Quick Answer
Lake Shore Bancorp, Inc. /MD/ reported Net Income of $7.27 million for fiscal year 2025.
Lake Shore Bancorp, Inc. /MD/ — Key Financials by Year
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Net Income | $7.27M +47.4% |
$4.93M | — |
| Diluted EPS | $0.97 +49.2% |
$0.65 | — |
| Total Assets | $727.32M +6.1% |
$685.50M | — |
| Cash and Equivalents | $64.28M +94.0% |
$33.13M | — |
| Long-Term Debt | $0.00 -100.0% |
$10.25M | — |
| Stockholders Equity | $141.64M +57.6% |
$89.87M +4.2% |
$86.27M |
| Shares Outstanding | 7.84M +0.8% |
7.77M | — |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Net Income | September 30, 2025 | $2.36M | +77.1% | +22.9% |
| Diluted EPS | September 30, 2025 | $0.32 | +77.8% | -5.9% |
| Total Assets | September 30, 2025 | $742.80M | — | +1.1% |
| Cash and Equivalents | September 30, 2025 | $83.64M | — | +11.0% |
| Long-Term Debt | September 30, 2025 | $2.00M | — | +0.0% |
| Stockholders Equity | September 30, 2025 | $139.31M | +55.0% | +50.0% |
| Shares Outstanding | September 30, 2025 | 7.83M | — | +35.9% |
- Lake Shore Bancorp, Inc. /MD/ reported Net Income of $7.27 million for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +47.4% in Net Income compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Diluted EPS of $0.97 per share for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +49.2% in Diluted EPS compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Total Assets of $727.32 million for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +6.1% in Total Assets compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Cash and Equivalents of $64.28 million for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +94.0% in Cash and Equivalents compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Long-Term Debt of $0.00 for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed a decrease of -100.0% in Long-Term Debt compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Stockholders Equity of $141.64 million for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +57.6% in Stockholders Equity compared to the prior fiscal year.
- Lake Shore Bancorp, Inc. /MD/ reported Shares Outstanding of 7.84 million shares for fiscal year 2025.
- Lake Shore Bancorp, Inc. /MD/ showed an increase of +0.8% in Shares Outstanding compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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