Upstart Holdings, Inc. Operating Income

Quick Answer

Upstart Holdings, Inc. reported Operating Income of $42.63 million for fiscal year 2025.

Upstart Holdings, Inc. Operating Income — Annual History

Fiscal Year Operating Income YoY Change
2025 $42.63M +124.7%
2024 -$172.86M +32.6%
2023 -$256.52M -125.3%
2022 -$113.86M -180.8%
2021 $140.88M +1097.5%
2020 $11.77M +357.2%
2019 -$4.58M

Quarterly Operating Income

Quarter Ending Operating Income YoY QoQ
September 30, 2025 $23.67M +152.4% +421.0%
June 30, 2025 $4.54M +108.2% +201.0%
March 31, 2025 -$4.50M +93.3% +90.0%
September 30, 2024 -$45.15M -3.0% +18.6%
June 30, 2024 -$55.49M -66.4% +17.8%
March 31, 2024 -$67.47M +48.8% -53.9%
September 30, 2023 -$43.84M +24.5% -31.5%
June 30, 2023 -$33.34M -3.9% +74.7%
  • Upstart Holdings, Inc. showed an increase of +124.7% in Operating Income compared to the prior fiscal year.
  • Over the 2019–2025 period, Upstart Holdings, Inc.’s operating income has grown by 1031.8% (from -$4.58 million to $42.63 million).
  • The most recent figure is from Upstart Holdings, Inc.’s fiscal year 2025 report (Form 10-K), filed with the SEC on February 10, 2026.
  • All figures are sourced from SEC EDGAR XBRL filings, last verified June 17, 2026.

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