Quick Answer
Synchrony Financial reported Long-Term Debt of $15.18 billion for fiscal year 2025.
Synchrony Financial Long-Term Debt — Annual History
| Fiscal Year | Long-Term Debt | YoY Change |
|---|---|---|
| 2025 | $15.18B | -1.8% |
| 2024 | $15.46B | -3.3% |
| 2023 | $15.98B | +12.6% |
| 2022 | $14.19B | -2.2% |
| 2021 | $14.51B | -8.0% |
| 2020 | $15.78B | -20.6% |
| 2019 | $19.87B | -17.2% |
| 2018 | $24.00B | +15.4% |
| 2017 | $20.80B | +3.2% |
| 2016 | $20.15B | -17.0% |
| 2015 | $24.28B | — |
Quarterly Long-Term Debt
| Quarter Ending | Long-Term Debt | YoY | QoQ |
|---|---|---|---|
| September 30, 2025 | $14.43B | -7.7% | -9.9% |
| June 30, 2025 | $16.01B | +2.4% | -5.9% |
| March 31, 2025 | $17.01B | +5.4% | +10.0% |
| December 31, 2024 | $15.46B | -3.3% | -1.1% |
| September 30, 2024 | $15.63B | +2.6% | -0.0% |
| June 30, 2024 | $15.64B | +9.9% | -3.1% |
| March 31, 2024 | $16.13B | +8.0% | +0.9% |
| December 31, 2023 | $15.98B | +12.6% | +4.9% |
- Synchrony Financial showed a decrease of -1.8% in Long-Term Debt compared to the prior fiscal year.
- Over the 2015–2025 period, Synchrony Financial’s long-term debt has declined by 37.5% (from $24.28 billion to $15.18 billion).
- The most recent figure is from Synchrony Financial’s fiscal year 2025 report (Form 10-K), filed with the SEC on February 6, 2026.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
Last verified: