Synchrony Financial Financial Summary

Quick Answer

Synchrony Financial reported Net Income of $3.55 billion for fiscal year 2025.

Synchrony Financial — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $3.55B
+1.5%
$3.50B
+56.3%
$2.24B
-25.8%
$3.02B
-28.5%
$4.22B
+204.8%
$1.39B
-63.0%
Diluted EPS $9.28
+8.5%
$8.55
+64.7%
$5.19
-15.6%
$6.15
-16.2%
$7.34
+223.3%
$2.27
-59.2%
Total Assets $119.09B
-0.3%
$119.46B
+1.7%
$117.48B
+12.4%
$104.56B
+9.2%
$95.75B
-0.2%
$95.95B
-8.5%
Cash and Equivalents $14.97B
+1.8%
$14.71B
+3.2%
$14.26B
+38.5%
$10.29B
+23.5%
$8.34B
-27.7%
$11.52B
-5.1%
Long-Term Debt $15.18B
-1.8%
$15.46B
-3.3%
$15.98B
+12.6%
$14.19B
-2.2%
$14.51B
-8.0%
$15.78B
-20.6%
Stockholders Equity $16.77B
+1.1%
$16.58B
+19.3%
$13.90B
+8.0%
$12.87B
-5.7%
$13.65B
+7.5%
$12.70B
-15.8%
Shares Outstanding 347.00M
-10.6%
388.00M
-4.6%
406.88M
-7.2%
438.22M
-16.8%
526.83M
-9.8%
584.01M
-5.2%

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $1.08B +36.5% +11.4%
Diluted EPS September 30, 2025 $2.86 +47.4% +14.4%
Total Assets September 30, 2025 $116.98B -1.9% -2.9%
Cash and Equivalents September 30, 2025 $16.25B -9.4% -16.5%
Long-Term Debt September 30, 2025 $14.43B -7.7% -9.9%
Stockholders Equity September 30, 2025 $17.07B +6.8% +0.7%
Shares Outstanding September 30, 2025 360.14M -7.5% -3.2%
  • Synchrony Financial reported Net Income of $3.55 billion for fiscal year 2025.
  • Synchrony Financial showed an increase of +1.5% in Net Income compared to the prior fiscal year.
  • Synchrony Financial reported Diluted EPS of $9.28 per share for fiscal year 2025.
  • Synchrony Financial showed an increase of +8.5% in Diluted EPS compared to the prior fiscal year.
  • Synchrony Financial reported Total Assets of $119.09 billion for fiscal year 2025.
  • Synchrony Financial showed a decrease of -0.3% in Total Assets compared to the prior fiscal year.
  • Synchrony Financial reported Cash and Equivalents of $14.97 billion for fiscal year 2025.
  • Synchrony Financial showed an increase of +1.8% in Cash and Equivalents compared to the prior fiscal year.
  • Synchrony Financial reported Long-Term Debt of $15.18 billion for fiscal year 2025.
  • Synchrony Financial showed a decrease of -1.8% in Long-Term Debt compared to the prior fiscal year.
  • Synchrony Financial reported Stockholders Equity of $16.77 billion for fiscal year 2025.
  • Synchrony Financial showed an increase of +1.1% in Stockholders Equity compared to the prior fiscal year.
  • Synchrony Financial reported Shares Outstanding of 347.00 million shares for fiscal year 2025.
  • Synchrony Financial showed a decrease of -10.6% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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