Nu Holdings Ltd. Financial Summary

Complete Filing Data

Nu Holdings Ltd. reported Cash And Cash Equivalents of $9.19 billion for FY2024.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Nu Holdings Ltd. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020FY2019
Total Cost Of Financial And Transactional Services Provided$6.26B$4.54B$3.13B$965.1M$410.2M$364.2M
Sales And Marketing Expense$246.4M$171.0M$153.0M$79.6M$19.4M-$41.8M
Profit Loss From Continuing Operations-$1.97B-$1.03B$364.6M$165.3M-$171.5M-$92.5M
Profit Loss Before Tax$2.80B$1.54B-$308.9M-$170.2M-$193.2M-$129.3M
Profit Loss Attributable To Owners Of Parent$1.97B$1.03B-$364.6M-$165.0M-$171.5M-$92.5M
Profit Loss$1.97B$1.03B-$364.6M-$165.3M-$171.5M-$92.5M
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net Of Tax-$984.6M$294.1M-$28.4M-$11.7M-$50.3M-$12.5M
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax-$40.0K$29.0K$2.0M-$1.1M-$219.0K-$249.0K
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax-$984.6M$294.1M-$30.4M-$10.7M-$50.1M-$12.3M
Other Comprehensive Income Attributable To Owners Of Parent$987.5M$1.32B-$393.0M-$176.7M-$221.8M-$105.1M
Interest Expense$2.83B$2.04B$1.55B$367.3M$113.9M-$109.7M
Income Tax Paid$1.26B$612.4M$297.1M$52.3M$7.9M$3.5M
Income Tax Expense Continuing Operations$823.1M$508.5M$55.7M-$4.8M$21.7M$36.8M
Gross Profit$5.25B$3.49B$1.66B$732.9M$326.9M$247.9M
Comprehensive Income$987.5M$1.32B-$393.1M-$177.1M-$221.8M-$105.1M
Adjustments For Reconcile Profit Loss$5.32B$3.28B$1.36B$293.5M$103.5M$111.5M
Other General And Administrative Expenses$1.26B$1.04B$977.7M$628.9M-$226.0M
Financial Assets At Fair Value Through Other Comprehensive Income1$3.6M$30.3M-$24.0M$1.7M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020FY2019FY2018
Cash And Cash Equivalents$9.19B$5.92B$4.17B$2.71B$2.34B$1.25B$379.2M
Reserve Of Cash Flow Hedges Continuing Hedges1$10.3M$19.9M-$9.0M$1.4M$48.0K$1.0K
Other Liabilities1-$1.11B-$1.28B-$979.3M-$417.2M$57.8M$52.4M
Other Cash Payments To Acquire Equity Or Debt Instruments Of Other Entities Classified As Investing Activities$5.4M$20.2M$20.0M$6.0M$3.1M$2.4M
Lease Payments$7.1M$6.9M$5.0M$4.4M$4.6M$2.0M
Interest Accrued$179.2M$103.6M$32.5M$11.1M$39.5M$17.7M
Intangible Assets Other Than Goodwill$347.6M$295.9M$182.2M$72.3M$12.4M
Gains Losses On Cash Flow Hedges Before Tax1$10.3M$19.9M-$9.0M$1.4M$48.0K$1.0K
Gains Losses On Cash Flow Hedges Before Tax-$40.0K$29.0K$2.0M-$1.1M-$219.0K-$249.0K
Foreign Exchange Rate Changes On Cash And Cash Equivalents$466.1M$236.7M$184.2M$104.4M-$101.1M-$15.3M
Deferred Tax Expense Income1$13.4M-$3.6M-$2.8M$1.0M$31.0K-$1.0K
Deferred Tax Expense Income-$713.4M-$675.7M-$417.6M-$224.7M$44.0M$40.3M
Deferred Income1$3.8M$25.9M$11.3M$4.8M$3.6M$10.3M
Cash Flows From Used In Operating Activities$2.40B$1.27B$755.6M-$2.92B$974.5M$276.1M
Cash Flows From Used In Investing Activities-$330.6M-$177.0M-$127.2M-$154.2M-$16.3M-$4.7M
Cash Flows From Used In Financing Activities$727.7M$425.2M$654.0M$3.34B$240.1M$611.2M
Adjustments For Deferred Tax Expense-$713.4M-$675.7M-$417.6M-$224.7M-$44.0M-$40.3M
Adjustments For Decrease Increase In Other Operating Receivables-$5.87B-$7.88B-$5.21B-$2.57B-$470.2M-$1.41B
Adjustments For Decrease Increase In Other Assets$369.2M-$61.0M-$772.4M-$64.1M$78.3M-$166.2M
Goodwill$414.3M$397.5M$397.4M$401.9M$831.0K
Payables To Network-$528.5M$2.82B$2.22B$1.60B$312.6M
Other Deferred Tax Expense Income1-$1.5M$2.0M$2.0M$1.3M
Gains Losses On Remeasuring Availableforsale Financial Assets Before Tax1$2.1M$32.2M-$22.1M$3.0M
Gains Losses On Financial Assets Reclassified Out Of Financial Assets At Fair Value Through Profit Or Loss Recognised In Profit Or Loss-$13.0M$18.0M-$242.0K-$8.2M-$1.5M
Acquisition Of Subsidiary Net Of Cash Acquired$5.6M$10.3M$114.5M$8.3M
Acquisition Of Intangible Assets$156.8M$94.3M$22.5M$4.9M$2.3M
Tax Liabilities$1.10B$1.30B$511.0M$241.2M$30.8M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020FY2019
Proceeds From Borrowings And Financing$1.31B$469.5M$581.1M$116.3M$18.0M$160.6M
Payments Of Borrowings And Financing$580.6M$46.5M$160.0M$60.5M$27.9M$78.2M
Increase Decrease In Cash And Cash Equivalents$2.80B$1.51B$1.28B$257.5M$1.20B$882.7M
Proceeds From Exercise Of Options$5.5M$9.1M$4.5M$12.3M$6.8M$5.8M
Increase Decrease In Cash And Cash Equivalent$2.80B$1.51B$1.28B$257.5M$1.20B

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020FY2019
Diluted Earnings Loss Per Share$0.40$0.21$-0.08$-0.10$1,315,578.00$1,137,931.00
Basic Earnings Loss Per Share$0.41$0.22$-0.08$-0.10$-0.13$-0.08

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020FY2019
Transactional Expenses$260.3M$215.9M$176.4M$117.1M$126.8M-$79.3M
Provision For Administrative And Legal Proceedings$18.4M$17.1M-$1.2M$2.8M$227.0K$7.4M
Own Credit Adjustment-$40.0K$29.0K$2.0M-$1.1M-$219.0K-$249.0K
Other Expense By Function$350.6M$250.4M$150.3M$4.1M$9.5M$19.9M
Operating Securities-$2.55B$699.1M-$1.10B-$4.67B$2.01B$1.69B
Operating Expense$2.46B$1.95B$1.97B$903.1M$418.9M-$377.2M
Loans To Customers One-$7.02B-$3.58B-$1.89B-$1.52B$178.7M$63.0M
Interest Paid1$88.1M$82.9M$30.9M$9.1M$6.2M$15.6M
Income Expense Gains Or Losses Of Financial Instruments$9.63B$6.44B$3.56B$1.05B$382.9M$337.9M
Fee And Commission Income$1.89B$1.59B$1.24B$651.3M$354.2M$274.3M
Effective Portion Of Changes In Fair Value$56.1M$29.3M-$29.8M$2.7M$8.3M$1.5M
Customer Support And Operations$604.6M$488.1M$335.4M$190.5M-$124.0M-$115.6M
Current Tax Expense Income$1.54B$1.18B$473.3M$219.8M-$22.3M$3.6M
Currency Translation On Foreign Entities-$998.5M$243.9M$2.6M-$13.9M-$50.1M-$12.3M
Credit Loss Allowance Expenses1$3.47B$2.49B$1.44B$503.7M$187.8M$194.0M
Credit Loss Allowance Expenses$3.17B$2.29B$1.40B$480.6M$169.5M-$175.2M
Adjustments For Sharebased Payments$272.4M$212.6M$253.2M$157.3M$35.6M$18.5M
Adjustments For Increase Decrease In Deposits From Banks$5.91B$7.66B$6.28B$4.00B$2.87B$2.09B
Adjustments For Depreciation And Amortisation Expense$77.1M$62.9M$35.6M$17.3M$7.4M$5.1M
Interest Received$5.82B$3.39B$1.57B$563.6M$263.0M
Compulsory Deposits And Others At Central Banks$806.0M-$4.54B-$1.88B-$924.9M-$43.8M
Repayments Of Borrowings Classified As Financing Activities$10.6M$66.4M$52.2M-$16.8M
Exercise Of Stock Options$9.1M$4.5M$12.3M$6.8M$5.8M
Currency Translation On Foreign Entitie-$998.5M$243.9M$2.6M-$13.9M-$50.1M
Share Premium$5.05B$4.97B$4.96B$4.68B$638.0M
Securities$665.2M$368.6M$91.9M$816.0M$4.29B

Most recent annual filing with the SEC: April 16, 2025

Data sourced from SEC EDGAR public filings as of August 6, 2026.