Complete Filing Data
Velocity Financial, Inc. reported Net Income Loss of $105.05 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Velocity Financial, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income * | $105.1M | $68.4M | $52.3M | $32.2M | $29.2M | $17.8M | $17.3M | $7.6M |
| Interest Income Expense Net | $185.8M | $135.8M | $107.8M | $83.1M | $76.0M | $67.4M | $59.0M | $48.8M |
| Interest Income Expense After Provision For Loan Loss | $180.0M | $134.6M | $105.8M | $82.0M | $76.3M | $62.4M | $57.9M | $48.6M |
| Interest Expense NOW Accounts Money Market Accounts And Savings Deposits | $340.5M | $247.2M | $186.5M | $127.7M | $85.4M | $87.8M | $83.9M | $62.6M |
| Interest Expense Borrowings | $24.6M | $23.8M | $16.6M | $29.5M | $20.6M | $12.0M | $14.6M | $13.3M |
| Income Tax Expense Benefit | $41.3M | $27.9M | $18.8M | $12.0M | $10.6M | $5.4M | $8.1M | $11.6M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $146.2M | $96.4M | $71.1M | $44.6M | $39.8M | $23.1M | $25.4M | $19.2M |
| Income Loss From Continuing Operations Attributable To Noncontrolling Entity | -$71.0K | $47.0K | $20.0K | $308.0K | ||||
| Income Taxes Paid Net | $50.7M | $41.5M | $7.6M | $23.0M | $9.6M | $965.0K | $15.4M | $13.2M |
| Deferred Income Tax Expense Benefit | -$8.1M | -$11.4M | $2.7M | $11.6M | -$10.0M | $1.7M | -$7.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | $34.8M | $25.4M | $26.0M | $18.9M | $20.6M | $15.8M | $14.8M | $17.3M | $17.4M | $12.1M | $12.2M | $10.6M | $8.5M | $10.0M | $10.6M | $3.1M | $8.4M | $8.0M | $9.5M | $3.4M | $9.6M | $3.5M | $2.1M | $2.6M | $5.2M | $3.9M | $3.5M | $4.7M |
| Interest Income Expense Net | $51.6M | $49.1M | $47.6M | $37.5M | $38.9M | $35.1M | $32.4M | $29.5M | $30.7M | $27.4M | $25.3M | $24.4M | $20.6M | $24.8M | $26.3M | $11.4M | $21.2M | $22.1M | $20.1M | $12.5M | $18.2M | $17.1M | $16.7M | $15.4M | $17.4M | $14.7M | $13.2M | $13.7M |
| Interest Income Expense After Provision For Loan Loss | $49.7M | $48.7M | $46.0M | $35.6M | $38.8M | $35.1M | $32.2M | $28.5M | $29.9M | $27.2M | $25.0M | $23.7M | $21.1M | $24.3M | $26.0M | $10.6M | $20.9M | $21.9M | $21.1M | $12.4M | $17.8M | $15.5M | $14.9M | $14.2M | $17.1M | $14.4M | $13.0M | $13.4M |
| Interest Expense NOW Accounts Money Market Accounts And Savings Deposits | $94.7M | $88.9M | $81.8M | $75.1M | $68.5M | $63.9M | $59.2M | $55.7M | $51.4M | $47.6M | $45.5M | $42.0M | $40.9M | $34.6M | $28.8M | $23.6M | $23.7M | $20.3M | $20.6M | $20.8M | $21.4M | $22.3M | $21.2M | $22.8M | $22.7M | $21.8M | $20.3M | $19.1M |
| Interest Expense Borrowings | $6.1M | $6.1M | $6.1M | $6.1M | $6.1M | $6.1M | $6.2M | $5.4M | $4.1M | $4.1M | $4.1M | $4.1M | $4.1M | $4.0M | $4.2M | $17.1M | $4.5M | $4.5M | $4.3M | $7.4M | $1.9M | $1.9M | $1.9M | $6.3M | $4.1M | $3.8M | $3.4M | $3.4M |
| Income Tax Expense Benefit | $15.3M | $10.0M | $7.8M | $8.2M | $11.2M | $5.6M | $5.2M | $5.9M | $5.1M | $5.1M | $4.6M | $4.0M | $3.5M | $3.8M | $4.0M | $790.0K | $3.0M | $2.9M | $3.4M | $1.2M | $2.2M | $1.5M | $484.0K | $1.1M | $3.0M | $1.8M | $1.4M | $1.9M |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $50.0M | $35.4M | $33.9M | $26.9M | $32.0M | $21.2M | $19.9M | $23.2M | $22.3M | $17.2M | $16.8M | $14.8M | $11.7M | $14.0M | $14.8M | $4.0M | $11.4M | $10.9M | $12.9M | $4.6M | $11.8M | $5.0M | $2.6M | $3.7M | $8.1M | $5.7M | $5.0M | $6.6M |
| Income Loss From Continuing Operations Attributable To Noncontrolling Entity | -$44.0K | $39.0K | $173.0K | -$239.0K | $218.0K | -$186.0K | -$67.0K | $82.0K | -$189.0K | $83.0K | $39.0K | $87.0K | -$235.0K | $307.0K | $126.0K | $110.0K | ||||||||||||
| Income Taxes Paid Net | $771.0K | $17.0K | $264.0K | $277.0K | $100.0K | $323.0K | ||||||||||||||||||||||
| Deferred Income Tax Expense Benefit | $3.0M | $480.0K | $2.5M | $127.0K | -$2.6M | -$1.8M | -$1.3M |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity * | $672.5M | $516.9M | $433.4M | $376.8M | $341.1M | $219.6M | $152.8M | $136.8M | $130.9M |
| Interest And Fee Income Loans And Leases Held In Portfolio | $550.8M | $406.8M | $310.8M | $240.3M | $182.0M | $167.3M | $157.5M | $124.7M | |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations | $249.2M | $70.8M | $61.9M | $62.1M | $47.6M | $20.3M | $27.6M | $16.7M | $15.7M |
| Restricted Cash And Cash Equivalents | $157.1M | $20.9M | $21.4M | $16.8M | $11.6M | $7.0M | $6.1M | $1.7M | |
| Cash And Cash Equivalents At Carrying Value | $92.1M | $49.9M | $40.6M | $45.2M | $36.0M | $13.3M | $21.5M | $15.0M | |
| Net Earnings Attributable To Common Stockholders | $103.7M | $67.6M | $51.5M | $31.7M | $20.6M | -$31.2M | |||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $178.4M | $8.9M | -$129.0K | $14.5M | $27.3M | -$7.3M | $10.9M | $950.0K | |
| Finance Lease Right Of Use Asset Amortization | $1.5M | $1.2M | $1.5M | $1.3M | $1.3M | $1.2M | $1.1M | ||
| Property Plant And Equipment Net | $1.4M | $1.7M | $2.8M | $3.4M | $3.8M | $4.1M | $4.7M | ||
| Other Assets | $9.5M | $5.7M | $5.2M | $13.5M | $6.8M | $6.8M | $12.7M | ||
| Liabilities And Stockholders Equity | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | ||
| Liabilities | $6.71B | $5.01B | $3.97B | $3.37B | $2.47B | $1.79B | $2.06B | ||
| Interest Receivable | $49.7M | $35.2M | $27.0M | $20.5M | $13.2M | $11.4M | $13.3M | ||
| Assets | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | ||
| Accounts Payable And Accrued Liabilities Current | $168.3M | $147.8M | $122.0M | $91.5M | $92.2M | $63.4M | $56.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity * | $634.3M | $597.9M | $563.2M | $484.6M | $471.3M | $452.9M | $416.4M | $401.7M | $387.6M | $366.8M | $355.9M | $344.4M | $242.2M | $233.5M | $223.5M | $209.8M | $206.0M | $250.4M | $152.8M | |||||||||
| Interest And Fee Income Loans And Leases Held In Portfolio | $152.4M | $144.1M | $135.6M | $118.7M | $113.5M | $105.1M | $97.8M | $90.5M | $86.3M | $79.1M | $74.9M | $70.5M | $65.6M | $63.4M | $59.2M | $52.0M | $49.4M | $46.9M | $45.0M | $40.7M | $41.6M | $41.4M | $39.8M | $44.6M | $44.1M | $40.4M | $36.9M | $36.1M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations | $117.8M | $97.2M | $74.5M | $67.3M | $79.7M | $59.0M | $47.1M | $50.8M | $56.0M | $40.9M | $55.5M | $47.5M | $45.1M | $35.7M | $27.2M | $27.0M | $16.5M | $12.1M | $12.0M | $15.6M | $18.9M | |||||||
| Restricted Cash And Cash Equivalents | $18.8M | $17.6M | $22.8M | $23.2M | $32.3M | $24.2M | $17.7M | $16.8M | $16.6M | $14.5M | $9.2M | $10.8M | $9.6M | $7.9M | $6.8M | $7.8M | $6.7M | $4.5M | $3.2M | $1.5M | $2.0M | |||||||
| Cash And Cash Equivalents At Carrying Value | $99.0M | $79.6M | $51.7M | $44.1M | $47.4M | $34.8M | $29.4M | $34.0M | $39.4M | $26.4M | $46.3M | $36.6M | $35.5M | $27.7M | $20.4M | $19.2M | $9.8M | $7.6M | $8.8M | $14.1M | $16.9M | |||||||
| Net Earnings Attributable To Common Stockholders | $25.0M | $25.7M | $18.7M | $15.6M | $14.6M | $17.0M | $11.9M | $12.0M | $10.5M | $9.8M | $10.5M | $3.1M | $5.0M | $5.9M | $2.1M | $3.5M | -$46.8M | $2.6M | ||||||||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $3.6M | -$2.9M | -$6.0M | -$138.0K | $6.9M | -$15.4M | $2.3M | |||||||||||||||||||||
| Finance Lease Right Of Use Asset Amortization | $469.0K | $344.0K | $310.0K | $330.0K | $367.0K | $299.0K | $282.0K | |||||||||||||||||||||
| Property Plant And Equipment Net | $1.5M | $1.5M | $1.6M | $1.7M | $1.9M | $2.0M | $2.9M | $3.0M | $3.2M | $3.5M | $3.6M | $3.7M | $3.3M | $3.6M | $3.9M | $4.4M | $4.7M | $5.0M | ||||||||||
| Other Assets | $7.5M | $12.0M | $5.3M | $6.3M | $9.6M | $5.5M | $7.0M | $7.8M | $12.3M | $18.5M | $11.0M | $7.3M | $6.8M | $7.3M | $7.3M | $16.5M | $9.0M | $10.5M | ||||||||||
| Liabilities And Stockholders Equity | $6.96B | $6.48B | $5.97B | $5.20B | $4.87B | $4.63B | $4.12B | $3.95B | $3.84B | $3.65B | $3.33B | $3.11B | $2.46B | $2.27B | $2.16B | $2.13B | $2.19B | $2.26B | ||||||||||
| Liabilities | $6.32B | $5.87B | $5.41B | $4.71B | $4.40B | $4.17B | $3.70B | $3.55B | $3.45B | $3.28B | $2.97B | $2.76B | $2.12B | $1.94B | $1.85B | $1.83B | $1.89B | $2.01B | ||||||||||
| Interest Receivable | $46.6M | $42.1M | $38.5M | $32.9M | $31.1M | $29.4M | $24.8M | $22.6M | $20.9M | $18.3M | $15.8M | $14.2M | $12.0M | $11.1M | $11.2M | $13.1M | $17.8M | $14.5M | ||||||||||
| Assets | $6.96B | $6.48B | $5.97B | $5.20B | $4.87B | $4.63B | $4.12B | $3.95B | $3.84B | $3.65B | $3.33B | $3.11B | $2.46B | $2.27B | $2.16B | $2.13B | $2.19B | $2.26B | ||||||||||
| Accounts Payable And Accrued Liabilities Current | $170.6M | $164.9M | $153.5M | $140.5M | $138.0M | $124.0M | $97.9M | $95.3M | $85.0M | $75.2M | $78.4M | $92.8M | $79.4M | $70.0M | $65.0M | $61.9M | $55.9M | $58.6M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Employee Benefits And Share Based Compensation | $90.2M | $69.6M | $48.3M | $30.5M | $19.2M | $20.7M | $15.5M | $15.1M |
| Proceeds From Warehouse Repurchase Facilities | $2.63B | $1.95B | $1.19B | $1.69B | $1.22B | $420.2M | $961.7M | $658.5M |
| Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans | $55.6M | $33.0M | $21.7M | $22.5M | $9.6M | $7.5M | $4.5M | $6.2M |
| Proceeds From Principal Repayments On Loans And Leases Held For Investment | $963.8M | $723.0M | $459.7M | $541.7M | $568.8M | $342.0M | $379.3M | $334.7M |
| Payments To Acquire Property Plant And Equipment | $281.0K | $289.0K | $180.0K | $326.0K | $135.0K | $726.0K | $882.0K | $1.3M |
| Net Cash Provided By Used In Operating Activities | $18.2M | $37.8M | $48.8M | $48.7M | $57.6M | $54.9M | -$105.3M | -$72.5M |
| Net Cash Provided By Used In Investing Activities | -$1.52B | -$1.05B | -$584.7M | -$908.2M | -$656.5M | $87.7M | -$305.9M | -$270.2M |
| Net Cash Provided By Used In Financing Activities | $1.68B | $1.02B | $535.8M | $874.0M | $626.2M | -$149.9M | $422.1M | $343.6M |
| Increase Decrease In Valuation Of Fair Value Loans | $116.9M | $55.9M | $47.9M | $8.3M | $29.0K | $442.0K | -$9.0K | $241.0K |
| Increase Decrease In Other Current Assets | $3.7M | $284.0K | -$8.4M | $8.0M | $360.0K | -$4.1M | $3.2M | $3.0M |
| Increase Decrease In Impounds And Deposits | -$1.2M | -$2.1M | $9.2M | $910.0K | $9.2M | -$3.8M | $5.0M | $4.3M |
| Increase Decrease In Accrued Interest Receivable Net | $17.2M | $6.4M | $9.2M | $7.4M | $3.3M | $5.6M | $14.5M | $16.2M |
| Increase Decrease In Accounts Payable And Accrued Liabilities | $19.6M | $26.3M | $19.7M | -$2.6M | $16.5M | $11.1M | $18.3M | $434.0K |
| Depreciation Depletion And Amortization | $516.0K | $793.0K | $752.0K | $796.0K | $1.1M | $1.2M | $1.4M | $1.4M |
| Payments Of Debt Issuance Costs | $1.6M | $3.9M | $3.1M | $25.6M | $27.0M | $8.9M | $17.9M | $7.8M |
| Share Based Compensation | $8.3M | $6.2M | $4.1M | $3.3M | $2.2M | $965.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Employee Benefits And Share Based Compensation | $23.3M | $22.6M | $21.7M | $17.6M | $16.6M | $15.4M | $12.5M | $10.7M | $10.0M | $6.8M | $6.6M | $5.3M | $4.7M | $4.5M | $5.2M | $5.7M | $5.9M | $5.0M | $3.7M | $3.8M | $4.0M |
| Proceeds From Warehouse Repurchase Facilities | $819.5M | $329.0M | $246.8M | $607.8M | $196.6M | $250.4M | $155.5M | ||||||||||||||
| Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans | $8.0M | $5.7M | $2.1M | $4.6M | $2.9M | $1.2M | $1.5M | ||||||||||||||
| Proceeds From Principal Repayments On Loans And Leases Held For Investment | $228.3M | $158.5M | $99.8M | $146.2M | $124.2M | $103.4M | $96.2M | ||||||||||||||
| Payments To Acquire Property Plant And Equipment | $80.0K | $41.0K | $48.0K | $66.0K | $49.0K | $625.0K | $56.0K | ||||||||||||||
| Net Cash Provided By Used In Operating Activities | $3.5M | $10.6M | -$11.9M | $11.8M | $10.4M | $1.4M | $39.6M | ||||||||||||||
| Net Cash Provided By Used In Investing Activities | -$401.4M | -$212.4M | -$71.6M | -$293.7M | -$53.7M | -$52.1M | -$52.0M | ||||||||||||||
| Net Cash Provided By Used In Financing Activities | $401.5M | $199.0M | $77.5M | $281.7M | $50.2M | $35.3M | $14.6M | ||||||||||||||
| Increase Decrease In Valuation Of Fair Value Loans | $34.8M | $18.9M | $7.4M | $10.0K | -$2.0K | $45.0K | -$8.0K | ||||||||||||||
| Increase Decrease In Other Current Assets | -$430.0K | $921.0K | -$946.0K | $858.0K | $930.0K | $2.2M | $3.2M | ||||||||||||||
| Increase Decrease In Impounds And Deposits | -$259.0K | -$640.0K | $372.0K | -$1.2M | -$1.6M | $2.0M | $2.3M | ||||||||||||||
| Increase Decrease In Accrued Interest Receivable Net | $5.0M | -$407.0K | $2.5M | $1.9M | -$2.8M | -$1.1M | -$4.3M | ||||||||||||||
| Increase Decrease In Accounts Payable And Accrued Liabilities | $5.1M | $2.7M | -$7.0M | $589.0K | $3.1M | $433.0K | $10.6M | ||||||||||||||
| Depreciation Depletion And Amortization | $138.0K | $182.0K | $195.0K | $206.0K | $301.0K | $303.0K | $338.0K | ||||||||||||||
| Payments Of Debt Issuance Costs | $253.0K | $2.3M | $10.1M | $11.0M | $3.4M | $3.2M | |||||||||||||||
| Share Based Compensation | $2.0M | $1.4M | $1.0M | $669.0K | $485.0K | $207.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | |
| Earnings Per Share Basic | $2.81 | $2.07 | $1.60 | $0.99 | $0.90 | $-1.55 | |
| Weighted Average Number Of Shares Outstanding Basic | 36.9M | 32.7M | 32.2M | 31.9M | 22.8M | 20.1M | |
| Weighted Average Number Of Diluted Shares Outstanding | 38.2M | 35.8M | 34.5M | 34.1M | 34.0M | 20.1M | |
| Common Stock Shares Issued | 39.0M | 33.8M | 33.0M | 32.5M | 32.3M | 20.1M | 0.00 |
| Common Stock Shares Authorized | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M |
| Common Stock Par Or Stated Value Per Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share Diluted | $0.65 | $0.69 | $0.51 | $0.44 | $0.42 | $0.49 | $0.35 | $0.36 | $0.31 | $0.29 | $0.31 | $0.09 | $0.23 | $0.28 | $0.10 | $0.11 | $-2.33 | $0.13 |
| Earnings Per Share Basic | $0.66 | $0.69 | $0.55 | $0.48 | $0.45 | $0.52 | $0.37 | $0.37 | $0.33 | $0.31 | $0.33 | $0.10 | $0.25 | $0.29 | $0.11 | $0.17 | $-2.33 | $0.13 |
| Weighted Average Number Of Shares Outstanding Basic | 38.1M | 37.2M | 33.7M | 32.7M | 32.6M | 32.5M | 32.3M | 32.1M | 32.1M | 31.9M | 31.9M | 31.9M | 20.1M | 20.1M | 20.1M | 20.1M | 20.1M | 20.1M |
| Weighted Average Number Of Diluted Shares Outstanding | 38.8M | 37.8M | 36.8M | 35.9M | 35.6M | 35.4M | 34.7M | 34.1M | 34.1M | 34.2M | 34.1M | 34.2M | 34.2M | 34.0M | 33.4M | 32.4M | 20.1M | 20.1M |
| Common Stock Shares Issued | 39.5M | 38.9M | 35.7M | 33.3M | 33.3M | 33.2M | 32.9M | 32.9M | 32.7M | 32.4M | 32.4M | 32.4M | 20.6M | 20.6M | 20.6M | 20.1M | 20.1M | 20.1M |
| Common Stock Shares Authorized | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M |
| Common Stock Par Or Stated Value Per Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Provision For Loan Losses Expensed | $5.8M | $1.2M | $1.9M | $1.2M | -$292.0K | $5.1M | $1.1M | $201.0K |
| Noninterest Expense | $197.4M | $139.6M | $100.6M | $61.8M | $46.3M | $45.6M | $35.1M | $32.2M |
| Interest Income NOW Accounts Money Market Accounts And Savings Deposits Net | $210.4M | $159.6M | $124.3M | $112.6M | $96.6M | $79.5M | $73.6M | $62.1M |
| Other Operating Income Expense Net | $163.6M | $101.4M | $65.9M | $24.3M | $9.8M | $6.3M | $2.6M | $2.8M |
| Rent And Occupancy | $1.1M | $1.9M | $1.9M | $1.7M | $1.8M | $1.7M | $1.5M | $1.3M |
| Professional Fees | $6.1M | $7.6M | $4.6M | $4.2M | $3.8M | $4.2M | $2.1M | $3.0M |
| Other Noninterest Expense | $10.9M | $9.6M | $8.5M | $9.2M | $7.9M | $8.4M | $6.0M | $5.3M |
| Noninterest Income Other | $2.1M | $2.1M | $1.8M | $1.6M | $267.0K | -$1.7M | -$1.8M | $1.4M |
| Expense Related To Distribution Or Servicing And Underwriting Fees | $33.4M | $22.4M | $17.6M | $12.3M | $8.3M | $7.8M | $7.4M | $6.0M |
| Gain Loss On Sales Of Loans Net | $9.9M | $8.2M | $7.1M | $7.9M | $7.6M | $4.4M | $1.2M | |
| Unrealized Gain Loss On Fair Value Loans | $116.9M | $55.9M | $47.9M | $8.3M | $29.0K | $442.0K | -$9.0K | $241.0K |
| Stock Issued During Period Value Restricted Stock Award Gross | $8.3M | $6.2M | $4.0M | $3.3M | $1.1M | |||
| Servicing Asset At Fair Value Amount | $13.0M | $13.7M | $8.6M | $9.2M | $7.2M | |||
| Undistributed Earnings Loss Allocated To Participating Securities Basic | $1.3M | $834.0K | $753.0K | $491.0K | $8.6M | |||
| Transfer To Other Real Estate | $105.0M | $49.9M | $48.6M | $10.0M | $11.5M | $9.7M | $11.4M | $7.4M |
| Repayment Of Warehouse Repurchase Facilities | $2.67B | $1.93B | $1.19B | $1.66B | $989.4M | $766.7M | $756.0M | $527.9M |
| Provision For Doubtful Accounts | -$158.0K | $554.0K | $721.0K | -$175.0K | -$80.0K | $871.0K | $112.0K | $56.0K |
| Origination Of Loans Held For Investment | $2.67B | $1.82B | $1.08B | $1.74B | $1.34B | $343.6M | $682.9M | $595.7M |
| Interest Paid Net | $344.9M | $251.3M | $180.4M | $118.7M | $85.0M | $85.4M | $86.4M | $66.5M |
| Gains Losses On Sales Of Investment Real Estate | $1.4M | $4.3M | $568.0K | $2.9M | $409.0K | $644.0K | $207.0K | $640.0K |
| Change In Valuation Of Real Estate Owned | $17.5M | $6.1M | $3.9M | $364.0K | $1.8M | $1.7M | $1.6M | $888.0K |
| Amortization Of Financing Costs And Discounts | $10.1M | $12.2M | $18.6M | $28.3M | $20.2M | $16.2M | $10.4M | $7.4M |
| Real Estate Acquired Through Foreclosure In Excess Of Recorded Investment | $15.7M | $8.7M | $7.4M | $3.4M | $1.1M | $665.0K | $291.0K | $491.0K |
| Gain Loss On Sale Of Mortgage Loans | $1.2M | $826.0K | $3.7M | $6.8M | $6.9M | $4.1M | $709.0K | |
| Foreclosed Real Estate Expense Benefit | $22.9M | $6.0M | $6.2M | -$70.0K | $3.2M | $2.7M | ||
| Repayment Of Securitizations | $971.7M | $666.3M | $438.8M | $543.6M | $643.5M | $398.3M | $371.4M | $314.7M |
| Securities Loaned | $286.7M | $284.8M | $211.1M | $209.8M | $162.8M | $75.0M | $145.6M | |
| Real Estate Acquired Through Foreclosure | $118.3M | $68.0M | $44.3M | $13.3M | $17.6M | $15.8M | $13.1M | |
| Proceeds Of Securitizations Net | $2.65B | $1.59B | $975.1M | $1.37B | $977.7M | $536.7M | $608.1M | $535.5M |
| Loans Held For Investment At Fair Value | $4.73B | $2.77B | $1.31B | $276.1M | $1.4M | $1.5M | $3.0M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Provision For Loan Losses Expensed | $2.0M | $381.0K | $1.6M | $1.9M | $22.0K | -$69.0K | $218.0K | $1.0M | $827.0K | $154.0K | $298.0K | $636.0K | -$437.0K | $580.0K | $279.0K | $730.0K | $377.0K | $228.0K | -$1.0M | $105.0K | $406.0K | $1.6M | $1.8M | $1.3M | $242.0K | $338.0K | $212.0K | $348.0K |
| Noninterest Expense | $52.9M | $50.4M | $51.9M | $42.2M | $39.1M | $34.6M | $34.9M | $31.0M | $29.3M | $27.3M | $22.2M | $21.8M | $20.8M | $13.2M | $14.8M | $12.9M | $12.1M | $11.3M | $10.7M | $10.6M | $10.7M | $11.9M | $10.9M | $12.1M | $9.8M | $8.5M | $8.3M | $8.5M |
| Interest Income NOW Accounts Money Market Accounts And Savings Deposits Net | $57.8M | $55.2M | $53.7M | $43.7M | $45.0M | $41.2M | $38.6M | $34.9M | $34.9M | $31.5M | $29.4M | $28.5M | $24.8M | $28.9M | $30.5M | $28.5M | $25.7M | $26.6M | $24.4M | $19.9M | $20.1M | $19.0M | $18.6M | $21.8M | $21.4M | $18.6M | $16.6M | $17.1M |
| Other Operating Income Expense Net | $53.2M | $37.1M | $39.8M | $33.4M | $32.3M | $20.7M | $22.6M | $25.8M | $21.7M | $17.4M | $14.0M | $12.8M | $11.4M | $3.0M | $3.6M | $6.3M | $2.6M | $339.0K | $2.4M | $2.8M | $4.7M | $1.3M | -$1.3M | $1.6M | $833.0K | -$212.0K | $308.0K | $1.7M |
| Rent And Occupancy | $274.0K | $298.0K | $275.0K | $519.0K | $617.0K | $498.0K | $472.0K | $458.0K | $446.0K | $445.0K | $426.0K | $442.0K | $447.0K | $430.0K | $463.0K | $415.0K | $448.0K | $456.0K | $369.0K | $399.0K | $338.0K | |||||||
| Professional Fees | $893.0K | $2.0M | $1.8M | $2.3M | $1.7M | $2.1M | $854.0K | $1.1M | $955.0K | $664.0K | $1.1M | $1.4M | $736.0K | $795.0K | $533.0K | $1.1M | $588.0K | $1.2M | $398.0K | $534.0K | $656.0K | |||||||
| Other Noninterest Expense | $2.7M | $2.8M | $2.5M | $2.5M | $2.5M | $2.2M | $2.1M | $1.9M | $2.2M | $2.0M | $2.2M | $2.5M | $2.2M | $1.9M | $2.1M | $1.6M | $1.8M | $2.0M | $1.6M | $1.5M | $1.3M | |||||||
| Noninterest Income Other | $565.0K | $489.0K | $521.0K | $519.0K | $483.0K | $408.0K | $340.0K | $903.0K | $481.0K | $1.7M | $1.3M | $1.1M | $33.0K | $21.0K | -$36.0K | $1.0M | -$1.5M | -$1.0M | -$250.0K | -$530.0K | $266.0K | |||||||
| Expense Related To Distribution Or Servicing And Underwriting Fees | $7.7M | $8.2M | $8.0M | $5.7M | $5.2M | $4.8M | $4.9M | $4.3M | $3.8M | $3.3M | $3.3M | $2.5M | $2.0M | $1.9M | $1.9M | $2.2M | $1.8M | $2.2M | $2.0M | $1.6M | $1.9M | |||||||
| Gain Loss On Sales Of Loans Net | $4.6M | $6.3M | $2.8M | $2.3M | $3.2M | $1.7M | $3.6M | $1.2M | $1.9M | $399.0K | $1.8M | $4.5M | $306.0K | $2.4M | $2.8M | -$51.0K | $155.0K | $2.6M | $56.0K | $863.0K | $2.0M | |||||||
| Unrealized Gain Loss On Fair Value Loans | $31.0M | $29.9M | $34.8M | $35.5M | $17.1M | $18.9M | -$1.3M | $2.4M | $7.4M | $453.0K | $6.0K | $11.0K | $20.0K | -$2.0K | $379.0K | -$13.0K | $45.0K | -$18.0K | -$25.0K | -$8.0K | ||||||||
| Stock Issued During Period Value Restricted Stock Award Gross | $2.2M | $2.0M | $2.0M | $1.6M | $1.6M | $1.4M | $1.0M | $1.0M | $555.0K | $418.0K | $307.0K | $291.0K | $231.0K | |||||||||||||||
| Servicing Asset At Fair Value Amount | $12.6M | $12.9M | $12.6M | $12.4M | $12.2M | $9.0M | $9.8M | $9.4M | $9.1M | $9.9M | $8.4M | $7.7M | ||||||||||||||||
| Undistributed Earnings Loss Allocated To Participating Securities Basic | $352.0K | $286.0K | $233.0K | $191.0K | $182.0K | $217.0K | $183.0K | $185.0K | $160.0K | $152.0K | $164.0K | $48.0K | $3.0M | $3.6M | $1.3M | |||||||||||||
| Transfer To Other Real Estate | $22.4M | $8.0M | $10.4M | $2.4M | $1.7M | $4.4M | $7.0M | |||||||||||||||||||||
| Repayment Of Warehouse Repurchase Facilities | $597.7M | $303.7M | $279.6M | $483.6M | $68.3M | $374.7M | $275.1M | |||||||||||||||||||||
| Provision For Doubtful Accounts | $627.0K | -$4.0K | -$15.0K | $50.0K | $261.0K | $99.0K | $100.0K | |||||||||||||||||||||
| Origination Of Loans Held For Investment | $635.5M | $378.7M | $197.9M | $585.7M | $236.5M | $153.6M | $147.7M | |||||||||||||||||||||
| Interest Paid Net | $78.3M | $58.9M | $44.2M | $27.3M | $21.6M | $22.0M | $16.8M | |||||||||||||||||||||
| Gains Losses On Sales Of Investment Real Estate | $300.0K | $286.0K | $121.0K | $320.0K | $188.0K | $49.0K | $35.0K | |||||||||||||||||||||
| Change In Valuation Of Real Estate Owned | $2.1M | $1.7M | $1.2M | -$235.0K | $435.0K | $568.0K | $14.0K | |||||||||||||||||||||
| Amortization Of Financing Costs And Discounts | $2.9M | $3.3M | $5.3M | $12.1M | $6.4M | $6.2M | $1.9M | |||||||||||||||||||||
| Real Estate Acquired Through Foreclosure In Excess Of Recorded Investment | $2.8M | $1.2M | $1.2M | $286.0K | $247.0K | $346.0K | $71.0K | |||||||||||||||||||||
| Gain Loss On Sale Of Mortgage Loans | $539.0K | $680.0K | $4.3M | $2.6M | $2.3M | $1.9M | ||||||||||||||||||||||
| Foreclosed Real Estate Expense Benefit | $7.9M | $3.3M | $3.0M | $2.0M | $1.4M | $2.5M | $1.2M | $1.0M | $1.8M | -$195.0K | -$251.0K | -$175.0K | $1.2M | $1.0M | $509.0K | |||||||||||||
| Repayment Of Securitizations | $262.3M | $126.6M | $86.2M | $145.1M | $128.4M | $109.6M | $98.0M | |||||||||||||||||||||
| Securities Loaned | $286.2M | $285.8M | $285.3M | $284.4M | $283.9M | $283.8M | $210.8M | $210.5M | $210.2M | $209.5M | $209.2M | $209.0M | $163.4M | $164.1M | $129.7M | $74.8M | $74.6M | $74.4M | ||||||||||
| Real Estate Acquired Through Foreclosure | $113.7M | $93.4M | $83.4M | $62.4M | $50.8M | $46.3M | $29.3M | $20.4M | $21.8M | $13.2M | $19.2M | $16.2M | $17.9M | $20.0M | $14.5M | $14.7M | $15.6M | $16.2M | ||||||||||
| Proceeds Of Securitizations Net | $415.7M | $229.4M | $197.5M | $269.0M | $248.7M | $235.5M | ||||||||||||||||||||||
| Loans Held For Investment At Fair Value | $4.37B | $3.83B | $3.29B | $2.35B | $1.97B | $1.65B | $952.0M | $705.3M | $450.7M | $926.0K | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $3.3M | $3.0M | $3.0M |
Most recent annual filing with the SEC: March 12, 2026
Data sourced from SEC EDGAR public filings as of August 7, 2026.