SMARTFINANCIAL INC. Financial Summary

Quick Answer

SMARTFINANCIAL INC. reported Net Income of $36.14 million for fiscal year 2024.

SMARTFINANCIAL INC. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $36.14M
+26.4%
$28.59M
-33.5%
$43.02M
+23.7%
$34.79M
+43.0%
$24.33M
-8.3%
Diluted EPS $2.98
+39.3%
$2.14
+26.6%
$1.69
-33.7%
$2.55
+14.9%
$2.22
+37.0%
$1.62
-14.3%
Total Assets $5.86B
+11.1%
$5.28B
+9.2%
$4.83B
+4.1%
$4.64B
+0.6%
$4.61B
+39.5%
$3.30B
+34.9%
Cash and Equivalents $464.42M
+19.8%
$387.57M
+10.0%
$352.27M
+32.2%
$266.42M
-74.5%
$1.05B
+116.9%
$481.72M
+161.8%
Stockholders Equity $552.38M
+12.4%
$491.35M
+6.8%
$459.89M
+6.3%
$432.45M
+0.7%
$429.43M
+20.2%
$357.17M
+14.2%
Shares Outstanding 17.03M
+0.6%
16.93M
-0.4%
16.99M
+0.5%
16.90M
+0.6%
16.80M
+11.2%
15.11M
+7.8%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2024 $9.14M +342.2% +14.2%
Diluted EPS September 30, 2025 $0.81 +50.0% +17.4%
Total Assets September 30, 2025 $5.78B +17.8% +5.4%
Cash and Equivalents September 30, 2025 $557.13M +188.8% +52.6%
Stockholders Equity September 30, 2025 $538.37M +10.1% +3.7%
Shares Outstanding September 30, 2025 17.03M +0.6% +0.1%
  • SMARTFINANCIAL INC. reported Net Income of $36.14 million for fiscal year 2024.
  • SMARTFINANCIAL INC. showed an increase of +26.4% in Net Income compared to the prior fiscal year.
  • SMARTFINANCIAL INC. reported Diluted EPS of $2.98 per share for fiscal year 2025.
  • SMARTFINANCIAL INC. showed an increase of +39.3% in Diluted EPS compared to the prior fiscal year.
  • SMARTFINANCIAL INC. reported Total Assets of $5.86 billion for fiscal year 2025.
  • SMARTFINANCIAL INC. showed an increase of +11.1% in Total Assets compared to the prior fiscal year.
  • SMARTFINANCIAL INC. reported Cash and Equivalents of $464.42 million for fiscal year 2025.
  • SMARTFINANCIAL INC. showed an increase of +19.8% in Cash and Equivalents compared to the prior fiscal year.
  • SMARTFINANCIAL INC. reported Stockholders Equity of $552.38 million for fiscal year 2025.
  • SMARTFINANCIAL INC. showed an increase of +12.4% in Stockholders Equity compared to the prior fiscal year.
  • SMARTFINANCIAL INC. reported Shares Outstanding of 17.03 million shares for fiscal year 2025.
  • SMARTFINANCIAL INC. showed an increase of +0.6% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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