Pathfinder Bancorp, Inc. Financial Summary

Quick Answer

Pathfinder Bancorp, Inc. reported Net Income of -$1.93 million for fiscal year 2025.

Pathfinder Bancorp, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income -$1.93M
-157.1%
$3.38M
-63.6%
$9.29M
-28.1%
$12.93M
+4.2%
$12.41M
+78.5%
$6.95M
+62.5%
Diluted EPS $1.17
+46.2%
Total Assets $1.43B
-3.3%
$1.47B
+0.6%
$1.47B
+4.7%
$1.40B
+8.9%
$1.29B
+4.7%
$1.23B
+12.2%
Cash and Equivalents
Long-Term Debt $14.07M
-48.0%
$27.07M
-45.8%
$49.92M
-10.3%
$55.66M
-13.8%
$64.60M
-17.2%
$78.03M
+14.8%
Stockholders Equity $122.45M
+0.8%
$121.48M
+1.7%
$119.50M
+7.7%
$111.00M
+0.6%
$110.29M
+13.2%
$97.46M
+7.8%
Shares Outstanding 4.75M
+0.0%
4.75M
+0.6%
4.72M
+1.5%
4.65M
-22.3%
5.98M
+32.0%
4.53M
-3.8%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $626.0K +113.5% +1919.4%
Diluted EPS September 30, 2025 $0.47 +14.6% +0.0%
Total Assets September 30, 2025 $1.47B -0.7% -2.2%
Cash and Equivalents September 30, 2018 $35.97M -41.2% -2.1%
Long-Term Debt September 30, 2025 $18.70M -53.0% -10.8%
Stockholders Equity September 30, 2025 $126.34M +5.1% +1.5%
Shares Outstanding March 31, 2021 4.53M -4.4% +0.0%
  • Pathfinder Bancorp, Inc. reported Net Income of -$1.93 million for fiscal year 2025.
  • Pathfinder Bancorp, Inc. showed a decrease of -157.1% in Net Income compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Diluted EPS of $1.17 per share for fiscal year 2020.
  • Pathfinder Bancorp, Inc. showed an increase of +46.2% in Diluted EPS compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Total Assets of $1.43 billion for fiscal year 2025.
  • Pathfinder Bancorp, Inc. showed a decrease of -3.3% in Total Assets compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Cash and Equivalents of $21.99 million for fiscal year 2017.
  • Pathfinder Bancorp, Inc. showed a decrease of -1.9% in Cash and Equivalents compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Long-Term Debt of $14.07 million for fiscal year 2025.
  • Pathfinder Bancorp, Inc. showed a decrease of -48.0% in Long-Term Debt compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Stockholders Equity of $122.45 million for fiscal year 2025.
  • Pathfinder Bancorp, Inc. showed an increase of +0.8% in Stockholders Equity compared to the prior fiscal year.
  • Pathfinder Bancorp, Inc. reported Shares Outstanding of 4.75 million shares for fiscal year 2025.
  • Pathfinder Bancorp, Inc. showed an increase of +0.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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