Complete Filing Data
MetroCity Bankshares, Inc. reported Stockholders Equity of $544.18 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean MetroCity Bankshares, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M | $36.4M | $44.7M | $41.3M | $31.9M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $525.0K | -$399.0K | $590.0K | -$3.5M | -$208.0K | $263.0K | $148.0K | -$46.0K | -$10.0K |
| Other Comprehensive Income Loss Tax Portion Attributable To Parent1 | -$4.2M | -$3.0M | $1.8M | $6.1M | -$131.0K | $67.0K | $45.0K | $3.0K | -$3.0K |
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | -$11.5M | -$7.0M | $2.2M | $18.2M | -$363.0K | $196.0K | $103.0K | -$49.0K | -$7.0K |
| Other Comprehensive Income Loss Net Of Tax | -$11.5M | -$7.0M | $2.2M | $18.2M | -$363.0K | $196.0K | $103.0K | -$49.0K | -$7.0K |
| Investment Income Nonoperating | $10.8M | $11.8M | $10.8M | $4.3M | $885.0K | $1.4M | $3.3M | $2.2M | $1.2M |
| Interest Income Expense Net | $130.4M | $118.1M | $101.5M | $119.6M | $104.2M | $66.1M | $61.0M | $58.2M | $51.9M |
| Interest Income Expense After Provision For Loan Loss | $130.8M | $117.6M | $101.5M | $122.4M | $97.2M | $62.7M | $61.0M | $57.0M | $48.8M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term | $17.5M | $14.7M | $10.7M | $4.1M | $624.0K | $571.0K | $287.0K | $664.0K | $890.0K |
| Income Tax Expense Benefit | $24.2M | $22.8M | $20.4M | $28.6M | $20.9M | $12.4M | $16.2M | $14.7M | $18.2M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $92.7M | $87.3M | $72.0M | $91.2M | $82.6M | $48.8M | $60.9M | $56.0M | $50.1M |
| Comprehensive Income Net Of Tax | $57.0M | $57.5M | $53.8M | $80.8M | $61.3M | $36.6M | $44.8M | $41.3M | $31.9M |
| Interest Expense Customer Deposits | $80.6M | $23.6M | $3.9M | $10.9M | $22.0M | $14.0M | $7.7M | ||
| Interest Expense | $91.3M | $27.6M | $4.6M | $11.5M | $22.2M | $14.7M | $8.6M | ||
| Income Taxes Paid Net | $21.8M | $21.5M | $18.0M | $34.3M | $23.5M | $14.8M | $12.5M | $10.4M | $20.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $17.3M | $16.8M | $16.3M | $16.7M | $16.9M | $14.6M | $11.4M | $13.1M | $15.7M | $16.9M | $16.1M | $19.4M | $16.9M | $14.4M | $13.0M | $9.4M | $7.7M | $9.8M | $12.4M | $13.0M | $8.7M | $9.9M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $459.0K | -$268.0K | $41.0K | $534.0K | $16.0K | -$286.0K | -$803.0K | -$150.0K | $368.0K | -$893.0K | -$1.3M | -$1.5M | -$11.0K | $167.0K | -$210.0K | $64.0K | $470.0K | -$337.0K | $15.0K | $75.0K | $44.0K | -$4.0K |
| Other Comprehensive Income Loss Tax Portion Attributable To Parent1 | -$807.0K | -$1.3M | -$1.4M | -$4.9M | -$673.0K | $2.0M | $1.8M | $5.2M | -$1.3M | $4.6M | $773.0K | $1.5M | -$54.0K | $42.0K | -$54.0K | $21.0K | $80.0K | -$70.0K | $3.0K | $16.0K | $10.0K | -$1.0K |
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | -$2.1M | -$3.4M | -$4.2M | -$12.5M | -$1.8M | $5.1M | $4.6M | $11.1M | -$3.5M | $13.8M | $2.3M | $4.4M | -$157.0K | $125.0K | -$156.0K | $43.0K | $390.0K | -$267.0K | $12.0K | $59.0K | $34.0K | -$3.0K |
| Other Comprehensive Income Loss Net Of Tax | -$2.1M | -$3.4M | -$4.2M | -$12.5M | -$1.8M | $5.1M | $4.6M | $11.1M | -$3.5M | $13.8M | $2.3M | $4.4M | -$157.0K | $125.0K | -$156.0K | $43.0K | $390.0K | -$267.0K | $12.0K | $59.0K | $34.0K | -$3.0K |
| Investment Income Nonoperating | $2.9M | $3.0M | $2.1M | $3.4M | $3.5M | $2.2M | $3.0M | $2.6M | $1.9M | $1.0M | $711.0K | $492.0K | $196.0K | $159.0K | $170.0K | $187.0K | $196.0K | $882.0K | $907.0K | $496.0K | $868.0K | $500.0K |
| Interest Income Expense Net | $31.8M | $32.2M | $30.6M | $30.3M | $30.7M | $27.1M | $24.2M | $25.0M | $26.2M | $29.8M | $30.2M | $30.7M | $28.2M | $24.8M | $21.5M | $15.9M | $15.8M | $15.9M | $16.0M | $15.2M | $14.8M | $14.9M |
| Interest Income Expense After Provision For Loan Loss | $32.3M | $32.0M | $30.4M | $29.7M | $30.8M | $27.2M | $24.5M | $25.4M | $26.2M | $31.5M | $30.2M | $30.5M | $25.6M | $22.6M | $19.9M | $14.5M | $14.8M | $15.9M | $16.0M | $15.2M | $14.8M | $14.6M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term | $4.4M | $4.4M | $4.0M | $3.9M | $3.7M | $3.2M | $2.8M | $2.7M | $2.4M | $1.5M | $421.0K | $161.0K | $167.0K | $144.0K | $146.0K | $146.0K | $144.0K | $132.0K | $56.0K | $125.0K | $1.0K | $32.0K |
| Income Tax Expense Benefit | $6.6M | $6.8M | $5.8M | $6.0M | $6.4M | $5.8M | $4.2M | $5.5M | $5.8M | $7.0M | $5.7M | $6.6M | $5.1M | $4.7M | $4.4M | $2.9M | $2.8M | $3.6M | $4.5M | $4.5M | $3.4M | $3.5M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $23.8M | $23.7M | $22.1M | $22.7M | $23.4M | $20.4M | $15.7M | $18.6M | $21.6M | $23.9M | $21.8M | $26.0M | $22.0M | $19.1M | $17.4M | $12.3M | $10.6M | $13.4M | $16.8M | $17.4M | $12.2M | $13.3M |
| Comprehensive Income Net Of Tax | $15.2M | $13.5M | $12.1M | $4.2M | $15.2M | $19.8M | $16.1M | $24.2M | $12.2M | $30.7M | $18.4M | $23.8M | $16.7M | $14.5M | $12.8M | $9.4M | $8.1M | $9.5M | $12.4M | $13.0M | $8.8M | $9.9M |
| Interest Expense Customer Deposits | $19.7M | $22.1M | $21.7M | $19.8M | $17.4M | $7.0M | $2.4M | $1.1M | $968.0K | $919.0K | $992.0K | $2.0M | $3.1M | $4.5M | $5.9M | $5.4M | $5.1M | $3.8M | ||||
| Interest Expense | $23.4M | $25.3M | $24.6M | $22.5M | $19.7M | $8.5M | $2.8M | $1.3M | $1.1M | $1.1M | $1.1M | $2.2M | $3.2M | $4.6M | $5.9M | $5.6M | $5.1M | $3.9M | ||||
| Income Taxes Paid Net | $1.1M | $225.0K | $686.0K | $488.0K | $261.0K | $516.0K | $530.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $544.2M | $421.4M | $381.5M | $349.4M | $290.2M | $244.8M | $216.7M | $168.6M | $135.1M | $107.3M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $383.7M | $249.9M | $144.8M | $179.5M | $441.3M | $150.7M | $276.4M | $138.4M | $95.8M | $66.6M |
| Interest And Fee Income Loans And Leases | $209.5M | $200.8M | $181.9M | $142.8M | $107.9M | $75.9M | $79.3M | $70.2M | $59.1M | |
| Dividends Common Stock | $24.6M | $21.2M | $18.3M | $15.3M | $11.8M | $10.3M | $10.4M | $9.3M | $5.4M | |
| Loans And Leases Receivable Allowance | $10.1M | $6.8M | $6.6M | $6.9M | $5.5M | |||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect | $133.8M | $105.1M | -$34.7M | -$261.9M | $290.7M | -$125.7M | $138.0M | $42.6M | $29.3M | |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | $27.8M | $18.7M | $18.1M | $13.9M | $17.0M | $10.1M | ||||
| Retained Earnings Accumulated Deficit | $402.7M | $358.7M | $315.4M | $285.8M | $238.6M | $188.7M | $162.6M | $128.6M | ||
| Property Plant And Equipment Net | $29.9M | $18.3M | $18.1M | $14.3M | $13.1M | $13.9M | $14.5M | $14.4M | ||
| Other Liabilities | $42.2M | $49.5M | $52.6M | $24.0M | $42.4M | $51.2M | $31.3M | $14.3M | ||
| Other Assets | $29.4M | $10.9M | $10.6M | $9.7M | $5.0M | $5.2M | $2.4M | $2.9M | ||
| Liabilities And Stockholders Equity | $4.77B | $3.59B | $3.50B | $3.43B | $3.11B | $1.90B | $1.63B | $1.43B | ||
| Liabilities | $4.22B | $3.17B | $3.12B | $3.08B | $2.82B | $1.65B | $1.42B | $1.26B | ||
| Interest Receivable | $20.3M | $15.9M | $15.1M | $13.2M | $11.1M | $10.7M | $5.1M | $5.0M | ||
| Interest Payable Current And Noncurrent | $10.7M | $3.5M | $4.1M | $2.7M | $204.0K | $222.0K | $890.0K | $1.3M | ||
| Interest Bearing Deposit Liabilities | $2.87B | $2.20B | $2.22B | $2.05B | $1.67B | $1.02B | $1.02B | $945.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $445.9M | $436.1M | $428.0M | $407.2M | $407.2M | $396.6M | $384.7M | $373.2M | $353.0M | $349.0M | $323.1M | $310.4M | $276.2M | $264.3M | $255.4M | $237.1M | $229.4M | $223.7M | $194.4M | $184.3M | $173.4M | $160.7M | $152.8M | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $227.2M | $286.0M | $285.1M | $291.2M | $327.9M | $258.8M | $282.1M | $262.7M | $224.1M | $179.7M | $223.1M | $424.7M | $253.3M | $313.9M | $174.2M | $126.5M | $215.8M | $207.6M | $274.5M | $157.1M | $112.7M | $178.0M | |||
| Interest And Fee Income Loans And Leases | $51.0M | $50.9M | $50.3M | $50.3M | $50.5M | $50.1M | $45.7M | $44.8M | $44.0M | $37.3M | $32.3M | $31.5M | $29.1M | $25.7M | $22.5M | $17.9M | $18.8M | $19.5M | $20.9M | $20.2M | $18.8M | $18.2M | |||
| Dividends Common Stock | $6.3M | $5.9M | $5.9M | $5.1M | $5.1M | $5.1M | $4.6M | $4.5M | $4.6M | $3.8M | $3.8M | $3.8M | $3.1M | $2.6M | $2.6M | $2.3M | $2.8M | $2.8M | $2.7M | $2.4M | $2.5M | $2.5M | |||
| Loans And Leases Receivable Allowance | $18.9M | $13.9M | $15.0M | $16.7M | $16.7M | $17.0M | $16.4M | $13.9M | $11.7M | $9.3M | $7.9M | $6.9M | $6.9M | $6.5M | $6.5M | $6.9M | $6.8M | ||||||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect | $35.2M | $114.0M | $44.6M | -$16.6M | $23.5M | -$68.8M | -$25.8M | ||||||||||||||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | $17.9M | $18.7M | $18.6M | $18.6M | $18.0M | $18.0M | $17.7M | $18.1M | $18.9M | $15.0M | $16.7M | $16.7M | |||||||||||||
| Retained Earnings Accumulated Deficit | $391.0M | $380.0M | $369.1M | $348.3M | $336.7M | $324.9M | $308.6M | $301.8M | $293.1M | $279.5M | $266.4M | $254.2M | $224.7M | $210.9M | $199.1M | $181.6M | $174.5M | $169.6M | $154.7M | ||||||
| Property Plant And Equipment Net | $17.8M | $17.9M | $18.0M | $18.2M | $18.2M | $18.1M | $17.5M | $16.4M | $15.2M | $13.7M | $12.8M | $12.8M | $13.3M | $13.6M | $13.7M | $14.1M | $14.2M | $14.3M | $14.5M | ||||||
| Other Liabilities | $54.2M | $53.4M | $58.3M | $53.0M | $76.1M | $75.5M | $71.3M | $66.2M | $34.5M | $42.4M | $62.6M | $59.7M | $51.3M | $67.4M | $61.3M | $52.8M | $47.1M | $41.9M | $38.0M | ||||||
| Other Assets | $28.9M | $26.7M | $25.8M | $12.5M | $7.3M | $8.5M | $5.0M | $6.3M | $12.4M | $38.8M | $25.1M | $12.1M | $5.3M | $4.9M | $5.6M | $5.4M | $6.5M | $2.4M | $4.0M | ||||||
| Liabilities And Stockholders Equity | $3.63B | $3.62B | $3.66B | $3.57B | $3.62B | $3.65B | $3.51B | $3.48B | $3.42B | $3.35B | $3.17B | $3.14B | $2.75B | $2.52B | $2.15B | $1.74B | $1.72B | $1.60B | $1.64B | ||||||
| Liabilities | $3.18B | $3.18B | $3.23B | $3.16B | $3.21B | $3.25B | $3.13B | $3.10B | $3.07B | $3.00B | $2.84B | $2.83B | $2.47B | $2.25B | $1.90B | $1.50B | $1.49B | $1.38B | $1.45B | ||||||
| Interest Receivable | $16.9M | $16.5M | $16.5M | $15.7M | $15.3M | $15.7M | $14.6M | $13.9M | $13.6M | $11.7M | $11.0M | $10.6M | $10.7M | $10.7M | $10.5M | $8.0M | $8.3M | $5.5M | $5.5M | ||||||
| Interest Payable Current And Noncurrent | $3.6M | $3.4M | $3.5M | $3.6M | $3.5M | $3.1M | $3.9M | $3.9M | $3.7M | $1.5M | $703.0K | $207.0K | $208.0K | $202.0K | $206.0K | $310.0K | $549.0K | $760.0K | $940.0K | ||||||
| Interest Bearing Deposit Liabilities | $2.15B | $2.14B | $2.20B | $2.17B | $2.18B | $2.27B | $2.16B | $2.12B | $2.07B | $1.97B | $1.78B | $1.77B | $1.47B | $1.36B | $1.20B | $877.1M | $900.7M | $921.9M | $1.02B |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Proceeds From Sales Of Sba Loans Held For Sale | $53.1M | $76.9M | $76.3M | $34.1M | $138.0M | $143.8M | $126.8M | $98.0M | $92.3M |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $2.6M | $640.0K | $1.3M | $2.9M | $2.9M | $3.7M | $3.3M | $2.1M | $8.0M |
| Payments To Acquire Property Plant And Equipment | $674.0K | $1.3M | $4.9M | $2.4M | $384.0K | $537.0K | $1.1M | $2.9M | $5.9M |
| Payments Of Dividends Common Stock | $24.8M | $21.1M | $18.2M | $15.3M | $11.8M | $10.3M | $10.4M | $9.3M | $5.4M |
| Payments For Proceeds From Federal Home Loan Bank Stock | $2.4M | $2.4M | $353.0K | -$2.2M | $13.6M | $2.3M | $2.7M | -$4.9M | $867.0K |
| Payments For Origination Of Mortgage Loans Held For Sale | $50.0M | $74.0M | $73.0M | $32.1M | $127.1M | $137.4M | $121.3M | $121.0M | $85.9M |
| Net Cash Provided By Used In Operating Activities | $37.7M | $63.5M | $82.1M | $134.7M | $65.4M | $142.6M | $32.2M | -$161.0M | $151.8M |
| Net Cash Provided By Used In Investing Activities | $126.8M | $5.9M | -$110.3M | -$651.8M | -$930.6M | -$477.9M | -$18.3M | $109.4M | -$277.9M |
| Net Cash Provided By Used In Financing Activities | -$30.7M | $35.7M | -$6.5M | $255.3M | $1.16B | $209.6M | $124.1M | $94.2M | $155.4M |
| Increase Decrease In Sba Servicing Rights | -$524.0K | $23.0K | $166.0K | -$3.1M | $591.0K | $1.5M | -$258.0K | -$920.0K | $512.0K |
| Increase Decrease In Other Current Liabilities | -$18.6M | -$4.7M | $26.8M | -$22.0M | -$10.4M | $20.1M | $14.4M | $5.9M | $989.0K |
| Increase Decrease In Other Current Assets | $1.4M | -$977.0K | $1.6M | $7.7M | -$2.7M | $2.9M | -$480.0K | -$2.6M | $3.7M |
| Increase Decrease In Mortgage Servicing Rights | -$251.0K | -$136.0K | $2.7M | $3.8M | $5.2M | $5.1M | -$3.1M | -$8.1M | -$6.8M |
| Increase Decrease In Interest Payable Net | -$1.1M | -$635.0K | $1.4M | $2.5M | -$18.0K | -$668.0K | -$361.0K | $850.0K | $45.0K |
| Increase Decrease In Deposits | -$51.8M | $5.9M | $64.1M | $403.8M | $783.1M | $172.5M | $63.1M | $224.2M | $149.1M |
| Increase Decrease In Accrued Interest Receivable Net | $1.7M | $733.0K | $2.0M | $2.1M | $381.0K | $5.6M | $144.0K | $201.0K | $988.0K |
| Depreciation Amortization And Accretion Net | $3.5M | $3.0M | $2.7M | $3.9M | $2.8M | $2.9M | $2.7M | $899.0K | $593.0K |
| Allocated Share Based Compensation Expense | $2.9M | $2.6M | $2.4M | $1.9M | $1.4M | $1.8M | $1.5M | $1.5M | $718.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q1 2025 | Q1 2024 | Q1 2023 | Q1 2022 | Q1 2021 | Q1 2020 | Q1 2019 |
|---|---|---|---|---|---|---|---|
| Proceeds From Sales Of Sba Loans Held For Sale | $10.1M | $25.7M | $38.9M | $25.0M | $24.8M | $31.9M | $32.8M |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $2.0M | $134.0K | $421.0K | $345.0K | $185.0K | $885.0K | $212.0K |
| Payments To Acquire Property Plant And Equipment | $70.0K | $243.0K | $1.2M | $26.0K | $99.0K | $166.0K | $331.0K |
| Payments Of Dividends Common Stock | $5.8M | $5.0M | $4.5M | $3.8M | $2.6M | $2.8M | $2.4M |
| Payments For Proceeds From Federal Home Loan Bank Stock | $2.4M | $1.2M | $166.0K | -$3.9M | -$2.2M | $1.0M | $129.0K |
| Payments For Origination Of Mortgage Loans Held For Sale | $8.2M | $24.6M | $37.0M | $23.4M | $22.9M | $30.6M | $31.4M |
| Net Cash Provided By Used In Operating Activities | $11.9M | $36.4M | $25.5M | $94.4M | $25.3M | $107.9M | -$67.7M |
| Net Cash Provided By Used In Investing Activities | -$20.0M | -$25.2M | $46.9M | -$106.3M | -$235.2M | -$129.4M | $6.6M |
| Net Cash Provided By Used In Financing Activities | $43.3M | $102.9M | -$27.8M | -$4.8M | $233.5M | -$47.3M | $35.3M |
| Increase Decrease In Sba Servicing Rights | -$107.0K | $360.0K | $706.0K | $320.0K | $892.0K | -$590.0K | $54.0K |
| Increase Decrease In Other Current Liabilities | $8.2M | $22.9M | $9.4M | $16.9M | $9.7M | $10.2M | $7.6M |
| Increase Decrease In Other Current Assets | $928.0K | -$168.0K | $33.0K | $810.0K | $381.0K | -$29.0K | $341.0K |
| Increase Decrease In Mortgage Servicing Rights | -$67.0K | $336.0K | $768.0K | $822.0K | $1.3M | $1.3M | $25.0K |
| Increase Decrease In Interest Payable Net | -$11.0K | -$1.1M | $942.0K | $3.0K | -$16.0K | -$130.0K | $412.0K |
| Increase Decrease In Deposits | $232.0K | $82.9M | -$22.7M | $119.1M | $266.0M | -$64.5M | $39.7M |
| Increase Decrease In Accrued Interest Receivable Net | $640.0K | $561.0K | $471.0K | -$408.0K | -$156.0K | $433.0K | $482.0K |
| Depreciation Amortization And Accretion Net | $832.0K | $752.0K | $705.0K | $711.0K | $732.0K | $716.0K | $583.0K |
| Allocated Share Based Compensation Expense | $429.0K | $406.0K | $298.0K | $194.0K | $303.0K | $288.0K | $315.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $2.64 | $2.52 | $2.02 | $2.44 | $2.39 | $1.41 | $1.81 | $1.69 | $1.32 |
| Earnings Per Share Basic | $2.66 | $2.55 | $2.05 | $2.46 | $2.41 | $1.42 | $1.82 | $1.71 | $1.34 |
| Common Stock Dividends Per Share Declared | $0.96 | $0.83 | $0.72 | $0.60 | |||||
| Preferred Stock Shares Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Preferred Stock Shares Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Preferred Stock Shares Authorized | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | |
| Preferred Stock Par Or Stated Value Per Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.67 | $0.65 | $0.63 | $0.65 | $0.66 | $0.57 | $0.45 | $0.51 | $0.62 | $0.66 | $0.63 | $0.76 | $0.66 | $0.56 | $0.50 | $0.36 | $0.30 | $0.38 | $0.50 | $0.53 | $0.36 | $0.40 |
| Earnings Per Share Basic | $0.68 | $0.66 | $0.64 | $0.66 | $0.67 | $0.58 | $0.45 | $0.52 | $0.63 | $0.66 | $0.63 | $0.76 | $0.66 | $0.56 | $0.51 | $0.37 | $0.30 | $0.38 | $0.51 | $0.54 | $0.36 | $0.41 |
| Common Stock Dividends Per Share Declared | $0.25 | $0.23 | $0.23 | $0.20 | $0.20 | $0.20 | $0.18 | $0.18 | $0.18 | $0.15 | $0.15 | $0.15 | $0.12 | $0.10 | $0.10 | $0.09 | $0.11 | $0.11 | ||||
| Preferred Stock Shares Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||
| Preferred Stock Shares Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||
| Preferred Stock Shares Authorized | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | 10.0M | |||
| Preferred Stock Par Or Stated Value Per Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Sba Servicing Income Net | $3.6M | $4.2M | $4.8M | $1.8M | $5.9M | $6.1M | $3.7M | $3.1M | $4.5M |
| Other Income | $3.3M | $2.6M | $2.7M | $1.1M | $1.3M | $920.0K | $689.0K | $745.0K | $817.0K |
| Other Expenses | $13.9M | $12.7M | $11.7M | $12.2M | $11.5M | $8.9M | $8.7M | $9.5M | $8.8M |
| Occupancy And Equipment Expense | $5.8M | $5.5M | $4.9M | $4.9M | $5.0M | $5.1M | $4.7M | $4.1M | $3.0M |
| Noninterest Income | $25.2M | $23.1M | $18.2M | $18.1M | $33.7M | $27.2M | $39.9M | $37.6M | $32.4M |
| Noninterest Expense | $63.3M | $53.4M | $47.7M | $49.3M | $48.3M | $41.1M | $40.0M | $38.6M | $31.2M |
| Labor And Related Expense | $36.7M | $33.2M | $29.3M | $30.5M | $30.1M | $25.5M | $24.9M | $23.6M | $18.0M |
| Interest Income Operating | $220.8M | $212.9M | $192.8M | $147.2M | $108.7M | $77.6M | $83.2M | $72.9M | $60.5M |
| Interest Income Federal Funds Sold | $559.0K | $305.0K | $177.0K | $75.0K | $5.0K | $308.0K | $581.0K | $464.0K | $214.0K |
| Information Technology And Data Processing | $1.5M | $1.3M | $1.2M | $1.1M | $1.1M | $1.1M | $1.0M | $842.0K | $801.0K |
| Advertising Expense | $657.0K | $634.0K | $614.0K | $606.0K | $541.0K | $566.0K | $649.0K | $613.0K | $634.0K |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $2.9M | $2.6M | $2.4M | $1.9M | $1.4M | $1.8M | $1.5M | $1.5M | $718.0K |
| Gain Loss On Sale Of Sba Loans | $2.3M | $2.9M | $3.3M | $2.1M | $11.0M | $6.5M | $5.4M | $4.6M | $6.3M |
| Fees And Commissions And Costs Mortgage Banking And Servicing | $2.4M | $2.4M | -$193.0K | -$561.0K | -$564.0K | $1.3M | $9.3M | ||
| Life Insurance Corporate Or Bank Owned Change In Value | $2.5M | $2.3M | $1.8M | $1.7M | $1.1M | $587.0K | $470.0K | $478.0K | $510.0K |
| Interest Paid Net | $91.4M | $95.4M | $89.6M | $25.1M | $4.6M | $12.2M | $22.6M | $13.8M | $8.6M |
| Gain Loss On Sale Of Mortgage Loans | $4.0M | $1.9M | $2.0M | $2.5M | $9.1M | $5.7M | $3.0M | ||
| Sba Servicing Asset Net | $10.6M | $7.3M | $7.3M | $7.1M | $10.2M | $9.6M | $8.2M | $8.4M | |
| Noninterest Bearing Domestic Deposit Demand | $780.8M | $536.3M | $512.0M | $612.0M | $592.4M | $462.9M | $292.0M | $299.2M | |
| Mortgage Servicing Asset Net | $1.7M | $1.4M | $1.3M | $4.0M | $7.7M | $13.0M | $18.1M | $14.9M | |
| Federal Home Loan Bank Stock | $27.6M | $20.3M | $17.8M | $17.5M | $19.7M | $6.1M | $3.8M | $1.2M | |
| Federal Funds Sold | $12.8M | $13.5M | $2.7M | $28.5M | $8.8M | $9.9M | $5.9M | $8.2M | |
| Deposits | $3.65B | $2.74B | $2.73B | $2.67B | $2.26B | $1.48B | $1.31B | $1.24B |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sba Servicing Income Net | $1.2M | $642.0K | $913.0K | $1.2M | $560.0K | $1.5M | $270.0K | $1.4M | $1.8M | $1.3M | -$1.1M | $1.6M | $1.2M | $1.9M | $2.1M | $2.9M | $2.0M | $516.0K | $900.0K | $1.1M | $1.0M | $416.0K |
| Other Income | $808.0K | $963.0K | $772.0K | $907.0K | $610.0K | $511.0K | $260.0K | $570.0K | $1.1M | $444.0K | $764.0K | $492.0K | $237.0K | $513.0K | $262.0K | $148.0K | $215.0K | $259.0K | $316.0K | $146.0K | $133.0K | $142.0K |
| Other Expenses | $3.8M | $3.7M | $3.4M | $3.3M | $3.1M | $3.2M | $3.0M | $2.8M | $2.8M | $3.3M | $3.6M | $3.4M | $2.7M | $3.5M | $2.3M | $2.0M | $2.4M | $2.0M | $2.0M | $2.3M | $2.1M | $2.5M |
| Occupancy And Equipment Expense | $1.4M | $1.4M | $1.4M | $1.4M | $1.3M | $1.4M | $1.3M | $1.0M | $1.2M | $1.2M | $1.2M | $1.2M | $1.3M | $1.3M | $1.3M | $1.3M | $1.3M | $1.2M | $1.2M | $1.2M | $1.2M | $1.1M |
| Noninterest Income | $6.2M | $5.7M | $5.5M | $6.6M | $5.6M | $5.6M | $2.7M | $4.7M | $6.1M | $5.1M | $4.7M | $7.7M | $9.5M | $8.6M | $8.2M | $8.0M | $5.5M | $7.6M | $11.0M | $12.1M | $7.4M | $9.1M |
| Noninterest Expense | $14.7M | $14.1M | $13.8M | $13.7M | $13.0M | $12.4M | $11.5M | $11.5M | $10.8M | $12.7M | $13.1M | $12.2M | $13.1M | $12.1M | $10.7M | $10.2M | $9.7M | $10.1M | $10.2M | $9.9M | $10.1M | $10.4M |
| Labor And Related Expense | $9.0M | $8.6M | $8.5M | $8.5M | $8.0M | $7.4M | $6.9M | $7.1M | $6.4M | $7.8M | $7.9M | $7.1M | $8.7M | $6.9M | $6.7M | $6.4M | $5.7M | $6.5M | $6.6M | $6.0M | $6.3M | $6.4M |
| Interest Income Operating | $54.0M | $54.0M | $52.5M | $53.8M | $54.1M | $52.4M | $48.7M | $47.5M | $46.0M | $38.3M | $33.0M | $32.0M | $29.3M | $25.9M | $22.7M | $18.1M | $19.1M | $20.6M | $21.9M | $20.8M | $19.9M | $18.8M |
| Interest Income Federal Funds Sold | $144.0K | $143.0K | $140.0K | $80.0K | $34.0K | $30.0K | $35.0K | $61.0K | $44.0K | $23.0K | $4.0K | $2.0K | $1.0K | $1.0K | $2.0K | $64.0K | $61.0K | $166.0K | $144.0K | $163.0K | $155.0K | $113.0K |
| Information Technology And Data Processing | $394.0K | $329.0K | $345.0K | $311.0K | $353.0K | $294.0K | $300.0K | $353.0K | $275.0K | $270.0K | $261.0K | $277.0K | $257.0K | $283.0K | $308.0K | $287.0K | $201.0K | $277.0K | $245.0K | $227.0K | $293.0K | $214.0K |
| Advertising Expense | $161.0K | $149.0K | $167.0K | $145.0K | $157.0K | $172.0K | $143.0K | $165.0K | $146.0K | $158.0K | $126.0K | $150.0K | $131.0K | $117.0K | $145.0K | $127.0K | $140.0K | $161.0K | $142.0K | $143.0K | $170.0K | $146.0K |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $939.0K | $599.0K | $429.0K | $837.0K | $550.0K | $406.0K | $825.0K | $474.0K | $298.0K | $689.0K | $359.0K | $194.0K | $378.0K | $368.0K | $303.0K | $574.0K | $384.0K | $288.0K | $430.0K | $352.0K | $315.0K | $575.0K |
| Gain Loss On Sale Of Sba Loans | $558.0K | $643.0K | $658.0K | $1.1M | $1.1M | $244.0K | $1.1M | $2.0M | $500.0K | $1.6M | $3.4M | $2.8M | $1.9M | $2.3M | $1.3M | $1.3M | $1.4M | $1.6M | $1.3M | $621.0K | ||
| Fees And Commissions And Costs Mortgage Banking And Servicing | $516.0K | $781.0K | $618.0K | $422.0K | $1.1M | $229.0K | -$85.0K | -$51.0K | -$96.0K | -$358.0K | -$5.0K | $101.0K | $132.0K | -$957.0K | $166.0K | $235.0K | $783.0K | |||||
| Life Insurance Corporate Or Bank Owned Change In Value | $615.0K | $535.0K | $435.0K | $404.0K | $227.0K | $116.0K | $116.0K | |||||||||||||||
| Interest Paid Net | $22.0M | $26.3M | $18.8M | $1.3M | $1.2M | $4.8M | $4.6M | |||||||||||||||
| Gain Loss On Sale Of Mortgage Loans | $166.0K | $579.0K | $399.0K | $526.0K | $1.2M | $222.0K | $806.0K | $1.2M | $2.5M | $2.9M | $2.6M | $938.0K | $1.6M | |||||||||
| Sba Servicing Asset Net | $7.0M | $6.8M | $7.2M | $7.3M | $7.1M | $7.6M | $7.1M | $8.0M | $7.8M | $8.3M | $8.2M | $10.6M | $10.9M | $11.2M | $10.5M | $10.2M | $8.4M | $7.6M | $8.6M | |||
| Noninterest Bearing Domestic Deposit Demand | $544.4M | $548.9M | $540.0M | $552.5M | $564.1M | $546.8M | $559.5M | $575.3M | $577.3M | $602.2M | $620.2M | $615.7M | $640.3M | $618.1M | $546.2M | $460.7M | $449.2M | $321.0M | $311.2M | |||
| Mortgage Servicing Asset Net | $1.7M | $1.7M | $1.5M | $1.3M | $1.5M | $937.0K | $1.8M | $2.5M | $3.2M | $5.0M | $6.1M | $6.9M | $8.6M | $9.5M | $11.7M | $14.6M | $16.1M | $16.8M | $17.7M | |||
| Federal Home Loan Bank Stock | $22.7M | $22.7M | $22.7M | $20.3M | $20.3M | $19.1M | $17.8M | $15.5M | $17.7M | $15.6M | $15.6M | $15.8M | $12.2M | $8.5M | $4.0M | $5.7M | $4.9M | $4.9M | $3.8M | |||
| Federal Funds Sold | $13.2M | $12.4M | $12.7M | $12.5M | $2.8M | $4.5M | $3.0M | $12.2M | $7.9M | $15.7M | $3.1M | $5.7M | $2.3M | $4.6M | $4.4M | $17.3M | $7.4M | $6.6M | $9.6M | |||
| Deposits | $2.69B | $2.69B | $2.74B | $2.72B | $2.75B | $2.81B | $2.72B | $2.70B | $2.64B | $2.57B | $2.40B | $2.38B | $2.11B | $1.97B | $1.75B | $1.34B | $1.35B | $1.24B | $1.34B |
Most recent annual filing with the SEC: March 16, 2026
Data sourced from SEC EDGAR public filings as of August 6, 2026.