NB Bancorp, Inc. Financial Summary

Complete Filing Data

NB Bancorp, Inc. reported Stockholders Equity of $858.93 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean NB Bancorp, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Net Income *$50.3M$42.1M$9.8M$30.1M
Other Comprehensive Income Loss Net Of Tax$5.0M$3.7M$2.5M-$12.1M
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$5.0M$3.7M$2.5M-$12.1M
Investment Banking Revenue$10.5M$7.8M$7.6M$4.8M
Interest Income Expense Net$197.5M$161.2M$131.7M$105.5M
Interest Income Expense After Provision For Loan Loss$192.8M$149.1M$117.8M$98.8M
Interest Expense Deposits$132.9M$126.9M$76.4M$12.7M
Interest Expense Borrowings$5.4M$4.4M$14.1M$2.9M
Income Tax Expense Benefit$20.8M$16.5M$2.0M$6.3M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$71.1M$58.6M$11.8M$36.4M
General And Administrative Expense$7.3M$6.2M$6.3M$3.8M
Comprehensive Income Net Of Tax$55.3M$45.9M$12.3M$17.9M
Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent$4.8M$3.5M$2.8M-$13.1M
Interest Expense Operating$138.3M$131.3M$90.4M$15.5M
Amortization Of Intangible Assets$576.0K$149.0K$149.0K$111.0K
Deferred Income Tax Assets Net$48.8M$30.3M$19.1M$11.4M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022
Net Income *$15.4M$14.6M$12.7M$8.4M$9.5M$8.7M$8.5M$6.2M$8.8M$7.1M$6.7M$4.3M
Other Comprehensive Income Loss Net Of Tax$3.0M$323.0K$1.7M$4.0M$550.0K$212.0K$261.0K-$1.0M$1.1M-$4.4M-$3.1M-$5.4M
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$3.0M$323.0K$1.7M$4.0M$550.0K$212.0K$261.0K-$1.0M$1.1M-$4.4M
Investment Banking Revenue$2.5M$2.6M$2.6M$2.0M$1.9M$1.9M$1.7M$1.6M$1.7M$1.5M
Interest Income Expense Net$48.2M$47.0M$43.5M$41.3M$38.7M$38.6M$33.5M$31.7M$31.2M$28.3M
Interest Income Expense After Provision For Loan Loss$46.8M$43.8M$42.4M$38.7M$35.1M$34.2M$31.5M$27.7M$29.1M$25.5M
Interest Expense Deposits$31.3M$31.7M$32.2M$33.6M$31.6M$28.2M$20.8M$17.5M$12.3M$2.4M
Interest Expense Borrowings$2.2M$1.2M$1.1M$1.1M$821.0K$1.3M$5.3M$3.0M$2.5M$708.0K
Income Tax Expense Benefit$4.6M$4.1M$4.9M$7.0M$2.4M$3.4M$3.1M$2.2M$3.2M$2.6M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$20.0M$18.7M$17.6M$15.4M$11.8M$12.1M$11.6M$8.5M$12.0M$9.7M
General And Administrative Expense$1.5M$1.5M$1.4M$115.0K$1.7M$1.7M$1.4M$1.4M$1.4M$1.1M
Comprehensive Income Net Of Tax$18.4M$14.9M$14.4M$12.4M$10.0M$8.9M$8.7M$5.2M$9.8M$2.7M
Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent$1.8M$323.0K$1.7M$4.0M$550.0K$212.0K$286.0K-$1.0M$1.3M
Interest Expense Operating$33.5M$32.8M$33.3M$34.7M$32.4M$29.6M$26.1M$20.5M
Amortization Of Intangible Assets$37.0K$37.0K$37.0K
Deferred Income Tax Assets Net$28.6M$29.6M$29.7M$17.5M$18.9M$19.1M$12.1M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021
Stockholders Equity$858.9M$765.2M$758.0M$344.1M$326.1M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$87.4M$38.7M$32.2M$25.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$407.6M$363.9M$272.6M$156.5M$467.1M
Interest Income Debt Securities Operating$9.5M$6.9M$4.8M$5.0M
Interest And Fee Income Loans And Leases$315.0M$270.8M$212.2M$114.1M
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal$4.7M$14.9M$9.7M$6.7M
Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal-$24.0K-$2.8M$4.2M
Debt Securities Available For Sale Unrealized Gain Loss$6.4M$4.9M$3.7M-$19.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect$43.7M$91.3M$116.0M-$310.5M
Amortization Of Deferred Loan Origination Fees Net-$1.3M-$1.4M-$4.4M-$2.5M
Accumulated Other Comprehensive Income Loss Net Of Tax-$3.1M-$8.2M-$11.9M-$14.4M
Accretion Amortization Of Discounts And Premiums Investments$291.0K$336.0K$240.0K-$71.0K
Retained Earnings Accumulated Deficit$445.2M$400.5M$366.2M$358.5M
Provision For Loan Lease And Other Losses$4.7M$12.1M$13.9M$6.7M
Property Plant And Equipment Net$46.2M$34.7M$35.5M$35.3M
Prepaid Expense And Other Assets$68.1M$58.6M$53.1M$57.2M
Non Public Investments$33.7M$24.4M$38.7M$10.6M
Liabilities And Stockholders Equity$7.01B$5.16B$4.53B$3.59B
Liabilities$6.15B$4.39B$3.78B$3.25B
Interest Receivable$25.4M$19.7M$17.3M$10.8M
Cash Cash Equivalents And Federal Funds Sold$407.6M$363.9M$272.6M$156.5M
Cash And Due From Banks$325.7M$211.2M$90.5M$131.1M
Assets$7.01B$5.16B$4.53B$3.59B

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022
Stockholders Equity$737.0M$737.1M$739.6M$747.4M$734.3M$733.8M$365.7M$357.0M$351.8M$331.3M$328.6M$325.0M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$43.1M$42.6M$38.3M$37.6M$37.9M$34.3M$31.9M$31.5M$27.9M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$295.4M$258.7M$313.4M$317.0M$328.9M$315.0M$133.8M$113.5M$91.9M$67.1M
Interest Income Debt Securities Operating$2.3M$2.3M$2.3M$1.8M$1.7M$1.3M$1.1M$1.4M$1.1M$1.5M
Interest And Fee Income Loans And Leases$77.4M$74.7M$71.4M$70.5M$65.3M$64.0M$56.7M$50.0M$43.8M$29.6M
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal$1.0M$4.2M$947.0K$5.0M$4.4M$3.9M$2.0M$4.0M$2.1M
Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal$355.0K-$1.1M$211.0K-$2.4M-$762.0K$539.0K$86.0K$0.00
Debt Securities Available For Sale Unrealized Gain Loss$2.3M$295.0K$1.7M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect-$50.4M$42.4M-$64.7M
Amortization Of Deferred Loan Origination Fees Net-$233.0K-$261.0K-$1.1M
Accumulated Other Comprehensive Income Loss Net Of Tax-$3.1M-$6.1M-$6.5M-$7.1M-$11.1M-$11.7M-$14.1M
Accretion Amortization Of Discounts And Premiums Investments-$41.0K$45.0K$26.0K
Retained Earnings Accumulated Deficit$440.3M$427.7M$413.1M$382.6M$384.3M$374.9M$379.8M
Provision For Loan Lease And Other Losses$1.2M$4.4M$2.1M
Property Plant And Equipment Net$33.8M$34.3M$34.1M$34.8M$35.3M$35.1M$36.0M
Prepaid Expense And Other Assets$58.5M$58.1M$56.2M$74.6M$55.3M$56.3M$65.5M
Non Public Investments$44.5M$35.8M$24.7M$5.7M$16.1M$13.6M$10.4M
Liabilities And Stockholders Equity$5.44B$5.23B$5.24B$5.00B$4.81B$4.65B$4.23B
Liabilities$4.71B$4.49B$4.50B$4.26B$4.06B$3.92B$3.87B
Interest Receivable$21.1M$20.4M$19.5M$18.7M$19.0M$17.8M$15.8M
Cash Cash Equivalents And Federal Funds Sold$295.4M$258.7M$313.4M$317.0M$328.9M$315.0M$133.8M
Cash And Due From Banks$197.5M$157.1M$201.1M$148.2M$170.3M$163.7M$102.5M
Assets$5.44B$5.23B$5.24B$5.00B$4.81B$4.65B$4.23B

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$67.5M$80.1M$103.6M$170.6M
Proceeds From Loan Originations Net Of Repayments$506.0M$463.9M$883.0M$914.0M
Payments To Acquire Property Plant And Equipment$3.4M$1.9M$2.9M$8.5M
Payments To Acquire Available For Sale Securities Debt$101.5M$143.0M$43.6M$174.1M
Payments For Proceeds From Non Public Investments-$2.6M$4.2M-$6.7M-$17.7M
Net Cash Provided By Used In Operating Activities$60.8M$43.2M$52.9M$39.7M
Net Cash Provided By Used In Investing Activities-$519.1M-$546.4M-$831.6M-$668.0M
Net Cash Provided By Used In Financing Activities$502.0M$594.5M$894.8M$317.8M
Increase Decrease In Prepaid Deferred Expense And Other Assets-$5.1M$6.5M-$8.2M$26.9M
Increase Decrease In Deposits$540.1M$790.3M$500.7M$24.5M
Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance$4.0K$320.0K$165.0K$414.0K
Increase Decrease In Accrued Retirement Liabilities-$3.3M$4.6M$7.4M$3.9M
Increase Decrease In Accrued Liabilities And Other Operating Liabilities-$8.9M-$12.5M$22.1M$27.2M
Increase Decrease In Accrued Interest Receivable Net$1.1M$2.4M$6.5M$3.3M
Share Based Compensation$2.9M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ1 2025Q1 2024Q1 2023
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$8.6M$6.5M$29.0M
Proceeds From Loan Originations Net Of Repayments$134.2M$67.6M$200.3M
Payments To Acquire Property Plant And Equipment$108.0K$270.0K$1.4M
Payments To Acquire Available For Sale Securities Debt$12.8M$23.9M$26.7M
Payments For Proceeds From Non Public Investments-$346.0K$10.4M$418.0K
Net Cash Provided By Used In Operating Activities$9.9M-$11.4M$8.3M
Net Cash Provided By Used In Investing Activities-$138.5M-$74.6M-$193.9M
Net Cash Provided By Used In Financing Activities$78.2M$128.5M$120.9M
Increase Decrease In Prepaid Deferred Expense And Other Assets-$3.3M$3.0M-$2.1M
Increase Decrease In Deposits$149.0M$384.5M$254.1M
Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance-$85.0K$71.0K-$197.0K
Increase Decrease In Accrued Retirement Liabilities-$3.5M-$46.0K-$274.0K
Increase Decrease In Accrued Liabilities And Other Operating Liabilities-$5.6M-$22.0M-$4.9M
Increase Decrease In Accrued Interest Receivable Net-$152.0K$559.0K$820.0K
Share Based Compensation

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Weighted Average Number Of Shares Outstanding Basic37.4M39.4M42.0M
Weighted Average Number Of Diluted Shares Outstanding37.6M39.4M42.0M
Earnings Per Share Diluted$1.34$1.07$0.23
Earnings Per Share Basic$1.34$1.07$0.23

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Weighted Average Number Of Shares Outstanding Basic35.4M37.2M38.8M39.3M39.3M39.7M
Weighted Average Number Of Diluted Shares Outstanding35.6M37.6M38.8M39.3M39.3M39.7M
Earnings Per Share Diluted$0.43$0.39$0.33$0.21$0.24$0.22
Earnings Per Share Basic$0.43$0.39$0.33$0.21$0.24$0.22

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Occupancy And Equipment Expenses$6.6M$5.6M$5.2M$4.4M
Noninterest Income Other Operating Income$852.0K$1.7M$64.0K$22.0K
Noninterest Income$16.2M$12.6M$15.4M$8.9M
Noninterest Expense Directors And Professional Fees$10.5M$8.6M$6.2M$4.8M
Noninterest Expense$137.9M$103.0M$121.3M$71.3M
Labor And Related Expense$77.5M$67.3M$68.3M$47.5M
Interest And Dividend Income Operating$335.7M$292.5M$222.2M$121.0M
Information Technology And Data Processing$11.5M$9.0M$7.5M$5.7M
Gain Loss On Sale Of Derivatives$1.5M$1.7M$2.2M$1.3M
Fees And Commissions Mortgage Banking And Servicing$53.0K$1.0M$581.0K$595.0K
Federal Deposit Insurance Corporation Premium Expense$3.4M$2.8M$4.7M$1.8M
Bank Owned Life Insurance Income$3.3M$2.3M$1.5M$1.2M
Marketing And Advertising Expense$3.8M$3.5M$23.1M$3.4M
Provision For Loan Losses Expensed$4.7M$12.1M$13.9M$6.7M
Other Depreciation And Amortization$3.0M$2.8M$2.7M$2.4M
Life Insurance Corporate Or Bank Owned Change In Value$3.3M$2.3M$1.5M$1.2M
Interest Paid Net$143.3M$128.3M$88.7M$6.6M
Federal Funds Sold$81.9M$152.7M$182.1M$25.5M
Deposits$5.85B$4.18B$3.39B$2.89B
Bank Owned Life Insurance$104.3M$102.8M$50.5M$49.0M
Advances From Federal Home Loan Banks$196.2M$120.8M$283.3M$293.1M
Advance Payments By Borrowers For Taxes And Insurance$5.2M$4.5M$4.2M$4.1M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022
Occupancy And Equipment Expenses$1.6M$1.5M$1.6M$1.4M$1.5M$1.3M$1.3M$1.3M$1.4M$1.1M
Noninterest Income Other Operating Income$21.0K$172.0K$8.0K$14.0K$12.0K$623.0K$24.0K$11.0K$11.0K$35.0K
Noninterest Income$3.6M$4.2M$3.9M$1.3M$3.0M$3.5M$3.1M$3.1M$5.9M$2.2M
Noninterest Expense Directors And Professional Fees$2.9M$2.9M$2.1M$2.0M$2.3M$1.9M$1.6M$1.7M$1.7M$986.0K
Noninterest Expense$30.4M$29.3M$28.7M$24.6M$26.2M$25.6M$23.1M$22.3M$23.0M$18.0M
Labor And Related Expense$18.6M$18.6M$19.1M$17.2M$16.7M$17.6M$14.7M$14.4M$15.0M$12.0M
Interest And Dividend Income Operating$81.7M$79.8M$76.9M$76.0M$71.1M$68.2M$59.6M$52.2M$46.0M$31.5M
Information Technology And Data Processing$2.9M$2.5M$2.8M$2.2M$2.3M$2.0M$2.0M$1.7M$1.7M$1.5M
Gain Loss On Sale Of Derivatives$208.0K$524.0K$88.0K$375.0K$265.0K$487.0K$950.0K$1.0M$107.0K$188.0K
Fees And Commissions Mortgage Banking And Servicing$193.0K$141.0K$176.0K$367.0K$428.0K$110.0K$101.0K$138.0K$230.0K$143.0K
Federal Deposit Insurance Corporation Premium Expense$928.0K$883.0K$813.0K$812.0K$633.0K$361.0K$1.2M$937.0K$692.0K$434.0K
Bank Owned Life Insurance Income$631.0K$787.0K$1.0M$414.0K$404.0K$401.0K$374.0K$372.0K$371.0K$410.0K
Marketing And Advertising Expense$949.0K$954.0K$846.0K$842.0K$1.1M$742.0K$918.0K$864.0K$1.2M$822.0K
Provision For Loan Losses Expensed$1.4M$3.2M$1.2M$2.6M$3.7M$4.4M$2.0M$4.0M$2.1M
Other Depreciation And Amortization$693.0K$695.0K$691.0K
Life Insurance Corporate Or Bank Owned Change In Value$1.0M$401.0K$371.0K
Interest Paid Net$36.6M$30.3M$27.5M
Federal Funds Sold$97.8M$101.6M$112.3M$168.9M$158.7M$151.4M$31.4M
Deposits$4.57B$4.27B$4.33B$4.04B$3.92B$3.77B$3.44B
Bank Owned Life Insurance$56.3M$55.7M$103.7M$101.7M$51.3M$50.9M$50.1M
Advances From Federal Home Loan Banks$41.5M$127.6M$90.8M$116.3M$60.8M$60.8M$345.6M
Advance Payments By Borrowers For Taxes And Insurance$4.5M$4.1M$4.5M$4.4M$4.0M$4.3M$4.0M

Most recent annual filing with the SEC: March 3, 2026

Data sourced from SEC EDGAR public filings as of August 8, 2026.