Quick Answer
SoFi Technologies, Inc. reported Net Income of $481.32 million for fiscal year 2025.
SoFi Technologies, Inc. — Key Financials by Year
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net Income | $481.32M -3.5% |
$498.67M +265.8% |
-$300.74M +6.1% |
-$320.41M +33.8% |
-$483.94M -116.0% |
-$224.05M +6.5% |
| Diluted EPS | $0.39 +0.0% |
$0.39 +208.3% |
-$0.36 +10.0% |
-$0.40 +60.0% |
-$1.00 +76.7% |
-$4.30 -7.0% |
| Total Assets | $50.66B +39.7% |
$36.25B +20.5% |
$30.07B +58.2% |
$19.01B +107.1% |
$9.18B +7.2% |
$8.56B |
| Cash and Equivalents | $4.93B +94.2% |
$2.54B -17.7% |
$3.09B +117.0% |
$1.42B +187.4% |
$494.71M | $0.00 -100.0% |
| Stockholders Equity | $10.49B +60.8% |
$6.53B +24.7% |
$5.23B +0.5% |
$5.21B +19.0% |
$4.38B | $0.00 +100.0% |
| R&D Expense | $648.33M +17.5% |
$551.79M +7.9% |
$511.42M +26.2% |
$405.26M +46.8% |
$276.09M +37.2% |
$201.20M +36.4% |
| Shares Outstanding | 1.27B +16.0% |
1.10B +12.2% |
975.86M +4.5% |
933.90M +12.8% |
828.15M +619.6% |
115.08M |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Net Income | September 30, 2025 | $139.39M | +129.5% | +43.3% |
| Diluted EPS | September 30, 2025 | $0.11 | +120.0% | +37.5% |
| Total Assets | September 30, 2025 | $45.29B | +31.7% | +10.2% |
| Cash and Equivalents | September 30, 2025 | $3.25B | +37.9% | +52.9% |
| Stockholders Equity | September 30, 2025 | $8.78B | +43.4% | +28.0% |
| R&D Expense | September 30, 2025 | $167.14M | +19.6% | +9.9% |
| Operating Income | March 31, 2021 | -$5.29M | — | — |
| Shares Outstanding | September 30, 2025 | 1.20B | +11.1% | +8.2% |
- SoFi Technologies, Inc. reported Net Income of $481.32 million for fiscal year 2025.
- SoFi Technologies, Inc. showed a decrease of -3.5% in Net Income compared to the prior fiscal year.
- SoFi Technologies, Inc. reported Diluted EPS of $0.39 per share for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +0.0% in Diluted EPS compared to the prior fiscal year.
- SoFi Technologies, Inc. reported Total Assets of $50.66 billion for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +39.7% in Total Assets compared to the prior fiscal year.
- SoFi Technologies, Inc. reported Cash and Equivalents of $4.93 billion for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +94.2% in Cash and Equivalents compared to the prior fiscal year.
- SoFi Technologies, Inc. reported Stockholders Equity of $10.49 billion for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +60.8% in Stockholders Equity compared to the prior fiscal year.
- SoFi Technologies, Inc. reported R&D Expense of $648.33 million for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +17.5% in R&D Expense compared to the prior fiscal year.
- SoFi Technologies, Inc. reported Shares Outstanding of 1.27 billion shares for fiscal year 2025.
- SoFi Technologies, Inc. showed an increase of +16.0% in Shares Outstanding compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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