Root, Inc. Long-Term Debt

Quick Answer

Root, Inc. reported Long-Term Debt of $200.30 million for fiscal year 2025.

Root, Inc. Long-Term Debt — Annual History

Fiscal Year Long-Term Debt YoY Change
2025 $200.30M +0.1%
2024 $200.10M -33.1%
2023 $299.00M +1.2%
2022 $295.40M
2021 $0.00 -100.0%
2020 $188.20M -2.1%
2019 $192.20M

Quarterly Long-Term Debt

Quarter Ending Long-Term Debt YoY QoQ
September 30, 2025 $200.40M -33.4% +0.1%
June 30, 2025 $200.10M -33.3% +0.1%
March 31, 2025 $200.00M -33.2% -0.0%
December 31, 2024 $200.10M -33.1% -33.5%
September 30, 2024 $300.90M +0.9% +0.3%
June 30, 2024 $300.10M +0.9% +0.3%
March 31, 2024 $299.30M +1.0% +0.1%
December 31, 2023 $299.00M +1.2% +0.2%
  • Root, Inc. showed an increase of +0.1% in Long-Term Debt compared to the prior fiscal year.
  • Over the 2019–2025 period, Root, Inc.’s long-term debt has grown by 4.2% (from $192.20 million to $200.30 million).
  • The most recent figure is from Root, Inc.’s fiscal year 2025 report (Form 10-K), filed with the SEC on February 25, 2026.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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