Root, Inc. Financial Summary

Quick Answer

Root, Inc. reported Total Revenue of $1.52 billion for fiscal year 2025.

Root, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Total Revenue $1.52B
+29.0%
$1.18B
+158.6%
$455.00M
+46.4%
$310.80M
-10.0%
$345.40M
-0.4%
$346.80M
+19.5%
Net Income $40.30M
+30.4%
$30.90M
+121.0%
-$147.40M
+50.5%
-$297.70M
+42.9%
-$521.10M
-43.6%
-$363.00M
-28.5%
Diluted EPS $2.36
+29.0%
$1.83
+117.9%
-$10.24
+51.5%
-$21.11
+44.1%
-$37.76
+56.3%
-$86.43
-937.6%
Total Assets $1.67B
+12.0%
$1.50B
+11.0%
$1.35B
+2.7%
$1.31B
-0.5%
$1.32B
-25.1%
$1.76B
+141.9%
Cash and Equivalents $669.30M
+11.7%
$599.30M
-11.7%
$678.70M
-10.9%
$762.10M
+7.9%
$706.00M
-36.6%
$1.11B
+184.1%
Long-Term Debt $200.30M
+0.1%
$200.10M
-33.1%
$299.00M
+1.2%
$295.40M $0.00
-100.0%
$188.20M
-2.1%
Stockholders Equity $284.30M
+39.6%
$203.70M
+22.9%
$165.70M
-64.6%
$467.60M
-12.8%
$536.40M
-48.0%
$1.03B
+375.8%
Operating Income $61.80M
-21.3%
$78.50M
+177.5%
-$101.30M
+61.5%
-$263.10M
+45.8%
-$485.20M
-70.1%
-$285.30M
-9.7%
Shares Outstanding

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Total Revenue September 30, 2025 $387.80M +26.9% +1.3%
Net Income September 30, 2025 -$5.40M -123.7% -124.5%
Diluted EPS September 30, 2025 -$0.35 -125.9% -127.1%
Total Assets September 30, 2025 $1.64B +5.2% +3.4%
Cash and Equivalents September 30, 2025 $653.30M -3.2% +1.9%
Long-Term Debt September 30, 2025 $200.40M -33.4% +0.1%
Stockholders Equity September 30, 2025 $265.00M +45.7% +8.4%
Operating Income September 30, 2025 $300.0K -99.1% -98.9%
Shares Outstanding September 30, 2020 42.50M -4.3%
  • Root, Inc. reported Total Revenue of $1.52 billion for fiscal year 2025.
  • Root, Inc. showed an increase of +29.0% in Total Revenue compared to the prior fiscal year.
  • Root, Inc. reported Net Income of $40.30 million for fiscal year 2025.
  • Root, Inc. showed an increase of +30.4% in Net Income compared to the prior fiscal year.
  • Root, Inc. reported Diluted EPS of $2.36 per share for fiscal year 2025.
  • Root, Inc. showed an increase of +29.0% in Diluted EPS compared to the prior fiscal year.
  • Root, Inc. reported Total Assets of $1.67 billion for fiscal year 2025.
  • Root, Inc. showed an increase of +12.0% in Total Assets compared to the prior fiscal year.
  • Root, Inc. reported Cash and Equivalents of $669.30 million for fiscal year 2025.
  • Root, Inc. showed an increase of +11.7% in Cash and Equivalents compared to the prior fiscal year.
  • Root, Inc. reported Long-Term Debt of $200.30 million for fiscal year 2025.
  • Root, Inc. showed an increase of +0.1% in Long-Term Debt compared to the prior fiscal year.
  • Root, Inc. reported Stockholders Equity of $284.30 million for fiscal year 2025.
  • Root, Inc. showed an increase of +39.6% in Stockholders Equity compared to the prior fiscal year.
  • Root, Inc. reported Operating Income of $61.80 million for fiscal year 2025.
  • Root, Inc. showed a decrease of -21.3% in Operating Income compared to the prior fiscal year.
  • Root, Inc. reported Shares Outstanding of 44.40 million shares for fiscal year 2019.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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