SHF Holdings, Inc. Financial Summary

Complete Filing Data

SHF Holdings, Inc. reported Stockholders Equity of $5.11 million for FY2022.

All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean SHF Holdings, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.

Income Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021
Net Income Loss-$48.3M-$17.3M-$35.1M$3.3M
Operating Income Loss-$7.1M-$20.7M-$2.2M$3.3M
Operating Expenses$22.3M$38.3M$11.7M$3.7M
Revenue From Contract With Customer Excluding Assessed Tax$15.2M$17.6M$9.5M$7.0M
General And Administrative Expense$4.0M$6.6M$2.4M$567.9K
Nonoperating Income Expense$2.6M$1.6M-$42.2M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest-$4.5M-$19.1M-$44.4M$3.3M
Income Tax Expense Benefit$43.9M-$1.8M-$9.3M
Interest Expense Nonoperating$533.4K$1.1M
Goodwill Impairment Loss$6.1M$13.2M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Net Income Loss$179.5K-$930.7K-$313.6K$353.8K$941.5K$2.0M-$748.1K-$17.6M-$1.4M$1.1M$336.3K$501.6K$946.1K$717.2K$905.3K
Operating Income Loss-$1.2M-$971.0K-$1.5M$176.9K$300.2K$324.9K$531.4K-$17.9M-$1.6M$825.5K$336.3K$501.6K$946.1K-$10.1K-$795.00
Operating Expenses$3.1M$2.8M$3.4M$3.3M$3.7M$3.7M$3.8M$22.5M$5.8M$1.6M$1.5M$1.2M$770.8K$795.00
Revenue From Contract With Customer Excluding Assessed Tax$1.8M$1.8M$1.9M$3.5M$4.0M$4.1M$4.3M$4.6M$4.2M$2.4M$1.9M$1.7M$1.7M
General And Administrative Expense$856.4K$457.8K$990.8K$929.4K$1.0M$984.2K$1.5M$1.9M$1.5M$373.7K$279.6K$223.0K$176.7K
Nonoperating Income Expense$1.4M-$18.1K$1.2M$183.7K$1.1M$1.3M-$1.2M-$343.9K-$401.1K$230.8K$60.3K-$1.7M
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest$179.5K-$989.2K-$313.6K$360.7K$1.4M$1.6M-$686.1K-$18.3M-$2.0M$1.1M$336.3K$501.6K-$1.7M
Income Tax Expense Benefit-$58.5K$6.8K$487.6K-$438.9K$61.9K-$652.1K-$609.3K$13.5K
Interest Expense Nonoperating$252.6K$115.3K$112.8K$161.7K$168.8K$154.2K$159.5K$160.7K
Goodwill Impairment Loss$13.2M

Balance Sheet

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021FY2020
Stockholders Equity$5.1M$7.3M$4.4M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$8.4M$5.5M$3.0M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect-$2.6M-$3.5M$2.9M$2.5M
Liabilities And Stockholders Equity$67.9M$99.5M$7.5M
Liabilities$33.5M$94.3M$181.5K
Assets$67.9M$99.5M$7.5M
Liabilities Current$7.9M$49.6M$181.5K
Cash And Cash Equivalents At Carrying Value$4.9M$8.4M$5.5M
Assets Current$7.8M$10.2M$6.1M
Retained Earnings Accumulated Deficit-$71.6M-$39.7M
Operating Lease Right Of Use Asset$1.0M
Change In Fair Value Of Deferred Consideration$361.4K$4.6M-$97.6K
Accrued Liabilities Current$1.0M$1.5M$129.5K
Warrant Liabilities Noncurrent$4.2M$666.5K
Interest Receivable Current$13.8K$7.3K$7.6K
Common Stock Value$273.00$2.4K
Contract With Customer Liability Current$21.9K$996.00$8.3K
Other Liabilities Current$41.6K$11.3K
Operating Lease Liability Noncurrent$875.4K$1.0M
Operating Lease Liability Current$132.5K$20.1K
Deferred Compensation Liability Current$2.9M$14.4M
Accounts And Other Receivables Net Current$12.4K$51.3K$52.8K
Property Plant And Equipment Net$84.2K$49.6K$6.4K
Long Term Investments$381.5K$1.4M$1.4M
Other Assets Current$82.7K$150.8K
Repayments Of Senior Debt$3.0M$488.8K
Goodwill$6.1M$19.3M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021
Stockholders Equity$7.0M-$17.9M-$16.9M-$12.3M$39.4M$38.5M$37.0M$34.4M$27.0M$27.3M$44.0M$30.7M$8.3M$7.9M$6.5M$5.5M$4.8M
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations$861.7K$247.3K$931.4K$2.3M$5.9M$6.1M$5.6M$4.9M$8.9M$8.2M$8.6M$7.3M$6.4M$6.1M$4.4M$938.8K$25.0K
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect-$1.4M$737.6K$238.6K$574.9K$938.8K$25.0K
Liabilities And Stockholders Equity$13.7M$6.0M$6.7M$13.2M$66.9M$67.3M$67.7M$72.4M$72.1M$89.1M$98.9M$119.0M$117.7M$118.0M$118.6M$102.2K
Liabilities$6.7M$23.8M$23.6M$25.5M$27.5M$28.9M$30.7M$45.4M$44.7M$45.1M$68.2M$9.6M$6.4M$6.9M$11.1M$78.0K
Assets$13.7M$6.0M$6.7M$13.2M$66.9M$67.3M$67.7M$72.4M$72.1M$89.1M$98.9M$119.0M$117.7M$118.0M$118.6M$102.2K
Liabilities Current$5.3M$12.3M$11.9M$12.7M$14.7M$7.5M$7.1M$20.0M$19.3M$19.2M$41.5M$2.2M$1.1M$149.4K$531.6K
Cash And Cash Equivalents At Carrying Value$861.7K$247.3K$931.4K$2.3M$5.9M$6.1M$5.6M$8.9M$8.2M$8.6M$7.3M$172.4K$47.9K$330.2K$938.8K
Assets Current$11.1M$5.0M$5.2M$11.7M$12.2M$7.8M$7.4M$10.6M$9.9M$10.2M$13.2M$377.4K$271.6K$662.2K$1.3M
Retained Earnings Accumulated Deficit-$122.3M-$122.5M-$121.1M-$120.8M-$69.1M-$69.4M-$70.4M-$71.7M-$70.6M-$46.7M$244.0K-$7.8M-$6.0M-$6.8M-$6.2M-$9.8M-$795.00
Operating Lease Right Of Use Asset$586.3K$625.4K$664.4K$703.5K$742.6K$781.7K$820.8K$859.9K$898.9K$938.0K$977.1K
Change In Fair Value Of Deferred Consideration-$40.6K-$41.0K$161.0K-$68.8K$211.5K$184.5K-$197.3K-$193.1K-$190.9K
Accrued Liabilities Current$881.7K$820.6K$765.5K$1.3M$788.1K$949.7K$645.6K$1.3M$1.2M$1.2M$5.6M$874.3K$149.4K$78.0K
Warrant Liabilities Noncurrent$763.7K$106.3K$244.4K$1.4M$1.4M$1.8M$2.9M$1.1M$223.6K$233.4K$737.1K$1.4M$2.8M
Interest Receivable Current$2.1K$2.9K$16.3K$15.6K$23.3K$16.9K$123.3K$37.2K$186.4K$25.4K
Common Stock Value$291.00$282.00$278.00$278.00$5.6K$5.5K$5.5K$4.7K$4.6K$4.0K$1.9K
Contract With Customer Liability Current$25.2K$10.2K$9.1K$28.3K$47.6K$66.8K$2.7K$63.4K$60.4K$79.6K
Other Liabilities Current$38.5K$14.5K$89.9K$72.8K$64.7K$77.3K$62.2K$72.9K$88.4K$86.3K
Operating Lease Liability Noncurrent$573.4K$620.2K$669.0K$712.9K$753.8K$795.1K$835.6K$898.7K$873.9K$979.3K
Operating Lease Liability Current$180.0K$174.3K$165.8K$162.0K$159.4K$153.4K$142.9K$122.5K$184.1K$66.7K
Deferred Compensation Liability Current$3.3M$3.2M$3.2M$3.3M$3.0M$3.0M$2.9M$14.7M$14.6M$14.3M
Accounts And Other Receivables Net Current$13.6K$13.3K$13.1K$12.9K$12.6K$12.2K$11.9K$11.7K$71.2K
Property Plant And Equipment Net$1.7K$3.2K$5.2K$7.4K$45.4K$126.4K$170.2K$202.0K$16.5K
Long Term Investments$375.4K$378.9K$374.4K$376.8K$379.9K$305.0K$289.7K$277.0K$1.4M
Other Assets Current$3.2M$3.3M$3.0M$3.0M
Repayments Of Senior Debt$255.8K$740.5K
Goodwill$6.1M$6.1M$6.1M$6.1M$6.1M$19.3M

Cash Flow Statement

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021
Employee Benefits And Share Based Compensation$7.8M$10.3M$6.7M$2.1M
Net Cash Provided By Used In Operating Activities$430.5K-$832.1K$1.7M$2.9M
Net Cash Provided By Used In Investing Activities$12.4K-$2.2M-$2.9M$1.0M
Increase Decrease In Prepaid Expense-$86.9K$220.9K-$56.0K$3.5K
Net Cash Provided By Used In Financing Activities-$3.0M-$488.8K$4.1M-$1.5M
Increase Decrease In Accrued Liabilities$292.4K-$464.4K$402.8K$37.7K
Increase Decrease In Accrued Interest Receivable Net$2.5K$6.5K$236.00$7.6K
Increase Decrease In Accounts Receivable$12.7K-$81.2K-$24.8K$293.4K
Increase Decrease In Contract With Customer Liability$6.4K$20.9K-$7.3K
Depreciation Depletion And Amortization$711.9K$1.4M$189.3K$1.9K
Share Based Compensation$1.6M$3.7M$2.8M
Increase Decrease In Other Current Assets$3.0M-$40.4K$150.8K
Increase Decrease In Accounts Receivable Related Parties-$1.1M$863.6K$710.7K
Increase Decrease In Accounts Payable Trade-$76.7K-$2.5M$355.2K
Increase Decrease In Accounts Payable Related Parties-$501.7K$386.7K-$231.9K
Proceeds From Repayments Of Loans$12.4K$1.0M
Increase Decrease In Security Deposits-$916.00-$856.00-$5.1K
Increase Decrease In Other Current Liabilities$527.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Employee Benefits And Share Based Compensation$1.7M$1.6M$1.3M$1.8M$2.3M$2.3M$2.1M$2.5M$3.7M$865.6K$795.0K$722.5K$539.6K
Net Cash Provided By Used In Operating Activities-$1.1M$1.5M-$232.0K$506.5K-$105.00
Net Cash Provided By Used In Investing Activities$3.2K$3.0K$470.6K$8.4K-$117.3M
Increase Decrease In Prepaid Expense-$101.0K-$77.3K-$77.4K$32.3K$350.0K
Net Cash Provided By Used In Financing Activities-$255.8K-$740.5K$60.0K$118.2M$25.0K
Increase Decrease In Accrued Liabilities-$535.9K-$363.3K-$466.8K$10.4K$795.00
Increase Decrease In Accrued Interest Receivable Net-$13.4K$3.1K$146.1K-$67.00
Increase Decrease In Accounts Receivable-$43.8K$31.3K$30.7K$43.3K
Increase Decrease In Contract With Customer Liability-$19.2K-$19.2K$78.6K-$8.3K
Depreciation Depletion And Amortization$1.4K$195.7K$751.2K$817.00
Share Based Compensation$236.5K$562.3K$1.6M
Increase Decrease In Other Current Assets-$82.7K-$150.8K
Increase Decrease In Accounts Receivable Related Parties-$333.9K-$983.9K-$182.8K
Increase Decrease In Accounts Payable Trade$126.9K-$38.2K-$533.9K
Increase Decrease In Accounts Payable Related Parties$82.2K-$451.6K-$65.3K
Proceeds From Repayments Of Loans$3.2K$3.0K$1.0M
Increase Decrease In Security Deposits-$236.00-$224.00-$1.9K
Increase Decrease In Other Current Liabilities$17.0K$10.0K$75.0K

Per-Share & Share Counts

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021
Diluted EPS *-$17.43-$8.12-$1.85
Weighted Average Number Of Shares Outstanding Basic2.8M2.1M19.0M
Earnings Per Share Basic$-17.43$-8.12$-1.85
Weighted Average Number Of Diluted Shares Outstanding2.8M2.1M19.0M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00
Preferred Stock Shares Outstanding1.1K14.6K0.00
Preferred Stock Shares Issued1.1K14.6K0.00
Preferred Stock Shares Authorized1.3M1.3M1.3M
Common Stock Shares Issued2.7M23.7M0.00
Common Stock Shares Outstanding2.7M23.7M0.00
Common Stock Shares Authorized130.0M130.0M130.0M
Common Stock Par Or Stated Value Per Share$0.00$0.00$0.00

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Diluted EPS *$0.06-$0.33-$0.11$0.13$0.33$0.73-$0.02-$0.40-$0.06$0.05$0.05-$0.59$0.00
Weighted Average Number Of Shares Outstanding Basic2.9M2.8M2.8M2.8M2.8M2.8M49.3M43.9M25.7M18.7M3.6M3.4M18.7M2.9M2.5M
Earnings Per Share Basic$0.06$-0.33$-0.11$0.13$0.34$0.74$-0.02$-0.40$-0.06$0.06$-0.12$0.05$-0.59
Weighted Average Number Of Diluted Shares Outstanding3.1M2.8M2.8M2.8M2.8M2.8M49.3M43.9M25.7M20.8M18.7M
Preferred Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Preferred Stock Shares Outstanding111.00111.00111.00111.00111.00111.00111.003.8K4.2K10.9K20.5K0.000.000.000.00
Preferred Stock Shares Issued111.00111.00111.00111.00111.00111.00111.003.8K4.2K10.9K20.5K0.000.000.000.00
Preferred Stock Shares Authorized1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M1.3M
Common Stock Shares Issued2.9M2.8M2.8M2.8M55.7M55.4M55.4M37.5K46.6M46.3M40.3M18.7M
Common Stock Shares Outstanding2.9M2.8M2.8M2.8M55.7M55.4M55.4M46.6M46.3M40.3M18.7M
Common Stock Shares Authorized130.0M130.0M130.0M130.0M130.0M130.0M130.0M130.0M130.0M130.0M125.0M
Common Stock Par Or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00

Other Metrics

Annual (10-K / 20-F)

Metric \ Fiscal YearFY2024FY2023FY2022FY2021
Professional Fees$2.5M$1.9M$2.0M$292.1K
Rent Expense$315.6K$99.2K$73.5K
Fair Value Adjustment Of Warrants-$2.8M$1.9M-$939.0K
Prepaid Expense Current$546.4K$175.6K$6.0K
Additional Paid In Capital$105.9M$44.8M
Prepaid Expense Noncurrent$562.5K$712.5K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$1.5M$2.5M
Provision For Loan Losses$290.9K$506.2K$1.4K
Stock Issued During Period Value Restricted Stock Award Gross$63.8K$1.3M
Security Deposit$18.7K$17.8K
Senior Long Term Notes$11.0M
Interest Paid Net$416.9K$450.3K
Senior Notes Current$3.0M

Quarterly (10-Q, single quarters)

Metric \ QuarterQ3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021Q1 2021
Professional Fees$442.3K$712.3K$1.0M$463.5K$503.7K$461.0K$361.8K$620.7K$449.2K$195.5K$188.2K$130.8K$29.3K
Rent Expense$56.5K$63.2K$61.0K$66.2K$64.2K$69.4K$88.0K$71.0K$87.7K$30.8K$26.3K$25.0K$24.7K
Fair Value Adjustment Of Warrants-$138.2K-$1.1M-$414.3K-$1.1M-$1.3M$860.7K-$9.8K-$433.1K-$868.5K$70.8K-$1.5M-$3.8M$1.5M
Prepaid Expense Current$400.0K$403.6K$546.0K$659.5K$492.4K$378.1K$506.6K$189.5K$172.5K$135.6K$941.5K$30.0K$48.8K$25.8K
Additional Paid In Capital$129.3M$104.7M$104.1M$108.5M$108.4M$107.9M$107.3M$98.7M$97.9M$90.7M$30.5M$38.0M$6.7M$24.7K
Prepaid Expense Noncurrent$466.0K$350.9K$375.0K$412.5K$450.0K$487.5K$525.0K$614.1K$637.5K$675.0K$43.8K$87.5K
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value$596.1K$21.0K$227.7K$354.5K$516.7K$576.6K
Provision For Loan Losses$7.4K-$97.2K-$68.8K-$200.9K$511.9K$66.7K$88.3K$227.4K$68.2K$514.00
Stock Issued During Period Value Restricted Stock Award Gross$33.1K$35.5K-$14.3K$33.7K$352.3K
Security Deposit$19.8K$19.6K$19.3K$19.1K$18.9K$18.5K$22.8K$17.8K$5.0K
Senior Long Term Notes$10.7M$10.7M$10.7M$8.7M$9.5M$10.2M$11.8M$12.5M$13.3M
Interest Paid Net$113.6K$156.4K
Senior Notes Current$255.8K$3.1M$3.1M$3.0M$2.7M$2.0M$1.2M

Most recent annual filing with the SEC: April 10, 2025

Data sourced from SEC EDGAR public filings as of August 5, 2026.