Quick Answer
Upstart Holdings, Inc. reported Operating Income of $42.63 million for fiscal year 2025.
Upstart Holdings, Inc. Operating Income — Annual History
| Fiscal Year | Operating Income | YoY Change |
|---|---|---|
| 2025 | $42.63M | +124.7% |
| 2024 | -$172.86M | +32.6% |
| 2023 | -$256.52M | -125.3% |
| 2022 | -$113.86M | -180.8% |
| 2021 | $140.88M | +1097.5% |
| 2020 | $11.77M | +357.2% |
| 2019 | -$4.58M | — |
Quarterly Operating Income
| Quarter Ending | Operating Income | YoY | QoQ |
|---|---|---|---|
| September 30, 2025 | $23.67M | +152.4% | +421.0% |
| June 30, 2025 | $4.54M | +108.2% | +201.0% |
| March 31, 2025 | -$4.50M | +93.3% | +90.0% |
| September 30, 2024 | -$45.15M | -3.0% | +18.6% |
| June 30, 2024 | -$55.49M | -66.4% | +17.8% |
| March 31, 2024 | -$67.47M | +48.8% | -53.9% |
| September 30, 2023 | -$43.84M | +24.5% | -31.5% |
| June 30, 2023 | -$33.34M | -3.9% | +74.7% |
- Upstart Holdings, Inc. showed an increase of +124.7% in Operating Income compared to the prior fiscal year.
- Over the 2019–2025 period, Upstart Holdings, Inc.’s operating income has grown by 1031.8% (from -$4.58 million to $42.63 million).
- The most recent figure is from Upstart Holdings, Inc.’s fiscal year 2025 report (Form 10-K), filed with the SEC on February 10, 2026.
- All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.
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