Lake Shore Bancorp, Inc. /MD/ Financial Summary

Quick Answer

Lake Shore Bancorp, Inc. /MD/ reported Net Income of $7.27 million for fiscal year 2025.

Lake Shore Bancorp, Inc. /MD/ — Key Financials by Year

Metric 2025 2024 2023
Net Income $7.27M
+47.4%
$4.93M
Diluted EPS $0.97
+49.2%
$0.65
Total Assets $727.32M
+6.1%
$685.50M
Cash and Equivalents $64.28M
+94.0%
$33.13M
Long-Term Debt $0.00
-100.0%
$10.25M
Stockholders Equity $141.64M
+57.6%
$89.87M
+4.2%
$86.27M
Shares Outstanding 7.84M
+0.8%
7.77M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $2.36M +77.1% +22.9%
Diluted EPS September 30, 2025 $0.32 +77.8% -5.9%
Total Assets September 30, 2025 $742.80M +1.1%
Cash and Equivalents September 30, 2025 $83.64M +11.0%
Long-Term Debt September 30, 2025 $2.00M +0.0%
Stockholders Equity September 30, 2025 $139.31M +55.0% +50.0%
Shares Outstanding September 30, 2025 7.83M +35.9%
  • Lake Shore Bancorp, Inc. /MD/ reported Net Income of $7.27 million for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +47.4% in Net Income compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Diluted EPS of $0.97 per share for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +49.2% in Diluted EPS compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Total Assets of $727.32 million for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +6.1% in Total Assets compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Cash and Equivalents of $64.28 million for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +94.0% in Cash and Equivalents compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Long-Term Debt of $0.00 for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed a decrease of -100.0% in Long-Term Debt compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Stockholders Equity of $141.64 million for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +57.6% in Stockholders Equity compared to the prior fiscal year.
  • Lake Shore Bancorp, Inc. /MD/ reported Shares Outstanding of 7.84 million shares for fiscal year 2025.
  • Lake Shore Bancorp, Inc. /MD/ showed an increase of +0.8% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

Last verified:

Leave a Comment