Complete Filing Data
Lake Shore Bancorp, Inc. /MD/ reported Stockholders Equity of $141.64 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Lake Shore Bancorp, Inc. /MD/ did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Other Comprehensive Income Loss Tax | $601.0K | -$153.0K |
| Other Comprehensive Income Loss Net Of Tax | $2.3M | -$579.0K |
| Net Income Loss | $7.3M | $4.9M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax | $2.3M | -$574.0K |
| Other Comprehensive Income Loss Reclassification Adjustment For Recovery On Previously Impaired Investments Included In Net Income Net Of Tax | $3.0K | $5.0K |
| Interest Income Expense Net | $24.6M | $21.1M |
| Interest Income Expense After Provision For Loan Loss | $24.7M | $22.5M |
| Interest Expense Operating | $11.7M | $13.7M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $108.0K | $621.0K |
| Interest Expense Domestic Deposits | $11.6M | $13.1M |
| Income Tax Expense Benefit | $1.5M | $935.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $8.8M | $5.9M |
| Comprehensive Income Net Of Tax | $9.5M | $4.4M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|
| Other Comprehensive Income Loss Tax | $305.0K | $57.0K | $3.0K | $496.0K | -$112.0K | -$211.0K |
| Other Comprehensive Income Loss Net Of Tax | $1.1M | $213.0K | $13.0K | $1.9M | -$421.0K | -$798.0K |
| Net Income Loss | $2.4M | $1.9M | $1.1M | $1.3M | $1.1M | $1.0M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax | $1.1M | $214.0K | $1.9M | -$419.0K | ||
| Other Comprehensive Income Loss Reclassification Adjustment For Recovery On Previously Impaired Investments Included In Net Income Net Of Tax | $1.0K | $1.0K | $1.0K | $2.0K | ||
| Interest Income Expense Net | $6.4M | $6.1M | $5.4M | $5.2M | ||
| Interest Income Expense After Provision For Loan Loss | $6.6M | $6.1M | $5.6M | $5.5M | ||
| Interest Expense Operating | $3.0M | $3.0M | $3.5M | $3.5M | ||
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $18.0K | $28.0K | $139.0K | $166.0K | ||
| Interest Expense Domestic Deposits | $3.0M | $2.9M | $3.3M | $3.4M | ||
| Income Tax Expense Benefit | $487.0K | $378.0K | $258.0K | $216.0K | ||
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $2.8M | $2.3M | $1.6M | $1.3M | ||
| Comprehensive Income Net Of Tax | $3.5M | $2.1M | $3.2M | $695.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Stockholders Equity | $141.6M | $89.9M | $86.3M |
| Financing Receivable Allowance For Credit Losses | $4.9M | $5.1M | $6.5M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $64.3M | $33.1M | $53.7M |
| Interest And Fee Income Loans And Leases | $32.8M | $30.7M | |
| Treasury Stock Value Acquired Cost Method | $53.0K | $20.0K | |
| Treasury Stock Shares Acquired | 4.5K | 2.3K | |
| Dividends Common Stock Cash | $1.7M | $1.1M | |
| Equity Securities Fv Ni Unrealized Gain Loss | |||
| Treasury Stock Value | $0.00 | $13.3M | |
| Treasury Stock Common Shares | 0.00 | 1.5M | |
| Retained Earnings Accumulated Deficit | $88.4M | $82.8M | |
| Repayments Of Long Term Debt | $10.3M | $25.0M | |
| Provision For Loan Lease And Other Losses | -$180.0K | -$1.5M | |
| Property Plant And Equipment Net | $7.1M | $7.2M | |
| Other Assets | $9.2M | $10.7M | |
| Other Accounts Payable And Accrued Liabilities | $9.4M | $9.2M | |
| Notes Receivable Net | $555.4M | $544.6M | |
| Noninterest Bearing Deposit Liabilities Domestic | $96.1M | $96.4M | |
| Marketable Securities | $56.1M | $56.5M | |
| Long Term Debt | $0.00 | $10.3M | |
| Liabilities And Stockholders Equity | $727.3M | $685.5M | |
| Liabilities | $585.7M | $595.6M | |
| Interest Receivable | $3.0M | $2.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|
| Stockholders Equity | $139.3M | $92.9M | $90.7M | $89.9M | $86.9M | $86.5M |
| Financing Receivable Allowance For Credit Losses | $4.9M | $5.2M | $5.2M | $5.5M | $5.9M | $6.2M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $83.6M | $75.4M | $73.7M | $61.0M | ||
| Interest And Fee Income Loans And Leases | $8.2M | $8.5M | $7.7M | $7.7M | ||
| Treasury Stock Value Acquired Cost Method | $16.0K | $35.0K | $17.0K | |||
| Treasury Stock Shares Acquired | 1.5K | 2.9K | 2.0K | |||
| Dividends Common Stock Cash | $658.0K | $361.0K | $361.0K | $361.0K | ||
| Equity Securities Fv Ni Unrealized Gain Loss | $79.0K | $65.0K | -$4.0K | |||
| Treasury Stock Value | $0.00 | $13.1M | ||||
| Treasury Stock Common Shares | 0.00 | 1.1M | ||||
| Retained Earnings Accumulated Deficit | $87.1M | $85.4M | ||||
| Repayments Of Long Term Debt | ||||||
| Provision For Loan Lease And Other Losses | ||||||
| Property Plant And Equipment Net | $7.2M | $7.3M | ||||
| Other Assets | $10.2M | $11.0M | ||||
| Other Accounts Payable And Accrued Liabilities | $9.7M | $9.4M | ||||
| Notes Receivable Net | $552.6M | $552.4M | ||||
| Noninterest Bearing Deposit Liabilities Domestic | $89.1M | $91.5M | ||||
| Marketable Securities | $56.0M | $55.3M | ||||
| Long Term Debt | $2.0M | $2.0M | ||||
| Liabilities And Stockholders Equity | $742.8M | $734.8M | ||||
| Liabilities | $603.5M | $642.0M | ||||
| Interest Receivable | $3.0M | $2.9M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Stock Issued During Period Shares Share Based Compensation | 47.6K | 70.8K |
| Proceeds From Sale Of Foreclosed Assets | $0.00 | $42.0K |
| Proceeds From Sale Of Federal Home Loan Bank Stock | $484.0K | $1.1M |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $3.1M | $3.2M |
| Proceeds From Life Insurance Policies | $1.6M | $7.7M |
| Payments Of Dividends Common Stock | $1.7M | $1.1M |
| Payments For Repurchase Of Common Stock | $53.0K | $20.0K |
| Payments For Proceeds From Loans And Leases | $11.0M | -$12.0M |
| Net Cash Provided By Used In Operating Activities | $8.0M | $2.5M |
| Net Cash Provided By Used In Investing Activities | -$8.1M | $21.1M |
| Net Cash Provided By Used In Financing Activities | $31.3M | -$44.2M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q1 2025 | Q2 2024 |
|---|---|---|
| Stock Issued During Period Shares Share Based Compensation | 36.8K | 70.8K |
| Proceeds From Sale Of Foreclosed Assets | ||
| Proceeds From Sale Of Federal Home Loan Bank Stock | ||
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | ||
| Proceeds From Life Insurance Policies | ||
| Payments Of Dividends Common Stock | ||
| Payments For Repurchase Of Common Stock | ||
| Payments For Proceeds From Loans And Leases | ||
| Net Cash Provided By Used In Operating Activities | ||
| Net Cash Provided By Used In Investing Activities | ||
| Net Cash Provided By Used In Financing Activities |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Common Stock Dividends Per Share Declared | $0.31 | $0.40 |
| Earnings Per Share Diluted | $0.97 | $0.65 |
| Earnings Per Share Basic | $0.97 | $0.65 |
| Common Stock Shares Issued | 7.8M | 9.3M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|
| Common Stock Dividends Per Share Declared | $0.09 | $0.00 | $0.13 | $0.13 | $0.13 |
| Earnings Per Share Diluted | $0.32 | $0.34 | $0.18 | $0.19 | |
| Earnings Per Share Basic | $0.32 | $0.34 | $0.18 | $0.19 | |
| Common Stock Shares Issued | 7.8M | 6.8M | 5.0M |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| ESOP Shares Earned | 20.6K | 10.8K |
| Compensation Plan Shares Earned | 31.7K | 29.4K |
| Amortization Of ESOP Award | $263.0K | $99.0K |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value Earned Shares | 295.0K | 246.0K |
| Supplies And Postage Expense | $310.0K | $276.0K |
| Service Charges And Fees | $1.1M | $1.1M |
| Recovery On Previously Impaired Investment Securities | $4.0K | $6.0K |
| Provision For Credit Losses | -$180.0K | -$1.5M |
| Professional Fees | $1.1M | $1.4M |
| Other Noninterest Expense | $1.0M | $976.0K |
| Occupancy Net | $2.6M | $2.7M |
| Noninterest Income Other Operating Income | $68.0K | $89.0K |
| Noninterest Income | $3.3M | $3.3M |
| Noninterest Expense | $19.3M | $20.0M |
| Marketing And Advertising Expense | $58.0K | $94.0K |
| Labor And Related Expense | $11.6M | $11.5M |
| Interest Income Securities Taxable | $643.0K | $765.0K |
| Interest Income Securities Tax Exempt | $830.0K | $866.0K |
| Interest Income Deposits With Financial Institutions | $2.1M | $2.5M |
| Interest And Dividend Income Operating | $36.3M | $34.8M |
| Information Technology And Data Processing | $1.9M | $1.8M |
| Federal Deposit Insurance Corporation Premium Expense | $303.0K | $796.0K |
| Debit Card Fees | $780.0K | $816.0K |
| Communication | $321.0K | $434.0K |
| Bank Owned Life Insurance Income | $1.1M | $1.1M |
| Unrealized Gain Loss On Securities Available For Sale | $2.9M | -$726.0K |
| Unearned Esop Shares Cost | 4.7M | 938.0K |
| Stock Option Plan Expense | $295.0K | $246.0K |
| Net Decrease Increase In Advances From Borrowers For Taxes And Insurance | -$179.0K | -$82.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|
| ESOP Shares Earned | 7.6K | 2.7K | 2.7K | 2.7K | 2.7K | 2.7K |
| Compensation Plan Shares Earned | 6.3K | 7.9K | 10.6K | 10.2K | 7.8K | 1.5K |
| Amortization Of ESOP Award | $95.0K | $30.0K | $31.0K | $27.0K | $23.0K | $23.0K |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value Earned Shares | 66.0K | 76.0K | 89.0K | 82.0K | 65.0K | 15.0K |
| Supplies And Postage Expense | $94.0K | $57.0K | $62.0K | $65.0K | ||
| Service Charges And Fees | $276.0K | $273.0K | $284.0K | $287.0K | ||
| Recovery On Previously Impaired Investment Securities | $1.0K | $1.0K | $1.0K | $3.0K | ||
| Provision For Credit Losses | -$269.0K | $0.00 | -$229.0K | -$285.0K | ||
| Professional Fees | $303.0K | $251.0K | $361.0K | $397.0K | ||
| Other Noninterest Expense | $275.0K | $223.0K | $287.0K | $248.0K | ||
| Occupancy Net | $630.0K | $615.0K | $680.0K | $681.0K | ||
| Noninterest Income Other Operating Income | $18.0K | $16.0K | $11.0K | $18.0K | ||
| Noninterest Income | $1.1M | $800.0K | $791.0K | $738.0K | ||
| Noninterest Expense | $4.8M | $4.6M | $4.8M | $4.9M | ||
| Marketing And Advertising Expense | $18.0K | $15.0K | $11.0K | $16.0K | ||
| Labor And Related Expense | $2.9M | $2.9M | $2.7M | $2.7M | ||
| Interest Income Securities Taxable | $166.0K | $151.0K | $188.0K | $198.0K | ||
| Interest Income Securities Tax Exempt | $199.0K | $217.0K | $217.0K | $216.0K | ||
| Interest Income Deposits With Financial Institutions | $793.0K | $270.0K | $716.0K | $647.0K | ||
| Interest And Dividend Income Operating | $9.4M | $9.1M | $8.9M | $8.8M | ||
| Information Technology And Data Processing | $514.0K | $457.0K | $436.0K | $446.0K | ||
| Federal Deposit Insurance Corporation Premium Expense | $78.0K | $74.0K | $130.0K | $284.0K | ||
| Debit Card Fees | $198.0K | $201.0K | $212.0K | $210.0K | ||
| Communication | $76.0K | $79.0K | $104.0K | $104.0K | ||
| Bank Owned Life Insurance Income | $469.0K | $221.0K | $287.0K | $220.0K | ||
| Unrealized Gain Loss On Securities Available For Sale | ||||||
| Unearned Esop Shares Cost | 4.8M | 896.0K | ||||
| Stock Option Plan Expense | ||||||
| Net Decrease Increase In Advances From Borrowers For Taxes And Insurance |
Most recent annual filing with the SEC: March 17, 2026
Data sourced from SEC EDGAR public filings as of August 6, 2026.