B
Subordinated Liabilities$18.10B$17.88B$15.40B$15.79B$16.72B$15.81B$16.59B$13.72B$15.97B$17.22B
Repayments Of Subordinated Liabilities$2.81B$2.93B$2.89B$1.09B$2.45B$2.79B$933.0M$4.65B$2.34B$1.04B
Retained Earnings$40.02B$36.24B$40.30B$41.54B$35.46B$32.15B$29.87B$28.34B$27.02B
Purchase Of Interests In Investments Accounted For Using Equity Method$1.0M$26.0M$55.0M$48.0M$91.0M$24.0M$507.0M$97.0M$79.0M$49.0M
Adjustments For Increase Decrease In Other Liabilities$1.14B-$542.0M$2.32B-$123.0M-$304.0M-$3.86B$11.75B$4.07B-$2.45B-$2.85B
Debt Securities$151.23B$142.37B$124.67B$95.92B$91.78B$82.07B$118.53B$119.75B$96.09B
Other Liabilities$11.99B$12.37B$13.67B$13.65B$12.84B$11.61B$12.83B$13.51B$16.06B
Other Assets$7.98B$6.95B$7.12B$8.85B$6.00B$5.89B$7.02B$8.43B$13.09B
Liabilities$1.00T$970.16B$924.67B$919.83B$896.45B$881.25B$836.63B$834.75B$794.73B
Investment Accounted For Using Equity Method$1.61B$1.68B$1.51B$1.50B$1.59B$1.48B$1.79B$1.20B$1.09B
Equity And Liabilities$1.06T$1.02T$980.30B$976.83B$949.25B$933.89B$888.52B$884.60B$843.88B

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Proceeds From Issue Of Subordinated Liabilities$3.73B$4.60B$2.23B$983.0M$3.16B$2.17B$3.43B$1.86B$2.33B$2.07B
Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities$39.0M$50.0M$57.0M$83.0M$39.0M$75.0M$81.0M$17.0M$79.0M$75.0M
Proceeds From Issue Of Bonds Notes And Debentures$150.41B$124.70B$116.44B$92.71B$85.11B$65.31B$90.79B$152.54B$95.46B$106.17B
Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes-$13.83B-$23.20B-$1.48B-$11.77B-$3.34B$57.96B$6.41B$28.35B$2.55B-$4.37B
Effect Of Exchange Rate Changes On Cash And Cash Equivalents-$1.09B-$740.0M-$898.0M-$504.0M-$565.0M-$425.0M$95.0M$204.0M$260.0M$155.0M
Proceeds From Sales Of Investments Accounted For Using Equity Method$225.0M$107.0M$164.0M$58.0M$57.0M$24.0M$67.0M$116.0M$245.0M

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Diluted Earnings Loss Per Share$2.78$1.65$1.16$3.35$1.53$0.58$1.00$1.22$1.41$1.28
Basic Earnings Loss Per Share$2.78$1.65$1.16$3.35$1.53$0.58$1.00$1.22$1.41$1.28

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Trading Income Expense$5.79B$1.61B-$1.73B$12.21B$2.07B$474.0M-$159.0M$1.23B$1.51B$1.55B
Repayments Of Bonds Notes And Debentures$135.22B$113.01B$90.57B$82.84B$76.15B$99.21B$94.50B$131.17B$96.84B$123.75B
Other Reserves-$3.08B-$687.0M-$2.77B-$2.19B-$540.0M$2.34B$4.01B$3.62B$4.36B$5.90B
Other Expense By Nature$4.98B$4.94B$4.84B$5.05B$5.25B$5.34B$4.60B$5.26B$4.63B$5.58B
Noncontrolling Interests$1.26B$995.0M$944.0M$504.0M$736.0M$1.02B$893.0M$803.0M$715.0M$606.0M
Investment Income$129.0M$13.0M$95.0M$181.0M$167.0M$152.0M$188.0M$183.0M$192.0M$421.0M
Interest Received Classified As Operating Activities$51.60B$57.20B$51.03B$28.11B$21.50B$23.35B$28.96B$28.72B$45.01B$44.81B
Interest Paid Classified As Operating Activities$37.67B$41.19B$33.73B$14.19B$8.71B$9.67B$14.55B$14.95B$31.03B$31.70B
Increase Decrease Through Sharebased Payment Transactions$52.0M$45.0M$34.0M$27.0M$29.0M$22.0M$41.0M$63.0M$77.0M$82.0M
Fee And Commission Income Expense$4.60B$4.01B$3.60B$3.59B$3.52B$3.01B$2.87B$2.80B$2.71B$2.43B
Employee Benefits Expense$7.60B$7.18B$6.73B$6.15B$5.94B$5.81B$5.76B$5.42B$5.20B$5.04B
Dividends Received Classified As Operating Activities$319.0M$235.0M$205.0M$229.0M$172.0M$144.0M$219.0M$183.0M$206.0M$208.0M
Adjustments For Increase Decrease In Deposits From Customers$36.21B$41.09B$8.51B$25.06B$10.34B$39.74B$18.04B$19.71B$18.29B$23.49B
Adjustments For Decrease Increase In Loans And Advances To Customers-$58.37B-$34.40B-$5.82B-$19.30B-$27.86B$2.88B-$16.69B-$31.36B-$21.39B-$29.66B
Adjustments For Decrease Increase In Loans And Advances To Banks$3.55B-$7.74B$12.69B-$5.84B$262.0M$53.08B-$3.91B-$211.0M$3.19B-$1.50B
Increase Decrease Through Treasury Share Transactions$6.0M$2.0M-$7.0M$4.0M-$4.0M$5.0M$1.0M$4.0M-$6.0M$10.0M
Share Capital And Share Premium$17.15B$17.15B$17.15B$17.15B$17.14B$17.13B$17.12B$17.09B$17.05B$16.99B
Adjustments For Provisions$1.30B$1.19B$520.0M$1.86B$516.0M$2.68B$1.12B$656.0M$676.0M$974.0M
Adjustments For Depreciation And Amortisation Expense$665.0M$673.0M$674.0M$711.0M$834.0M$829.0M$789.0M$520.0M$520.0M$536.0M
Loans And Advances To Banks$21.20B$21.77B$16.71B$35.10B$23.59B$25.36B$35.14B$30.42B$28.81B$28.86B
Dividends Paid Classified As Financing Activities$3.88B$2.97B$3.09B$2.38B$3.0M$2.68B$2.61B$2.56B$2.52B
Deposits From Banks$18.52B$16.72B$23.26B$56.63B$85.09B$78.10B$34.83B$37.33B$36.82B$31.96B
Expense By Nature$13.89B$13.32B$12.08B$13.06B$11.71B$13.83B$11.47B$11.34B$10.51B$11.59B
Interest Income Not Using Effective Interest Method$7.57B$9.69B$7.74B$3.93B$2.47B$1.84B$3.11B$2.88B
Provisions$941.0M$774.0M$920.0M$1.05B$995.0M$691.0M$688.0M$1.01B$1.71B
Loans And Advances To Customers$727.73B$683.61B$647.31B$644.89B$625.12B$593.97B$608.03B$589.65B$571.91B
Deposits From Customers$721.37B$691.66B$650.28B$640.80B$617.40B$609.52B$574.36B$555.73B$539.83B

Most recent annual filing with the SEC: February 26, 2026

Data sourced from SEC EDGAR public filings as of August 4, 2026.