OptimumBank Holdings, Inc. Financial Summary

Quick Answer

OptimumBank Holdings, Inc. reported Net Income of $16.65 million for fiscal year 2025.

OptimumBank Holdings, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $16.65M
+26.9%
$13.12M
+108.9%
$6.28M
+56.2%
$4.02M
-36.1%
$6.30M
+905.1%
-$782.0K
+28.9%
Diluted EPS $0.71
+12.7%
$0.63
-27.6%
$0.87
+27.9%
$0.68
Total Assets $1.11B
+19.2%
$932.93M
+17.9%
$791.25M
+35.2%
$585.22M
+66.3%
$351.88M
+49.7%
$235.11M
+85.5%
Cash and Equivalents
Stockholders Equity $121.90M
+18.1%
$103.18M
+47.4%
$70.01M
+11.9%
$62.58M
+62.5%
$38.51M
+115.9%
$17.83M
+147.5%
Shares Outstanding 11.53M
-0.9%
11.64M
+60.5%
7.25M
+2.7%
7.06M
+47.8%
4.78M
+49.1%
3.20M
+12.3%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $4.32M +30.9% +20.0%
Diluted EPS September 30, 2025 $0.18 +20.0% -37.9%
Total Assets September 30, 2025 $1.08B +14.6% +8.4%
Cash and Equivalents March 31, 2013 $15.94M -33.8% -32.5%
Stockholders Equity September 30, 2025 $116.89M +26.1% +5.0%
Shares Outstanding September 30, 2025 11.88M +18.8% +1.1%
  • OptimumBank Holdings, Inc. reported Net Income of $16.65 million for fiscal year 2025.
  • OptimumBank Holdings, Inc. showed an increase of +26.9% in Net Income compared to the prior fiscal year.
  • OptimumBank Holdings, Inc. reported Diluted EPS of $0.71 per share for fiscal year 2025.
  • OptimumBank Holdings, Inc. showed an increase of +12.7% in Diluted EPS compared to the prior fiscal year.
  • OptimumBank Holdings, Inc. reported Total Assets of $1.11 billion for fiscal year 2025.
  • OptimumBank Holdings, Inc. showed an increase of +19.2% in Total Assets compared to the prior fiscal year.
  • OptimumBank Holdings, Inc. reported Cash and Equivalents of $23.61 million for fiscal year 2012.
  • OptimumBank Holdings, Inc. showed an increase of +3.7% in Cash and Equivalents compared to the prior fiscal year.
  • OptimumBank Holdings, Inc. reported Stockholders Equity of $121.90 million for fiscal year 2025.
  • OptimumBank Holdings, Inc. showed an increase of +18.1% in Stockholders Equity compared to the prior fiscal year.
  • OptimumBank Holdings, Inc. reported Shares Outstanding of 11.53 million shares for fiscal year 2025.
  • OptimumBank Holdings, Inc. showed a decrease of -0.9% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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