Complete Filing Data
Vroom, Inc. reported Stockholders Equity of $116.62 million for FY2025.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Vroom, Inc. did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income * | -$53.1M | $45.1M | -$364.6M | -$451.9M | -$370.9M | -$202.8M | -$143.0M | -$85.2M |
| Income Tax Expense Benefit | $294.0K | $5.0K | $642.0K | $754.0K | $84.0K | $168.0K | $229.0K | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | -$53.8M | $45.1M | -$84.5M | -$370.2M | -$202.7M | -$142.8M | -$84.9M | |
| Interest Expense | $45.4M | $40.7M | $21.9M | $9.7M | $14.6M | $8.5M | ||
| Selling General And Administrative Expense | $340.7M | $566.4M | $547.8M | $245.5M | $185.0M | $133.8M | ||
| Revenue From Contract With Customer Excluding Assessed Tax | $893.2M | $1.95B | $3.18B | $1.36B | $1.19B | $855.4M | ||
| Other Nonoperating Income Expense | -$108.3M | -$43.2M | $65.0K | $114.0K | $96.0K | $495.0K | ||
| Operating Income Loss | -$270.2M | -$571.8M | -$358.6M | -$178.6M | -$133.1M | -$79.9M | ||
| Gross Profit | $161.9M | $244.8M | $202.1M | $71.5M | $57.9M | $60.8M | ||
| Cost Of Goods And Services Sold | $731.3M | $1.70B | $2.98B | $1.29B | $1.13B | $794.6M | ||
| Income Taxes Paid Net | -$137.0K | -$1.4M | $5.4M | $2.4M | $403.0K | $163.0K | $157.0K | $212.0K |
| Interest Income Expense Net | $121.1M | $5.0M | $136.6M | |||||
| Income Loss From Discontinued Operations Net Of Tax Per Diluted Share | $0.19 | $0.00 | -$160.35 | |||||
| Income Loss From Discontinued Operations Net Of Tax Per Basic Share | $0.19 | $0.00 | -$160.35 | |||||
| Income Loss From Continuing Operations Per Diluted Share | -$10.43 | $23.89 | -$48.82 | |||||
| Income Loss From Continuing Operations Per Basic Share | -$10.43 | $24.74 | -$48.82 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income * | -$26.8M | -$8.5M | -$6.4M | -$39.7M | -$21.2M | -$67.6M | -$82.7M | -$66.0M | -$74.7M | -$51.1M | -$115.1M | -$310.5M | -$98.1M | -$65.8M | -$77.2M | -$37.9M | -$63.2M | -$41.1M | -$39.8M | -$33.3M | -$27.1M |
| Income Tax Expense Benefit | $144.0K | $59.0K | $150.0K | $124.0K | -$167.0K | $436.0K | $117.0K | $286.0K | $54.0K | $899.0K | $256.0K | -$23.2M | $29.0K | $194.0K | $156.0K | $33.0K | $52.0K | $53.0K | $48.0K | -$29.0K | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | -$27.0M | -$8.9M | -$6.3M | -$37.6M | -$19.3M | -$44.2M | -$34.6M | -$7.2M | -$15.4M | -$50.2M | -$114.8M | -$333.7M | -$98.1M | -$65.6M | -$77.0M | -$37.8M | -$63.2M | -$41.0M | -$39.7M | -$33.4M | |
| Interest Expense | $15.0M | $14.3M | $12.1M | $9.6M | $7.4M | $9.7M | $9.5M | $9.4M | $7.0M | $3.9M | $3.8M | $2.3M | $1.3M | $2.8M | $3.8M | $3.4M | |||||
| Selling General And Administrative Expense | $79.6M | $87.0M | $96.5M | $134.6M | $153.0M | $188.0M | $148.7M | $123.9M | $109.1M | $61.1M | $47.9M | $58.4M | $50.9M | $43.7M | |||||||
| Revenue From Contract With Customer Excluding Assessed Tax | $235.6M | $225.2M | $196.5M | $340.8M | $475.4M | $923.8M | $896.8M | $761.9M | $591.1M | $323.0M | $253.1M | $375.8M | $340.3M | $260.9M | |||||||
| Other Nonoperating Income Expense | -$33.5M | -$20.2M | -$11.2M | -$5.4M | -$9.2M | -$12.4M | $10.0K | $33.0K | $15.0K | $26.0K | $53.0K | $33.0K | $44.0K | $12.0K | |||||||
| Operating Income Loss | -$42.5M | -$52.6M | -$68.3M | -$78.2M | -$100.1M | -$315.9M | -$94.0M | -$63.8M | -$75.5M | -$36.9M | -$41.4M | -$41.0M | -$36.8M | -$31.3M | |||||||
| Gross Profit | $48.1M | $46.0M | $38.8M | $67.3M | $66.4M | $81.6M | $58.1M | $63.1M | $36.2M | $25.4M | $7.6M | $18.4M | $15.7M | $13.8M | |||||||
| Cost Of Goods And Services Sold | $187.5M | $179.2M | $157.7M | $273.5M | $409.1M | $842.1M | $838.7M | $698.8M | $554.9M | $297.6M | $245.5M | $357.4M | $324.6M | $247.1M | |||||||
| Income Taxes Paid Net | $137.0K | $1.2M | $40.0K | ||||||||||||||||||
| Interest Income Expense Net | $31.5M | $32.6M | $26.0M | $34.9M | $36.9M | $36.7M | $35.9M | $37.4M | $26.9M | ||||||||||||
| Income Loss From Discontinued Operations Net Of Tax Per Diluted Share | $0.07 | $0.08 | $0.02 | -$1.11 | -$1.16 | -$12.79 | -$27.48 | -$33.68 | -$34.23 | ||||||||||||
| Income Loss From Discontinued Operations Net Of Tax Per Basic Share | $0.07 | $0.08 | $0.02 | -$1.11 | -$1.16 | -$12.79 | -$27.48 | -$33.68 | -$34.23 | ||||||||||||
| Income Loss From Continuing Operations Per Diluted Share | -$5.22 | -$1.73 | -$1.25 | -$20.88 | -$10.61 | -$24.90 | -$19.89 | -$4.29 | -$8.93 | ||||||||||||
| Income Loss From Continuing Operations Per Basic Share | -$5.22 | -$1.73 | -$1.25 | -$20.88 | -$10.61 | -$24.90 | -$19.89 | -$4.29 | -$8.93 |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $116.6M | -$30.9M | $127.7M | $479.8M | $915.2M | $1.23B | -$573.9M | -$296.9M | -$201.5M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations | $66.3M | $78.4M | $208.8M | $472.0M | $1.21B | $1.09B | $219.6M | $163.5M | $83.3M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $4.9M | -$16.9M | -$263.2M | -$742.8M | $124.7M | $870.5M | $56.1M | $80.3M | |
| Operating Lease Right Of Use Asset | $5.8M | $6.9M | $7.1M | $15.4M | $17.1M | $17.4M | |||
| Cash And Cash Equivalents At Carrying Value | $10.4M | $29.3M | $135.6M | $1.13B | $1.06B | $217.7M | |||
| Retained Earnings Accumulated Deficit | -$53.1M | -$2.13B | -$1.96B | -$1.15B | -$777.9M | -$573.9M | |||
| Property Plant And Equipment Net | $6.7M | $4.1M | $5.0M | $37.0M | $15.1M | $7.8M | |||
| Liabilities And Stockholders Equity | $937.4M | $1.07B | $1.48B | $2.37B | $1.72B | $563.4M | |||
| Liabilities | $820.8M | $1.10B | $1.35B | $1.45B | $497.0M | $262.9M | |||
| Common Stock Value | $5.0K | $2.0K | $2.0K | $135.0K | $132.0K | $8.0K | |||
| Assets | $937.4M | $1.07B | $1.48B | $2.37B | $1.72B | $563.4M | |||
| Intangible Assets Net Excluding Goodwill | $12.4M | $104.9M | $131.9M | $28.2M | $34.0K | ||||
| Additional Paid In Capital Common Stock | $169.7M | $2.09B | $2.09B | $2.06B | $2.00B | ||||
| Goodwill | $0.00 | $158.8M | $78.2M | $78.2M | |||||
| Gain Loss On Investments | -$97.3M | -$6.8M | -$122.5M | ||||||
| Inventory Write Down | -$2.4M | $1.8M | $9.5M | $6.6M | $2.7M | -$1.1M | |||
| Repayments Of Secured Debt | $254.0M | $16.7M | $208.5M | $192.8M | |||||
| Loss On Finance Receivables And Securitization Debt Net | $108.5M | $4.8M | $100.2M | $66.8M | |||||
| Restricted Cash Current | $73.2M | $73.1M | $82.5M | $33.8M | $1.9M | ||||
| Prepaid Expense And Other Assets Current | $50.9M | $58.3M | $55.7M | $23.6M | $9.1M | ||||
| Other Assets Noncurrent | $23.5M | $26.0M | $25.0M | $15.7M | $12.1M | ||||
| Liabilities Current | $856.8M | $703.3M | $827.3M | $482.7M | $259.8M | ||||
| Inventory Net | $163.3M | $320.6M | $726.4M | $423.6M | $205.7M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $126.6M | $151.9M | $158.6M | $4.7M | $43.1M | $61.5M | $263.6M | $343.4M | $407.1M | $445.1M | $495.1M | $608.4M | $1.04B | $1.14B | $1.20B | $1.28B | $745.4M | -$616.1M | -$504.7M | -$399.8M | -$341.3M | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations | $67.4M | $67.2M | $67.6M | $98.2M | $111.6M | $140.5M | $289.1M | $304.2M | $388.7M | $604.0M | $686.4M | $797.5M | $1.40B | $1.50B | $966.8M | $1.19B | $672.9M | $202.3M | $69.1M | $102.5M | |||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $6.1M | -$68.3M | -$83.3M | -$417.2M | -$123.2M | -$17.2M | |||||||||||||||||
| Operating Lease Right Of Use Asset | $6.1M | $6.3M | $6.6M | $6.8M | $8.9M | $6.8M | $30.8M | $26.8M | $21.7M | $2.6M | $24.4M | $11.3M | $15.3M | $17.0M | $17.7M | $18.6M | $14.3M | $15.4M | |||||
| Cash And Cash Equivalents At Carrying Value | $12.4M | $14.3M | $14.6M | $51.1M | $63.4M | $91.0M | $208.6M | $237.9M | $316.7M | $398.9M | $509.7M | $532.6M | $600.7M | $1.33B | $1.46B | $940.3M | $1.16B | $651.0M | |||||
| Retained Earnings Accumulated Deficit | -$41.6M | -$14.9M | -$6.4M | -$2.09B | -$2.05B | -$2.03B | -$1.82B | -$1.74B | -$1.68B | -$1.60B | -$1.63B | -$1.57B | -$1.46B | -$1.02B | -$920.9M | -$855.1M | -$717.2M | -$679.4M | |||||
| Property Plant And Equipment Net | $5.6M | $4.0M | $2.5M | $3.1M | $2.2M | $2.4M | $49.2M | $50.7M | $51.4M | $4.5M | $50.5M | $49.8M | $44.7M | $30.6M | $21.4M | $16.9M | $10.1M | $9.8M | |||||
| Liabilities And Stockholders Equity | $949.2M | $979.8M | $990.0M | $1.12B | $1.18B | $1.22B | $1.65B | $1.59B | $1.65B | $1.62B | $1.81B | $2.14B | $2.34B | $2.41B | $2.42B | $1.67B | $1.65B | $963.2M | |||||
| Liabilities | $822.6M | $827.8M | $831.3M | $1.12B | $1.14B | $1.16B | $1.39B | $1.25B | $1.25B | $1.14B | $1.36B | $1.65B | $1.73B | $1.37B | $1.28B | $471.1M | $377.1M | $217.8M | |||||
| Common Stock Value | $5.0K | $5.0K | $5.0K | $2.0K | $2.0K | $2.0K | $135.0K | $135.0K | $135.0K | $2.0K | $135.0K | $135.0K | $135.0K | $135.0K | $134.0K | $134.0K | $130.0K | $119.0K | |||||
| Assets | $949.2M | $979.8M | $990.0M | $1.12B | $1.18B | $1.22B | $1.65B | $1.59B | $1.65B | $1.62B | $1.81B | $2.14B | $2.34B | $2.41B | $2.42B | $1.67B | $1.65B | $963.2M | |||||
| Intangible Assets Net Excluding Goodwill | $12.8M | $13.3M | $13.8M | $111.6M | $118.4M | $125.1M | $138.6M | $145.4M | $152.2M | $158.9M | $165.7M | $172.4M | $179.2M | $29.8M | $31.3M | $32.9M | $160.0K | $297.0K | $572.0K | ||||
| Additional Paid In Capital Common Stock | $168.3M | $166.8M | $165.0M | $2.09B | $2.09B | $2.09B | $2.08B | $2.08B | $2.08B | $2.08B | $2.07B | $2.07B | $2.07B | $2.06B | $2.06B | $2.05B | $1.99B | $1.42B | |||||
| Goodwill | $0.00 | $0.00 | $0.00 | $158.8M | $159.3M | $159.3M | $78.2M | $78.2M | $78.2M | ||||||||||||||
| Gain Loss On Investments | -$43.2M | -$19.5M | -$11.1M | -$38.3M | -$18.7M | -$30.8M | -$37.3M | -$23.2M | -$15.7M | ||||||||||||||
| Inventory Write Down | -$7.3M | $469.0K | -$2.6M | $4.4M | |||||||||||||||||||
| Repayments Of Secured Debt | $34.3M | $73.6M | $42.8M | $68.4M | |||||||||||||||||||
| Loss On Finance Receivables And Securitization Debt Net | $17.6M | $35.3M | $16.6M | $15.7M | |||||||||||||||||||
| Restricted Cash Current | $80.5M | $66.3M | $72.0M | $94.3M | $153.7M | $196.8M | $69.6M | $37.1M | $26.6M | $28.0M | $21.9M | ||||||||||||
| Prepaid Expense And Other Assets Current | $56.9M | $57.2M | $59.4M | $58.6M | $61.4M | $68.5M | $62.4M | $50.0M | $24.7M | $16.3M | $17.8M | ||||||||||||
| Other Assets Noncurrent | $26.5M | $24.8M | $24.2M | $29.5M | $28.5M | $29.6M | $23.3M | $19.8M | $16.5M | $13.4M | $12.5M | ||||||||||||
| Liabilities Current | $823.2M | $667.4M | $658.1M | $719.7M | $946.1M | $1.02B | $743.6M | $659.0M | $455.1M | $364.5M | $204.1M | ||||||||||||
| Inventory Net | $240.7M | $208.9M | $213.0M | $437.8M | $535.8M | $741.4M | $601.8M | $520.0M | $337.7M | $299.4M | $141.1M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Financing Cash Flow * | $37.9M | -$13.9M | $97.3M | -$469.5M | $797.7M | $1.24B | $275.2M | $132.4M |
| Investing Cash Flow * | -$108.2M | $3.0M | $173.2M | -$164.2M | -$104.3M | -$11.3M | -$3.5M | $12.8M |
| Operating Cash Flow * | $75.2M | -$6.0M | -$533.7M | -$109.1M | -$568.7M | -$355.3M | -$215.6M | -$64.9M |
| Share Based Compensation | $5.2M | $144.0K | $6.9M | $12.0M | $13.4M | $13.3M | $2.8M | $1.2M |
| Payments To Acquire Property Plant And Equipment | $7.1M | $151.0K | $2.6M | $24.2M | $28.4M | $11.3M | $3.5M | $2.1M |
| Increase Decrease In Other Operating Liabilities | -$3.6M | -$2.6M | -$10.1M | -$38.3M | $29.2M | $19.5M | $5.7M | -$6.0M |
| Increase Decrease In Other Operating Assets | -$7.1M | -$5.2M | -$11.7M | $2.5M | $9.2M | $4.6M | $3.5M | $3.1M |
| Depreciation Depletion And Amortization | $3.4M | $1.1M | $29.1M | $38.7M | $13.2M | $4.7M | $6.2M | $6.9M |
| Proceeds From Payments For Other Financing Activities | -$1.9M | -$364.0K | -$1.7M | -$4.2M | -$495.0K | -$8.0M | $183.0K | -$164.0K |
| Proceeds From Lines Of Credit | $559.3M | $1.40B | $2.71B | $1.24B | $992.2M | $648.3M | ||
| Increase Decrease In Prepaid Deferred Expense And Other Assets | -$22.7M | -$4.1M | $32.5M | $9.1M | $3.9M | $2.9M | ||
| Increase Decrease In Inventories | -$159.8M | -$403.9M | $312.2M | $224.5M | $92.9M | -$11.9M | ||
| Increase Decrease In Deferred Revenue | $3.4M | -$65.1M | $50.9M | $7.5M | $10.9M | $860.0K | ||
| Increase Decrease In Accrued Liabilities | -$24.8M | -$53.6M | $61.2M | $28.4M | $10.1M | $6.3M | ||
| Increase Decrease In Accounts Receivable | -$754.0K | -$78.1M | $53.2M | $32.1M | $18.4M | -$9.0M | ||
| Increase Decrease In Accounts Payable | -$7.9M | -$24.3M | $19.3M | $14.1M | $4.0M | -$6.5M | ||
| Proceeds From Warehouse Credit Facilities Of Consolidated Variable Interest Entities | $333.7M | $11.9M | $480.1M | $520.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q1 2025 | Q1 2024 | Q1 2023 | Q1 2022 | Q1 2021 | Q1 2020 |
|---|---|---|---|---|---|---|
| Financing Cash Flow * | $37.0M | -$132.5M | -$45.1M | -$190.2M | -$73.4M | $9.6M |
| Investing Cash Flow * | -$47.7M | $41.1M | $46.8M | -$212.0M | -$79.4M | -$1.7M |
| Operating Cash Flow * | $16.8M | $23.1M | -$85.0M | -$15.1M | $29.6M | -$25.1M |
| Share Based Compensation | $491.0K | $1.3M | $1.7M | $3.6M | $2.8M | $600.0K |
| Payments To Acquire Property Plant And Equipment | $1.5M | $644.0K | $814.0K | $7.1M | $3.2M | $1.7M |
| Increase Decrease In Other Operating Liabilities | $1.9M | $635.0K | -$6.7M | -$21.2M | $2.8M | $4.3M |
| Increase Decrease In Other Operating Assets | $3.3M | -$5.0M | -$7.1M | $2.8M | $650.0K | $807.0K |
| Depreciation Depletion And Amortization | $575.0K | $7.6M | $7.2M | $7.9M | $2.9M | $970.0K |
| Proceeds From Payments For Other Financing Activities | -$1.2M | -$40.0K | -$156.0K | -$875.0K | -$34.0K | |
| Proceeds From Lines Of Credit | $41.2M | $802.0M | $396.8M | $293.9M | ||
| Increase Decrease In Prepaid Deferred Expense And Other Assets | -$13.0M | -$6.9M | $1.1M | $2.1M | ||
| Increase Decrease In Inventories | -$115.0M | $15.5M | -$88.5M | -$21.7M | ||
| Increase Decrease In Deferred Revenue | $2.4M | -$2.4M | $23.4M | -$4.5M | ||
| Increase Decrease In Accrued Liabilities | -$18.9M | $8.0M | $12.2M | -$847.0K | ||
| Increase Decrease In Accounts Receivable | -$4.3M | $4.3M | $33.1M | $4.5M | ||
| Increase Decrease In Accounts Payable | -$5.8M | -$6.8M | $9.6M | -$2.9M | ||
| Proceeds From Warehouse Credit Facilities Of Consolidated Variable Interest Entities | $88.5M | $125.1M | $135.9M | $49.0M |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|
| Diluted EPS * | -$10.24 | $23.89 | -$209.17 | -$2.72 | -$2.76 | -$32.04 | -$11.50 |
| Common Stock Shares Authorized | 250.0M | 500.0M | 500.0M | 500.0M | 500.0M | 113.4M | |
| Common Stock Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| Weighted Average Number Of Shares Outstanding Basic | 5.2M | 1.8M | 1.7M | 136.4M | 73.3M | ||
| Weighted Average Number Of Diluted Shares Outstanding | 5.2M | 1.9M | 1.7M | 136.4M | 73.3M | ||
| Earnings Per Share Basic | $-10.24 | $24.74 | $-209.17 | $-2.72 | $-2.76 | ||
| Common Stock Shares Outstanding | 5.2M | 1.8M | 1.8M | 137.1M | 134.0M | 8.7M | |
| Common Stock Shares Issued | 5.2M | 1.8M | 1.8M | 137.1M | 134.0M | 8.7M | |
| Weighted Average Number Of Share Outstanding Basic And Diluted | 136.4M | 73.3M | 8.6M | 8.5M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Diluted EPS * | -$5.15 | -$1.65 | -$1.23 | -$21.99 | -$11.77 | -$37.68 | -$47.38 | -$37.97 | -$43.16 | -$0.37 | -$0.83 | -$2.26 | -$0.72 | -$0.48 | -$0.57 | -$0.31 | -$2.00 | -$4.85 | -$12.24 | -$6.90 | |
| Common Stock Shares Authorized | 250.0M | 250.0M | 250.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | 500.0M | |||
| Common Stock Par Or Stated Value Per Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||
| Weighted Average Number Of Shares Outstanding Basic | 5.2M | 5.2M | 5.2M | 1.8M | 1.8M | 1.8M | 1.7M | 1.7M | 1.7M | 138.1M | 138.1M | 137.3M | 136.8M | ||||||||
| Weighted Average Number Of Diluted Shares Outstanding | 5.2M | 5.2M | 5.2M | 1.8M | 1.8M | 1.8M | 1.7M | 1.7M | 1.7M | 138.1M | 138.1M | 137.3M | 136.8M | ||||||||
| Earnings Per Share Basic | $-5.15 | $-1.65 | $-1.23 | $-21.99 | $-11.77 | $-37.68 | $-47.38 | $-37.97 | $-43.16 | $-0.37 | $-0.83 | $-2.26 | $-0.72 | ||||||||
| Common Stock Shares Outstanding | 5.2M | 5.2M | 5.2M | 1.8M | 1.8M | 1.8M | 139.8M | 139.6M | 138.8M | 1.7M | 138.2M | 138.1M | 137.7M | 136.9M | 136.7M | 136.3M | 130.2M | 119.3M | |||
| Common Stock Shares Issued | 5.2M | 5.2M | 5.2M | 1.8M | 1.8M | 1.8M | 139.8M | 139.6M | 138.8M | 1.7M | 138.2M | 138.1M | 137.7M | 136.9M | 136.7M | 136.3M | 130.2M | 119.3M | |||
| Weighted Average Number Of Share Outstanding Basic And Diluted | 138.1M | 137.3M | 136.8M | 136.5M | 135.5M | 121.1M | 31.6M | 8.5M | 8.6M | 8.6M |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $5.2M | $144.0K | $10.1M | $12.0M | $13.4M | $13.3M | $2.8M | $1.2M |
| Depreciation And Amortization | $3.4M | $1.1M | $29.1M | $38.3M | $12.9M | $4.6M | $6.0M | $6.9M |
| Interest Paid Net | $48.5M | $4.5M | $40.5M | $34.9M | $16.0M | $8.5M | $12.6M | $7.7M |
| Investment Income Interest | $21.2M | $19.4M | $10.3M | $5.9M | $5.6M | $3.1M | ||
| Other Noncash Income Expense | $909.0K | -$193.0K | $16.7M | $7.5M | -$203.0K | -$35.0K | -$2.6M | |
| Amortization Of Financing Costs | $4.3M | $3.3M | $4.8M | $2.9M | $938.0K | $357.0K | $279.0K | |
| Stock Issued During Period Value Stock Options Exercised | $5.8M | $2.3M | $466.0K | $31.0K | ||||
| Noninterest Income | $36.4M | $1.0M | $75.1M | |||||
| Noninterest Expense | $114.0M | $5.2M | $173.6M | |||||
| Net Interest Income After Losses And Recoveries | $23.8M | -$1.8M | $14.0M | |||||
| Repayments Of Lines Of Credit | $685.1M | $1.64B | $2.53B | $1.09B | $914.2M | $656.2M | ||
| Repayments Of Warehouse Credit Facilities Of Consolidated Variable Interest Entities | $378.8M | $8.1M | $290.5M | $467.2M | ||||
| Lines Of Credit Current | $151.2M | $277.0M | $512.8M | $329.2M | $173.5M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 | Q1 2022 | Q3 2021 | Q2 2021 | Q1 2021 | Q3 2020 | Q2 2020 | Q1 2020 | Q3 2019 | Q2 2019 | Q1 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value | $1.4M | $1.8M | $491.0K | $1.3M | $2.8M | $1.4M | $2.9M | $2.3M | $2.0M | $1.2M | $1.8M | $3.6M | $1.5M | $5.4M | $2.8M | $4.2M | $4.1M | $600.0K | $619.0K | $667.0K | $869.0K |
| Depreciation And Amortization | $998.0K | $742.0K | $575.0K | $7.1M | $7.2M | $7.6M | $7.3M | $7.2M | $7.2M | $9.8M | $10.0M | $7.9M | $3.4M | $3.1M | $2.6M | $1.2M | $1.1M | $966.0K | $1.5M | $1.5M | |
| Interest Paid Net | $9.2M | $13.5M | $6.3M | $6.0M | $3.5M | $2.7M | |||||||||||||||
| Investment Income Interest | $51.1M | $5.5M | $4.9M | $34.4M | $5.1M | $3.9M | $4.0M | $2.9M | $2.1M | $2.3M | $1.3M | $715.0K | $2.0M | $1.2M | $1.4M | ||||||
| Other Noncash Income Expense | $652.0K | $1.1M | $3.3M | $274.0K | -$1.8M | -$306.0K | |||||||||||||||
| Amortization Of Financing Costs | $843.0K | $802.0K | $1.3M | $281.0K | $94.0K | ||||||||||||||||
| Stock Issued During Period Value Stock Options Exercised | $704.0K | $1.6M | $2.8M | $120.0K | $7.0K | $6.0K | $18.0K | $347.0K | |||||||||||||
| Noninterest Income | $9.5M | $8.8M | $10.2M | $10.7M | $9.0M | -$1.9M | $7.6M | $20.5M | $20.6M | ||||||||||||
| Noninterest Expense | $24.8M | $30.8M | $31.4M | $44.9M | $46.4M | $48.3M | $40.9M | $41.9M | $47.2M | ||||||||||||
| Net Interest Income After Losses And Recoveries | -$11.7M | $13.1M | $14.9M | -$3.5M | $18.2M | $5.9M | -$1.3M | $14.2M | $11.2M | ||||||||||||
| Repayments Of Lines Of Credit | $170.7M | $744.8M | $473.0M | $302.1M | |||||||||||||||||
| Repayments Of Warehouse Credit Facilities Of Consolidated Variable Interest Entities | $338.0M | $30.1M | $241.4M | $227.1M | |||||||||||||||||
| Lines Of Credit Current | $212.5M | $132.5M | $147.4M | $345.3M | $422.5M | $569.9M | $441.5M | $363.6M | $253.0M | $249.0M | $109.8M |
Most recent annual filing with the SEC: March 26, 2026
Data sourced from SEC EDGAR public filings as of August 8, 2026.