Complete Filing Data
Winchester Bancorp, Inc./MD/ reported Stockholders Equity of $77.05 million for FY2023.
All values from 10-K, 20-F, and 10-Q filings on SEC EDGAR, organized by financial statement. Scroll each table horizontally for the full history. Blank cells mean Winchester Bancorp, Inc./MD/ did not report that metric for that period in XBRL — often because accounting standards changed which tag a company files under (for example, most companies moved revenue to the ASC-606 tag in 2018), so a metric may continue in a different row. Rows marked * merge those successor tags into one continuous series, preferring the audited value from the newest-standard tag where periods overlap.
Income Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Net Income * | -$874.0K | $786.0K |
| Other General And Administrative Expense | $4.9M | $2.6M |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $1.1M | $693.0K |
| Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax | $0.00 | -$33.0K |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Tax | $236.0K | $160.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax | $1.1M | $726.0K |
| Interest Income Expense Net | $17.5M | $14.4M |
| Interest Income Expense After Provision For Loan Loss | $15.5M | $13.9M |
| Interest Expense Operating | $25.2M | $20.5M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $6.1M | $4.5M |
| Interest Expense Deposits | $19.1M | $15.9M |
| Income Tax Expense Benefit | -$656.0K | -$32.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | -$1.5M | $754.0K |
| Comprehensive Income Net Of Tax | -$754.0K | $2.2M |
| Marketable Securities Gain Loss Excluding Other Than Temporary Impairments | $374.0K | $378.0K |
| Income Taxes Paid Net | -$439.0K | -$478.0K |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q1 2024 | Q4 2023 |
|---|---|---|---|---|---|---|---|
| Net Income * | $1.1M | $962.0K | $305.0K | $373.0K | -$632.0K | $192.0K | $272.0K |
| Other General And Administrative Expense | $888.0K | $900.0K | $695.0K | $572.0K | $633.0K | $614.0K | $663.0K |
| Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax | $182.0K | $480.0K | $367.0K | -$362.0K | $744.0K | -$9.0K | $1.0M |
| Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax | $0.00 | -$317.0K | $0.00 | $0.00 | $0.00 | $0.00 | -$32.0K |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Tax | $38.0K | $183.0K | $83.0K | -$81.0K | $167.0K | -$2.0K | $237.0K |
| Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax | $182.0K | $797.0K | $367.0K | -$362.0K | $744.0K | -$9.0K | $1.1M |
| Interest Income Expense Net | $6.1M | $5.7M | $4.4M | $4.0M | $3.8M | $3.5M | $3.6M |
| Interest Income Expense After Provision For Loan Loss | $5.7M | $6.1M | $4.4M | $3.8M | $2.6M | $3.4M | $3.5M |
| Interest Expense Operating | $6.4M | $6.2M | $6.2M | $6.5M | $6.5M | $5.6M | $4.9M |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | $1.5M | $1.5M | $1.6M | $1.5M | $1.5M | $1.3M | $1.1M |
| Interest Expense Deposits | $4.9M | $4.7M | $4.7M | $4.9M | $5.0M | $4.3M | $3.8M |
| Income Tax Expense Benefit | $276.0K | $356.0K | $67.0K | $41.0K | -$198.0K | -$19.0K | $56.0K |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest | $1.4M | $1.3M | $372.0K | $414.0K | -$830.0K | $173.0K | $328.0K |
| Comprehensive Income Net Of Tax | $1.2M | $1.6M | $589.0K | $92.0K | -$55.0K | $185.0K | $1.1M |
| Marketable Securities Gain Loss Excluding Other Than Temporary Impairments | $0.00 | $171.0K | |||||
| Income Taxes Paid Net | $641.0K | $15.0K |
Balance Sheet
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Stockholders Equity | $77.0M | ||
| Financing Receivable Allowance For Credit Losses | $5.5M | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $52.2M | ||
| Provision For Loan Lease And Other Losses | $2.1M | $514.0K | |
| Interest And Fee Income Loans And Leases | $37.5M | $30.6M | |
| Equity Securities Fv Ni Gain Loss | $374.0K | $378.0K | |
| Retained Earnings Accumulated Deficit | $82.1M | ||
| Property Plant And Equipment Net | $7.0M | ||
| Other Assets | $11.8M | ||
| Notes Receivable Net | $682.0M | ||
| Noninterest Bearing Deposit Liabilities | $52.4M | ||
| Liabilities And Stockholders Equity | $853.0M | ||
| Liabilities | $772.7M | ||
| Interest Receivable | $3.2M | ||
| Interest Bearing Deposit Liabilities | $583.0M | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $11.1M | -$8.1M | |
| Cash And Due From Banks | $3.2M | ||
| Cash And Cash Equivalents At Carrying Value | $44.1M | ||
| Available For Sale Securities Debt Securities | $31.1M | ||
| Assets | $853.0M | ||
| Amortization Of Deferred Loan Origination Fees Net | $86.0K | $117.0K | |
| Amortization Of Debt Discount Premium | $360.0K | $410.0K | |
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$1.8M | ||
| Accrued Liabilities And Other Liabilities | $6.1M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Stockholders Equity | $118.2M | $117.0M | $115.4M | $80.9M | $80.3M | $80.2M | $80.3M | $79.3M | $79.1M | $78.0M |
| Financing Receivable Allowance For Credit Losses | $4.4M | $4.4M | $4.2M | $3.6M | $3.6M | $3.4M | $3.5M | $3.2M | $3.1M | $2.9M |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | $54.8M | $57.7M | $55.2M | $66.6M | $41.5M | $37.2M | $44.1M | $41.5M | $44.2M | |
| Provision For Loan Lease And Other Losses | $388.0K | -$320.0K | -$21.0K | $238.0K | $1.2M | $100.0K | $76.0K | |||
| Interest And Fee Income Loans And Leases | $10.7M | $10.4M | $9.5M | $9.2M | $9.0M | $7.9M | $7.6M | |||
| Equity Securities Fv Ni Gain Loss | $0.00 | $0.00 | -$71.0K | $52.0K | $171.0K | $219.0K | $165.0K | |||
| Retained Earnings Accumulated Deficit | $82.8M | $81.7M | $80.7M | $82.1M | $81.8M | |||||
| Property Plant And Equipment Net | $5.9M | $6.2M | $6.4M | $6.6M | $6.7M | |||||
| Other Assets | $10.4M | $10.3M | $10.2M | $13.1M | $12.6M | |||||
| Notes Receivable Net | $800.2M | $793.2M | $751.2M | $727.7M | $725.3M | |||||
| Noninterest Bearing Deposit Liabilities | $64.4M | $63.6M | $55.7M | $86.4M | $51.8M | |||||
| Liabilities And Stockholders Equity | $1.02B | $1.01B | $949.4M | $923.1M | $894.1M | |||||
| Liabilities | $897.7M | $888.2M | $834.0M | $842.2M | $813.8M | |||||
| Interest Receivable | $3.6M | $3.5M | $3.3M | $3.1M | $3.1M | |||||
| Interest Bearing Deposit Liabilities | $681.9M | $652.8M | $623.5M | $616.6M | $609.2M | |||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect | $2.5M | -$6.9M | ||||||||
| Cash And Due From Banks | $1.1M | $1.7M | $7.5M | $7.8M | $7.8M | |||||
| Cash And Cash Equivalents At Carrying Value | $54.8M | $57.7M | $55.2M | $66.6M | $41.5M | |||||
| Available For Sale Securities Debt Securities | $63.9M | $54.7M | $47.3M | $35.0M | $33.0M | |||||
| Assets | $1.02B | $1.01B | $949.4M | $923.1M | $894.1M | |||||
| Amortization Of Deferred Loan Origination Fees Net | $17.0K | $41.0K | ||||||||
| Amortization Of Debt Discount Premium | $21.0K | $94.0K | ||||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -$928.0K | -$1.1M | -$1.7M | -$1.2M | -$1.5M | |||||
| Accrued Liabilities And Other Liabilities | $5.8M | $5.9M | $6.1M | $6.0M | $5.3M |
Cash Flow Statement
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Proceeds From Repayments Of Short Term Debt | $13.5M | -$3.2M |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | $13.4M | $6.5M |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $15.6M | $3.2M |
| Payments To Acquire Held To Maturity Securities | $15.1M | $17.5M |
| Payments To Acquire Available For Sale Securities Debt | $31.0M | $9.0M |
| Payments For Proceeds From Productive Assets | $284.0K | $1.3M |
| Payments For Proceeds From Loans And Leases | $71.3M | $83.4M |
| Net Cash Provided By Used In Operating Activities | $2.5M | $231.0K |
| Net Cash Provided By Used In Investing Activities | -$86.7M | -$105.2M |
| Net Cash Provided By Used In Financing Activities | $95.4M | $96.9M |
| Increase Decrease In Other Operating Assets | -$1.5M | $3.4M |
| Increase Decrease In Mortgagors Escrow Accounts | $114.0K | $84.0K |
| Increase Decrease In Deposits | $43.8M | $59.0M |
| Increase Decrease In Accrued Liabilities And Other Operating Liabilities | -$1.0M | $3.4M |
| Increase Decrease In Accrued Interest Receivable Net | $162.0K | $907.0K |
| Proceeds From Federal Home Loan Bank Borrowings | $17.0M | $190.0M |
| Payments To Acquire Federal Home Loan Bank Stock | $515.0K | $1.8M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q3 2025 | Q3 2024 |
|---|---|---|
| Proceeds From Repayments Of Short Term Debt | $33.0M | $3.5M |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | $1.5M | $2.4M |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | $1.8M | $9.7M |
| Payments To Acquire Held To Maturity Securities | $5.0M | $5.0M |
| Payments To Acquire Available For Sale Securities Debt | $15.8M | $6.5M |
| Payments For Proceeds From Productive Assets | -$8.0K | $60.0K |
| Payments For Proceeds From Loans And Leases | $42.4M | $27.5M |
| Net Cash Provided By Used In Operating Activities | $1.4M | -$334.0K |
| Net Cash Provided By Used In Investing Activities | -$53.3M | -$27.1M |
| Net Cash Provided By Used In Financing Activities | $54.4M | $20.5M |
| Increase Decrease In Other Operating Assets | -$735.0K | $209.0K |
| Increase Decrease In Mortgagors Escrow Accounts | $189.0K | $157.0K |
| Increase Decrease In Deposits | $37.2M | $6.9M |
| Increase Decrease In Accrued Liabilities And Other Operating Liabilities | -$378.0K | -$723.0K |
| Increase Decrease In Accrued Interest Receivable Net | $131.0K | -$94.0K |
| Proceeds From Federal Home Loan Bank Borrowings | $15.0M | |
| Payments To Acquire Federal Home Loan Bank Stock | $650.0K | $160.0K |
Per-Share & Share Counts
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 |
|---|---|
| Earnings Per Share Diluted | $-0.09 |
| Earnings Per Share Basic | $-0.09 |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 |
|---|---|---|
| Earnings Per Share Diluted | $0.12 | $0.11 |
| Earnings Per Share Basic | $0.12 | $0.11 |
Other Metrics
Annual (10-K / 20-F)
| Metric \ Fiscal Year | FY2025 | FY2024 |
|---|---|---|
| Occupancy Net | $1.6M | $1.5M |
| Miscellaneous Income | $224.0K | $122.0K |
| Marketing And Advertising Expense | $462.0K | $376.0K |
| Labor And Related Expense | $9.7M | $9.6M |
| Interest Income Federal Funds Sold | $2.1M | $1.9M |
| Interest And Dividend Income Securities | $3.1M | $2.4M |
| Interest And Dividend Income Operating | $42.7M | $34.9M |
| Information Technology And Data Processing | $1.4M | $1.1M |
| Deposit Insurance Expense | $848.0K | $472.0K |
| Customer Service Fees | $728.0K | $683.0K |
| Bank Owned Life Insurance Income | $466.0K | $315.0K |
| Repayments Of Federal Home Loan Bank Borrowings | $13.0M | $149.0M |
| Life Insurance Corporate Or Bank Owned Change In Value | $466.0K | $315.0K |
| Interest Paid On Bank Advances | $6.4M | $4.3M |
| Interest Paid Net | $19.1M | $15.8M |
| Interest Bearing Deposits In Banks | $40.9M | |
| Held To Maturity Securities | $55.5M | |
| Federal Home Loan Bank Stock | $5.8M | |
| Depreciation And Amortization | $847.0K | $750.0K |
| Bank Owned Life Insurance | $10.5M | |
| Advances From Federal Home Loan Banks | $129.5M | |
| Advance Payments By Borrowers For Taxes And Insurance | $1.6M |
Quarterly (10-Q, single quarters)
| Metric \ Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q1 2024 | Q4 2023 |
|---|---|---|---|---|---|---|---|---|
| Occupancy Net | $513.0K | $396.0K | $409.0K | $413.0K | $377.0K | $395.0K | $386.0K | |
| Miscellaneous Income | $64.0K | $59.0K | $88.0K | $38.0K | $25.0K | $33.0K | $17.0K | |
| Marketing And Advertising Expense | $144.0K | $184.0K | $120.0K | $96.0K | $96.0K | $96.0K | $102.0K | |
| Labor And Related Expense | $2.6M | $2.7M | $2.5M | $2.2M | $2.3M | $2.1M | $2.4M | |
| Interest Income Federal Funds Sold | $545.0K | $422.0K | $390.0K | $507.0K | $318.0K | $496.0K | $427.0K | |
| Interest And Dividend Income Securities | $1.2M | $1.1M | $744.0K | $755.0K | $898.0K | $660.0K | $504.0K | |
| Interest And Dividend Income Operating | $12.4M | $11.9M | $10.6M | $10.5M | $10.2M | $9.0M | $8.5M | |
| Information Technology And Data Processing | $381.0K | $408.0K | $356.0K | $305.0K | $347.0K | $305.0K | $261.0K | |
| Deposit Insurance Expense | $160.0K | $210.0K | $210.0K | $207.0K | $221.0K | $128.0K | $100.0K | |
| Customer Service Fees | $191.0K | $191.0K | $167.0K | $180.0K | $188.0K | $161.0K | $167.0K | |
| Bank Owned Life Insurance Income | $119.0K | $119.0K | $115.0K | $118.0K | $117.0K | $65.0K | $66.0K | |
| Repayments Of Federal Home Loan Bank Borrowings | $16.0M | $5.0M | ||||||
| Life Insurance Corporate Or Bank Owned Change In Value | $119.0K | $117.0K | ||||||
| Interest Paid On Bank Advances | $1.5M | $1.8M | ||||||
| Interest Paid Net | $4.7M | $5.1M | ||||||
| Interest Bearing Deposits In Banks | $53.7M | $56.1M | $47.7M | $58.8M | $33.7M | |||
| Held To Maturity Securities | $58.9M | $60.6M | $57.2M | $51.8M | $52.8M | |||
| Federal Home Loan Bank Stock | $6.2M | $6.9M | $6.3M | $6.1M | $6.0M | |||
| Depreciation And Amortization | $223.0K | $209.0K | ||||||
| Bank Owned Life Insurance | $11.2M | $11.0M | $10.9M | $10.8M | $10.7M | |||
| Advances From Federal Home Loan Banks | $143.6M | $164.0M | $147.0M | $131.0M | $145.5M | |||
| Advance Payments By Borrowers For Taxes And Insurance | $2.0M | $1.9M | $1.8M | $1.9M | $1.8M |
Most recent annual filing with the SEC: September 17, 2025
Data sourced from SEC EDGAR public filings as of August 4, 2026.