PROVIDENT FINANCIAL HOLDINGS INC Financial Summary

Quick Answer

PROVIDENT FINANCIAL HOLDINGS INC reported Net Income of $6.25 million for fiscal year 2025.

PROVIDENT FINANCIAL HOLDINGS INC — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $6.25M
-14.9%
$7.35M
-14.4%
$8.59M
-5.5%
$9.09M
+20.3%
$7.56M
-1.7%
$7.69M
+74.1%
Diluted EPS $0.93
-12.3%
$1.06
-10.9%
$1.19
-2.5%
$1.22
+22.0%
$1.00
-1.0%
$1.01
+74.1%
Total Assets $1.25B
-2.1%
$1.27B
-4.6%
$1.33B
+12.3%
$1.19B
+0.3%
$1.18B
+0.6%
$1.18B
+8.5%
Cash and Equivalents $53.09M
+3.3%
$51.38M
-22.0%
$65.85M
+181.2%
$23.41M
-66.7%
$70.27M
-39.4%
$116.03M
+64.3%
Stockholders Equity $128.54M
-1.1%
$129.94M
+0.2%
$129.69M
+0.8%
$128.65M
+1.1%
$127.28M
+2.7%
$123.98M
+2.8%
Shares Outstanding 6.58M
-3.9%
6.85M
-2.8%
7.04M
-3.3%
7.29M
-3.4%
7.54M
+1.4%
7.44M
-0.7%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income December 31, 2025 $1.44M +64.7% -14.6%
Diluted EPS December 31, 2025 $0.22 +69.2% -12.0%
Total Assets December 31, 2025 $1.23B -2.2% -0.2%
Cash and Equivalents December 31, 2025 $54.37M +19.4% +10.0%
Stockholders Equity December 31, 2025 $127.49M -0.9% -0.7%
Shares Outstanding December 31, 2025 6.41M -4.3% -1.5%
  • PROVIDENT FINANCIAL HOLDINGS INC reported Net Income of $6.25 million for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed a decrease of -14.9% in Net Income compared to the prior fiscal year.
  • PROVIDENT FINANCIAL HOLDINGS INC reported Diluted EPS of $0.93 per share for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed a decrease of -12.3% in Diluted EPS compared to the prior fiscal year.
  • PROVIDENT FINANCIAL HOLDINGS INC reported Total Assets of $1.25 billion for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed a decrease of -2.1% in Total Assets compared to the prior fiscal year.
  • PROVIDENT FINANCIAL HOLDINGS INC reported Cash and Equivalents of $53.09 million for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed an increase of +3.3% in Cash and Equivalents compared to the prior fiscal year.
  • PROVIDENT FINANCIAL HOLDINGS INC reported Stockholders Equity of $128.54 million for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed a decrease of -1.1% in Stockholders Equity compared to the prior fiscal year.
  • PROVIDENT FINANCIAL HOLDINGS INC reported Shares Outstanding of 6.58 million shares for fiscal year 2025.
  • PROVIDENT FINANCIAL HOLDINGS INC showed a decrease of -3.9% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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