Complete Filing Data
SoFi Technologies, Inc. reported Stockholders Equity of $10.49 billion for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean SoFi Technologies, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Cost of Revenue * | $609.0M | $461.6M | $380.0M | $313.2M | $257.0M | $178.9M | $116.3M |
| Net Income Loss | $481.3M | $498.7M | -$300.7M | -$320.4M | -$483.9M | -$224.1M | -$239.7M |
| Income Tax Expense Benefit | $44.5M | -$265.3M | -$416.0K | $1.7M | $2.8M | -$104.5M | $98.0K |
| Selling And Marketing Expense | $1.10B | $796.3M | $719.4M | $617.8M | $426.9M | $276.6M | $266.2M |
| Revenues Net Of Interest Expense | $3.61B | $2.67B | $2.12B | $1.57B | $984.9M | $565.5M | $442.7M |
| Research And Development Expense | $648.3M | $551.8M | $511.4M | $405.3M | $276.1M | $201.2M | $147.5M |
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | $19.3M | -$7.2M | $7.1M | -$6.8M | -$1.3M | -$145.0K | -$9.0K |
| Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent | -$355.0K | $2.0K | $677.0K | $435.0K | $46.0K | -$145.0K | -$9.0K |
| Interest Income Expense Net | $2.22B | $1.72B | $1.26B | $584.1M | $252.2M | $177.9M | $329.8M |
| Interest Expense Securitizations And Warehouses | $95.8M | $112.4M | $244.2M | $110.1M | $90.5M | $155.2M | $268.1M |
| Interest Expense Other | $653.0K | $438.0K | $454.0K | $917.0K | $1.9M | $2.5M | $5.3M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $525.9M | $233.3M | -$301.2M | -$318.7M | -$481.2M | -$328.5M | -$239.6M |
| General And Administrative Expense | $704.4M | $600.1M | $511.0M | $501.6M | $498.5M | $237.4M | $152.3M |
| Comprehensive Income Net Of Tax | $500.7M | $491.5M | -$293.7M | -$327.2M | -$485.2M | -$224.2M | -$239.7M |
| Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent | $19.7M | -$7.2M | $6.4M | -$7.3M | -$1.4M | $0.00 | $0.00 |
| Revenue From Contract With Customer Excluding Assessed Tax Technology Products And Solutions | $360.9M | $350.8M | $324.0M | $304.9M | $191.8M | $90.1M | |
| Interest Expense Deposits | $1.01B | $930.2M | $507.8M | $59.8M | $0.00 | $0.00 | |
| Interest Expense Corporate Borrowings | $45.7M | $48.3M | $36.8M | $18.4M | $10.3M | $28.0M | $5.0M |
| Deferred Income Tax Expense Benefit | $16.2M | -$286.9M | -$15.8M | -$3.5M | $1.2M | -$104.5M | $52.0K |
| Interest Expense | $789.3M | $189.3M | $102.8M | $185.6M | $278.4M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cost of Revenue * | $161.4M | $150.4M | $135.5M | $123.7M | $109.7M | $100.1M | $98.3M | $93.9M | $83.9M | $83.1M | $79.1M | $70.4M | $69.6M | $60.6M | $57.6M | $51.8M | $41.4M |
| Net Income Loss | $139.4M | $97.3M | $71.1M | $60.7M | $17.4M | $88.0M | -$266.7M | -$47.5M | -$34.4M | -$74.2M | -$95.8M | -$110.4M | -$30.0M | -$165.3M | -$177.6M | -$42.9M | $7.8M |
| Income Tax Expense Benefit | $9.2M | $14.9M | $8.7M | $3.1M | -$2.1M | $6.2M | -$244.0K | -$1.8M | -$1.6M | -$242.0K | $119.0K | $752.0K | $181.0K | -$78.0K | $1.1M | $192.0K | -$99.8M |
| Selling And Marketing Expense | $286.9M | $264.7M | $238.2M | $214.9M | $184.8M | $167.4M | $186.7M | $182.8M | $175.2M | $162.1M | $143.9M | $138.1M | $115.0M | $95.0M | $87.2M | $77.5M | $64.3M |
| Revenues Net Of Interest Expense | $961.6M | $854.9M | $771.8M | $697.1M | $598.6M | $645.0M | $537.2M | $498.0M | $472.2M | $424.0M | $362.5M | $330.3M | $272.0M | $231.3M | $196.0M | $200.8M | $115.0M |
| Research And Development Expense | $167.1M | $152.1M | $156.2M | $139.7M | $132.2M | $130.9M | $125.7M | $126.8M | $117.1M | $110.7M | $99.4M | $81.9M | $74.4M | $69.4M | $65.9M | $55.4M | $47.8M |
| Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent | $6.0M | $765.0K | $11.2M | $9.6M | $605.0K | -$879.0K | $5.7M | $1.2M | $2.0M | -$1.6M | -$2.0M | -$4.5M | $54.0K | -$266.0K | -$80.0K | $24.0K | -$36.0K |
| Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent | -$228.0K | -$563.0K | -$269.0K | $563.0K | -$136.0K | -$179.0K | $103.0K | $392.0K | -$293.0K | $325.0K | -$56.0K | -$38.0K | $204.0K | -$266.0K | -$80.0K | $24.0K | -$36.0K |
| Interest Income Expense Net | $585.1M | $517.8M | $498.7M | $431.0M | $412.6M | $402.7M | $345.0M | $291.1M | $236.0M | $157.9M | $122.7M | $94.9M | $72.4M | $56.0M | $47.3M | $49.2M | $42.7M |
| Interest Expense Securitizations And Warehouses | $29.8M | $29.7M | $28.1M | $31.1M | $17.4M | $40.9M | $63.8M | $63.1M | $54.3M | $20.7M | $18.6M | $19.9M | $19.4M | $26.3M | $29.8M | $34.3M | $39.7M |
| Interest Expense Other | $102.0K | $182.0K | $115.0K | $108.0K | $109.0K | $110.0K | $113.0K | $114.0K | $114.0K | $117.0K | $191.0K | $493.0K | $500.0K | $468.0K | $432.0K | $280.0K | $224.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $148.6M | $112.2M | $79.8M | $63.9M | $15.3M | $94.2M | -$266.9M | -$49.3M | -$36.1M | -$74.5M | -$95.7M | -$109.6M | -$29.9M | -$165.4M | -$176.5M | -$42.7M | -$92.0M |
| General And Administrative Expense | $188.4M | $165.4M | $156.4M | $148.9M | $145.0M | $145.2M | $124.5M | $131.2M | $123.7M | $126.2M | $125.8M | $136.5M | $40.5M | $171.2M | $161.7M | $58.8M | $53.4M |
| Comprehensive Income Net Of Tax | $145.3M | $98.0M | $82.3M | $70.3M | $18.0M | $87.2M | -$261.0M | -$46.3M | -$32.5M | -$75.8M | -$97.9M | -$114.9M | -$30.0M | -$165.6M | -$177.6M | -$42.9M | $7.8M |
| Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent | $6.2M | $1.3M | $11.5M | $9.0M | $741.0K | -$700.0K | $5.6M | $830.0K | $2.2M | -$1.9M | -$2.0M | -$4.5M | -$150.0K | $0.00 | $0.00 | $0.00 | |
| Revenue From Contract With Customer Excluding Assessed Tax Technology Products And Solutions | $89.7M | $90.8M | $86.4M | $90.9M | $85.9M | $85.7M | $81.9M | $82.3M | $72.8M | $82.0M | $81.7M | $59.9M | $50.0M | $45.0M | $45.7M | ||
| Interest Expense Deposits | $264.9M | $233.2M | $225.4M | $248.3M | $231.8M | $211.5M | $145.6M | $106.5M | $73.1M | $14.1M | $4.5M | $431.0K | $0.00 | $0.00 | $0.00 | ||
| Interest Expense Corporate Borrowings | $11.6M | $11.5M | $11.4M | $12.9M | $12.7M | $10.7M | $9.8M | $9.2M | $8.0M | $5.3M | $3.5M | $2.6M | |||||
| Deferred Income Tax Expense Benefit | $8.8M | -$967.0K | $68.0K | -$40.0K | $623.0K | ||||||||||||
| Interest Expense | $263.2M | $219.3M | $178.9M | $135.6M | $40.2M | $26.8M | $23.5M | $21.2M | $28.1M | $35.2M | $38.9M | $43.3M |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $10.49B | $6.53B | $5.23B | $5.21B | $4.38B | -$120.1M | -$339.1M | -$68.4M |
| Temporary Equity Carrying Amount Attributable To Parent | $0.00 | $0.00 | $320.4M | $320.4M | $320.4M | $3.17B | $2.44B | $1.89B |
| Allowance For Doubtful Accounts Receivable | $3.0M | $2.4M | $1.8M | $2.8M | $2.3M | $562.0K | $0.00 | |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $5.36B | $2.71B | $3.62B | $1.85B | $768.4M | $1.32B | $690.2M | $537.0M |
| Cash And Cash Equivalents At Carrying Value | $4.93B | $2.54B | $3.09B | $1.42B | $494.7M | $872.6M | $499.5M | |
| Interest And Fee Income Loans And Leases | $3.15B | $2.60B | $1.94B | $759.5M | $352.0M | $330.4M | $570.5M | |
| Restricted Cash And Cash Equivalents | $427.3M | $171.1M | $530.6M | $424.4M | $273.7M | $450.8M | $190.7M | |
| Redeemable Preferred Stock Dividends | $16.5M | $40.4M | $40.4M | $40.4M | $40.5M | $23.9M | ||
| Liabilities | $40.17B | $29.73B | $24.52B | $13.48B | $4.48B | $5.51B | ||
| Retained Earnings Accumulated Deficit | -$824.3M | -$1.31B | -$1.80B | -$1.50B | -$1.18B | -$699.2M | ||
| Liabilities And Stockholders Equity | $50.66B | $36.25B | $30.07B | $19.01B | $9.18B | $8.56B | ||
| Assets | $50.66B | $36.25B | $30.07B | $19.01B | $9.18B | $8.56B | ||
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | $30.3M | $31.7M | $54.9M | $54.3M | $7.6M | $0.00 | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $2.65B | -$906.2M | $1.77B | $1.08B | -$555.0M | $633.2M | $153.2M | |
| Goodwill | $1.39B | $1.39B | $1.39B | $1.62B | $898.5M | $899.3M | $15.7M | |
| Finance Lease Principal Payments | $766.0K | $530.0K | $509.0K | $488.0K | $516.0K | $489.0K | $0.00 | |
| Operating Lease Right Of Use Asset | $93.9M | $81.2M | $89.6M | $97.1M | $115.2M | $116.9M | ||
| Operating Lease Liability | $106.2M | $97.4M | $108.6M | $117.8M | $138.8M | $139.8M | ||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | $416.4M | $287.9M | $216.9M | $170.1M | $111.9M | $81.5M | ||
| Other Assets | $2.18B | $1.71B | $554.4M | $417.3M | $171.2M | $136.1M | ||
| Intangible Assets Net Excluding Goodwill | $231.9M | $297.8M | $364.0M | $442.2M | $284.6M | $355.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $8.78B | $6.86B | $6.68B | $6.12B | $5.90B | $5.83B | $5.05B | $5.26B | $5.23B | $5.18B | $5.19B | $5.21B | $4.25B | $4.21B | -$293.6M | -$380.3M | -$352.5M | -$441.0M |
| Temporary Equity Carrying Amount Attributable To Parent | $0.00 | $0.00 | $320.4M | $320.4M | $320.4M | $320.4M | $320.4M | $320.4M | $320.4M | $320.4M | $320.4M | $3.17B | $3.25B | $3.25B | $2.44B | |||
| Allowance For Doubtful Accounts Receivable | $3.1M | $3.2M | $2.8M | $2.7M | $1.5M | $2.1M | $1.6M | $1.9M | $1.6M | $1.8M | $2.7M | $1.7M | $2.0M | $1.2M | $919.0K | $315.0K | $0.00 | |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $3.75B | $2.71B | $2.72B | $2.97B | $2.73B | $4.15B | $3.30B | $3.50B | $2.98B | $1.26B | $998.9M | $1.70B | $854.2M | $768.5M | $698.6M | $785.0M | $896.1M | |
| Cash And Cash Equivalents At Carrying Value | $3.25B | $2.12B | $2.09B | $2.35B | $2.33B | $3.69B | $2.81B | $3.02B | $2.49B | $935.2M | $707.3M | $1.33B | $533.5M | $461.9M | $351.3M | $493.0M | $641.5M | |
| Interest And Fee Income Loans And Leases | $830.2M | $738.9M | $712.9M | $672.0M | $621.1M | $620.2M | $539.9M | $444.8M | $360.4M | $191.5M | $145.3M | $114.4M | $89.8M | $79.7M | $77.2M | $81.1M | $77.5M | |
| Restricted Cash And Cash Equivalents | $500.1M | $592.1M | $630.4M | $614.8M | $397.0M | $454.5M | $483.1M | $485.5M | $489.7M | $326.3M | $291.6M | $377.1M | $320.7M | $306.5M | $347.3M | $292.0M | $254.6M | |
| Redeemable Preferred Stock Dividends | $0.00 | $6.4M | $10.1M | $10.2M | $10.1M | $10.0M | $10.2M | $10.1M | $10.0M | $10.2M | $10.1M | $10.0M | $10.2M | $10.1M | ||||
| Liabilities | $36.51B | $34.25B | $31.07B | $28.26B | $26.74B | $25.16B | $22.60B | $19.98B | $16.90B | $10.33B | $7.16B | $6.72B | $3.51B | $3.13B | $187.8M | |||
| Retained Earnings Accumulated Deficit | -$997.8M | -$1.14B | -$1.23B | -$1.64B | -$1.70B | -$1.72B | -$1.85B | -$1.59B | -$1.54B | -$1.46B | -$1.39B | -$1.29B | -$1.07B | -$1.04B | -$116.2M | -$5.0K | ||
| Liabilities And Stockholders Equity | $45.29B | $41.11B | $37.75B | $34.38B | $32.64B | $31.31B | $27.98B | $25.56B | $22.45B | $15.83B | $12.67B | $12.25B | $8.08B | $7.65B | $805.8M | $466.2K | ||
| Assets | $45.29B | $41.11B | $37.75B | $34.38B | $32.64B | $31.31B | $27.98B | $25.56B | $22.45B | $15.83B | $12.67B | $12.25B | $8.08B | $7.65B | $805.8M | $466.2K | ||
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | $9.2M | $10.0M | $5.7M | $6.0M | $11.6M | $7.2M | $21.8M | $12.6M | $8.4M | $16.3M | $10.1M | $13.0M | $2.4M | $486.0K | ||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $6.8M | $532.3M | $1.13B | $933.8M | -$624.9M | |||||||||||||
| Goodwill | $1.39B | $1.39B | $1.39B | $1.39B | $1.39B | $1.39B | $1.39B | $1.64B | $1.62B | $1.62B | $1.63B | $1.62B | $898.5M | $898.5M | ||||
| Finance Lease Principal Payments | $175.0K | $130.0K | $125.0K | $120.0K | $163.0K | |||||||||||||
| Operating Lease Right Of Use Asset | $79.4M | $77.2M | $77.8M | $84.1M | $83.4M | $87.4M | $93.4M | $94.5M | $94.3M | $100.4M | $108.7M | $112.4M | $117.7M | $113.3M | ||||
| Operating Lease Liability | $93.0M | $91.4M | $93.1M | $101.0M | $100.8M | $105.6M | $113.4M | $115.2M | $114.9M | $121.7M | $131.7M | $136.0M | $139.9M | $135.5M | ||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | $386.6M | $354.8M | $316.6M | $266.2M | $246.3M | $228.0M | $201.9M | $191.4M | $180.1M | $164.4M | $148.7M | $131.5M | $99.3M | $95.1M | ||||
| Other Assets | $1.64B | $1.34B | $1.33B | $882.7M | $737.5M | $686.7M | $526.5M | $466.6M | $465.5M | $399.3M | $431.9M | $258.5M | $174.1M | $164.8M | ||||
| Intangible Assets Net Excluding Goodwill | $247.8M | $263.5M | $279.8M | $315.0M | $331.4M | $347.5M | $387.3M | $412.1M | $419.9M | $456.8M | $481.1M | $505.5M | $301.2M | $317.8M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Adjustments Related To Tax Withholding For Share Based Compensation | $22.6M | $15.3M | $9.0M | $42.6M | $31.3M | $21.4M | |
| Net Cash Provided By Used In Operating Activities | -$3.74B | -$1.12B | -$7.23B | -$7.26B | -$1.35B | -$479.3M | -$54.7M |
| Net Cash Provided By Used In Financing Activities | $13.11B | $5.03B | $10.89B | $8.44B | $685.0M | $853.8M | $93.1M |
| Net Cash Provided By Used In Investing Activities | -$6.72B | -$4.82B | -$1.89B | -$106.3M | $110.2M | $258.9M | $114.9M |
| Share Based Compensation | $262.1M | $246.2M | $271.2M | $306.0M | $239.0M | $99.9M | $60.9M |
| Proceeds From Stock Options Exercised | $6.9M | $21.4M | $1.1M | $2.6M | $25.2M | $3.8M | $7.8M |
| Proceeds From Receipts From Securitization Investments | $78.1M | $79.8M | $108.3M | $118.8M | $247.1M | $322.7M | $165.1M |
| Payments To Acquire Productive Assets | $242.4M | $154.3M | $111.4M | $93.2M | $52.3M | $24.5M | $37.6M |
| Payments Related To Tax Withholding For Share Based Compensation | $65.0M | $22.6M | $15.3M | $9.0M | $42.6M | $31.3M | $21.4M |
| Payments Of Debt Issuance Costs | $3.0M | $7.6M | $11.9M | $8.3M | $9.5M | $16.4M | $20.6M |
| Increase Decrease In Servicing Assets From Securitization | $36.1M | $161.7M | $31.6M | -$18.4M | $18.7M | -$52.0M | $35.9M |
| Increase Decrease In Other Operating Assets | $100.7M | $458.5M | $5.5M | $56.9M | $10.7M | $29.9M | $18.2M |
| Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | -$355.0K | $2.0K | $677.0K | $571.0K | $46.0K | -$145.0K | -$9.0K |
| Depreciation Depletion And Amortization | $234.2M | $203.5M | $201.4M | $151.4M | $101.6M | $69.8M | $16.0M |
| Proceeds From Sale And Maturity Of Other Investments | $41.9M | $3.6M | $5.4M | $0.00 | $109.5M | $974.0K | $0.00 |
| Payments To Acquire Available For Sale Securities Debt | $1.67B | $2.19B | $800.5M | $45.0M | $246.4M | $0.00 | $0.00 |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $549.6M | $807.8M | $153.8M | $15.2M | $4.8M | $0.00 | $0.00 |
| Payments To Acquire Other Investments | $101.7M | $37.8M | $66.6M | $0.00 | $22.0M | $145.0K | $3.6M |
| Proceeds From Sale Of Available For Sale Securities Debt | $522.0M | $185.5M | $265.6M | $23.5M | $52.7M | $0.00 | $0.00 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Adjustments Related To Tax Withholding For Share Based Compensation | $10.0M | $4.3M | $5.6M | $4.9M | $4.0M | $3.8M | $3.6M | $4.6M | $2.4M | $1.6M | $2.3M | $3.6M | $8.6M | $2.6M | $26.0M | $8.9M | $8.0M |
| Net Cash Provided By Used In Operating Activities | $21.5M | $738.2M | -$2.21B | -$1.01B | $340.1M | -$5.0K | |||||||||||
| Net Cash Provided By Used In Financing Activities | $1.43B | $1.06B | $3.38B | $1.90B | -$1.15B | $149.6K | |||||||||||
| Net Cash Provided By Used In Investing Activities | -$1.44B | -$1.26B | -$40.2M | $49.9M | $180.9M | ||||||||||||
| Share Based Compensation | $63.8M | $55.1M | $64.2M | $77.0M | $37.5M | ||||||||||||
| Proceeds From Stock Options Exercised | $195.0K | $466.0K | $168.0K | $1.9M | $2.6M | ||||||||||||
| Proceeds From Receipts From Securitization Investments | $11.5M | $9.5M | $16.0M | $42.8M | $64.2M | ||||||||||||
| Payments To Acquire Productive Assets | $52.6M | $32.0M | $23.7M | $25.1M | $7.4M | ||||||||||||
| Payments Related To Tax Withholding For Share Based Compensation | $5.6M | $3.8M | $2.4M | $3.6M | $26.0M | ||||||||||||
| Payments Of Debt Issuance Costs | $300.0K | $5.0M | $3.9M | $2.2M | $1.6M | ||||||||||||
| Increase Decrease In Servicing Assets From Securitization | $47.7M | $60.3M | -$3.3M | $5.2M | $11.6M | ||||||||||||
| Increase Decrease In Other Operating Assets | -$202.6M | $40.2M | -$15.8M | $13.6M | -$3.3M | ||||||||||||
| Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | -$269.0K | -$179.0K | -$293.0K | -$38.0K | -$80.0K | ||||||||||||
| Depreciation Depletion And Amortization | $55.3M | $48.5M | $45.3M | $30.7M | $26.0M | ||||||||||||
| Proceeds From Sale And Maturity Of Other Investments | $2.3M | $2.5M | $0.00 | $0.00 | $107.5M | ||||||||||||
| Payments To Acquire Available For Sale Securities Debt | $338.8M | $368.6M | $260.6M | $36.8M | $0.00 | ||||||||||||
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $120.1M | $131.3M | $20.4M | $1.9M | $12.0M | $0.00 | |||||||||||
| Payments To Acquire Other Investments | $19.7M | $11.2M | $7.6M | $0.00 | |||||||||||||
| Proceeds From Sale Of Available For Sale Securities Debt | $0.00 | $265.6M | $17.7M | $0.00 |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Diluted EPS * | $0.39 | $0.39 | -$0.36 | -$0.40 | -$1.00 | -$4.30 | -$4.02 | |
| Temporary Equity Shares Outstanding | 0.00 | 0.00 | 3.2M | 3.2M | 3.2M | 469.2M | 404.2M | 370.2M |
| Weighted Average Number Of Shares Outstanding Basic | 1.15B | 1.05B | 945.0M | 900.9M | 526.7M | 73.9M | 65.6M | |
| Weighted Average Number Of Diluted Shares Outstanding | 1.25B | 1.10B | 945.0M | 900.9M | 526.7M | 73.9M | 65.6M | |
| Earnings Per Share Basic | $0.42 | $0.46 | $-0.36 | $-0.40 | $-1.00 | $-4.30 | $-4.02 | |
| Temporary Equity Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||
| Temporary Equity Shares Authorized | 100.0M | 100.0M | 100.0M | 570.6M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Diluted EPS * | $0.11 | $0.08 | $0.06 | $0.05 | $0.01 | $0.02 | -$0.29 | -$0.06 | -$0.05 | -$0.09 | -$0.12 | -$0.14 | -$0.05 | -$0.48 | -$1.61 | -$0.70 | -$0.03 | |
| Temporary Equity Shares Outstanding | 0.00 | 0.00 | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M | 469.2M | 496.1M | 496.1M | 404.2M | |||
| Weighted Average Number Of Shares Outstanding Basic | 1.17B | 1.11B | 1.10B | 1.07B | 1.06B | 982.6M | 951.2M | 936.6M | 929.3M | 916.8M | 910.0M | 852.9M | 800.6M | 365.0M | 116.2M | 75.3M | 72.1M | |
| Weighted Average Number Of Diluted Shares Outstanding | 1.29B | 1.18B | 1.19B | 1.10B | 1.07B | 1.04B | 951.2M | 936.6M | 929.3M | 916.8M | 910.0M | 852.9M | 800.6M | 365.0M | 116.2M | 75.3M | 72.1M | |
| Earnings Per Share Basic | $0.12 | $0.09 | $0.06 | $0.06 | $0.01 | $0.08 | $-0.29 | $-0.06 | $-0.05 | $-0.09 | $-0.12 | $-0.14 | $-0.05 | $-0.48 | $-1.61 | $-0.70 | $-0.03 | |
| Temporary Equity Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| Temporary Equity Shares Authorized | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Stock Issued During Period Value Stock Options Exercised | $6.9M | $21.4M | $1.1M | $2.6M | $25.2M | $3.8M | $7.8M |
| Noninterest Income Other | $214.6M | $187.8M | $94.3M | $44.1M | $60.3M | $15.8M | $4.2M |
| Noninterest Income | $1.39B | $958.4M | $861.0M | $989.4M | $732.6M | $387.6M | $112.8M |
| Noninterest Expense | $3.06B | $2.41B | $2.37B | $1.84B | $1.47B | $894.1M | $682.3M |
| Interest Income Other | $228.9M | $205.8M | $106.9M | $13.9M | $3.0M | $9.2M | $11.2M |
| Interest Income Operating | $3.38B | $2.81B | $2.05B | $773.4M | $355.0M | $363.5M | $608.2M |
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $313.2M | $286.1M | $302.3M | $328.6M | $246.8M | $99.9M | $60.9M |
| Servicing Asset At Fair Value Amount | $378.2M | $342.1M | $180.5M | $149.9M | $168.3M | $201.6M | |
| Noninterest Income Servicing | $22.2M | $37.3M | $43.5M | -$2.3M | -$19.4M | $8.5M | |
| Additional Paid In Capital | $11.30B | $7.84B | $7.04B | $6.72B | $5.56B | $579.2M | |
| Stock Issued During Period Value Restricted Stock Award Gross | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||
| Other Noncash Income Expense | -$13.8M | -$9.9M | $9.3M | -$20.0M | $12.5M | -$2.0M | -$2.2M |
| Amortization Of Financing Costs And Discounts | $11.3M | $13.5M | $20.1M | $18.3M | $18.3M | $28.3M | $33.2M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock Issued During Period Value Stock Options Exercised | $5.9M | $600.0K | $195.0K | $138.0K | $166.0K | $466.0K | $430.0K | $417.0K | $168.0K | $429.0K | $193.0K | $1.9M | $17.3M | $741.0K | $2.6M | $1.4M | $180.0K | ||
| Noninterest Income Other | $56.5M | $48.1M | $41.0M | $39.6M | $26.6M | $81.9M | $17.9M | $25.4M | $27.3M | $21.9M | $15.0M | $16.9M | $11.6M | $20.8M | $6.8M | $6.2M | $4.4M | ||
| Noninterest Income | $376.5M | $337.1M | $273.0M | $266.1M | $186.0M | $242.3M | $192.2M | $206.9M | $236.1M | $266.1M | $239.8M | $235.4M | $199.6M | $175.3M | $148.7M | $151.6M | $72.2M | ||
| Noninterest Expense | $803.9M | $732.7M | $686.3M | $627.3M | $571.6M | $543.6M | $804.1M | $547.3M | $508.2M | $498.4M | $458.2M | $439.9M | $301.9M | $396.7M | $372.4M | $243.5M | $206.9M | ||
| Interest Income Other | $61.4M | $53.5M | $50.9M | $51.4M | $53.5M | $45.7M | $24.3M | $25.2M | $11.2M | $3.9M | $1.6M | $1.3M | $758.0K | $636.0K | $629.0K | $872.0K | $1.2M | ||
| Interest Income Operating | $891.6M | $792.4M | $763.8M | $723.4M | $674.6M | $665.9M | $564.3M | $470.0M | $371.6M | $198.0M | $149.5M | $118.4M | $93.6M | $84.1M | $82.5M | $88.1M | $86.1M | ||
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $79.4M | $76.0M | $76.5M | $74.5M | $71.2M | $63.4M | $70.1M | $84.2M | $70.7M | $83.7M | $85.9M | $81.6M | $72.7M | $52.2M | $37.5M | $26.6M | $23.5M | ||
| Servicing Asset At Fair Value Amount | $383.5M | $375.0M | $389.8M | $296.1M | $291.3M | $240.8M | $142.7M | $145.7M | $146.5M | $168.4M | $177.0M | $173.5M | $163.5M | $159.8M | $161.2M | $149.6M | $157.6M | $184.0M | $209.9M |
| Noninterest Income Servicing | $4.4M | $9.9M | $6.7M | $7.0M | $8.0M | $9.1M | $12.7M | $7.3M | $10.5M | $12.2M | $458.0K | -$224.0K | -$12.1M | -$6.6M | -$18.7M | ||||
| Additional Paid In Capital | $9.77B | $7.99B | $7.91B | $7.75B | $7.60B | $7.54B | $6.90B | $6.85B | $6.78B | $6.65B | $6.58B | $6.51B | $5.32B | $5.25B | $121.2M | $23.0K | |||
| Stock Issued During Period Value Restricted Stock Award Gross | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| Other Noncash Income Expense | -$3.9M | $1.7M | $2.2M | -$3.2M | $139.0K | ||||||||||||||
| Amortization Of Financing Costs And Discounts | $2.4M | $4.2M | $4.9M | $4.2M | $6.0M |
Most recent annual filing with the SEC: February 17, 2026
Data sourced from SEC EDGAR public filings as of August 5, 2026.