SoFi Technologies, Inc. Financial Summary

Quick Answer

SoFi Technologies, Inc. reported Net Income of $481.32 million for fiscal year 2025.

SoFi Technologies, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $481.32M
-3.5%
$498.67M
+265.8%
-$300.74M
+6.1%
-$320.41M
+33.8%
-$483.94M
-116.0%
-$224.05M
+6.5%
Diluted EPS $0.39
+0.0%
$0.39
+208.3%
-$0.36
+10.0%
-$0.40
+60.0%
-$1.00
+76.7%
-$4.30
-7.0%
Total Assets $50.66B
+39.7%
$36.25B
+20.5%
$30.07B
+58.2%
$19.01B
+107.1%
$9.18B
+7.2%
$8.56B
Cash and Equivalents $4.93B
+94.2%
$2.54B
-17.7%
$3.09B
+117.0%
$1.42B
+187.4%
$494.71M $0.00
-100.0%
Stockholders Equity $10.49B
+60.8%
$6.53B
+24.7%
$5.23B
+0.5%
$5.21B
+19.0%
$4.38B $0.00
+100.0%
R&D Expense $648.33M
+17.5%
$551.79M
+7.9%
$511.42M
+26.2%
$405.26M
+46.8%
$276.09M
+37.2%
$201.20M
+36.4%
Shares Outstanding 1.27B
+16.0%
1.10B
+12.2%
975.86M
+4.5%
933.90M
+12.8%
828.15M
+619.6%
115.08M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $139.39M +129.5% +43.3%
Diluted EPS September 30, 2025 $0.11 +120.0% +37.5%
Total Assets September 30, 2025 $45.29B +31.7% +10.2%
Cash and Equivalents September 30, 2025 $3.25B +37.9% +52.9%
Stockholders Equity September 30, 2025 $8.78B +43.4% +28.0%
R&D Expense September 30, 2025 $167.14M +19.6% +9.9%
Operating Income March 31, 2021 -$5.29M
Shares Outstanding September 30, 2025 1.20B +11.1% +8.2%
  • SoFi Technologies, Inc. reported Net Income of $481.32 million for fiscal year 2025.
  • SoFi Technologies, Inc. showed a decrease of -3.5% in Net Income compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported Diluted EPS of $0.39 per share for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +0.0% in Diluted EPS compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported Total Assets of $50.66 billion for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +39.7% in Total Assets compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported Cash and Equivalents of $4.93 billion for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +94.2% in Cash and Equivalents compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported Stockholders Equity of $10.49 billion for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +60.8% in Stockholders Equity compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported R&D Expense of $648.33 million for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +17.5% in R&D Expense compared to the prior fiscal year.
  • SoFi Technologies, Inc. reported Shares Outstanding of 1.27 billion shares for fiscal year 2025.
  • SoFi Technologies, Inc. showed an increase of +16.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

Last verified:

Leave a Comment