Oportun Financial Corp Financial Summary

Quick Answer

Oportun Financial Corp reported Total Revenue of $956.68 million for fiscal year 2025.

Oportun Financial Corp — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Total Revenue $956.68M
-4.5%
$1.00B
-5.2%
$1.06B
+11.0%
$952.54M
+52.0%
$626.78M
+7.4%
$583.73M
-2.7%
Net Income $25.25M
+132.1%
-$78.68M
+56.3%
-$179.95M
-131.5%
-$77.74M
-264.0%
$47.41M
+205.2%
-$45.08M
-173.2%
Diluted EPS $0.53
+127.2%
-$1.95
+60.0%
-$4.88
-105.9%
-$2.37
-251.9%
$1.56
+194.5%
-$1.65
-512.5%
Total Assets $3.26B
+1.0%
$3.23B
-5.4%
$3.41B
-5.6%
$3.61B
+22.6%
$2.95B
+46.7%
$2.01B
-8.8%
Cash and Equivalents $105.53M
+76.0%
$59.97M
-34.2%
$91.19M
-7.7%
$98.82M
-24.5%
$130.96M
-3.8%
$136.19M
+88.7%
Stockholders Equity $390.08M
+10.3%
$353.81M
-12.5%
$404.40M
-26.1%
$547.60M
-9.3%
$603.88M
+29.4%
$466.63M
-4.5%
Shares Outstanding 44.44M
+23.1%
36.11M
+4.8%
34.47M
+3.3%
33.35M
+4.2%
32.00M
+15.6%
27.68M
+2.5%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Total Revenue September 30, 2025 $238.69M -4.5% +1.9%
Net Income September 30, 2025 $5.20M +117.4% -24.4%
Diluted EPS September 30, 2025 $0.11 +114.7% -21.4%
Total Assets September 30, 2025 $3.19B -2.0% -0.5%
Cash and Equivalents September 30, 2025 $104.61M +45.6% +8.1%
Long-Term Debt September 30, 2022 $241.84M +112.0%
Stockholders Equity September 30, 2025 $383.85M +17.2% +2.1%
Shares Outstanding September 30, 2025 44.09M +22.6% +0.2%
  • Oportun Financial Corp reported Total Revenue of $956.68 million for fiscal year 2025.
  • Oportun Financial Corp showed a decrease of -4.5% in Total Revenue compared to the prior fiscal year.
  • Oportun Financial Corp reported Net Income of $25.25 million for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +132.1% in Net Income compared to the prior fiscal year.
  • Oportun Financial Corp reported Diluted EPS of $0.53 per share for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +127.2% in Diluted EPS compared to the prior fiscal year.
  • Oportun Financial Corp reported Total Assets of $3.26 billion for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +1.0% in Total Assets compared to the prior fiscal year.
  • Oportun Financial Corp reported Cash and Equivalents of $105.53 million for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +76.0% in Cash and Equivalents compared to the prior fiscal year.
  • Oportun Financial Corp reported Stockholders Equity of $390.08 million for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +10.3% in Stockholders Equity compared to the prior fiscal year.
  • Oportun Financial Corp reported Shares Outstanding of 44.44 million shares for fiscal year 2025.
  • Oportun Financial Corp showed an increase of +23.1% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

Last verified:

Leave a Comment