Quick Answer
Live Oak Bancshares, Inc. reported Net Income of $105.87 million for fiscal year 2025.
Live Oak Bancshares, Inc. — Key Financials by Year
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net Income | $105.87M +36.7% |
$77.47M +4.8% |
$73.90M -58.1% |
$176.21M +5.5% |
$167.00M +180.5% |
$59.54M +230.2% |
| Diluted EPS | $2.23 +32.0% |
$1.69 +3.0% |
$1.64 -58.2% |
$3.92 +5.7% |
$3.71 +159.4% |
$1.43 +225.0% |
| Total Assets | $15.13B +16.9% |
$12.94B +14.8% |
$11.27B +14.4% |
$9.86B +20.0% |
$8.21B +4.3% |
$7.87B +63.6% |
| Long-Term Debt | — | — | — | — | — | — |
| Stockholders Equity | $1.25B +25.1% |
$999.03M +10.7% |
$902.67M +11.3% |
$811.03M +13.4% |
$715.13M +25.9% |
$567.85M +6.7% |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Net Income | September 30, 2025 | $26.52M | +103.6% | +13.2% |
| Diluted EPS | September 30, 2025 | $0.55 | +96.4% | +7.8% |
| Total Assets | September 30, 2025 | $14.67B | +16.3% | +6.0% |
| Long-Term Debt | September 30, 2019 | $15.0K | -99.0% | -6.2% |
| Stockholders Equity | September 30, 2025 | $1.20B | +18.9% | +12.7% |
- Live Oak Bancshares, Inc. reported Net Income of $105.87 million for fiscal year 2025.
- Live Oak Bancshares, Inc. showed an increase of +36.7% in Net Income compared to the prior fiscal year.
- Live Oak Bancshares, Inc. reported Diluted EPS of $2.23 per share for fiscal year 2025.
- Live Oak Bancshares, Inc. showed an increase of +32.0% in Diluted EPS compared to the prior fiscal year.
- Live Oak Bancshares, Inc. reported Total Assets of $15.13 billion for fiscal year 2025.
- Live Oak Bancshares, Inc. showed an increase of +16.9% in Total Assets compared to the prior fiscal year.
- Live Oak Bancshares, Inc. reported Long-Term Debt of $16.0 thousand for fiscal year 2018.
- Live Oak Bancshares, Inc. showed a decrease of -99.9% in Long-Term Debt compared to the prior fiscal year.
- Live Oak Bancshares, Inc. reported Stockholders Equity of $1.25 billion for fiscal year 2025.
- Live Oak Bancshares, Inc. showed an increase of +25.1% in Stockholders Equity compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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