Complete Filing Data
Rhinebeck Bancorp, Inc. reported Stockholders Equity of $136.85 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Rhinebeck Bancorp, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $10.0M | -$8.6M | $4.4M | $7.0M | $11.6M | $5.9M | $6.0M | $4.4M | $3.0M |
| Other Comprehensive Income Loss Net Of Tax | $5.0M | $16.6M | $2.7M | -$25.6M | -$2.8M | $313.0K | $2.9M | -$57.0K | -$542.0K |
| Amortization Of Intangible Assets | $60.0K | $80.0K | $88.0K | $99.0K | $96.0K | $42.0K | $43.0K | $42.0K | $67.0K |
| Revenue From Contract With Customer Including Assessed Tax | $3.0M | $3.0M | $2.9M | $2.8M | $2.6M | $2.3M | $2.8M | $2.8M | $2.4M |
| Other Comprehensive Income Loss Available For Sale Securities Tax | $1.1M | $4.1M | $562.0K | -$6.8M | -$991.0K | $317.0K | $632.0K | -$68.0K | -$167.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | $4.2M | $15.6M | $2.1M | -$25.5M | -$3.7M | $1.2M | $2.4M | -$253.0K | -$324.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax | $5.3M | $19.7M | $2.7M | -$32.2M | -$4.7M | $1.5M | $3.0M | -$321.0K | -$491.0K |
| Interest Income Expense Net | $46.4M | $37.7M | $38.0M | $41.8M | $39.4M | $36.4M | $32.2M | $28.4M | $24.6M |
| Interest Income Expense After Provision For Loan Loss | $44.7M | $34.9M | $36.3M | $40.4M | $43.1M | $29.2M | $29.8M | $26.3M | $23.7M |
| Interest Expense Deposits | $20.5M | $21.3M | $17.6M | $5.6M | $3.6M | $6.7M | $7.0M | $4.2M | $3.1M |
| Interest Expense Borrowings | $2.0M | $4.2M | $5.1M | $1.1M | $686.0K | $1.3M | $1.8M | $1.1M | $243.0K |
| Income Tax Expense Benefit | $2.6M | -$2.3M | $1.2M | $1.9M | $3.4M | $1.6M | $1.5M | $1.0M | $3.6M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $12.7M | -$10.9M | $5.6M | $8.9M | $15.0M | $7.5M | $7.5M | $5.4M | $6.6M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $5.3M | $3.7M | $2.7M | -$32.4M | -$4.7M | $1.5M | $2.9M | -$343.0K | -$518.0K |
| Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest | $7.9M | $7.1M | -$18.6M | $8.7M | $6.2M | $8.9M | $4.3M | $2.5M | |
| Other Comprehensive Income Loss Reclassification Adjustment From AOCI Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax | -$147.0K | -$298.0K | -$374.0K | -$267.0K | -$358.0K | -$285.0K | -$346.0K | -$374.0K | -$347.0K |
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Net Unamortized Gain Loss Arising During Period Before Tax | $840.0K | $925.0K | $356.0K | -$389.0K | $759.0K | -$1.4M | $322.0K | -$126.0K | -$677.0K |
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax | -$987.0K | -$1.2M | -$730.0K | $122.0K | -$1.1M | $1.1M | -$668.0K | -$248.0K | $330.0K |
| Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Net Of Tax | $780.0K | $966.0K | $577.0K | -$96.0K | $883.0K | -$875.0K | $527.0K | $196.0K | -$218.0K |
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax | -$207.0K | -$257.0K | -$153.0K | $26.0K | -$234.0K | $233.0K | -$141.0K | -$52.0K | $112.0K |
| Interest Expense | $22.7M | $6.8M | $4.3M | $8.0M | $8.7M | $5.3M | $3.3M | ||
| Income Taxes Paid Net | $603.0K | $874.0K | $1.5M | $1.9M | -$40.0K | $3.4M | $1.7M | $625.0K | $1.4M |
| Deferred Income Tax Expense Benefit | $1.8M | -$2.6M | -$352.0K | $14.0K | $1.1M | -$1.5M | -$94.0K | $102.0K | $1.9M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $2.7M | $2.7M | $2.3M | -$8.1M | $975.0K | $1.1M | $1.2M | $1.4M | $798.0K | $2.1M | $2.0M | $2.1M | $2.7M | $2.6M | $3.3M | $1.2M | $1.3M | $1.1M | $2.1M | $1.2M | $911.0K | $2.0M | $579.0K | $616.0K | $2.6M |
| Other Comprehensive Income Loss Net Of Tax | $1.4M | $248.0K | $1.8M | $14.5M | $906.0K | -$580.0K | -$2.1M | -$3.5M | $2.2M | -$8.7M | -$6.2M | -$10.9M | -$521.0K | $229.0K | -$1.2M | $262.0K | -$1.6M | $2.9M | $422.0K | $1.6M | $1.1M | -$512.0K | $463.0K | -$1.1M | $2.0K |
| Amortization Of Intangible Assets | $16.0K | $17.0K | $20.0K | $19.0K | $20.0K | $21.0K | $22.0K | $21.0K | $24.0K | $24.0K | $24.0K | $27.0K | $27.0K | $29.0K | $13.0K | $11.0K | $10.0K | $11.0K | $10.0K | $11.0K | $11.0K | $11.0K | $10.0K | $11.0K | $14.0K |
| Revenue From Contract With Customer Including Assessed Tax | $739.0K | $728.0K | $773.0K | $773.0K | $736.0K | $743.0K | $738.0K | $718.0K | $708.0K | $713.0K | $706.0K | $706.0K | $664.0K | $618.0K | $609.0K | $558.0K | $495.0K | $652.0K | $729.0K | $714.0K | $698.0K | $785.0K | $651.0K | $594.0K | $613.0K |
| Other Comprehensive Income Loss Available For Sale Securities Tax | $264.0K | $214.0K | $476.0K | $3.8M | $234.0K | -$154.0K | -$594.0K | -$808.0K | $590.0K | -$2.3M | -$1.5M | -$2.9M | -$125.0K | $13.0K | -$311.0K | -$114.0K | -$152.0K | $694.0K | $99.0K | $406.0K | $276.0K | -$137.0K | -$89.0K | -$286.0K | $1.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | $992.0K | $807.0K | $1.8M | $14.2M | $879.0K | -$580.0K | -$2.2M | -$3.0M | $2.2M | -$8.8M | -$5.5M | -$10.9M | -$472.0K | $51.0K | -$1.2M | -$431.0K | -$570.0K | $2.6M | $375.0K | $1.5M | $1.0M | -$512.0K | -$335.0K | -$1.1M | $2.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax | $1.3M | $1.0M | $2.3M | $18.0M | $1.1M | -$734.0K | -$2.8M | -$3.8M | $2.8M | -$11.2M | -$7.0M | -$13.8M | -$597.0K | $64.0K | -$1.5M | -$545.0K | -$722.0K | $3.3M | $474.0K | $1.9M | $1.3M | -$649.0K | -$424.0K | -$1.4M | $3.0K |
| Interest Income Expense Net | $12.0M | $11.5M | $11.0M | $9.7M | $9.0M | $8.8M | $9.7M | $9.3M | $9.9M | $11.1M | $10.9M | $10.1M | $10.1M | $9.1M | $9.8M | $9.0M | $9.0M | $8.3M | $8.5M | $7.9M | $7.6M | $7.7M | $6.8M | $6.4M | $6.3M |
| Interest Income Expense After Provision For Loan Loss | $11.1M | $11.6M | $10.7M | $8.8M | $8.6M | $8.7M | $8.7M | $9.8M | $8.9M | $10.6M | $10.5M | $9.9M | $11.0M | $10.3M | $9.9M | $6.8M | $6.7M | $7.1M | $8.0M | $7.1M | $6.8M | $7.2M | $6.2M | $5.9M | $6.0M |
| Interest Expense Deposits | $5.4M | $4.9M | $4.8M | $5.6M | $5.4M | $5.1M | $4.6M | $4.3M | $4.0M | $1.3M | $766.0K | $745.0K | $866.0K | $930.0K | $1.0M | $1.6M | $1.9M | $2.0M | $2.0M | $1.6M | $1.4M | $1.1M | $986.0K | $829.0K | $784.0K |
| Interest Expense Borrowings | $281.0K | $397.0K | $839.0K | $774.0K | $1.3M | $1.6M | $1.3M | $1.4M | $768.0K | $194.0K | $106.0K | $115.0K | $134.0K | $178.0K | $250.0K | $293.0K | $377.0K | $402.0K | $404.0K | $558.0K | $406.0K | $311.0K | $229.0K | $133.0K | $45.0K |
| Income Tax Expense Benefit | $648.0K | $762.0K | $639.0K | -$2.2M | $282.0K | $321.0K | $343.0K | $390.0K | $225.0K | $595.0K | $510.0K | $446.0K | $829.0K | $692.0K | $818.0K | $292.0K | $359.0K | $307.0K | $550.0K | $305.0K | $225.0K | $266.0K | $147.0K | $132.0K | $754.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $3.3M | $3.5M | $2.9M | -$10.3M | $1.3M | $1.4M | $1.6M | $1.8M | $1.0M | $2.7M | $2.5M | $2.5M | $3.5M | $3.3M | $4.1M | $1.4M | $1.7M | $1.4M | $2.6M | $1.5M | $1.1M | $2.2M | $726.0K | $748.0K | $3.4M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $1.3M | $1.0M | $2.3M | $6.0M | $1.1M | -$734.0K | -$2.8M | -$3.8M | $2.8M | -$11.2M | -$7.2M | -$13.8M | -$597.0K | $64.0K | -$1.5M | -$545.0K | -$722.0K | $3.3M | $474.0K | $1.9M | $1.3M | -$670.0K | -$424.0K | -$1.4M | $1.0K |
| Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest | $3.0M | $4.1M | $6.4M | $1.9M | $541.0K | -$845.0K | -$2.1M | $3.0M | -$6.6M | -$4.2M | -$8.9M | $2.2M | $2.8M | $2.2M | $1.4M | -$254.0K | $4.0M | $2.5M | $2.8M | $2.0M | $1.5M | $1.0M | -$458.0K | $2.6M | |
| Other Comprehensive Income Loss Reclassification Adjustment From AOCI Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax | $37.0K | $74.0K | $75.0K | $149.0K | $93.0K | $187.0K | -$66.0K | -$134.0K | -$90.0K | -$89.0K | -$90.0K | -$71.0K | -$71.0K | -$71.0K | -$110.0K | -$89.0K | -$90.0K | -$187.0K | |||||||
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Net Unamortized Gain Loss Arising During Period Before Tax | $562.0K | -$634.0K | $378.0K | $183.0K | $288.0K | -$389.0K | $53.0K | -$972.0K | -$152.0K | $136.0K | -$89.0K | $806.0K | -$1.4M | $280.0K | -$50.0K | -$41.0K | -$20.0K | $823.0K | |||||||
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax | -$525.0K | $708.0K | -$303.0K | -$34.0K | -$195.0K | $576.0K | -$119.0K | $838.0K | $62.0K | -$225.0K | -$1.0K | -$877.0K | $1.3M | -$351.0K | -$60.0K | -$48.0K | -$70.0K | -$1.0M | |||||||
| Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Net Of Tax | $414.0K | -$559.0K | $239.0K | $27.0K | $154.0K | -$455.0K | $94.0K | -$662.0K | -$49.0K | $178.0K | $1.0K | $693.0K | -$1.0M | $278.0K | $47.0K | $38.0K | $55.0K | $798.0K | |||||||
| Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax | -$111.0K | $149.0K | -$64.0K | -$7.0K | -$41.0K | $121.0K | -$25.0K | $176.0K | $13.0K | -$47.0K | -$184.0K | $274.0K | -$73.0K | -$13.0K | -$10.0K | -$15.0K | -$212.0K | ||||||||
| Interest Expense | $6.7M | $5.9M | $5.6M | $4.7M | $1.5M | $872.0K | $860.0K | $1.0M | $1.1M | $1.3M | $1.8M | $2.2M | $2.4M | $2.4M | $2.2M | $1.8M | $1.4M | $1.2M | $962.0K | $829.0K | |||||
| Income Taxes Paid Net | $105.0K | $108.0K | $106.0K | $14.0K | -$3.0K | $3.0K | $6.0K | $12.0K | |||||||||||||||||
| Deferred Income Tax Expense Benefit | $437.0K | $20.0K | -$338.0K | -$42.0K | -$109.0K | -$53.0K | -$133.0K | -$47.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $136.9M | $121.8M | $113.7M | $108.1M | $126.0M | $116.5M | $109.9M | $59.3M | $55.0M | $52.5M |
| Loans And Leases Receivable Allowance | $7.9M | $7.6M | $11.6M | $6.0M | $6.6M | $5.5M | $5.9M | |||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $102.0M | $37.5M | $22.1M | $31.4M | $72.1M | $93.5M | $12.0M | $50.6M | $10.5M | |
| Interest And Fee Income Loans And Leases | $61.2M | $57.8M | $55.1M | $44.4M | $41.4M | $42.2M | $38.3M | $31.3M | $25.4M | |
| Goodwill | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $1.4M | $1.4M | $1.4M | $1.5M | $2.8M |
| Cash And Due From Banks | $16.9M | $18.6M | $14.2M | $13.3M | $11.0M | $93.5M | $12.0M | $50.6M | $13.0M | |
| Provision For Loan And Lease Losses | $1.4M | -$3.7M | $7.1M | $2.5M | $2.1M | $900.0K | ||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$7.9M | -$12.9M | -$29.5M | -$32.2M | -$6.6M | -$3.8M | -$4.1M | -$7.0M | -$7.0M | -$5.3M |
| Subordinated Debt | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | |
| Retained Earnings Accumulated Deficit | $101.8M | $91.8M | $100.4M | $96.6M | $89.6M | $78.1M | $72.2M | $66.2M | $61.8M | |
| Property Plant And Equipment Net | $13.6M | $14.1M | $17.6M | $18.7M | $19.2M | $18.8M | $18.3M | $17.0M | $17.0M | |
| Other Assets | $25.5M | $23.3M | $19.1M | $17.8M | $14.8M | $8.8M | $5.2M | $6.3M | $5.3M | |
| Noninterest Bearing Deposit Liabilities | $227.3M | $238.1M | $249.8M | $283.6M | $314.8M | $244.3M | $179.2M | $171.8M | $157.8M | |
| Liabilities And Stockholders Equity | $1.30B | $1.26B | $1.31B | $1.34B | $1.28B | $1.13B | $973.9M | $882.4M | $742.1M | |
| Liabilities | $1.16B | $1.13B | $1.20B | $1.23B | $1.16B | $1.01B | $864.1M | $823.1M | $687.1M | |
| Interest Receivable | $4.9M | $4.4M | $4.6M | $4.3M | $3.4M | $3.8M | $2.9M | $2.5M | $2.1M | |
| Interest Bearing Deposit Liabilities | $870.1M | $782.7M | $780.7M | $846.4M | $787.2M | $685.0M | $594.1M | $512.6M | $492.3M | |
| Intangible Assets Net Excluding Goodwill | $106.0K | $166.0K | $246.0K | $334.0K | $433.0K | $199.0K | $241.0K | $284.0K | $326.0K | |
| Deferred Tax Assets Valuation Allowance | $809.0K | $1.3M | $598.0K | $450.0K | $454.0K | $1.8M | $1.2M | $1.1M | $982.0K | |
| Cash Surrender Value Of Life Insurance | $31.0M | $30.2M | $30.0M | $29.8M | $29.1M | $18.9M | $18.5M | $18.0M | $17.6M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q4 2017 | Q3 2017 | Q2 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $133.0M | $129.0M | $126.0M | $122.7M | $116.2M | $114.3M | $106.7M | $107.5M | $110.7M | $106.8M | $113.3M | $117.3M | $124.2M | $121.9M | $118.9M | $115.2M | $113.7M | $113.9M | $108.3M | $105.7M | $102.8M | $57.0M | $55.6M | $54.5M | $57.2M | ||
| Loans And Leases Receivable Allowance | $8.5M | $8.2M | $7.7M | $9.0M | $10.1M | $11.3M | $10.6M | $8.6M | $6.6M | $7.9M | $7.9M | $7.2M | $6.3M | $5.9M | $5.6M | $5.4M | $5.5M | ||||||||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $103.5M | $89.6M | $50.5M | $46.4M | $34.4M | $30.7M | $26.8M | $53.9M | $36.1M | $28.1M | $39.9M | $67.4M | $114.6M | $71.9M | $89.8M | $51.6M | $74.6M | $21.8M | $18.4M | $12.0M | $15.4M | $12.6M | |||||
| Interest And Fee Income Loans And Leases | $15.7M | $15.1M | $15.0M | $14.6M | $14.4M | $14.3M | $14.1M | $13.3M | $13.4M | $11.4M | $10.7M | $10.1M | $10.4M | $9.7M | $10.7M | $10.4M | $10.6M | $10.0M | $10.2M | $9.4M | $8.7M | $8.6M | $7.4M | $6.8M | $6.5M | ||
| Goodwill | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $1.5M | $2.8M | ||
| Cash And Due From Banks | $14.4M | $21.6M | $23.2M | $21.7M | $14.3M | $13.8M | $13.8M | $12.3M | $15.2M | $28.1M | $39.9M | $67.4M | $114.6M | $71.9M | $89.8M | $51.6M | $74.6M | $21.8M | $18.4M | $12.0M | $15.4M | $12.6M | $12.4M | $11.5M | $10.5M | $12.2M | |
| Provision For Loan And Lease Losses | $545.0K | $346.0K | $221.0K | -$954.0K | -$1.1M | -$69.0K | $2.3M | $2.3M | $1.2M | $450.0K | $780.0K | $780.0K | $525.0K | $525.0K | $525.0K | $225.0K | |||||||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$9.5M | -$10.9M | -$11.1M | -$14.7M | -$29.2M | -$30.1M | -$35.5M | -$33.5M | -$30.0M | -$32.5M | -$23.8M | -$17.6M | -$5.3M | -$4.7M | -$5.0M | -$2.6M | -$2.8M | -$1.2M | -$3.9M | -$4.4M | -$5.9M | -$8.1M | |||||
| Subordinated Debt | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | $5.2M | |||||
| Retained Earnings Accumulated Deficit | $99.5M | $96.8M | $94.1M | $94.4M | $102.5M | $101.5M | $99.5M | $98.2M | $96.8M | $95.8M | $93.7M | $91.7M | $86.6M | $84.0M | $81.4M | $75.7M | $74.6M | $73.2M | $70.4M | $68.3M | $113.0M | $65.0M | |||||
| Property Plant And Equipment Net | $13.8M | $13.8M | $13.9M | $14.1M | $14.3M | $14.6M | $18.0M | $18.2M | $18.4M | $18.9M | $19.1M | $19.4M | $19.2M | $19.2M | $18.9M | $18.9M | $18.6M | $18.5M | $18.6M | $16.8M | $17.0M | $16.6M | |||||
| Other Assets | $26.4M | $22.6M | $22.3M | $23.5M | $18.9M | $24.6M | $20.7M | $19.2M | $19.1M | $17.9M | $15.9M | $14.8M | $14.3M | $13.8M | $12.5M | $13.5M | $11.3M | $11.2M | $5.1M | $5.4M | $5.2M | $6.1M | |||||
| Noninterest Bearing Deposit Liabilities | $252.7M | $239.5M | $238.0M | $256.9M | $240.8M | $237.0M | $276.9M | $256.2M | $269.7M | $309.3M | $304.3M | $304.6M | $316.5M | $289.5M | $272.6M | $251.6M | $247.8M | $175.0M | $179.9M | $152.7M | $159.6M | $185.2M | |||||
| Liabilities And Stockholders Equity | $1.32B | $1.27B | $1.26B | $1.27B | $1.28B | $1.30B | $1.32B | $1.34B | $1.35B | $1.29B | $1.29B | $1.28B | $1.26B | $1.21B | $1.20B | $1.11B | $1.13B | $1.01B | $946.0M | $913.1M | $884.8M | $819.7M | |||||
| Liabilities | $1.18B | $1.15B | $1.13B | $1.14B | $1.16B | $1.18B | $1.21B | $1.23B | $1.24B | $1.19B | $1.18B | $1.16B | $1.14B | $1.09B | $1.08B | $997.4M | $1.01B | $893.4M | $837.8M | $807.5M | $782.0M | $762.7M | |||||
| Interest Receivable | $4.9M | $4.5M | $4.6M | $4.4M | $4.5M | $4.6M | $3.5M | $3.0M | $3.0M | $2.6M | $3.3M | $3.3M | $3.7M | $3.9M | $3.8M | $3.9M | $3.7M | $3.1M | $2.8M | $2.9M | $2.8M | $2.4M | |||||
| Interest Bearing Deposit Liabilities | $863.1M | $831.3M | $796.3M | $789.3M | $791.2M | $800.1M | $805.4M | $821.2M | $823.8M | $800.9M | $808.1M | $808.0M | $770.9M | $737.7M | $735.4M | $664.6M | $662.2M | $609.7M | $590.1M | $564.2M | $524.4M | $506.5M | |||||
| Intangible Assets Net Excluding Goodwill | $113.0K | $129.0K | $146.0K | $186.0K | $205.0K | $225.0K | $267.0K | $289.0K | $310.0K | $358.0K | $382.0K | $406.0K | $460.0K | $487.0K | $515.0K | $209.0K | $220.0K | $230.0K | $252.0K | $262.0K | $273.0K | $294.0K | |||||
| Deferred Tax Assets Valuation Allowance | $928.0K | $1.1M | $1.2M | $1.1M | $615.0K | $593.0K | $555.0K | $529.0K | $547.0K | $462.0K | $470.0K | $466.0K | $1.7M | $1.8M | $1.8M | $1.7M | $1.6M | $1.2M | $1.2M | $1.2M | $1.1M | $985.0K | |||||
| Cash Surrender Value Of Life Insurance | $30.8M | $30.6M | $30.4M | $30.0M | $30.4M | $30.2M | $29.9M | $30.1M | $30.0M | $29.6M | $29.4M | $29.3M | $29.0M | $28.8M | $18.6M | $18.8M | $18.7M | $18.6M | $18.4M | $18.2M | $18.1M | $17.9M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Proceeds From Sale Of Loans Held For Sale | $7.8M | $7.8M | $4.9M | $24.7M | $75.5M | $98.7M | $49.2M | $39.4M | $38.0M |
| Payments To Acquire Property Plant And Equipment | $850.0K | $791.0K | $578.0K | $1.1M | $1.8M | $1.9M | $2.6M | $1.1M | $697.0K |
| Payments For Proceeds From Federal Home Loan Bank Stock | -$2.0M | -$2.6M | $3.3M | $1.9M | -$1.5M | -$648.0K | $1.6M | $775.0K | $211.0K |
| Net Cash Provided By Used In Operating Activities | $11.7M | $8.5M | $7.0M | $14.8M | $7.7M | $14.8M | $12.1M | $8.6M | $5.4M |
| Net Cash Provided By Used In Investing Activities | $21.2M | $74.7M | $14.7M | -$123.6M | -$135.7M | -$74.1M | -$132.1M | -$104.1M | -$24.0M |
| Net Cash Provided By Used In Financing Activities | $31.6M | -$67.9M | -$31.0M | $68.1M | $106.7M | $140.8M | $81.4M | $135.6M | $16.1M |
| Increase Decrease In Time Deposits | $39.3M | $19.6M | $101.7M | $59.5M | -$43.7M | -$18.0M | $63.0M | $13.5M | -$9.2M |
| Increase Decrease In Other Operating Assets | $2.1M | $4.3M | $1.4M | $3.0M | $6.0M | $3.6M | -$1.1M | $1.0M | -$877.0K |
| Increase Decrease In Other Accrued Liabilities | $58.0K | $3.5M | $1.9M | $4.3M | $3.2M | $6.4M | $1.7M | $675.0K | $699.0K |
| Increase Decrease In Accrued Interest Receivable Net | $447.0K | -$181.0K | $361.0K | $889.0K | -$453.0K | $916.0K | $380.0K | $374.0K | $171.0K |
| Share Based Compensation | $39.0K | $19.0K | $396.0K | $615.0K | $618.0K | $217.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q1 2025 | Q1 2024 | Q1 2023 | Q1 2022 | Q1 2021 | Q1 2020 | Q1 2019 | Q1 2018 |
|---|---|---|---|---|---|---|---|---|
| Proceeds From Sale Of Loans Held For Sale | $423.0K | $2.0M | $1.1M | $11.4M | $25.8M | $16.9M | $7.3M | $8.0M |
| Payments To Acquire Property Plant And Equipment | $116.0K | $244.0K | $63.0K | $579.0K | $285.0K | $493.0K | $235.0K | $81.0K |
| Payments For Proceeds From Federal Home Loan Bank Stock | -$715.0K | -$900.0K | $2.2M | -$95.0K | -$644.0K | $600.0K | $2.0M | $139.0K |
| Net Cash Provided By Used In Operating Activities | $4.3M | -$3.5M | $3.1M | $7.5M | $2.6M | $3.8M | $1.3M | $6.9M |
| Net Cash Provided By Used In Investing Activities | $13.0M | $27.5M | -$9.6M | -$19.4M | -$35.7M | -$17.6M | -$37.2M | -$15.0M |
| Net Cash Provided By Used In Financing Activities | -$4.2M | -$15.5M | $11.3M | $7.1M | $29.4M | $23.6M | $798.0K | $9.1M |
| Increase Decrease In Time Deposits | -$8.3M | $14.9M | $67.7M | -$14.4M | -$8.5M | $11.9M | $18.5M | $5.1M |
| Increase Decrease In Other Operating Assets | -$1.1M | $5.5M | $1.2M | -$7.0K | $3.7M | $6.0M | -$1.2M | $216.0K |
| Increase Decrease In Other Accrued Liabilities | $258.0K | $447.0K | $1.6M | $1.9M | $2.4M | $6.0M | -$395.0K | -$72.0K |
| Increase Decrease In Accrued Interest Receivable Net | $197.0K | -$5.0K | -$1.3M | -$110.0K | $21.0K | $199.0K | $259.0K | -$484.0K |
| Share Based Compensation | $9.0K | $150.0K | $152.0K | $153.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.92 | $-0.80 | $0.40 | $0.64 | $1.06 | $0.55 | $0.56 | ||
| Earnings Per Share Basic | $0.93 | $-0.80 | $0.41 | $0.65 | $1.07 | $0.55 | $0.56 | ||
| Weighted Average Number Of Shares Outstanding Basic | 10.8M | 10.8M | 10.8M | 10.8M | 10.8M | 10.7M | 10.7M | ||
| Weighted Average Number Of Diluted Shares Outstanding | 11.0M | 10.8M | 10.9M | 11.0M | 11.0M | 10.7M | 10.7M | ||
| Common Stock Shares Outstanding | 11.1M | 11.1M | 11.1M | 11.3M | 11.3M | 11.3M | 11.1M | 0.00 | 100.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.25 | $0.25 | $0.21 | $-0.75 | $0.09 | $0.10 | $0.11 | $0.13 | $0.07 | $0.19 | $0.18 | $0.19 | $0.25 | $0.23 | $0.31 | $0.10 | $0.13 | $0.10 | $0.20 | $0.11 | $0.09 | |
| Earnings Per Share Basic | $0.25 | $0.25 | $0.21 | $-0.75 | $0.09 | $0.10 | $0.12 | $0.13 | $0.07 | $0.19 | $0.19 | $0.19 | $0.25 | $0.24 | $0.31 | $0.10 | $0.13 | $0.10 | $0.20 | $0.11 | $0.09 | |
| Weighted Average Number Of Shares Outstanding Basic | 10.8M | 10.8M | 10.8M | 10.8M | 10.8M | 10.7M | 10.7M | 10.8M | 10.9M | 10.8M | 10.8M | 10.8M | 10.8M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | |
| Weighted Average Number Of Diluted Shares Outstanding | 11.0M | 11.0M | 10.9M | 10.8M | 10.8M | 10.8M | 10.8M | 10.9M | 11.0M | 11.0M | 11.0M | 11.0M | 10.9M | 10.9M | 10.9M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | 10.7M | |
| Common Stock Shares Outstanding | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.3M | 11.3M | 11.3M | 11.3M | 11.3M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 11.1M | 100.00 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Noninterest Expense | $39.0M | $36.8M | $36.4M | $37.4M | $35.5M | $30.1M | $27.9M | $26.1M | $25.1M |
| Professional Fees | $1.8M | $1.9M | $1.9M | $1.7M | $1.8M | $1.6M | $1.4M | $933.0K | $798.0K |
| Other Noninterest Expense | $7.1M | $6.5M | $6.5M | $6.0M | $6.1M | $5.2M | $4.8M | $4.4M | $4.4M |
| Other Interest And Dividend Income | $2.6M | $1.1M | $1.2M | $325.0K | $105.0K | $47.0K | $60.0K | $61.0K | $50.0K |
| Occupancy Net | $4.4M | $4.3M | $4.3M | $4.6M | $4.1M | $3.5M | $3.5M | $3.4M | $3.4M |
| Noninterest Income Other Operating Income | $1.4M | $1.2M | $686.0K | $538.0K | $339.0K | $115.0K | $334.0K | $895.0K | $915.0K |
| Noninterest Income | $7.0M | -$9.0M | $5.8M | $5.9M | $7.4M | $8.3M | $5.6M | $5.2M | $8.1M |
| Labor And Related Expense | $21.6M | $20.4M | $19.5M | $21.6M | $20.1M | $16.8M | $15.6M | $14.4M | $13.5M |
| Investment Banking Advisory Brokerage And Underwriting Fees And Commissions | $1.5M | $1.5M | $1.2M | $1.2M | $1.1M | $1.3M | $944.0K | $809.0K | $749.0K |
| Interest And Dividend Income Securities | $5.1M | $4.3M | $4.4M | $3.8M | $2.2M | $2.1M | $2.7M | $2.4M | $2.5M |
| Interest And Dividend Income Operating | $68.9M | $63.2M | $60.7M | $48.6M | $43.7M | $44.4M | $41.0M | $33.7M | $27.9M |
| Information Technology And Data Processing | $2.2M | $2.0M | $2.0M | $1.9M | $1.7M | $1.4M | $1.3M | $1.2M | $1.2M |
| Gain Loss On Sales Of Loans Net | $252.0K | $160.0K | $118.0K | $864.0K | $2.6M | $3.8M | $1.2M | $621.0K | $571.0K |
| Federal Deposit Insurance Corporation Premium Expense | $1.0M | $1.1M | $1.2M | $829.0K | $769.0K | $797.0K | $478.0K | $845.0K | $794.0K |
| Bank Owned Life Insurance Income | $780.0K | $751.0K | $665.0K | $640.0K | $571.0K | $380.0K | $398.0K | $401.0K | $460.0K |
| Amortization Of ESOP Award | $243.0K | $186.0K | $162.0K | $216.0K | $227.0K | $170.0K | $243.0K | ||
| Marketing Expense | $859.0K | $588.0K | $555.0K | $693.0K | $708.0K | $506.0K | $666.0K | $724.0K | |
| Other Depreciation And Amortization | $1.3M | $1.3M | $1.4M | $1.6M | $1.6M | $1.4M | $1.3M | $1.1M | $1.1M |
| Interest Paid Net | $22.3M | $26.1M | $22.0M | $6.1M | $4.6M | $8.3M | $8.6M | $5.1M | $3.3M |
| Gain Loss On Sale Of Mortgage Loans | $252.0K | $160.0K | $118.0K | $864.0K | $2.6M | $3.8M | $1.2M | $621.0K | $571.0K |
| Federal Home Loan Bank Stock | $2.0M | $4.0M | $6.5M | $3.3M | $1.3M | $2.8M | $3.4M | $1.9M | $1.1M |
| Deposits | $1.10B | $1.02B | $1.03B | $1.13B | $1.10B | $929.4M | $773.3M | $684.4M | $650.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 | Q3 2018 | Q2 2018 | Q1 2018 | Q3 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Noninterest Expense | $9.7M | $9.7M | $9.5M | $9.1M | $8.9M | $8.9M | $8.8M | $9.3M | $9.2M | $9.2M | $9.5M | $9.1M | $9.1M | $8.9M | $8.0M | $7.4M | $6.8M | $7.3M | $6.8M | $7.0M | $6.9M | $6.5M | $6.4M | $6.4M | $6.0M |
| Professional Fees | $501.0K | $492.0K | $477.0K | $510.0K | $458.0K | $414.0K | $490.0K | $616.0K | $366.0K | $419.0K | $479.0K | $394.0K | $439.0K | $528.0K | $408.0K | $380.0K | $353.0K | $322.0K | $361.0K | $360.0K | $266.0K | $217.0K | $224.0K | $194.0K | $186.0K |
| Other Noninterest Expense | $1.7M | $1.8M | $1.8M | $1.6M | $1.6M | $1.5M | $1.7M | $1.6M | $1.6M | $1.5M | $1.4M | $1.3M | $1.7M | $1.5M | $1.3M | $1.3M | $880.0K | $1.3M | $1.1M | $1.2M | $1.2M | $1.1M | $1.1M | $1.1M | $1.0M |
| Other Interest And Dividend Income | $923.0K | $414.0K | $279.0K | $366.0K | $295.0K | $217.0K | $384.0K | $398.0K | $189.0K | $147.0K | $44.0K | $19.0K | $34.0K | $13.0K | $19.0K | $12.0K | $13.0K | $11.0K | $10.0K | $6.0K | $35.0K | $5.0K | $5.0K | $4.0K | $25.0K |
| Occupancy Net | $1.1M | $1.1M | $1.1M | $1.0M | $1.1M | $1.1M | $1.0M | $1.1M | $1.1M | $1.1M | $1.2M | $1.1M | $1.1M | $1.0M | $954.0K | $885.0K | $878.0K | $850.0K | $838.0K | $898.0K | $895.0K | $818.0K | $852.0K | $902.0K | $787.0K |
| Noninterest Income Other Operating Income | $447.0K | $342.0K | $416.0K | $202.0K | $269.0K | $250.0K | $169.0K | $171.0K | $172.0K | $145.0K | $142.0K | $108.0K | $78.0K | $100.0K | $50.0K | $30.0K | -$32.0K | $63.0K | $108.0K | $78.0K | $77.0K | $230.0K | $205.0K | $250.0K | $253.0K |
| Noninterest Income | $1.9M | $1.6M | $1.8M | -$10.0M | $1.6M | $1.6M | $1.6M | $1.4M | $1.4M | $1.4M | $1.5M | $1.7M | $1.6M | $1.9M | $2.2M | $2.1M | $1.8M | $1.6M | $1.5M | $1.4M | $1.3M | $1.5M | $884.0K | $1.2M | $3.3M |
| Labor And Related Expense | $5.5M | $5.2M | $5.1M | $5.0M | $4.9M | $5.0M | $4.7M | $5.0M | $5.2M | $5.4M | $5.5M | $5.5M | $5.2M | $5.0M | $4.6M | $4.2M | $4.0M | $4.2M | $3.9M | $3.9M | $3.9M | $3.6M | $3.4M | $3.5M | $3.3M |
| Investment Banking Advisory Brokerage And Underwriting Fees And Commissions | $467.0K | $269.0K | $336.0K | $375.0K | $378.0K | $381.0K | $321.0K | $234.0K | $309.0K | $229.0K | $363.0K | $340.0K | $237.0K | $358.0K | $217.0K | $380.0K | $250.0K | $312.0K | $225.0K | $329.0K | $213.0K | $225.0K | $184.0K | $148.0K | $183.0K |
| Interest And Dividend Income Securities | $1.1M | $1.3M | $1.4M | $995.0K | $957.0K | $1.0M | $1.0M | $1.2M | $1.0M | $1.0M | $968.0K | $874.0K | $623.0K | $574.0K | $363.0K | $476.0K | $631.0K | $683.0K | $655.0K | $713.0K | $608.0K | $578.0K | $585.0K | $599.0K | $590.0K |
| Interest And Dividend Income Operating | $17.8M | $16.8M | $16.6M | $16.0M | $15.7M | $15.6M | $15.5M | $14.9M | $14.6M | $12.6M | $11.7M | $11.0M | $11.1M | $10.2M | $11.1M | $10.9M | $11.2M | $10.7M | $10.8M | $10.1M | $9.4M | $9.2M | $8.0M | $7.4M | $7.1M |
| Information Technology And Data Processing | $524.0K | $534.0K | $525.0K | $505.0K | $521.0K | $495.0K | $501.0K | $506.0K | $472.0K | $479.0K | $456.0K | $486.0K | $450.0K | $424.0K | $395.0K | $325.0K | $361.0K | $354.0K | $353.0K | $343.0K | $307.0K | $283.0K | $294.0K | $274.0K | $272.0K |
| Gain Loss On Sales Of Loans Net | $89.0K | $69.0K | $38.0K | $50.0K | $35.0K | $46.0K | $30.0K | $52.0K | $10.0K | $147.0K | $293.0K | $400.0K | $502.0K | $618.0K | $1.1M | $976.0K | $941.0K | $465.0K | $289.0K | $251.0K | $166.0K | $167.0K | $120.0K | $148.0K | $163.0K |
| Federal Deposit Insurance Corporation Premium Expense | $274.0K | $295.0K | $297.0K | $289.0K | $261.0K | $253.0K | $288.0K | $354.0K | $282.0K | $226.0K | $194.0K | $182.0K | $201.0K | $170.0K | $171.0K | $248.0K | $197.0K | $168.0K | $29.0K | $147.0K | $141.0K | $229.0K | $204.0K | $175.0K | $182.0K |
| Bank Owned Life Insurance Income | $198.0K | $194.0K | $188.0K | $192.0K | $188.0K | $184.0K | $170.0K | $164.0K | $160.0K | $163.0K | $161.0K | $157.0K | $158.0K | $160.0K | $94.0K | $97.0K | $96.0K | $97.0K | $100.0K | $100.0K | $100.0K | $101.0K | $100.0K | $99.0K | $116.0K |
| Amortization Of ESOP Award | $69.0K | $60.0K | $55.0K | $46.0K | $43.0K | $46.0K | $37.0K | $39.0K | $49.0K | $52.0K | $53.0K | $58.0K | $59.0K | $57.0K | $52.0K | $37.0K | $37.0K | $55.0K | $59.0K | $62.0K | $64.0K | ||||
| Marketing Expense | $151.0K | $223.0K | $200.0K | $129.0K | $115.0K | $121.0K | $131.0K | $143.0K | $104.0K | $140.0K | $201.0K | $117.0K | $119.0K | $146.0K | $88.0K | $95.0K | $82.0K | $143.0K | $166.0K | $147.0K | $155.0K | $148.0K | |||
| Other Depreciation And Amortization | $318.0K | $344.0K | $358.0K | $380.0K | $321.0K | $328.0K | $321.0K | $287.0K | |||||||||||||||||
| Interest Paid Net | $5.7M | $6.5M | $4.5M | $872.0K | $1.3M | $2.4M | $1.8M | $965.0K | |||||||||||||||||
| Gain Loss On Sale Of Mortgage Loans | $38.0K | $46.0K | $10.0K | $400.0K | $1.1M | $254.0K | $56.0K | $148.0K | |||||||||||||||||
| Federal Home Loan Bank Stock | $2.0M | $2.0M | $3.2M | $3.5M | $4.4M | $5.6M | $4.7M | $5.5M | $5.5M | $2.4M | $1.7M | $1.2M | $1.4M | $1.5M | $2.1M | $3.0M | $3.2M | $4.0M | $2.6M | $3.4M | $3.9M | $2.9M | |||
| Deposits | $1.12B | $1.07B | $1.03B | $1.05B | $1.03B | $1.04B | $1.08B | $1.08B | $1.09B | $1.11B | $1.11B | $1.11B | $1.09B | $1.03B | $1.01B | $916.2M | $910.0M | $784.7M | $770.0M | $716.9M | $684.0M | $691.7M |
Most recent annual filing with the SEC: March 13, 2026
Data sourced from SEC EDGAR public filings as of August 6, 2026.