Quick Answer
Waterstone Financial, Inc. reported Net Income of $26.40 million for fiscal year 2025.
Waterstone Financial, Inc. — Key Financials by Year
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net Income | $26.40M +41.3% |
$18.69M +99.3% |
$9.38M -51.9% |
$19.49M -72.5% |
$70.79M -12.8% |
$81.14M +126.0% |
| Diluted EPS | $1.48 +46.5% |
$1.01 +119.6% |
$0.46 -48.3% |
$0.89 -69.9% |
$2.96 -10.3% |
$3.30 +140.9% |
| Total Assets | $2.26B +2.3% |
$2.21B -0.2% |
$2.21B +8.9% |
$2.03B -8.3% |
$2.22B +1.4% |
$2.18B +9.4% |
| Cash and Equivalents | — | — | — | — | — | — |
| Long-Term Debt | $412.26M -7.7% |
$446.52M -26.9% |
$611.05M +58.0% |
$386.78M -18.9% |
$477.13M -6.1% |
$508.07M +5.1% |
| Stockholders Equity | $349.39M +3.0% |
$339.13M -1.4% |
$344.06M -7.1% |
$370.49M -14.4% |
$432.77M +4.8% |
$413.12M +4.9% |
| Shares Outstanding | 18.36M -5.1% |
19.34M -4.8% |
20.31M -8.4% |
22.17M -10.6% |
24.80M -1.2% |
25.09M -7.6% |
Most Recent Quarter
| Metric | Quarter Ending | Value | YoY | QoQ |
|---|---|---|---|---|
| Net Income | September 30, 2025 | $7.93M | +67.6% | +2.6% |
| Diluted EPS | September 30, 2025 | $0.45 | +73.1% | +4.7% |
| Total Assets | September 30, 2025 | $2.27B | +1.1% | +0.6% |
| Cash and Equivalents | March 31, 2019 | $104.83M | +25.7% | +21.8% |
| Long-Term Debt | September 30, 2025 | $469.06M | -16.3% | +0.7% |
| Stockholders Equity | September 30, 2025 | $345.50M | +1.0% | +1.2% |
| Shares Outstanding | September 30, 2025 | 18.52M | -4.8% | -1.3% |
- Waterstone Financial, Inc. reported Net Income of $26.40 million for fiscal year 2025.
- Waterstone Financial, Inc. showed an increase of +41.3% in Net Income compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Diluted EPS of $1.48 per share for fiscal year 2025.
- Waterstone Financial, Inc. showed an increase of +46.5% in Diluted EPS compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Total Assets of $2.26 billion for fiscal year 2025.
- Waterstone Financial, Inc. showed an increase of +2.3% in Total Assets compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Cash and Equivalents of $86.10 million for fiscal year 2018.
- Waterstone Financial, Inc. showed an increase of +77.1% in Cash and Equivalents compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Long-Term Debt of $412.26 million for fiscal year 2025.
- Waterstone Financial, Inc. showed a decrease of -7.7% in Long-Term Debt compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Stockholders Equity of $349.39 million for fiscal year 2025.
- Waterstone Financial, Inc. showed an increase of +3.0% in Stockholders Equity compared to the prior fiscal year.
- Waterstone Financial, Inc. reported Shares Outstanding of 18.36 million shares for fiscal year 2025.
- Waterstone Financial, Inc. showed a decrease of -5.1% in Shares Outstanding compared to the prior fiscal year.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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