Ponce Financial Group, Inc. Financial Summary

Complete Filing Data

Ponce Financial Group, Inc. reported Net Income Loss of $28.70 million for FY2025.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Ponce Financial Group, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Net Income Loss$28.7M$11.0M$3.4M-$30.0M$25.4M$3.9M-$5.1M
Interest Income Expense Net$99.8M$76.5M$65.3M$66.6M$58.8M$42.0M$38.1M
Interest Income Expense After Provision For Loan Loss$96.0M$75.9M$62.0M$42.6M$56.1M$39.5M$37.9M
Income Tax Expense Benefit$9.7M$4.7M$2.5M-$6.8M$8.2M$1.4M-$924.0K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$38.4M$15.7M$5.9M-$36.8M$33.6M$5.2M-$6.0M
Other Comprehensive Income Loss Before Reclassification From Stranded Tax Effects$4.5M$352.0K$2.2M-$16.4M-$1.6M$115.0K$8.2M
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax$1.2M$89.0K$547.0K-$4.4M-$380.0K$32.0K$84.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$5.7M$441.0K$2.8M-$20.8M-$2.0M$147.0K$395.0K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$4.5M$352.0K$2.2M-$16.4M-$1.6M$115.0K$8.2M
Non Interest Expense Insurance And Surety Bond Premiums$1.3M$1.1M$1.0M$870.0K$585.0K$553.0K$414.0K
Interest Expense Time Deposits$28.4M$27.8M$16.6M$4.1M$4.2M$6.6M$7.7M
Interest Expense Other Domestic Deposits$36.7M$30.9M$18.6M$5.8M$1.4M$2.2M$2.8M
Interest Expense Borrowings$20.6M$27.5M$25.5M$6.2M$2.6M$2.6M$1.9M
Comprehensive Income Net Of Tax$33.2M$11.3M$5.6M-$46.4M$23.8M$4.0M$3.0M
Brokerage Commissions Revenue$35.0K$61.0K$80.0K$1.0M$1.3M$974.0K$212.0K
Income Taxes Paid$8.5M$2.2M$1.0M$173.0K$6.0M$531.0K$1.2M
Deferred Income Tax Expense Benefit-$634.0K$2.2M$1.3M-$7.9M$1.3M-$932.0K-$2.1M
Interest Expense$60.6M$16.1M$8.3M$11.4M$12.4M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020
Net Income Loss$6.5M$6.1M$6.0M$2.4M$3.2M$2.4M$518.0K$2.6M-$87.0K$331.0K-$9.2M-$14.7M$771.0K-$6.8M$15.0M$2.1M$5.9M$2.5M$1.6M$4.0M-$571.0K-$1.2M
Interest Income Expense Net$25.2M$24.4M$22.2M$19.0M$17.9M$18.8M$17.2M$16.5M$16.3M$15.2M$16.2M$17.6M$15.5M$17.3M$16.8M$15.4M$13.7M$12.9M$11.7M$10.9M$9.5M$9.9M
Interest Income Expense After Provision For Loan Loss$23.9M$22.8M$22.5M$18.5M$18.8M$18.8M$17.6M$16.0M$15.3M$15.4M$3.5M$8.3M$14.7M$16.1M$15.9M$14.9M$13.1M$12.2M$11.3M$10.2M$9.3M$8.8M
Income Tax Expense Benefit$2.3M$1.9M$2.0M$638.0K$1.2M$1.3M$442.0K$1.7M-$215.0K$546.0K-$2.6M-$820.0K-$488.0K-$2.9M$4.2M$1.3M$1.9M$732.0K$484.0K$1.1M-$40.0K-$209.0K
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$8.8M$8.0M$8.0M$3.1M$4.4M$3.8M$960.0K$4.3M-$302.0K$877.0K-$11.8M-$15.6M$283.0K-$9.8M$19.2M$3.4M$7.8M$3.2M$2.1M$5.2M-$611.0K-$1.4M
Other Comprehensive Income Loss Before Reclassification From Stranded Tax Effects$1.5M$468.0K$1.8M$3.9M$33.0K-$941.0K-$2.9M-$968.0K$1.2M-$3.4M-$8.0M-$5.6M-$580.0K-$69.0K-$107.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax$391.0K$127.0K$482.0K$1.0M$9.0K-$255.0K-$773.0K-$316.0K$333.0K-$806.0K-$2.2M-$1.5M-$150.0K-$20.0K$27.0K
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax$1.9M$595.0K$2.3M$4.9M$42.0K-$1.2M-$3.6M-$1.3M$1.6M-$4.2M-$10.2M-$7.1M-$730.0K-$89.0K-$80.0K
Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent$1.5M$468.0K$1.8M$3.9M$33.0K-$941.0K-$2.9M-$968.0K$1.2M-$3.4M-$8.0M-$5.6M-$580.0K-$69.0K-$107.0K
Non Interest Expense Insurance And Surety Bond Premiums$318.0K$297.0K$315.0K$292.0K$263.0K$253.0K$255.0K$248.0K$265.0K$297.0K$156.0K$147.0K$147.0K$143.0K$146.0K
Interest Expense Time Deposits$6.6M$7.4M$7.8M$6.9M$6.4M$6.4M$4.4M$3.9M$3.2M$855.0K$677.0K$803.0K$1.0M$1.1M$1.2M
Interest Expense Other Domestic Deposits$10.0M$9.1M$8.6M$8.5M$7.4M$6.5M$5.6M$4.4M$2.8M$1.4M$521.0K$284.0K$354.0K$382.0K$382.0K
Interest Expense Borrowings$5.1M$5.0M$5.5M$6.8M$7.1M$7.9M$7.0M$6.5M$5.1M$1.8M$481.0K$593.0K$621.0K$622.0K$684.0K
Comprehensive Income Net Of Tax$8.0M$6.6M$7.7M$6.3M$3.2M$1.5M-$281.0K-$1.1M$1.6M-$18.1M-$7.2M-$12.4M$1.5M$5.9M$2.3M
Brokerage Commissions Revenue$8.0K$4.0K$0.00$9.0K$8.0K$17.0K$35.0K$15.0K$288.0K$214.0K$338.0K$270.0K$430.0K$223.0K
Income Taxes Paid$409.0K$290.0K$37.0K$42.0K$50.0K
Deferred Income Tax Expense Benefit-$37.0K$667.0K$391.0K-$2.1M$254.0K
Interest Expense$20.9M$20.8M$17.0M$14.8M$11.1M$4.0M$1.7M$1.7M$2.0M$2.1M$2.3M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Stockholders Equity$541.5M$505.5M$491.4M$492.7M$189.3M$159.5M$158.4M$169.2M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$126.2M$139.8M$139.2M$54.4M$153.9M$72.1M$27.7M$69.8M
Provision For Loan And Lease Losses$973.0K$24.0M$2.7M$2.4M$258.0K
Interest And Fee Income Loans And Leases$162.5M$130.5M$95.8M$69.9M$65.5M$52.4M$49.3M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect-$13.7M$649.0K$84.8M-$99.5M$81.8M$44.4M-$42.1M
Accretion Amortization Of Discounts And Premiums Investments$56.0K$121.0K$118.0K-$342.0K-$120.0K-$7.0K-$42.0K
Debt Securities Held To Maturity Allowance For Credit Loss$236.0K$216.0K$398.0K$0.00$0.00
Provision For Loan Lease And Other Losses$3.8M$551.0K$3.3M$24.0M$2.7M
Financing Receivable Allowance For Credit Losses$25.4M$22.5M$26.2M$34.6M$16.4M
Retained Earnings Accumulated Deficit$135.3M$107.8M$97.4M$93.0M$123.0M$97.5M
Property Plant And Equipment Net$15.6M$16.8M$16.1M$17.4M$19.6M$32.0M
Other Liabilities$6.5M$8.7M$11.9M$3.9M$8.3M$10.3M
Other Assets$17.1M$24.7M$24.7M$14.0M$20.1M$12.6M
Liabilities And Stockholders Equity$3.22B$3.04B$2.75B$2.31B$1.65B$1.36B
Liabilities$2.68B$2.53B$2.26B$1.82B$1.46B$1.20B
Interest Receivable$17.9M$17.8M$18.0M$15.0M$12.4M$11.4M
Interest Payable Current And Noncurrent$3.8M$3.7M$12.0M$1.4M$228.0K$60.0K

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020
Stockholders Equity$529.8M$521.1M$513.9M$504.6M$497.7M$493.7M$485.1M$490.5M$496.0M$500.7M$518.1M$299.6M$173.9M$171.9M$161.2M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents$146.6M$126.6M$129.9M$155.8M$103.2M$134.7M$117.0M$243.8M$184.7M$62.5M$274.8M$69.3M$63.0M$66.1M$90.1M
Provision For Loan And Lease Losses-$180.0K-$375.0K$535.0K$987.0K-$174.0K$12.6M$9.3M$817.0K$1.3M$873.0K$572.0K$586.0K$686.0K$406.0K$620.0K$271.0K$1.1M
Interest And Fee Income Loans And Leases$41.5M$40.3M$37.1M$32.9M$31.3M$30.7M$25.3M$23.0M$19.7M$17.1M$16.1M$18.2M$17.0M$15.6M$14.9M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect-$9.9M-$4.5M$130.3M-$84.6M$18.0M
Accretion Amortization Of Discounts And Premiums Investments$22.0K$39.0K$30.0K-$67.0K-$20.0K
Debt Securities Held To Maturity Allowance For Credit Loss$228.0K$199.0K$213.0K$207.0K$218.0K$473.0K$647.0K$862.0K$809.0K$0.00$0.00
Provision For Loan Lease And Other Losses$1.4M$1.6M-$285.0K$537.0K-$867.0K-$16.0K$535.0K$987.0K-$174.0K$9.3M$817.0K
Financing Receivable Allowance For Credit Losses$24.8M$24.1M$23.0M$24.0M$24.1M$24.7M$27.4M$28.2M$29.0M
Retained Earnings Accumulated Deficit$125.5M$119.3M$113.4M$105.1M$103.0M$99.8M$96.9M$94.3M$94.4M$102.2M$116.9M$116.1M
Property Plant And Equipment Net$16.1M$16.1M$16.4M$16.8M$17.0M$17.4M$16.5M$16.9M$17.2M$17.8M$18.9M$19.3M
Other Liabilities$8.7M$8.9M$1.2M$12.6M$8.3M$8.9M$7.0M$6.5M$7.3M$8.6M$32.3M$9.3M
Other Assets$32.8M$26.4M$16.2M$51.4M$21.5M$21.2M$16.3M$15.9M$15.8M$11.2M$21.6M$13.7M
Liabilities And Stockholders Equity$3.16B$3.15B$3.09B$3.02B$2.84B$2.82B$2.62B$2.67B$2.54B$2.16B$2.04B$1.59B
Liabilities$2.63B$2.63B$2.58B$2.51B$2.34B$2.33B$2.14B$2.18B$2.04B$1.66B$1.52B$1.30B
Interest Receivable$18.9M$19.1M$19.0M$16.9M$17.4M$18.1M$16.6M$16.1M$15.4M$14.1M$13.3M$12.8M
Interest Payable Current And Noncurrent$4.4M$4.2M$4.6M$2.9M$6.8M$4.2M$8.4M$4.7M$1.8M$854.0K$158.0K$223.0K

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Share Based Compensation$1.9M$2.1M$1.9M$1.6M$1.4M$1.4M$1.3M
Payments To Acquire Property Plant And Equipment$978.0K$2.7M$411.0K$492.0K$4.2M$1.9M$3.8M
Payments To Acquire Loans Receivable$329.2M$388.5M$402.7M$221.6M$162.7M$209.4M$41.2M
Net Cash Provided By Used In Operating Activities$55.6M$7.2M$6.5M$9.8M$18.6M-$27.5M$5.0M
Net Cash Provided By Used In Investing Activities-$219.7M-$294.9M-$332.9M-$777.1M-$211.1M-$204.6M-$38.7M
Net Cash Provided By Used In Financing Activities$150.4M$288.3M$411.2M$667.7M$274.4M$276.5M-$8.5M
Increase Decrease In Other Operating Liabilities-$1.6M-$3.8M$8.5M-$2.5M-$2.3M$7.4M-$2.9M
Increase Decrease In Other Operating Assets-$7.6M-$30.0K$10.7M$11.8M$10.6M$10.0M-$1.5M
Increase Decrease In Interest Payable Net$76.0K-$8.3M$10.6M$1.2M$168.0K-$37.0K$34.0K
Increase Decrease In Deposits$151.4M$377.2M$255.2M$47.7M$175.1M$247.5M-$27.7M
Increase Decrease In Accrued Interest Receivable Net$134.0K-$239.0K$3.0M$2.7M$966.0K$7.4M$187.0K
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$113.5M$109.5M$61.0M$40.3M$9.3M$17.8M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ1 2025Q1 2024Q1 2023Q1 2022Q1 2021
Share Based Compensation$503.0K$517.0K$404.0K$356.0K$352.0K
Payments To Acquire Property Plant And Equipment$154.0K$1.8M$235.0K$130.0K$3.7M
Payments To Acquire Loans Receivable$90.4M$79.3M$117.9M$317.0K$72.5M
Net Cash Provided By Used In Operating Activities$13.1M$1.5M$6.1M$12.0M$22.6M
Net Cash Provided By Used In Investing Activities-$67.8M-$80.1M-$91.3M-$44.8M-$86.1M
Net Cash Provided By Used In Financing Activities$44.8M$74.2M$215.5M-$51.8M$81.5M
Increase Decrease In Other Operating Liabilities-$6.5M-$3.0M$2.1M$2.0M-$7.7M
Increase Decrease In Other Operating Assets-$8.4M-$3.6M$778.0K-$6.6M-$5.5M
Increase Decrease In Interest Payable Net$916.0K-$7.7M$377.0K-$5.0K$6.0K
Increase Decrease In Deposits$120.1M$78.2M$84.5M-$23.6M$109.0M
Increase Decrease In Accrued Interest Receivable Net$1.2M$53.0K$386.0K$437.0K$1.2M
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities$13.6M$11.4M$21.1M$4.8M

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Weighted Average Number Of Shares Outstanding Basic22.7M22.4M22.7M22.7M16.7M16.7M17.4M
Weighted Average Number Of Diluted Shares Outstanding23.1M22.6M22.8M22.7M16.8M16.7M17.4M
Earnings Per Share Diluted$1.20$0.46$0.15$-1.32$1.51$0.23$-0.29
Earnings Per Share Basic$1.21$0.46$0.15$-1.32$1.52$0.23$-0.29
Preferred Stock Shares Issued225.0K225.0K225.0K225.0K0.000.00
Preferred Stock Shares Authorized100.0M100.0M100.0M100.0M100.0M10.0M
Preferred Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020
Weighted Average Number Of Shares Outstanding Basic22.8M22.7M22.7M22.4M22.4M22.4M22.2M22.3M23.2M23.3M23.2M23.1M23.1M21.7M16.9M16.8M16.7M16.5M16.6M16.6M16.7M16.8M
Weighted Average Number Of Diluted Shares Outstanding23.1M22.9M22.9M22.6M22.4M22.4M22.4M22.3M23.2M23.3M23.2M23.1M23.1M21.7M16.9M16.9M16.8M16.5M16.6M16.6M16.7M16.8M
Earnings Per Share Diluted$0.27$0.25$0.25$0.10$0.14$0.11$0.02$0.12$0.00$0.01$-0.40$-0.64$0.03$-0.31$0.89$0.12$0.35$0.15$0.10$0.24$-0.03$-0.07
Earnings Per Share Basic$0.27$0.26$0.25$0.10$0.14$0.11$0.02$0.12$0.00$0.01$-0.40$-0.64$0.03$-0.31$0.90$0.12$0.35$0.15$0.10$0.24$-0.03$-0.07
Preferred Stock Shares Issued225.0K225.0K225.0K225.0K225.0K225.0K225.0K225.0K225.0K225.0K225.0K0.00
Preferred Stock Shares Authorized100.0M100.0M100.0M100.0M100.0M100.0M100.0M100.0M100.0M100.0M100.0M100.0M
Preferred Stock Par Or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01$0.01

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Noninterest Income$9.4M$7.2M$10.2M$6.4M$34.6M$13.2M$2.7M
Noninterest Expense$67.0M$67.5M$66.4M$85.8M$57.1M$47.5M$46.6M
Number Of ESOP Shares Committed To Be Released-133.7K-133.7K-133.7K-133.7K-96.5K-48.3K48.3K
Employee Stock Ownership Plan ESOP Number Of Committed To Be Released Value$1.9M$1.4M$1.1M$1.3M$1.3M$482.0K$707.0K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$1.9M$2.1M$1.9M$1.6M$1.4M$1.4M$1.3M
Supplies And Postage Expense$700.0K$998.0K$1.5M$1.6M$2.1M$1.4M$1.2M
Professional Fees$5.5M$6.1M$7.1M$5.9M$7.6M$6.0M$3.2M
Other Noninterest Expense$4.6M$4.3M$4.0M$5.0M$4.5M$3.4M$2.4M
Occupancy Net$15.8M$14.9M$14.6M$14.0M$11.3M$9.6M$7.6M
Noninterest Income Other Operating Income$2.2M$2.8M$1.0M$1.4M$1.9M$1.8M$745.0K
Non Interest Income Service Charges And Fees$2.1M$2.0M$2.0M$1.8M$1.7M$892.0K$971.0K
Non Interest Income Late And Prepayment Charges$2.8M$1.2M$2.4M$623.0K$1.2M$358.0K$755.0K
Marketing And Advertising Expense$627.0K$714.0K$825.0K$593.0K$206.0K$488.0K$158.0K
Loan Processing Fee$900.0K$2.6M$1.6M$2.5M$3.9M$1.4M$692.0K
Labor And Related Expense$31.4M$30.9M$30.7M$27.9M$23.3M$22.1M$18.9M
Interest Income Deposits With Financial Institutions$4.7M$8.7M$5.0M$713.0K$20.0K$84.0K$617.0K
Interest And Dividend Income Securities$18.4M$23.5M$25.1M$12.2M$1.5M$866.0K$568.0K
Interest And Dividend Income Operating$185.5M$162.6M$125.9M$82.8M$67.1M$53.3M$50.5M
Information Technology And Data Processing$4.9M$4.4M$5.1M$3.8M$3.0M$2.1M$1.6M
Gain Loss On Sale Of Mortgage Loans$622.0K$1.0M$598.0K$741.0K$5.3M$4.1M
Depreciation And Amortization$4.8M$4.7M$4.5M$4.3M$2.5M$2.5M$2.2M
Interest Paid Net$85.6M$94.4M$50.0M$15.0M$8.1M$11.4M$12.3M
Gain Loss On Sales Of Loans Net$1.0M$1.2M$558.0K$184.0K$69.0K-$62.0K-$102.0K
Employee Stock Ownership Plan ESOP Compensation Expense$2.2M$1.5M$1.1M$1.4M$1.4M$540.0K$766.0K
Unearned ESOP Shares10.7M11.8M13.0M14.2M4.3M5.3M
Loans Held For Sale Fair Value Disclosure$3.4M$10.7M$10.0M$2.0M$15.8M$35.4M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021Q4 2020Q3 2020Q2 2020Q1 2020
Noninterest Income$1.5M$2.1M$2.4M$1.2M$2.3M$1.7M$1.3M$5.6M$1.5M$1.8M$437.0K$1.6M$2.2M$2.2M$19.2M$3.2M$8.3M$3.9M$4.8M$7.3M$574.0K$622.0K
Noninterest Expense$16.6M$16.9M$16.9M$16.6M$16.6M$16.8M$17.9M$17.3M$17.1M$16.4M$15.8M$25.4M$16.6M$28.1M$15.9M$14.7M$13.6M$12.9M$14.0M$12.3M$10.4M$10.8M
Number Of ESOP Shares Committed To Be Released33.4K33.4K33.4K33.4K33.4K33.4K33.4K33.4K33.4K-35.1K-35.1K-35.1K12.1K12.1K12.1K
Employee Stock Ownership Plan ESOP Number Of Committed To Be Released Value$491.0K$463.0K$423.0K$390.0K$306.0K$297.0K$261.0K$292.0K$262.0K$322.0K$324.0K$366.0K$174.0K$164.0K$134.0K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$457.0K$453.0K$503.0K$519.0K$519.0K$517.0K$405.0K$404.0K$404.0K$405.0K$405.0K$351.0K$351.0K$352.0K$352.0K
Supplies And Postage Expense$170.0K$174.0K$170.0K$222.0K$233.0K$249.0K$301.0K$489.0K$399.0K$369.0K$406.0K$405.0K$626.0K$467.0K$409.0K
Professional Fees$1.4M$1.4M$1.4M$1.4M$1.4M$1.7M$1.7M$1.9M$1.5M$1.3M$1.7M$1.3M$1.8M$2.9M$1.3M
Other Noninterest Expense$1.0M$1.3M$1.3M$1.1M$1.3M$755.0K$1.2M$1.1M$1.3M$1.1M$1.0M$839.0K$1.1M$958.0K$1.0M
Occupancy Net$3.9M$3.9M$3.9M$3.8M$3.6M$3.7M$3.6M$3.7M$3.6M$3.6M$3.2M$3.2M$2.8M$2.8M$2.6M
Noninterest Income Other Operating Income-$35.0K$422.0K$603.0K$348.0K$1.1M$565.0K$304.0K$522.0K$485.0K$514.0K$431.0K$347.0K$341.0K$812.0K$387.0K
Non Interest Income Service Charges And Fees$539.0K$511.0K$525.0K$508.0K$492.0K$473.0K$516.0K$481.0K$491.0K$464.0K$445.0K$440.0K$494.0K$366.0K$329.0K
Non Interest Income Late And Prepayment Charges$385.0K$530.0K$697.0K$77.0K$426.0K$359.0K$899.0K$372.0K$729.0K$109.0K$193.0K$58.0K$329.0K$298.0K$244.0K
Marketing And Advertising Expense$184.0K$266.0K$83.0K$180.0K$145.0K$100.0K$248.0K$303.0K$128.0K$214.0K$52.0K$71.0K$51.0K$48.0K$38.0K
Loan Processing Fee$155.0K$241.0K$388.0K$573.0K$633.0K$732.0K$369.0K$345.0K$412.0K$654.0K$505.0K$874.0K$696.0K$1.2M$1.0M
Labor And Related Expense$7.9M$7.6M$7.8M$7.7M$7.7M$7.8M$7.6M$7.4M$7.4M$7.4M$6.9M$7.1M$6.4M$4.2M$5.7M
Interest Income Deposits With Financial Institutions$978.0K$807.0K$1.7M$2.4M$1.5M$2.9M$2.0M$1.8M$197.0K$346.0K$132.0K$36.0K$9.0K$2.0K$2.0K
Interest And Dividend Income Securities$4.4M$4.8M$5.2M$5.9M$6.0M$6.1M$6.3M$6.2M$6.5M$4.2M$978.0K$782.0K$425.0K$239.0K$250.0K
Interest And Dividend Income Operating$46.8M$45.9M$44.0M$41.3M$38.8M$39.7M$33.5M$31.1M$26.4M$21.6M$17.2M$19.0M$17.4M$15.8M$15.2M
Information Technology And Data Processing$1.3M$1.2M$1.2M$1.1M$1.0M$1.1M$1.6M$1.2M$1.2M$994.0K$824.0K$847.0K$917.0K$733.0K$594.0K
Gain Loss On Sale Of Mortgage Loans$166.0K$169.0K$148.0K$218.0K$274.0K$302.0K$173.0K$82.0K$99.0K$116.0K$200.0K$418.0K$1.2M$1.3M$1.5M
Depreciation And Amortization$1.2M$673.0K$742.0K$432.0K$466.0K$467.0K$646.0K$636.0K$603.0K
Interest Paid Net$20.9M$28.6M$10.7M$1.7M$2.3M
Gain Loss On Sales Of Loans Net$552.0K$276.0K$0.00$7.0K-$152.0K
Employee Stock Ownership Plan ESOP Compensation Expense$560.0K$297.0K$262.0K$375.0K$157.0K
Unearned ESOP Shares10.9M11.2M11.5M12.1M12.4M12.7M13.3M13.6M13.9M14.4M14.7M15.0M
Loans Held For Sale Fair Value Disclosure$5.8M$5.7M$8.6M$9.6M$37.8M$7.9M$14.1M$10.1M$3.0M$3.4M$9.2M$8.0M

Most recent annual filing with the SEC: March 13, 2026

Data sourced from SEC EDGAR public filings as of August 5, 2026.