NBT BANCORP INC Financial Summary

Quick Answer

NBT BANCORP INC reported Net Income of $169.24 million for fiscal year 2025.

NBT BANCORP INC — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $169.24M
+20.3%
$140.64M
+18.4%
$118.78M
-21.9%
$152.00M
-1.9%
$154.88M
+48.4%
$104.39M
-13.7%
Diluted EPS $3.33
+12.1%
$2.97
+12.1%
$2.65
-24.7%
$3.52
-0.6%
$3.54
+49.4%
$2.37
-13.5%
Total Assets $16.00B
+16.0%
$13.79B
+3.6%
$13.31B
+13.4%
$11.74B
-2.3%
$12.01B
+9.9%
$10.93B
+12.5%
Cash and Equivalents $672.68M
+210.2%
Long-Term Debt
Stockholders Equity $1.90B
+24.2%
$1.53B
+7.0%
$1.43B
+21.5%
$1.17B
-6.1%
$1.25B
+5.3%
$1.19B
+6.0%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $54.47M +43.0% +142.0%
Diluted EPS September 30, 2025 $1.03 +28.7% +134.1%
Total Assets September 30, 2025 $16.11B +16.4% +0.6%
Cash and Equivalents September 30, 2021 $1.35B +118.0% +26.2%
Long-Term Debt September 30, 2018 $73.75M -17.1% -0.0%
Stockholders Equity September 30, 2025 $1.85B +21.8% +2.7%
  • NBT BANCORP INC reported Net Income of $169.24 million for fiscal year 2025.
  • NBT BANCORP INC showed an increase of +20.3% in Net Income compared to the prior fiscal year.
  • NBT BANCORP INC reported Diluted EPS of $3.33 per share for fiscal year 2025.
  • NBT BANCORP INC showed an increase of +12.1% in Diluted EPS compared to the prior fiscal year.
  • NBT BANCORP INC reported Total Assets of $16.00 billion for fiscal year 2025.
  • NBT BANCORP INC showed an increase of +16.0% in Total Assets compared to the prior fiscal year.
  • NBT BANCORP INC reported Cash and Equivalents of $672.68 million for fiscal year 2020.
  • NBT BANCORP INC showed an increase of +210.2% in Cash and Equivalents compared to the prior fiscal year.
  • NBT BANCORP INC reported Long-Term Debt of $73.72 million for fiscal year 2018.
  • NBT BANCORP INC showed a decrease of -17.0% in Long-Term Debt compared to the prior fiscal year.
  • NBT BANCORP INC reported Stockholders Equity of $1.90 billion for fiscal year 2025.
  • NBT BANCORP INC showed an increase of +24.2% in Stockholders Equity compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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