Quick Answer
Synchrony Financial reported Net Income of $3.55 billion for fiscal year 2025.
Synchrony Financial — Key Financials by Year
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net Income | $3.55B +1.5% |
$3.50B +56.3% |
$2.24B -25.8% |
$3.02B -28.5% |
$4.22B +204.8% |
$1.39B -63.0% |
| Diluted EPS | $9.28 +8.5% |
$8.55 +64.7% |
$5.19 -15.6% |
$6.15 -16.2% |
$7.34 +223.3% |
$2.27 -59.2% |
| Total Assets | $119.09B -0.3% |
$119.46B +1.7% |
$117.48B +12.4% |
$104.56B +9.2% |
$95.75B -0.2% |
$95.95B -8.5% |
| Cash and Equivalents | $14.97B +1.8% |
$14.71B +3.2% |
$14.26B +38.5% |
$10.29B +23.5% |
$8.34B -27.7% |
$11.52B -5.1% |
| Long-Term Debt | $15.18B -1.8% |
$15.46B -3.3% |
$15.98B +12.6% |
$14.19B -2.2% |
$14.51B -8.0% |
$15.78B -20.6% |
| Stockholders Equity | $16.77B +1.1% |
$16.58B +19.3% |
$13.90B +8.0% |
$12.87B -5.7% |
$13.65B +7.5% |
$12.70B -15.8% |
| Shares Outstanding | 347.00M -10.6% |
388.00M -4.6% |
406.88M -7.2% |
438.22M -16.8% |
526.83M -9.8% |
584.01M -5.2% |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Net Income | September 30, 2025 | $1.08B | +36.5% | +11.4% |
| Diluted EPS | September 30, 2025 | $2.86 | +47.4% | +14.4% |
| Total Assets | September 30, 2025 | $116.98B | -1.9% | -2.9% |
| Cash and Equivalents | September 30, 2025 | $16.25B | -9.4% | -16.5% |
| Long-Term Debt | September 30, 2025 | $14.43B | -7.7% | -9.9% |
| Stockholders Equity | September 30, 2025 | $17.07B | +6.8% | +0.7% |
| Shares Outstanding | September 30, 2025 | 360.14M | -7.5% | -3.2% |
- Synchrony Financial reported Net Income of $3.55 billion for fiscal year 2025.
- Synchrony Financial showed an increase of +1.5% in Net Income compared to the prior fiscal year.
- Synchrony Financial reported Diluted EPS of $9.28 per share for fiscal year 2025.
- Synchrony Financial showed an increase of +8.5% in Diluted EPS compared to the prior fiscal year.
- Synchrony Financial reported Total Assets of $119.09 billion for fiscal year 2025.
- Synchrony Financial showed a decrease of -0.3% in Total Assets compared to the prior fiscal year.
- Synchrony Financial reported Cash and Equivalents of $14.97 billion for fiscal year 2025.
- Synchrony Financial showed an increase of +1.8% in Cash and Equivalents compared to the prior fiscal year.
- Synchrony Financial reported Long-Term Debt of $15.18 billion for fiscal year 2025.
- Synchrony Financial showed a decrease of -1.8% in Long-Term Debt compared to the prior fiscal year.
- Synchrony Financial reported Stockholders Equity of $16.77 billion for fiscal year 2025.
- Synchrony Financial showed an increase of +1.1% in Stockholders Equity compared to the prior fiscal year.
- Synchrony Financial reported Shares Outstanding of 347.00 million shares for fiscal year 2025.
- Synchrony Financial showed a decrease of -10.6% in Shares Outstanding compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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