X Financial Financial Summary

Quick Answer

X Financial reported Total Revenue of $5.87 billion for fiscal year 2024.

X Financial — Key Financials by Year

Metric 2024 2023 2022 2021 2020 2019
Total Revenue $5.87B
+22.0%
$4.81B
+35.1%
$3.56B
-1.8%
$3.63B
+65.4%
$2.19B
-29.0%
$3.09B
-12.8%
Revenue (ASC 606) $5.87B
+22.0%
$4.81B
+35.1%
$3.56B
-1.8%
$3.63B
+65.4%
$2.19B
-29.0%
$3.09B
-12.8%
Net Income $1.54B
+29.8%
$1.19B
+46.2%
$812.00M
-1.6%
$825.41M
+163.1%
-$1.31B
-269.0%
$774.28M
-12.3%
Diluted EPS $0.72
-82.4%
$4.08
+61.9%
$2.52
+2.9%
$2.45
+160.2%
-$4.07
-268.2%
$2.42
-16.8%
Total Assets $1.62B
-86.1%
$11.65B
+31.8%
$8.84B
+20.4%
$7.34B
-2.1%
$7.50B
-9.5%
$8.28B
+78.6%
Cash and Equivalents $984.61M
-17.6%
$1.20B
+98.5%
$602.27M
+3.0%
$584.76M
-21.7%
$746.39M
-25.8%
$1.01B
-5.9%
Stockholders Equity $6.95B
+18.9%
$5.85B
+23.0%
$4.75B
+19.5%
$3.98B
+29.3%
$3.07B
-29.6%
$4.37B
+24.1%
Operating Income $256.71M
-82.4%
$1.46B
+20.5%
$1.21B
-7.4%
$1.31B
+191.7%
-$1.43B
-276.0%
$812.58M
-36.3%
Shares Outstanding 250.68M
-14.6%
293.55M
+2.0%
287.92M
-12.5%
329.12M
+1.9%
323.12M
+0.8%
320.67M
+5.6%
  • X Financial reported Total Revenue of $5.87 billion for fiscal year 2024.
  • X Financial showed an increase of +22.0% in Total Revenue compared to the prior fiscal year.
  • X Financial reported Revenue (ASC 606) of $5.87 billion for fiscal year 2024.
  • X Financial showed an increase of +22.0% in Revenue (ASC 606) compared to the prior fiscal year.
  • X Financial reported Net Income of $1.54 billion for fiscal year 2024.
  • X Financial showed an increase of +29.8% in Net Income compared to the prior fiscal year.
  • X Financial reported Diluted EPS of $0.72 per share for fiscal year 2024.
  • X Financial showed a decrease of -82.4% in Diluted EPS compared to the prior fiscal year.
  • X Financial reported Total Assets of $1.62 billion for fiscal year 2024.
  • X Financial showed a decrease of -86.1% in Total Assets compared to the prior fiscal year.
  • X Financial reported Cash and Equivalents of $984.61 million for fiscal year 2024.
  • X Financial showed a decrease of -17.6% in Cash and Equivalents compared to the prior fiscal year.
  • X Financial reported Stockholders Equity of $6.95 billion for fiscal year 2024.
  • X Financial showed an increase of +18.9% in Stockholders Equity compared to the prior fiscal year.
  • X Financial reported Operating Income of $256.71 million for fiscal year 2024.
  • X Financial showed a decrease of -82.4% in Operating Income compared to the prior fiscal year.
  • X Financial reported Shares Outstanding of 250.68 million shares for fiscal year 2024.
  • X Financial showed a decrease of -14.6% in Shares Outstanding compared to the prior fiscal year.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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