NORTHPOINTE BANCSHARES INC Financial Summary

Complete Filing Data

NORTHPOINTE BANCSHARES INC reported Stockholders Equity of $569.04 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean NORTHPOINTE BANCSHARES INC did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax$37.0K$195.0K$49.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax$125.0K$529.0K-$115.0K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$125.0K$477.0K-$115.0K
Net Income Loss Available To Common Stockholders Basic$71.6M$47.2M$24.1M
Net Income Loss$83.4M$55.2M$33.8M
Interest Income Expense Net$150.7M$114.2M$101.2M
Interest Income Expense After Provision For Loan Loss$148.6M$114.5M$102.7M
Interest Expense Subordinated Notes And Debentures$3.1M$3.9M$4.6M
Interest Expense Operating$229.5M$203.3M$166.2M
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term$49.6M$48.3M$37.7M
Interest Expense Deposits$176.7M$151.1M$123.9M
Income Tax Expense Benefit$27.0M$17.7M$10.9M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$110.4M$72.9M$44.7M
Deferred Income Tax Expense Benefit$272.0K-$20.8M-$1.9M
Comprehensive Income Net Of Tax$83.5M$55.6M$33.6M
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax$0.00$31.0K$0.00
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Net Of Tax$0.00$52.0K$0.00
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$162.0K$724.0K
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax$0.00$83.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax-$8.0K$45.0K$4.0K$89.0K$36.0K$9.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax-$25.0K$146.0K$14.0K$286.0K$115.0K$18.0K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent-$25.0K$146.0K$14.0K$286.0K$52.0K$18.0K
Net Income Loss Available To Common Stockholders Basic$20.1M$18.0M$15.0M$17.1M$11.4M$9.8M
Net Income Loss$22.2M$20.3M$17.2M$18.7M$13.2M$12.3M
Interest Income Expense Net$40.3M$36.5M$30.4M$28.4M$28.6M$27.2M
Interest Income Expense After Provision For Loan Loss$39.5M$35.9M$29.1M$28.2M$28.3M$27.6M
Interest Expense Subordinated Notes And Debentures$679.0K$678.0K$887.0K$1.3M$791.0K$792.0K
Interest Expense Operating$61.5M$56.6M$48.8M$54.9M$50.3M$45.4M
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term$12.7M$12.3M$11.6M$12.7M$12.0M$11.1M
Interest Expense Deposits$48.2M$43.6M$36.3M$40.9M$37.5M$33.5M
Income Tax Expense Benefit$7.0M$6.3M$5.3M$5.9M$4.2M$4.0M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$29.2M$26.7M$22.6M$24.6M$17.4M$16.2M
Deferred Income Tax Expense Benefit-$482.0K$211.0K-$551.0K-$1.4M-$18.6M$0.00
Comprehensive Income Net Of Tax$22.1M$20.5M$17.3M$19.0M$13.3M$12.3M
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Tax$0.00$0.00$0.00$20.0K
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Net Of Tax$0.00$0.00$0.00$63.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax-$33.0K$191.0K$375.0K$151.0K
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax$0.00$0.00$0.00$83.0K

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Stockholders Equity$569.0M$462.5M$430.6M$417.3M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$10.4M$11.2M$12.3M$6.4M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$496.5M$376.3M$351.9M$274.2M
Gains Losses On Extinguishment Of Debt$2.0M$1.7M$0.00
Preferred Stock Dividends Income Statement Impact$11.8M$8.0M$9.7M
Interest And Fee Income Loans And Leases$351.2M$285.5M$237.4M
Gain Loss On Sale Of Notes Receivable$77.2M$56.7M$78.0M
Dividends Preferred Stock Cash$8.2M$9.0M$9.7M
Dividends Common Stock Cash$3.2M$2.6M$2.6M
Assets$7.02B$5.22B$4.76B
Gain Loss On Servicing Assets-$3.0M-$3.3M-$14.0M
Retained Earnings Accumulated Deficit$364.4M$296.0M$251.4M
Repayments Of Subordinated Debt$15.0M$20.0M$17.3M
Property Plant And Equipment Net$27.6M$27.3M$29.3M
Other Liabilities$43.9M$32.8M$63.8M
Other Assets$73.7M$90.1M$72.5M
Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal$2.1M-$328.0K
Noninterest Bearing Deposit Liabilities$276.0M$208.9M$253.1M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Stockholders Equity$623.5M$604.3M$586.5M$454.8M$445.8M$439.8M
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest$12.3M$12.4M$12.3M$12.2M$12.3M$12.6M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$419.2M$415.7M$321.5M$440.8M$353.4M$244.8M
Gains Losses On Extinguishment Of Debt$2.0M$1.7M$0.00
Preferred Stock Dividends Income Statement Impact$2.0M$2.3M$2.2M$1.6M$1.8M$2.4M
Interest And Fee Income Loans And Leases$94.0M$86.3M$72.1M$75.0M$70.7M$64.9M
Gain Loss On Sale Of Notes Receivable$21.0M$19.4M$18.6M$24.6M$13.7M$11.4M
Dividends Preferred Stock Cash$2.0M$2.3M$2.2M$1.6M$1.8M$2.4M
Dividends Common Stock Cash$859.0K$859.0K$641.0K$642.0K$644.0K$643.0K
Assets$6.84B$6.43B$5.86B$5.39B$5.22B$4.87B
Gain Loss On Servicing Assets-$302.0K-$707.0K-$915.0K-$1.8M
Retained Earnings Accumulated Deficit$346.8M$327.6M$310.4M
Repayments Of Subordinated Debt$15.0M$0.00
Property Plant And Equipment Net$27.7M$27.5M$27.0M
Other Liabilities$45.5M$45.3M$47.3M
Other Assets$73.3M$74.2M$71.8M
Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal$828.0K$583.0K$178.0K$298.0K
Noninterest Bearing Deposit Liabilities$235.7M$201.4M$232.6M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Proceeds From Sale Of Available For Sale Securities Debt$4.0M$10.9M$0.00
Proceeds From Sale Of Mortgage Servicing Rights MSR$0.00$80.8M$0.00
Proceeds From Stock Options Exercised$38.0K$155.0K$0.00
Proceeds From Sale Of Other Real Estate$3.3M$238.0K$790.0K
Proceeds From Sale Of Loans Held For Sale$2.25B$1.94B$3.34B
Proceeds From Lender Risk Account$2.6M$6.2M$1.7M
Proceeds From Federal Home Loan Bank Borrowings$1.20B$355.0M$350.0M
Payments To Acquire Property Plant And Equipment$2.8M$1.1M$2.8M
Payments To Acquire Federal Home Loan Bank Stock$10.5M$2.1M$2.1M
Payments Of Dividends Preferred Stock And Preference Stock$8.2M$9.0M$9.7M
Payments Of Dividends Common Stock$3.2M$2.6M$2.6M
Payments For Repurchase Of Preferred Stock And Preference Stock$82.2M$11.6M$0.00
Payments For Proceeds From Loans Receivable$1.62B$547.2M$752.1M
Payments For Origination Of Mortgage Loans Held For Sale$2.25B$1.88B$2.81B
Payments For Lender Risk Account$1.1M$2.1M$1.6M
Net Cash Provided By Used In Operating Activities$44.3M$19.8M$504.2M
Net Cash Provided By Used In Investing Activities-$1.63B-$458.2M-$750.7M
Net Cash Provided By Used In Financing Activities$1.71B$462.8M$324.2M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Proceeds From Sale Of Available For Sale Securities Debt$4.0M$0.00$0.00$0.00$5.8M$5.8M
Proceeds From Sale Of Mortgage Servicing Rights MSR$0.00$0.00$0.00$80.8M
Proceeds From Stock Options Exercised$14.0K$0.00
Proceeds From Sale Of Other Real Estate$2.1M$0.00
Proceeds From Sale Of Loans Held For Sale$444.9M$366.5M
Proceeds From Lender Risk Account$628.0K$2.3M
Proceeds From Federal Home Loan Bank Borrowings$80.0M$50.0M
Payments To Acquire Property Plant And Equipment$322.0K$557.0K
Payments To Acquire Federal Home Loan Bank Stock$0.00$2.1M
Payments Of Dividends Preferred Stock And Preference Stock$2.2M$2.4M
Payments Of Dividends Common Stock$641.0K$643.0K
Payments For Repurchase Of Preferred Stock And Preference Stock$4.8M$0.00
Payments For Proceeds From Loans Receivable$717.5M$193.9M
Payments For Origination Of Mortgage Loans Held For Sale$420.7M$376.2M
Payments For Lender Risk Account$400.0K$210.0K
Net Cash Provided By Used In Operating Activities$54.4M-$939.0K
Net Cash Provided By Used In Investing Activities-$715.5M-$188.6M
Net Cash Provided By Used In Financing Activities$606.3M$82.4M

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023
Earnings Per Share Diluted$2.11$1.83$0.93
Earnings Per Share Basic$2.14$1.83$0.94
Common Stock Dividends Per Share Declared$0.10$0.10$0.10

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Earnings Per Share Diluted$0.57$0.51$0.49$0.66$0.44$0.38
Earnings Per Share Basic$0.58$0.52$0.50$0.67$0.44$0.38
Common Stock Dividends Per Share Declared$0.03$0.03$0.03$0.03$0.03$0.03

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022
Servicing Asset At Amortized Value$17.0M$15.1M$95.3M$101.8M
Servicing Fees Net1$4.7M$8.9M$10.3M
Professional Fees$6.2M$4.1M$4.9M
Other Taxes And Insurance Noninterest Expense$7.6M$7.0M$7.0M
Other Noninterest Expense$13.1M$12.2M$18.9M
Occupancy Net$3.4M$4.5M$6.9M
Noninterest Income Other Operating Income$2.2M$128.0K$533.0K
Noninterest Income$91.0M$72.9M$95.1M
Noninterest Expense$129.2M$114.6M$153.1M
Labor And Related Expense$90.2M$77.8M$104.3M
Interest Income Securities Taxable$463.0K$637.0K$923.0K
Interest Income Operating$380.2M$317.5M$267.4M
Information Technology And Data Processing$8.7M$9.0M$11.1M
Fees And Commissions Transfers And Servicing$6.0M$5.4M$3.6M
Fees And Commissions Depositor Accounts1$890.0K$1.8M$2.7M
Depreciation$2.5M$2.8M$3.0M
Transfer Of Loans Held For Sale To Portfolio Loans1$13.8M$179.8M$160.0M
Unrealized Gain Loss On Derivatives-$1.1M$3.0M-$2.6M
Transfer To Other Real Estate$1.9M$3.5M$217.0K
Stock Repurchased And Retired During Period Value$82.2M$11.6M
Repayments Of Federal Home Loan Bank Borrowings$1.03B$369.5M$0.00
Rebooked Loans Over90Days$1.1M-$22.8M$20.0M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024
Servicing Asset At Amortized Value$16.8M$16.4M$15.5M$11.7M$12.9M$94.0M
Servicing Fees Net1$1.1M$1.5M$995.0K-$289.0K$2.4M$3.9M
Professional Fees$1.7M$1.8M$1.2M$1.1M$1.1M$1.1M
Other Taxes And Insurance Noninterest Expense$2.0M$1.2M$1.8M$1.6M$1.5M$1.8M
Other Noninterest Expense$3.3M$3.4M$2.8M$2.6M$1.7M$3.2M
Occupancy Net$811.0K$918.0K$972.0K$1.0M$1.1M$1.3M
Noninterest Income Other Operating Income$285.0K-$32.0K$2.0M-$445.0K-$1.1M-$20.0K
Noninterest Income$24.0M$22.4M$22.9M$25.8M$16.9M$16.6M
Noninterest Expense$34.4M$31.7M$29.4M$29.4M$27.8M$28.0M
Labor And Related Expense$24.3M$22.2M$20.4M$20.8M$20.0M$18.0M
Interest Income Securities Taxable$87.0K$157.0K$1.8M$157.0K$155.0K$1.7M
Interest Income Operating$101.8M$93.1M$79.2M$83.4M$78.9M$72.6M
Information Technology And Data Processing$2.2M$2.2M$2.1M$2.2M$2.3M$2.5M
Fees And Commissions Transfers And Servicing$1.5M$1.4M$1.1M$1.5M$1.3M$945.0K
Fees And Commissions Depositor Accounts1$217.0K$239.0K$180.0K$363.0K$516.0K$508.0K
Depreciation$615.0K$613.0K$662.0K$697.0K$716.0K$736.0K
Transfer Of Loans Held For Sale To Portfolio Loans1$2.2M$10.1M
Unrealized Gain Loss On Derivatives$560.0K$3.2M
Transfer To Other Real Estate$0.00$2.1M
Stock Repurchased And Retired During Period Value$4.8M$7.7M$4.8M
Repayments Of Federal Home Loan Bank Borrowings$100.5M$0.00
Rebooked Loans Over90Days$232.0K$9.9M

Most recent annual filing with the SEC: March 27, 2026

Data sourced from SEC EDGAR public filings as of August 5, 2026.