Velocity Financial, Inc. Financial Summary

Quick Answer

Velocity Financial, Inc. reported Net Income of $105.05 million for fiscal year 2025.

Velocity Financial, Inc. — Key Financials by Year

Metric 2025 2024 2023 2022 2021 2020
Net Income $105.05M
+53.5%
$68.42M
+30.9%
$52.27M
+62.3%
$32.21M
+10.2%
$29.22M
+64.4%
$17.78M
+2.8%
Diluted EPS $2.75
+44.0%
$1.91
+25.7%
$1.52
+61.7%
$0.94
+9.3%
$0.86
+155.5%
-$1.55
Total Assets $7.38B
+33.5%
$5.53B
+25.5%
$4.40B
+17.5%
$3.75B
+33.3%
$2.81B
+33.7%
$2.10B
-5.1%
Cash and Equivalents $92.10M
+84.6%
$49.90M
+23.0%
$40.57M
-10.3%
$45.25M
+25.8%
$35.97M
+171.0%
$13.27M
-38.2%
Stockholders Equity $672.53M
+30.1%
$516.94M
+19.3%
$433.44M
+15.0%
$376.81M
+10.5%
$341.11M
+55.3%
$219.59M
+43.7%
Shares Outstanding 39.57M
+18.0%
33.55M
+2.1%
32.87M
+1.2%
32.49M
+0.6%
32.29M
+60.8%
20.09M

Most Recent Quarter

Metric Quarter Ending Value YoY QoQ
Net Income September 30, 2025 $25.37M +60.6% -2.4%
Diluted EPS September 30, 2025 $0.65 +47.7% -5.8%
Total Assets September 30, 2025 $6.96B +33.8% +7.5%
Cash and Equivalents September 30, 2025 $98.96M +124.4% +24.4%
Stockholders Equity September 30, 2025 $634.26M +30.9% +6.1%
Shares Outstanding September 30, 2025 38.90M +17.5% +1.6%
  • Velocity Financial, Inc. reported Net Income of $105.05 million for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +53.5% in Net Income compared to the prior fiscal year.
  • Velocity Financial, Inc. reported Diluted EPS of $2.75 per share for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +44.0% in Diluted EPS compared to the prior fiscal year.
  • Velocity Financial, Inc. reported Total Assets of $7.38 billion for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +33.5% in Total Assets compared to the prior fiscal year.
  • Velocity Financial, Inc. reported Cash and Equivalents of $92.10 million for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +84.6% in Cash and Equivalents compared to the prior fiscal year.
  • Velocity Financial, Inc. reported Stockholders Equity of $672.53 million for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +30.1% in Stockholders Equity compared to the prior fiscal year.
  • Velocity Financial, Inc. reported Shares Outstanding of 39.57 million shares for fiscal year 2025.
  • Velocity Financial, Inc. showed an increase of +18.0% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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