Complete Filing Data
Upstart Holdings, Inc. reported Stockholders Equity of $798.82 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Upstart Holdings, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Net Income * | $53.6M | -$128.6M | -$240.1M | -$108.7M | $135.4M | $6.0M | -$466.0K |
| Revenue * | $1.04B | $636.5M | $513.6M | $907.3M | $801.3M | $228.6M | $159.8M |
| Selling And Marketing Expense | $301.5M | $166.8M | $127.1M | $345.8M | $333.5M | $99.7M | $93.2M |
| Research And Development Expense | $257.6M | $253.7M | $280.1M | $237.2M | $134.0M | $38.8M | $18.8M |
| Operating Income Loss | $42.6M | -$172.9M | -$256.5M | -$113.9M | $140.9M | $11.8M | -$4.6M |
| Operating Expenses | $1.00B | $809.4M | $770.1M | $956.3M | $707.7M | $221.7M | $168.8M |
| Income Tax Expense Benefit | $728.0K | $185.0K | $107.0K | -$409.0K | -$1.7M | $371.0K | $74.0K |
| General And Administrative Expense | $253.7M | $230.9M | $212.4M | $185.3M | $122.7M | $45.6M | $31.9M |
| Other Nonoperating Income Expense | $24.3M | $18.8M | $21.2M | $9.5M | -$5.2M | $5.5M | $1.0M |
| Revenue Not From Contract With Customer | -$64.8M | $47.3M | $4.8M | $4.3M | |||
| Revenue From Fees Net | $950.0M | $635.5M | $560.4M | $907.3M | $801.3M | ||
| Interest Income Expense Net | $93.8M | $1.1M | -$46.9M | -$64.8M | $47.3M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $31.8M | $5.6M | -$2.4M | -$6.8M | -$54.5M | -$64.6M | -$40.3M | -$28.2M | -$129.3M | -$56.2M | -$29.9M | $32.7M | $29.1M | $37.3M | $10.1M | $9.7M | -$6.2M | $1.5M |
| Revenue * | $277.1M | $257.3M | $213.4M | $162.1M | $127.6M | $127.8M | $146.8M | $143.7M | $117.1M | $179.3M | $258.3M | $314.0M | $210.4M | $187.3M | $116.2M | $62.9M | $13.3M | $68.0M |
| Selling And Marketing Expense | $78.8M | $73.1M | $59.0M | $43.2M | $33.0M | $35.2M | $33.0M | $23.9M | $31.4M | $56.4M | $105.2M | $133.4M | $93.3M | $75.9M | $49.4M | $23.7M | $5.4M | $36.0M |
| Research And Development Expense | $64.0M | $68.8M | $57.8M | $64.9M | $58.5M | $63.1M | $54.9M | $58.0M | $110.1M | $66.2M | $57.0M | $50.0M | $37.1M | $31.4M | $19.0M | $10.0M | $7.7M | $7.0M |
| Operating Income Loss | $23.7M | $4.5M | -$4.5M | -$45.2M | -$55.5M | -$67.5M | -$43.8M | -$33.3M | -$131.8M | -$58.1M | -$32.1M | $34.8M | $28.6M | $36.3M | $15.6M | $12.2M | -$11.4M | $553.0K |
| Operating Expenses | $253.4M | $252.7M | $217.9M | $207.3M | $183.1M | $195.3M | $178.4M | $169.1M | $234.8M | $215.3M | $260.3M | $275.3M | $199.9M | $157.7M | $105.8M | $53.2M | $28.7M | $63.4M |
| Income Tax Expense Benefit | $124.0K | $49.0K | $29.0K | $45.0K | $15.0K | $14.0K | $10.0K | $18.0K | $16.0K | $12.0K | $24.0K | $19.0K | -$1.3M | -$988.0K | $221.0K | $0.00 | $0.00 | $0.00 |
| General And Administrative Expense | $60.8M | $64.6M | $60.6M | $59.9M | $53.0M | $57.6M | $53.5M | $50.4M | $52.7M | $47.8M | $46.9M | $43.5M | $34.4M | $26.1M | $20.0M | $10.1M | $9.0M | $11.7M |
| Other Nonoperating Income Expense | $1.0M | $1.1M | $2.1M | $5.1M | $1.0M | $2.9M | $3.5M | $5.2M | $2.6M | $1.9M | $2.3M | -$2.1M | -$754.0K | $2.0K | -$5.2M | $50.0K | $5.3M | $150.0K |
| Revenue Not From Contract With Customer | -$12.2M | -$7.9M | -$14.2M | -$22.1M | -$30.2M | -$3.8M | $18.0M | $6.6M | $5.2M | $2.5M | $4.0M | -$4.0M | ||||||
| Revenue From Fees Net | $258.5M | $240.8M | $185.5M | $167.6M | $130.5M | $138.1M | $146.8M | $143.7M | $117.1M | |||||||||
| Interest Income Expense Net | $18.6M | $16.5M | $27.9M | -$5.5M | -$2.9M | -$10.3M | -$12.2M | -$7.9M | -$14.2M |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Stockholders Equity * | $798.8M | $633.2M | $635.3M | $672.4M | $807.1M | $300.3M | -$61.7M | -$54.7M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $1.06B | $976.3M | $467.8M | $532.5M | $1.19B | $311.3M | $80.1M | $122.2M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $80.7M | $508.5M | -$64.7M | -$658.8M | $879.9M | $231.3M | -$42.2M | |
| Goodwill | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $0.00 | ||
| Retained Earnings Accumulated Deficit | -$357.6M | -$411.2M | -$282.6M | -$42.4M | $66.2M | -$69.2M | ||
| Restricted Cash | $404.6M | $187.8M | $99.4M | $110.1M | $204.6M | $60.5M | ||
| Property Plant And Equipment Net | $44.2M | $39.0M | $42.7M | $44.2M | $24.3M | $10.0M | ||
| Payable To Investors | $107.7M | $60.2M | $53.6M | $90.8M | $107.6M | $45.5M | ||
| Other Assets Fair Value Disclosure | $138.6M | $51.4M | $48.9M | $42.6M | $18.4M | $6.8M | ||
| Other Assets | $255.4M | $160.5M | $146.2M | $154.4M | $129.4M | $40.0M | ||
| Operating Lease Right Of Use Asset | $16.4M | $43.5M | $54.7M | $86.3M | $96.1M | $18.3M | ||
| Operating Lease Liability | $21.1M | $50.3M | $62.3M | $100.8M | $100.4M | $19.4M | ||
| Liabilities And Stockholders Equity | $2.97B | $2.37B | $2.02B | $1.94B | $1.82B | $477.3M | ||
| Liabilities | $2.18B | $1.73B | $1.38B | $1.26B | $1.01B | $177.0M | ||
| Debt Longterm And Shortterm Combined Amount | $1.83B | $1.40B | $1.04B | $986.4M | $695.4M | $62.6M | ||
| Common Stock Value | $10.0K | $9.0K | $9.0K | $8.0K | $8.0K | $7.0K | ||
| Assets | $2.97B | $2.37B | $2.02B | $1.94B | $1.82B | $477.3M | ||
| Accrued Liabilities And Other Liabilities | $171.5M | $133.8M | $84.1M | $66.9M | $103.4M | $35.7M | ||
| Accrued Expenses And Other Liabilities Fair Value Disclosure | $15.2M | $15.9M | $10.5M | $8.8M | $13.1M | $9.5M | ||
| Equity Securities Without Readily Determinable Fair Value Amount | $41.3M | $41.3M | $41.3M | $41.3M | $40.0M | $0.00 | ||
| Notes Receivable Net | $984.6M | $806.3M | $1.16B | $1.01B | $252.5M | |||
| Repayments Of Debt | $575.9M | $400.9M | $71.3M | $148.1M | $109.9M | |||
| Cash | $652.4M | $788.4M | $368.4M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity * | $743.7M | $722.0M | $676.6M | $595.5M | $594.7M | $612.8M | $640.8M | $638.1M | $627.2M | $718.6M | $757.1M | $876.5M | $719.1M | $716.1M | $320.6M | -$47.3M | -$62.2M | -$58.8M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $836.9M | $701.5M | $839.5M | $655.8M | $560.6M | $439.2M | $615.0M | $509.9M | $451.9M | $829.9M | $914.4M | $1.01B | $1.17B | $617.5M | $336.1M | $110.6M | $95.7M | $72.2M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | -$136.7M | -$28.6M | -$80.6M | -$178.5M | $24.7M | -$7.9M | ||||||||||||
| Goodwill | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $66.9M | $66.9M | ||||
| Retained Earnings Accumulated Deficit | -$376.2M | -$408.0M | -$413.6M | -$408.4M | -$401.6M | -$347.2M | -$240.2M | -$199.9M | -$171.7M | $12.8M | $69.0M | $98.9M | $7.3M | -$21.8M | -$59.1M | |||
| Restricted Cash | $347.1M | $305.5M | $239.8M | $210.5M | $185.8M | $138.6M | $98.4M | $66.2M | $64.9M | $146.0M | $124.0M | $254.9M | $130.3M | $111.2M | $79.0M | |||
| Property Plant And Equipment Net | $44.3M | $43.9M | $42.4M | $38.3M | $39.7M | $40.6M | $48.0M | $47.0M | $47.0M | $41.0M | $36.1M | $29.8M | $18.9M | $13.5M | $10.1M | |||
| Payable To Investors | $93.4M | $91.7M | $83.1M | $60.8M | $65.5M | $59.1M | $51.6M | $44.0M | $41.0M | $93.8M | $105.7M | $139.8M | $84.3M | $76.9M | $56.5M | |||
| Other Assets Fair Value Disclosure | $229.2M | $195.1M | $131.3M | $70.7M | $50.9M | $46.1M | $42.7M | $47.6M | $44.1M | $40.5M | $39.9M | $34.3M | $12.4M | $15.5M | $8.7M | |||
| Other Assets | $334.6M | $300.3M | $234.2M | $172.7M | $144.0M | $144.6M | $143.8M | $151.9M | $134.4M | $131.7M | $126.6M | $127.0M | $77.5M | $73.0M | $51.9M | |||
| Operating Lease Right Of Use Asset | $34.6M | $37.6M | $40.6M | $46.3M | $49.1M | $51.9M | $77.3M | $80.3M | $83.4M | $87.5M | $90.4M | $93.2M | $70.0M | $16.2M | $17.3M | |||
| Operating Lease Liability | $40.6M | $43.8M | $47.1M | $53.3M | $56.4M | $59.4M | $93.4M | $96.2M | $99.1M | $99.4M | $99.9M | $100.1M | $72.2M | $17.8M | $18.6M | |||
| Liabilities And Stockholders Equity | $2.90B | $2.48B | $2.30B | $1.81B | $1.82B | $1.93B | $2.00B | $1.76B | $1.82B | $1.92B | $1.92B | $1.99B | $1.61B | $904.6M | $488.6M | |||
| Liabilities | $2.16B | $1.76B | $1.62B | $1.21B | $1.23B | $1.31B | $1.36B | $1.13B | $1.19B | $1.20B | $1.16B | $1.11B | $887.0M | $188.5M | $168.0M | |||
| Debt Longterm And Shortterm Combined Amount | $1.86B | $1.43B | $1.33B | $887.4M | $912.7M | $1.01B | $1.00B | $930.7M | $1.00B | $918.9M | $856.6M | $769.2M | $649.2M | $6.1M | $41.9M | |||
| Common Stock Value | $10.0K | $10.0K | $10.0K | $9.0K | $9.0K | $9.0K | $9.0K | $8.0K | $8.0K | $8.0K | $8.0K | $9.0K | $8.0K | $8.0K | $7.0K | |||
| Assets | $2.90B | $2.48B | $2.30B | $1.81B | $1.82B | $1.93B | $2.00B | $1.76B | $1.82B | $1.92B | $1.92B | $1.99B | $1.61B | $904.6M | $488.6M | |||
| Accrued Liabilities And Other Liabilities | $116.3M | $126.7M | $78.7M | $111.6M | $77.3M | $62.1M | $51.9M | $47.7M | $47.0M | $73.6M | $75.8M | $91.7M | $72.0M | $70.4M | $42.9M | |||
| Accrued Expenses And Other Liabilities Fair Value Disclosure | $20.5M | $17.2M | $10.1M | $18.7M | $16.7M | $14.3M | $7.4M | $6.9M | $7.6M | $10.0M | $11.8M | $13.5M | $10.5M | $14.4M | $12.6M | |||
| Equity Securities Without Readily Determinable Fair Value Amount | $41.3M | $41.3M | $41.3M | $41.3M | $41.3M | $41.3M | $41.3M | $41.3M | $41.3M | $41.0M | $41.0M | $41.0M | $40.0M | |||||
| Notes Receivable Net | $1.23B | $1.02B | $814.7M | $656.1M | $820.6M | $1.08B | $972.3M | $837.6M | $982.2M | $700.5M | $623.8M | $598.0M | ||||||
| Repayments Of Debt | $110.2M | $47.0M | $7.0M | $26.6M | $78.0M | |||||||||||||
| Cash | $489.8M | $395.9M | $599.8M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Share Based Compensation | $132.0M | $133.4M | $175.0M | $125.9M | $73.2M | $11.5M | $3.8M |
| Proceeds From Sale Of Loans Held For Sale | $8.68B | $4.10B | $2.51B | $6.83B | $8.83B | $2.59B | $0.00 |
| Proceeds From Principal Repayments On Loans And Leases Held For Investment | $320.4M | $145.3M | $102.4M | $43.3M | $24.5M | $15.8M | $48.1M |
| Proceeds From Collection Of Notes Receivable | $23.1M | $5.9M | $4.3M | $6.7M | $11.5M | $14.7M | $8.8M |
| Proceeds From Collection Of Loans Held For Sale | $187.7M | $192.9M | $189.7M | $152.0M | $8.7M | $18.2M | $0.00 |
| Payments To Purchase Loans Held For Sale | $9.07B | $4.31B | $3.01B | $7.81B | $8.93B | $2.66B | $0.00 |
| Payments To Acquire Property Plant And Equipment | $347.0K | $837.0K | $1.5M | $8.8M | $8.4M | $1.4M | $4.0M |
| Payments To Acquire Loans Held For Investment | $1.03B | $323.1M | $157.2M | $149.3M | $159.4M | $9.7M | $265.3M |
| Payments For Software | $18.1M | $9.2M | $10.6M | $14.1M | $6.7M | $4.3M | $1.3M |
| Net Cash Provided By Used In Operating Activities | -$147.7M | $186.3M | -$111.7M | -$657.9M | $168.4M | $15.7M | $31.6M |
| Net Cash Provided By Used In Investing Activities | -$177.2M | -$237.7M | -$118.5M | -$114.1M | -$143.9M | $136.5M | $45.4M |
| Net Cash Provided By Used In Financing Activities | $405.6M | $559.9M | $165.5M | $113.2M | $855.4M | $79.1M | -$119.2M |
| Increase Decrease In Other Operating Assets | $10.8M | $8.7M | $8.9M | -$4.2M | $62.0M | $13.2M | $12.0M |
| Increase Decrease In Operating Lease Liability And Right Of Use Asset | -$2.1M | -$807.0K | -$6.8M | $10.2M | $3.1M | $251.0K | $871.0K |
| Increase Decrease In Accrued Liabilities And Other Operating Liabilities | $39.6M | $44.1M | -$4.0M | -$19.4M | $59.6M | $4.7M | $22.4M |
| Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount | $9.4M | $4.3M | $6.7M | $6.0M | $3.1M | $492.0K | $0.00 |
| Depreciation Depletion And Amortization | $24.8M | $20.5M | $24.9M | $13.5M | $7.5M | $2.3M | $774.0K |
| Adjustments Related To Tax Withholding For Share Based Compensation | $9.0K | $22.0K | $15.0K | $16.0K | $236.0K | ||
| Proceeds From Stock Options Exercised | $21.4M | $12.9M | $12.4M | $14.7M | $2.4M | $278.0K | |
| Proceeds From Sale Of Loans Held For Investment | $395.7M | $0.00 | $972.0K | $14.3M | $51.4M | $97.3M | $100.7M |
| Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans | 7.7M | 8.4M | 7.7M | 4.1M | 0.00 | 0.00 | |
| Payments Related To Tax Withholding For Share Based Compensation | $22.0K | $15.0K | $16.0K | $236.0K | $0.00 | $0.00 | |
| Proceeds From Issuance Of Debt | $626.9M | $688.8M | $718.4M | $92.1M | $153.5M | ||
| Payments Of Debt Issuance Costs | $3.2M | $3.9M | $0.00 | $0.00 | $15.7M | $0.00 | $0.00 |
| Increase Decrease In Payable To Investors | -$43.0M | -$16.8M | $62.1M | $19.4M | -$14.9M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q1 2023 | Q1 2022 | Q2 2021 | Q1 2021 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Share Based Compensation | $29.8M | $35.8M | $74.1M | $25.1M | $8.6M | $2.0M | ||||||
| Proceeds From Sale Of Loans Held For Sale | $1.32B | $772.7M | $449.3M | $3.07B | $38.1M | $6.8M | ||||||
| Proceeds From Principal Repayments On Loans And Leases Held For Investment | $57.4M | $27.2M | $24.4M | $9.4M | $3.0M | $5.4M | ||||||
| Proceeds From Collection Of Notes Receivable | $2.7M | $1.2M | $1.6M | $2.1M | $3.1M | $4.0M | ||||||
| Proceeds From Collection Of Loans Held For Sale | $38.3M | $52.8M | $57.9M | $20.3M | $2.6M | $2.3M | ||||||
| Payments To Purchase Loans Held For Sale | $1.35B | $796.5M | $510.0M | $3.46B | $18.2M | $97.9M | ||||||
| Payments To Acquire Property Plant And Equipment | $0.00 | $684.0K | $1.1M | $1.6M | $267.0K | $508.0K | ||||||
| Payments To Acquire Loans Held For Investment | $149.9M | $46.2M | $46.4M | $0.00 | $12.9M | $2.8M | ||||||
| Payments For Software | $6.2M | $1.1M | $4.3M | $3.7M | $334.0K | $858.0K | ||||||
| Net Cash Provided By Used In Operating Activities | -$13.5M | $44.3M | -$75.7M | -$266.8M | $43.1M | -$86.5M | ||||||
| Net Cash Provided By Used In Investing Activities | -$78.6M | -$37.5M | -$25.9M | $5.2M | $902.0K | $108.7M | ||||||
| Net Cash Provided By Used In Financing Activities | -$44.7M | -$35.4M | $21.0M | $83.1M | -$19.3M | -$30.1M | ||||||
| Increase Decrease In Other Operating Assets | -$6.4M | $825.0K | -$306.0K | -$7.3M | $10.0M | $202.0K | ||||||
| Increase Decrease In Operating Lease Liability And Right Of Use Asset | -$306.0K | -$202.0K | $1.2M | $2.6M | $234.0K | $37.0K | ||||||
| Increase Decrease In Accrued Liabilities And Other Operating Liabilities | -$48.8M | -$25.8M | -$31.3M | -$11.1M | $4.6M | -$9.2M | ||||||
| Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount | $3.1M | $546.0K | $2.7M | $1.6M | $122.0K | $90.0K | ||||||
| Depreciation Depletion And Amortization | $6.4M | $5.6M | $6.4M | $2.8M | $816.0K | $515.0K | ||||||
| Adjustments Related To Tax Withholding For Share Based Compensation | $2.0K | $2.0K | $5.0K | $17.0K | $1.0K | $1.0K | $1.0K | $5.0K | $236.0K | |||
| Proceeds From Stock Options Exercised | $8.2M | $1.2M | $1.5M | $5.6M | $1.5M | $185.0K | ||||||
| Proceeds From Sale Of Loans Held For Investment | $1.6M | $0.00 | $0.00 | $8.3M | $88.1M | |||||||
| Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans | 4.7M | 4.6M | 5.7M | 4.4M | 0.00 | |||||||
| Payments Related To Tax Withholding For Share Based Compensation | $5.0K | $1.0K | $5.0K | $0.00 | ||||||||
| Proceeds From Issuance Of Debt | $74.3M | $60.7M | $80.0M | $5.8M | $64.8M | |||||||
| Payments Of Debt Issuance Costs | $443.0K | $0.00 | ||||||||||
| Increase Decrease In Payable To Investors | $6.9M | -$49.7M | $32.2M | $11.0M | $570.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Weighted Average Number Of Shares Outstanding Basic | 96.0M | 89.5M | 83.8M | 82.8M | 78.1M | 17.5M | 14.3M |
| Weighted Average Number Of Diluted Shares Outstanding | 107.5M | 89.5M | 83.8M | 82.8M | 94.8M | 17.5M | 14.3M |
| Earnings Per Share Diluted | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 | $0.00 | $-0.03 |
| Earnings Per Share Basic | $0.56 | $-1.44 | $-2.87 | $-1.31 | $1.73 | $0.00 | $-0.03 |
| Common Stock Shares Authorized | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | |
| Common Stock Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| Common Stock Shares Outstanding | 98.0M | 93.5M | 86.3M | 81.3M | 83.7M | 73.3M | |
| Common Stock Shares Issued | 98.0M | 93.5M | 86.3M | 81.3M | 83.7M | 73.3M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Weighted Average Number Of Shares Outstanding Basic | 96.7M | 95.5M | 94.3M | 90.1M | 88.4M | 87.0M | 84.4M | 83.1M | 81.9M | 81.7M | 83.8M | 84.2M | 79.4M | 76.7M | 73.6M | 14.7M | 14.7M | 14.6M |
| Weighted Average Number Of Diluted Shares Outstanding | 109.7M | 102.9M | 94.3M | 90.1M | 88.4M | 87.0M | 84.4M | 83.1M | 81.9M | 81.7M | 83.8M | 95.5M | 96.1M | 94.8M | 91.4M | 26.7M | 14.7M | 14.6M |
| Earnings Per Share Diluted | $0.23 | $0.05 | $-0.03 | $-0.07 | $-0.62 | $-0.74 | $-0.48 | $-0.34 | $-1.58 | $-0.69 | $-0.36 | $0.34 | $0.30 | $0.39 | $0.11 | $0.10 | $-0.42 | $0.00 |
| Earnings Per Share Basic | $0.33 | $0.06 | $-0.03 | $-0.07 | $-0.62 | $-0.74 | $-0.48 | $-0.34 | $-1.58 | $-0.69 | $-0.36 | $0.39 | $0.37 | $0.49 | $0.14 | $0.12 | $-0.42 | $0.00 |
| Common Stock Shares Authorized | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | 700.0M | |||
| Common Stock Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||
| Common Stock Shares Outstanding | 97.3M | 96.1M | 95.1M | 91.0M | 89.1M | 87.8M | 85.0M | 83.8M | 82.6M | 81.8M | 82.2M | 84.7M | 81.5M | 77.6M | 73.9M | |||
| Common Stock Shares Issued | 97.3M | 96.1M | 95.1M | 91.0M | 89.1M | 87.8M | 85.0M | 83.8M | 82.6M | 81.8M | 82.2M | 84.7M | 81.5M | 77.6M | 73.9M |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Stock Issued During Period Value Stock Options Exercised | $16.9M | $21.4M | $12.9M | $12.4M | $14.7M | $2.4M | $278.0K |
| Customer Operations Expense | $188.4M | $158.0M | $150.4M | $188.0M | $117.6M | $37.6M | $24.9M |
| Income Loss Attributable To Parent | $54.3M | -$128.4M | -$240.0M | -$109.1M | $133.7M | ||
| Interest Paid Net | $43.5M | $43.1M | $36.5M | $12.5M | $3.3M | $8.0M | $26.9M |
| Stock Issued During Period Value Employee Stock Purchase Plan | $8.4M | $7.7M | $8.4M | $7.7M | $4.1M | ||
| Fair Value And Other Adjustments Net | $78.7M | $144.9M | $181.0M | $159.6M | -$30.0M | $13.6M | |
| Interest Income Operating | $204.2M | $186.4M | $169.0M | $105.6M | $20.6M | ||
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $141.3M | $137.7M | $181.7M | $131.9M | $76.3M | ||
| Additional Paid In Capital | $1.16B | $1.04B | $917.9M | $714.9M | $740.8M | $369.5M | |
| Paid In Kind Interest | $8.6M | $3.2M | $3.1M | $3.0M | $2.0M | ||
| Other Noncash Income Expense | $3.9M | $0.00 | $0.00 | -$73.0K | -$74.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock Issued During Period Value Stock Options Exercised | $4.6M | $1.7M | $8.2M | $10.1M | $1.0M | $1.2M | $2.8M | $5.1M | $1.5M | $1.3M | $3.8M | $5.6M | $6.8M | $1.4M | $1.5M | $307.0K | $18.0K | $185.0K |
| Customer Operations Expense | $49.8M | $46.2M | $40.5M | $39.3M | $38.7M | $39.4M | $36.9M | $36.8M | $40.6M | $45.0M | $51.1M | $48.4M | $35.0M | $24.2M | $17.4M | $9.4M | $6.6M | $8.8M |
| Income Loss Attributable To Parent | $31.9M | $5.7M | -$2.4M | -$6.7M | -$54.5M | -$64.6M | -$40.3M | -$28.1M | -$129.2M | -$56.2M | -$29.8M | $32.7M | $27.8M | $36.3M | $10.3M | |||
| Interest Paid Net | $7.4M | $12.5M | $8.0M | $1.8M | $1.0M | $3.3M | ||||||||||||
| Stock Issued During Period Value Employee Stock Purchase Plan | $3.8M | $4.7M | $3.1M | $4.6M | $2.7M | $5.7M | $3.2M | $4.4M | $4.1M | |||||||||
| Fair Value And Other Adjustments Net | $29.8M | $21.3M | $5.7M | $35.5M | $44.3M | $50.7M | $40.5M | $37.6M | $52.4M | $41.2M | $56.8M | $18.0M | ||||||
| Interest Income Operating | $57.2M | $45.6M | $40.6M | $40.8M | $52.9M | $51.2M | $37.7M | $33.9M | $45.3M | $22.2M | $29.0M | $15.1M | ||||||
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $36.2M | $38.1M | $33.0M | $34.7M | $35.4M | $36.3M | $37.4M | $34.0M | $76.8M | $38.2M | $31.7M | $26.7M | ||||||
| Additional Paid In Capital | $1.12B | $1.13B | $1.09B | $1.00B | $996.3M | $960.0M | $880.9M | $838.0M | $798.9M | $705.7M | $688.0M | $777.6M | $711.8M | $737.9M | $379.7M | |||
| Paid In Kind Interest | $1.3M | $768.0K | $766.0K | $776.0K | $18.0K | $18.0K | ||||||||||||
| Other Noncash Income Expense | $2.5M | $974.0K | $0.00 | -$18.0K |
Most recent annual filing with the SEC: February 10, 2026
Data sourced from SEC EDGAR public filings as of August 5, 2026.