Quick Answer
Upstart Holdings, Inc. reported Total Revenue of $1.04 billion for fiscal year 2025.
Upstart Holdings, Inc. — Key Financials by Year
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Total Revenue | $1.04B +64.0% |
$636.53M +23.9% |
$513.56M -39.0% |
$842.44M -0.7% |
$848.59M +263.6% |
$233.42M +42.2% |
| Revenue (ASC 606) | — | — | — | $907.27M +13.2% |
$801.27M +250.5% |
$228.60M +43.0% |
| Net Income | $53.60M +141.7% |
-$128.58M +46.5% |
-$240.13M -121.0% |
-$108.67M -180.2% |
$135.44M +2163.8% |
$5.98M +1383.9% |
| Diluted EPS | $0.45 +131.2% |
-$1.44 +49.8% |
-$2.87 -119.1% |
-$1.31 -191.6% |
$1.43 | $0.00 +100.0% |
| Total Assets | $2.97B +25.7% |
$2.37B +17.3% |
$2.02B +4.2% |
$1.94B +6.4% |
$1.82B +281.4% |
$477.25M |
| Cash and Equivalents | $652.39M -17.3% |
$788.42M +114.0% |
$368.40M | — | — | — |
| Stockholders Equity | $798.82M +26.2% |
$633.22M -0.3% |
$635.30M -5.5% |
$672.43M -16.7% |
$807.08M +168.8% |
$300.25M +586.7% |
| R&D Expense | $257.60M +1.6% |
$253.65M -9.5% |
$280.14M +18.1% |
$237.25M +77.1% |
$134.00M +245.3% |
$38.80M +106.6% |
| Operating Income | $42.63M +124.7% |
-$172.86M +32.6% |
-$256.52M -125.3% |
-$113.86M -180.8% |
$140.88M +1097.5% |
$11.77M +357.2% |
| Shares Outstanding | 98.03M +4.9% |
93.47M +8.3% |
86.33M +6.2% |
81.26M -2.9% |
83.66M +14.1% |
73.31M |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Total Revenue | September 30, 2025 | $277.11M | +70.9% | +7.7% |
| Revenue (ASC 606) | September 30, 2023 | $146.75M | -18.2% | +2.1% |
| Net Income | September 30, 2025 | $31.80M | +570.6% | +467.2% |
| Diluted EPS | September 30, 2025 | $0.23 | +428.6% | +360.0% |
| Total Assets | September 30, 2025 | $2.90B | +60.6% | +17.2% |
| Cash and Equivalents | September 30, 2025 | $489.78M | — | +23.7% |
| Stockholders Equity | September 30, 2025 | $743.72M | +24.9% | +3.0% |
| R&D Expense | September 30, 2025 | $64.03M | -1.3% | -7.0% |
| Operating Income | September 30, 2025 | $23.67M | +152.4% | +421.0% |
| Shares Outstanding | September 30, 2025 | 97.28M | +6.9% | +1.2% |
- Upstart Holdings, Inc. reported Total Revenue of $1.04 billion for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +64.0% in Total Revenue compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Revenue (ASC 606) of $907.27 million for fiscal year 2022.
- Upstart Holdings, Inc. showed an increase of +13.2% in Revenue (ASC 606) compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Net Income of $53.60 million for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +141.7% in Net Income compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Diluted EPS of $0.45 per share for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +131.2% in Diluted EPS compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Total Assets of $2.97 billion for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +25.7% in Total Assets compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Cash and Equivalents of $652.39 million for fiscal year 2025.
- Upstart Holdings, Inc. showed a decrease of -17.3% in Cash and Equivalents compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Stockholders Equity of $798.82 million for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +26.2% in Stockholders Equity compared to the prior fiscal year.
- Upstart Holdings, Inc. reported R&D Expense of $257.60 million for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +1.6% in R&D Expense compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Operating Income of $42.63 million for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +124.7% in Operating Income compared to the prior fiscal year.
- Upstart Holdings, Inc. reported Shares Outstanding of 98.03 million shares for fiscal year 2025.
- Upstart Holdings, Inc. showed an increase of +4.9% in Shares Outstanding compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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